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Before you start your investment program, you‘ll want to ponder the following facts, outlined in _ a recent analysis report by a major Canadian financial company. It compared the rates of return from stocks, bonds, and savings accounts over the 20â€"year period 1972 to 1991. During that period, the annual inflation rate, as Points (Continued from page 28) the economy you should invest in? Which industries are destined to become "sunset" ones? These variables give an element of risk to any investment, even a savings account at the bank. But by having a soundly drawn plan, you can control how much risk you are willing to assume, and what rate of returnâ€" you can reasonably expect at that degree of risk. You can lose a lot more than Your l_lcence 7N Ministrv of Drink and drive and you‘ll get a set of new wheels. Ontario â€"â€" averaged â€" a 13.63% rate of return. Bonds as measured by the Bond Total Return Index, hadâ€" an average annual return of 11.6%. Bank savings accounts provided an average annual return of 8.14%. This report starkly illustrates that if you seek the least risky investment choice â€" a bank savings account â€" the return can be disappointing compared â€" with stocks. measured by the Consumer Price Index, averaged 7.4%. Based on monthly _ yearâ€" overâ€"year results, stocks â€" as measured by the Toronto â€" Stock Exchange â€" 300 Total Return Index Harry Mardon, a freelance business journalist, writes this column on behalf of W in nipeg â€"b a s e d Investors Group Inc. â€" a financial services company). Ministry of the Attomney $219,900 Sun. Nov. 21 2â€"3 p.m. *« Harbour location + Loft bungalow GARY REED® Phone 700 Dorval Drive, Suite 103, Oakville, C Ont. $199,900 SUN. Nov. 21 2â€"4 p.m. _ the Phone 700 Dorval Drive, Suite 103, Oak\nlle C