The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

The guest speaker was Jeremy Siegel who is a professor of finance at the Wharton School of the University . of Pennsylvania. Wharton is considered to be one of the strongest business schools in the United States and is particularly well known for its excellence in Recently there was an investâ€" ment seminar in Toronto where the analysis of two centuries of investâ€" ment returns were released. Professor Siegel studied investâ€" ment returns since 1802. His hisâ€" toric perspective can help provide valuable insight to how investments can be expected to perform in the The conclusion was similar to that of other studies. In the long term, stocks are safer than either government bonds or Treasury bills. Figures were provided for an investment of $1, invested in 1802 until 1993. The after inflation growth for Treasury Bills was $250, while for bonds it was $648. Stocks were far superior and resulted in $1 increasing to $278,000 over the same time period. If this figure had not been adjusted for inflation, the Invest in company, not the stock market â€" condos for LOW down payment, Lakeâ€" front, 2 bedroom, 2 bath, cent. air, 5 appli . Fal b- ulous views of lake andâ€" BronteHarbour, 1500 sq.ft. Asking â€" $229,000. o M To lergs . very private backyard. New roof, air, furnace, broadloom. 5 minutes to GO. Private sale. Asking $139,000. Reasonâ€" able offers considered, FOR Sale By Owner. Well kept 3 plus 1 bedroom bunâ€" galow, backing on mainâ€" tained park, legal access gate, large private lot, finâ€" ipgiiariédi also available. 849â€"7763. No agents. OPEN House, Saturda one street north of QEW, and , 24 pm., 7 bedâ€" rooms, 5 baths, walkâ€"out basement apanmem, many upgrades. 1418 Abbeyâ€" wood Road, off Third Line, (off Trafaigar Road and McCraney) Reduced to sell at $282,000. Open concept. Upgraded to the nines inside and out! Approximately 3,200 sq. ft. plus! Extra large double pie shaped lot, pool, cenâ€" tral air and vac, security system. Must see and sell!l Call 849â€"1 for details. To place an ad please call 845â€"2809 or FAX 845â€"5516 Mon. â€" Fri. 8:30 a.m. â€" 5 p.m. nts. Call 827â€"6503 or ave you ever wondered what are the best types of investments? If so, read amhoumfudo Open House Sunday 1 â€"5 pm 196 ROMAIN CRES. AVAILABLE now, 1050ft., only $650. All inclusive exâ€" cept for inexpensive utilities. Speers and 3rd Line. Front unit, 12‘ door, finished inâ€" terior, ample parking, sigâ€" nage. Call owner (416) 347â€" 3526 leave message if necâ€" We are looking for partners to invest in the excavation of gold and diaâ€" mond mines in Boâ€" livar, Venezuela. For further info please FAX Venezuela, 011â€" 58â€" 2« 987â€"8635. GOLD AND DIAMONDS Many of us tend to view the marâ€" ket as a result of the most recent short term returns. One year return figures often are given too much significance and even monthly returns are too prominent. It is the long term returns that are important, particularly if you are investing for growth. $1 in stocks would have grown to $3.36 million. Oneâ€" of the problems with the "information age" is with informaâ€" BEST VALUE. Large luxuâ€" one bedroom, Bronte/Lakeshore, newly decorated. Appliances. Free laundry facilities. Available August 1st. Super, 827â€"9153. RIVER Oaks. Bright, clean large 2 bedroom basement apartment. $675. (416) 782â€"0780 f ONE bedroom apartment, downtown Oakville, availâ€" able September 1, 825â€" 1294 after 7 pm. NEAR Hopedale Mall, 2 bedâ€" room basement apartment. Parking, private entrance, $675, utilities included, imâ€" mediate. 847â€"8965. 607â€"0456 or 338â€"8095 (after 6 pm). ONE BEDROOM apartâ€" ment, available immeâ€" diately. Newly renovated, new broadloom, 3 apâ€" pliances plus microwave. Parking, laundry facilities utilities included. Would suit quiet nonâ€"smoker. $825. monthly. Call 844â€"2713 TWO BEDROOM apartâ€" ment available immediately, Harbourview Plaza, comer Lakeshore Bronte Rd. 825â€"1261. equipped, 3 hoists and more, safety inspection staâ€" tion, all tools, A/C equipâ€" ment, attractive lease, low running costs, situated in Oakville, turn key operation, $35,000. For details call EXCELLENTopportunit EACELLENTopportunity, Auto Repair Business, ful apts. flats for rent FRIDAY, AUGUST 5, 1994 BRONTE â€" area. ~6â€"plex building, 2 bedroom with balcony. â€"$730. month. 