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S Are you considering starting your own business? Have you recently started one? The Oakville Chamber of Commerce‘s Nov. 23rd â€" Starting A Business Panel â€" can provide you with free expert advice. The panelists featured are experts in their fields which include: accountâ€" ing, investment banking, insurance, and law. Everything you need to know » about starting your own business. The experts won‘t waste much time talking! They are there to answer YOUR questions. There will be an information table featuring publications pertinent to starting a business, including the Chamber‘s own â€" Starting A Business In Oakville â€" book. BUSINESS B Calling all entrepreneurs For each Christmas tree sold by The Original Garden Centre and Van Dongen‘s Tree Farm, money will go to the community reforestation proâ€" jects of Plant A Tree In Africa. The portion from one tree sale will raise, plant and maintain, one African tree. _ The Chamber hosts these monthly sessions to help budding Oakville entrepreneurs who want to start out on their own. The Wednesday, Nov. 23rd panel will meet at the Chamber office at 7 p.m. e s hss E 7'Ii’orregister, please call (905) 845â€"6613. Sessions are held based on suffiâ€" cient registration. Spaces are limited. Christmas trees help Africans Two Oakville area nurseries are among 10 similar firms taking part in the first annual Plant A Tree For Christmas Campaign. It‘s all in aid of the forest and soil regeneration program of Plant A Tree in Africa. The Plant A Tree In Africa project has established over 100 seedling e careful when making your nurseries, trained thousands of Agroâ€"forestry technicians in Africa and RRSP contribution this year planted over 29 million trees with an 80 per cent survival rate. ‘There is a flood of "too go od The participating nurseries are challenging all other nurseries @nd _ 4o pe ue" tax shelters C oming your Christmas tree retailers to make their business sustainable and support the way that can be purchased in your efforts of Plant A Tree In Africa. RRSP Fibreglass recycler gets infusion of capital _ Canadian Physicians For Aid And Relief (CPAR) is the registered chariâ€" ty that developed Plant A Tree In Africa and since 1985 it has been involved in more than 85 health and development projects in 10 countries. Owensâ€"Corning of Toledo, Ohio, has acquired an equity position in Oakvilleâ€"based Phoenix Fibreglass â€" a company specializing in glass fiber recycling. "Recycling postâ€"industrial and postâ€"consumer waste is important," said Efthimios Vidalis, president of Owensâ€"Corning Composites. "We are responding to a significant need in our industry." Phoenix Fibreglass is North America‘s first commerâ€" cial glass fiber recycling facility. The company was founded in 1990 by Bryan Sims who developed a unique process for separating highâ€"value glass fibers from scrap composites. The glass fibers and a At Nesbitt Burns, we believe in high expectations. They bring out the best in all of us. It‘s why we welcome the opportunity to demonstrate what we can do to help fulfill your investment goals. Whether you‘re saving for retirement, seeking capital growth or funding a child‘s educationâ€" we can help. As Canada‘s largest investment firm, we can provide you with the most complete range of products and services to meet your needs. * RRSPs * Bonds *GICs . â€" * RRIFs * Stocks * Tâ€"Bills * Mutual Funds * Group RRSPs *Savinos Bonds * RRSPs * Bonds +GICsâ€" * RRIFs * Stocks * Tâ€"Bills * Mutual Funds * Group RRSPs * Savings Bonds Find out how Nesbitt Burns can help you realize your financial goals. Call today to receive your free brochure Introducing Nesbitt Burns. Nesbitt Burns â€"Working in your best interests. xceeding expectations o 7J CA Call Craig Suttie, Investment Advisor (416) 359â€"4597 or 1â€"800â€"567â€"3006 KNOWLEDGE is POWER lightweight filler are marketed to the North American composites industry. "We are thrilled with the opportunities this partnerâ€" ship offers us," said Jim MacKenzie, chairman of the Board of Phoenix Fibreglass. "We are keenly aware of the need for recycling in our industry and have made commitments to it in many ways," said Vidalis. As part of the equity acquisition, Owensâ€"Corning has signed a management contract with Phoenix and will provide a general manager for the project. Jack (See ‘Recycled‘ page 27) Beware of ‘too good‘ RRSP tax shelters The Christmas Seal People 847â€"1033 The growth of The 20/20 Group Financial Inc.has forced its move to new headquarters at 690 Dorval Dr. The firm now boasts 150 employees in three offices, including Montreal and Vancouver. On hand for the official opening recently were: (I to r) Alasdair Hayes, exec. vâ€"p marâ€" keting; John Wood, pres. and CEO, Mayor Ann Mulvale, Laurie Davis, exec. vâ€"p finance and CFO. Back row (I to r) Philip Armstrong, vâ€"p information technology, Sandra West, vâ€"p and conâ€" troller and Janet Nixon, manager of office services. The company has assets of $2.6â€"billion, an 85 per cent increase from a year ago. It manages the 20/20 Multimanager Family of Funds. THE LUNG e ASSOCIATION They are labor sponsored investâ€" ment funds that are designed to invest in small and mediumâ€"sized businesses. This type of investment has been available for several years. Lately, new labor sponsored investâ€" ment funds have been registered for distribution at a rate of approxiâ€" mately one new fund per week. At least, six additional funds will be registered soon. The reason for the popularity of this type of investâ€" ment is due to the tax shelter beneâ€" fits. There are two significant reasons why you should avoid these investâ€" ments outright. The first reason is that they are potentially highly speculative. Watch for $uper $avings in this Sunday‘s edition Investing in small to mediumâ€" sized firms increases the risk of failâ€" ure. In addition, the normal safeâ€" guards that you have come to expect when investing in mutual funds are not prevalent in these new types of labor sponsored investment funds. For example, a mutual fund canâ€" not hold more than 10% of any one company; however, there is no simiâ€" lar restriction on laborâ€"sponsorea investment funds. Therefore, your (See ‘Tax‘ page 27) =FREE CONSULTATIONâ€" CALL BEV. 849â€"8666