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$208,9001 Unforgettable first impression of this spaâ€" cious bung. on oversized lot quiet crt! 3 beairms.+ 1 bdrm. suite, 2 sep. entrances! Mstt. bdrmn. w/o to sunroom, new deck ingmd. pool! Brand new kit. bath. ceramics, oak cabinefry! Recent new CAC, fumace, roof, new decor thruâ€"out. The list goes on â€" many desired extras upgrades! Carol Coad (905)796â€"8888. Expect the best ) _A 6 d 3 _ sf444i9go. Spec}??:'u.agr ‘??:mily é\om:ka 2? qlui‘?f |§‘3‘?t9),900. V\(/jélfiâ€"?('e‘ff‘éll Ec':dfiB?,' WIO”F\ to shost, $649,000. Historical home, steps from downtown, 5 bdrms, 5 street. Home overlooks ravine and park, offers lake ‘harbour and lake. Spacious family home with baths, beautiful property w/pond and pool. Spacious livin views from many rooms. Plenty of living space, 5 hardwood throughout and numerous french and dining room? bgth”lmh/\flood bumir?g firepFI)cce. Posiblg bedrooms, main floor: family room and much ini y more. Call RUTH ANNE WINTER, B. 338â€"9000 SSTOJSA%SS"S:STE"{"g%gg_%gxg‘g rooms. Call nanny suite in lower level. Call RUTH ANNE WINTER, B. 338â€"29000 $174,900. Perfect home for first time buyers. Tastefully decoratâ€" ed throughout, well maintained. Updated in 1980‘s to include renovated kitchen and baths. Fully fenced rear garden with inground swim:i’r;g % A great place to start! Call RUTH ANNE WINTER, B.338â€" $549,000. Immaculate home on very private lot. Four bedrooms, main floor family room with fireplace, spaâ€" cious eatâ€"in kitchen, 2 1/2 baths, finished recreation room, 20 x 40 inground pool, 2 patios. A terific family room, 20 x 40 inground poot, 2 patIOS. /\ Te home. Call R ANNE WINTER, B. 338â€"9000 VALUE THAT JUST WON‘T QUIT! $1,495,000. Spectacular country property, 1 1/2 miles north of 403/Trafalgar Road intersection and 6 miles north of Oakville. 17 acres of land. Home features indoor pool spa, main floor master suite and much more. Call RUTH ANNE WINTER, B. 338â€"9000. ESPRIT REAL ESTATE SERVICES LTD. Kennedy Road South Brampton, Ontario. Starter home buying boom in first half of ‘94 (Continued from page 5) In the first half of 1990, only 18.1 per cent of renters could afford to buy. Some centres experienced more of a ride than others. In Vancouver, the share of renters who could buy was cut in half from 26.3 per cent in March to 13 per cent by the: end <of June. However, in Montreal and Halifax, 30 per cent of renters could still afford to buy even after the first half rate hikes. RUTH ANNE WINTER, B.338â€"92000 OWN A PIECE OF OAKVILLE‘S HISTORY awvaOl}i’mMngnT,mE C mUMw%’JoLm?sEgm 000. h i k i â€"3 bam, ggérocggd gnlonrcnég rgl(\;rrhg rz.%o%/ %?gn?e%gfi 2â€"1/2 bath custom home (w/optiondl addifional gdrm_ wensuite) on 100‘ x 150‘ ing walk to downtown, a dr eom gor den come beautifully treed lot in St. Miidred‘s School area. 9" cellings, custom trim, hrdwd firs. Unparalleled attention to detail. Traditional character with all the modem conâ€" true. Call RUTH ANNE WINTER, B. 338â€"2000 veniences. Call RUTH ANNE WINTER, B. 338â€"9000. $1,1,50,000. Beautiful estate property within walking disâ€" $895,000. Custom built for present owners in 80‘s, large fami tance of downtown Oakville, completely renovated homiez,flu(qcke% dowrtmllcne in O(lde Ockkv.T il:s.clldpfr,inci?cl rOOfm j Ivi overlooking the water, large solarium kitchen, 4 fireplaces, tin throughout, fabulous kitchen, four levels of living $pa¢e, Iavel Call RUTH ANNE WINTER, B. 338â€"9000. master suite. Call RUTH ANNE WINTER, B. 338â€"29000 338â€"9000] n NT PROPERTY In Toronto, falling house prices in recent years have helped offset the negative impact on affordability from rising mortgage rates. "Despite the run up in rates, the share of Toronto renters who could buy at the end of June was three times the 1989 level," said Duerden. The average price of a starter home has dropped by nearly 15 per cent since 1989, from $197,700 to $168,350 in 1994. CMHC‘s report also finds OAKVILLE HARBOUR AREA! $314,000. Unique home located across from park and within wailking distance of downtown, main floor family room, hardwood floors, four bedrooms, ensuite bath, wailkâ€" in from garage. Call RUTH ANNE WINTER, B. 338â€"9000 that firstâ€"time buyers recogâ€" nized that new homes can be starter homes. "Buying of new starter homes boomed in the first half of the year; by June, there were almost as many approvals for new houses under CMHC‘s First Home Loan Insurance Plan as there were for all of last year," said Duerden. In 21 of 27 major urban areas, over half of the new homes sold in the first six months were within reach of potential firstâ€"time buyers. Resale market offers wide selection The resale market also continued to offer a wide selection of starter homes in the first half of 1994. In 19 of the 23 centres reporting listings data, over half of the resales on the market were within reach of potential firstâ€"time buyers. First Home Loan Insurance activity for resale homes jumped by 60 per cent in the first half of the year over the same periâ€" od last year. Hall of Fame 100% Club