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ust as you look for good value and Jreliability when you shop for an automobile, you also want the same in your auto insurance policy and company. The Better Business Bureau offers the following suggestions to obtain good coverage and service while miniâ€" mizing costs. The price of your insurance coverâ€" age is determined by a process called rating, and the amount you pay is called a premium. The price of your policy is based in part on the claims history of all drivers in your area, although other factors, such as personâ€" al driving record, age, sex, and marital status also are important. Ask friends or coâ€"workers to recâ€" ommend insurance companies they have dealt with. Then contact the comâ€" panies and ask questions. How much insurance will you get for what price? Are discounts available for taking pubâ€" lic transportation to and from work or having airbags or antilock brakes on your car? Under what circumstances could your rates be increased or your Even though the insurance rates of every company in the province may be reviewed and approved by a regulatory agency, rates vary. Shop around for best automobile Y iInsurance \ L GLIP oUt cLIP oUt cLIP out cLiP out cLiP out cLiP our‘ MELO‘S AUTO SERVICE LTD. Fal. @ sPearplls Absolutely Free Our business is information. We do not sell cars. Call Today 905 795â€"2600 Operators available Monâ€"Thurs. 9â€"9 Fri. Sat. Sun 9â€"5 coverage cancelled? Also, find out if the company has a history of consumer complaints by contacting your BBB. If you are looking to reduce insurâ€" ance costs, consider the following: takâ€" ing the highest available deductibles for collision and comprehensive physiâ€" cal damage (if you are willing and able to assume the risk); dropping collision as your car ages, again, if you think it is worth the risk; avoiding excessive duplication of coverage by checking all your insurance policies; and having your representative review any changed circumstances which may result in discounts. In the event you are involved in an accident, call the police. You may need a police report to back up your claim. Obtain names, addresses, phone number, license plate number and insurance company na~es and policy numbers from all drivers involved. Get names, addresses and phone numbers from all passengersâ€"and witnesses and try to take notes at the scene about what happened. Include speed of vehiâ€" cles, location, and weather conditions. Remember, admit nothing, and do not reveal how much liability insurâ€" ance you carry. WINTERIZER CHECK _ ._ _ . LOCKWO Uddge T (I 8 CHRYSLER 175 WYECROFT ROAD, OAKVILLE (between Kerr St. Dorval) 845â€"6653 matchmg'imner, balance of factory wananty avmlabl Stock#PSHl i~‘ â€" 1994 LeBARON ATC CONVERTIBLE 3.5L V6, 4 spd. auto, air, premium stereo cassette, p.w., p.d.1., tilt, cruise, dual p. seats and much more, balance of factory warranty available. Stock #P2424 Hatchback, auto, p.s.. p.b., air, AM/FM stereo, champagne with V6, auto, stereo cassette, air, tilt, cruise, E.Wlk., pd.1., 6 way p. driver seat, buckets, console, flash red contrastâ€" glgzgg%rior. balance of factory warranty available. Stock V6, auto, mr, stereo cassette tilt, cruise, p.w., p.d.1., 6 way p. drivers seat, gorgeous white on white with conâ€" trasting interior. 16,! . Stock #P2350 7 passenger, V6, 4 speed auto, air, stereo cassette, tilt wheel, cruise control, dual p. mirrors, roof rack, child seats, low kms. *Plus taxes license, subject to prior sale x Low Prices‘x Personal Service * Quality Products x Trustworthiness * CUSTOM SATISFACTION GUARANTEED Trans Canada Muffler Brake will pay the taxes during this limited time offer. Not valid in combination with any other special or warranty work. CALL US FOR A QUOTE AT 842â€"6854 or COME IN FOR A FREE INSPECTION Mufflers, Pipes, Custom Pipe Bending, Catalytic Converters, Shocks, Struts, Brakes, Trailer Hitches $18,777 NO GST, NO PST on 1989 CHEROKEEF LIMITED 6 Cyl., 4 speed auto, air, stereo casâ€" sette, tilt, cruise, p.w., p.d.1., dual p. mirrors, aluminum wheels, hunter green. Stock # P2495 Loaded, loaded, loaded. Leather Mark Cross Edition Completely power equipped, ultimate sound cass, aluminum road wheels, polar white with contrasting leather int. Bal. of factory warr. Stk. #P2488 5 Dr. hatchback, turbo engine, auto. p.s., air, stereo cass.. tilt, cruise, p.w., p.d.1., p. mirrors, trunk rack, aluminum road wheels. Tahoe turguoise. Stock #P2452. EXTENDED PASSENGER VAN V6, auto, stereo casâ€" sette, air, tilt, cruise, p.w., p.d.1., rally wheels, burgundy silver 2 tone, extremely clean, balance of factory warâ€" ranty. Stock #P2425. OUR ith matching J. Lockwood Plymouth Chrysler Ltd