1 bedroom basement level, $630. month. Children welâ€" come. â€" Available September 1st. 847â€"1138. MARLBOROUGH COURT APARTMENTS 1229 Marliborough Court 2 Bedroom Apartments Available Close to Sheridan College Oakville Place. Quiet parkâ€"like setting. For info call: South East 2 Bedroom Flat Character Plus with large balconies in a well maintained hiâ€" rise building. On site Variety Store. Close to GO Station, QEW, Oakville Place Shopâ€" ping Centre and schools. Seniors Discount 5 appliances, (launâ€" dry), fireplace, deck, circular drive, private lot. GO/Q.E.W./403, $1100 tion overload. We must focus on the big picture and make decisions accordingly. Professor Siegel‘s research should assist us to make better investment decisions. TRAFALGAR / WHITE OAKS Large 2 Bedroom Apartments Available apts. flats for rent _ IJ IW AQ | apts. flats for rent _ in IWAQ ) apts. fiats for rent â€" [f [ AQ J apts. flats for rent 905â€"338â€"5893 Rental Office Page 20 REALESTATE _ 100â€"165 Avromart _ 100â€"165 RrENTALS 170â€"196 WeE 170â€"196 LEISURELIVING 200â€"265 eE E=m announcements 200â€"265 verckanoise 100â€"165 Aa2 )Â¥ @ SERVICES 100â€"165 DEADLINES CANCELLATIONS: Mon. 4 p.m. for Wednesday Issue. Wed. 4 p.m. for Friday Issue. Thurs. 4 p.m. for Sunday Issue. ADVERTISING ERRORS AND OMISSIONS: The Oakville Beaver assumes no financial liability for typographical errors or copy omissions by the newspaper other than the cost of space occupied by the error. Claims for errors must be made prior to next publication date. LARGE one bedroom apartâ€" ment, Jower level of private home, separate entrance, own patio, cable, central air/vac, one car parking, laundry. No pets. nonâ€" smoker, references, $625, available September Ist.. ONE bedroom apartment for rent, Kerr Street area, $600 monthly plus utilities. 2 bedroom available. Refâ€" erences required. 1 BEDROOM walkâ€"out baseâ€" ment apartment, walk to Downtown, with parking, $475 plus, 845â€"6299 Susan. required. However, short term thinking does affect our decision making process so it is useful to consider what affects the market. The stock market is influenced by economics and human behavior and both of these areas are unpreâ€" dictable. This unpredictability often forces potential investors out of the market. Another problem with the stock market is that it is too intangible. The reality is that the stock market AKESHORE/KERR: Large one bedroom. $600. August or September. 2 bedroom September (416) 233â€"7441 Each with balcony overlooking beautiful Lake Ontario. Perfect for those seeking prime location at an affordable price. 36 EAST STREET, BRONTE SIir RiIchHARD TOWERS _ Exceptional 2â€"Bdrm. Apts. _ 827â€"9169 Managed by BURLINGTON TOWERS The Canadiana Residence Onâ€"Theâ€"Lake 5220 Lakeshore Road E. Burlington (905) 632â€"5486 1400 + Sq. Ft. of Living Space in Our 2â€"Bedroom Apartments Hrs: Mon. â€" Fri. 10 â€" 6 p.m. Sat. Sun. 11 â€" 5 p.m. Rents as low as It‘s No Secret That The : Canadiana > Has Great Deals! EAST Oakville, bright, one bedroom baseâ€" ment apartment. Close to Maplegrove Plaza, buses, $675 monthly utilities in â€" cluded, (905) 338â€"5748. 965. FRIDAY, AUGUST 5, 1994 PAGE 20 The company will still have the same customers, work force and management team. The only thing that has changed is the value that you can get for your shares at that particular time. is just a collection of companies that provide goods and services to their customers. If you own the stock of a wellâ€" managed company and the stock market declines by 10%, then chances are the stock value will decrease by a similar amount. Don‘t be alarmed because the underlying value of that company will not have changed. In the longer term it is likely that the market will return to its normal level and the value of the stock will be restored. The significance of your investment lies in the ultimate long term value of the specific comâ€" pany and not the short term behavâ€" ior of the market. The critical decision is to considâ€" er your time frame. If you are a long term investor then you should conâ€" sider including equity investments in your portfolio for growth and safety. Peter Watson, MBA, CFP, RFP is the President of Peter Watson Investments Limited, an Oakville firm specializing in retirement planning, RRSPs and investment planning. He can be reached at 842â€"7602. All classified ads must be prepaid. We Accept DOWNTOWN â€" Burlington Luxury condo, 2 bedroom, 2 baths, 5 appliances. Indoor parking. ~ $1,000/month. 681â€"0534 ONE _ MONTH â€" FREE Lakeshore/Kerr 2 bedroom $875 plus hydro. 2 levels. Bright, spacious. Balcony, ensuite laundry, parking. September 1st. 842â€"5100 WE SPECIALIZE in Conâ€" dominium Sales Rentals. Linda Davies Real Estate Ltd., Realtor, 333â€"4347, CLEAN, spacious one bedâ€" room basement bachelor. Separate entrance, bathâ€" room. . Utilities included. $525. August 1st. 847â€"9866 Cheque or cash BRIGHT, newly renovated, 1 bedroom basement apartâ€" ment, separate entrance, use of yard, 4 appliances, available immediately, $560 inclusive 825â€"9657. NORTH Oakville, bright bachelor apartment. Walkâ€" out to yard, separate enâ€" trance, hydro excluded, parking. _ $480. month. * Mins. from IgEW{.GO e Exceptionally we! maintained highrise * Hydro included + Outdoor pool Bachelor 1 2 Bedrooms from $551. apts. flats for rent