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. _ partment vacancy rates will start Ato fall in most of Canada‘s 26 metropolitan areas in 1995, according to forecasts by Canada Mortgage and Housing Corporation (CMHC.) /ednesday, Decemb Apartment vacancies to fall next year $214,900. Plenty of room for everyone â€" 5 bedrooms, cozy family room with fireâ€" lace, sPocnous kitchen with breakfast ar, tastefully_ decorated_ throughout. Call RUTH ANNE WINTER, B. 338â€"9000. $1,495,000. Custom _ designed home overlooking 16 Mile Creek. 17 acres of ;[Jropeny, just 6 miles north of Oakville. erraced into rolling hills, heated indoor a,ool, spa and sauna. Call RUTH ANNE INTER, B. 338â€"92000. OLDE OAKVILLE . $399,900. 4 bedroom home in Heritage area. Hardwood throughout, casement windows, separate dining room, spaâ€" cious eatâ€"in kitchen, inground pool and much more. Call RUTH ANNE WINTER, B. 338â€"9000. Information on this year‘s vacancy rates is based on CMHC‘s October Rental Market Survey results, released recently. CMHC also forecasts the overall vacancy rate across major centres will dip form 4.6 per cent to 4.1 per cent in October 1995. This will follow a drop from 4.8 per cent in 1993 to 4.6 per cent this year. This year‘s drop was chiefly ATTENTION FIRST TIME BUYERS $169,900. Terrific starter home. Includes spacious open concept living area, 3 bedrooms, updated kitchen and baths, fully fenced rear yard with inground pool, tastefully decorated, bright home. Call RUTH ANNE WINTER, B. 338â€"9000. $649,000. Tudor style Heritage Home on 300 foot lot with pond and pool. Features wide plank floors, stained glass windows, defoched dble. car gcr 5 bedrooms. Located just steps from lake and town. Call RUTH ANNE INTER B 338â€"92000. HERTAGE HOME $799,000. Country comfort abounds from this 19th Century home. Spacious princiâ€" pal rooms, high cellings, five bedrooms and lovely gardens are just a few feaâ€" fures. Located éusf steps from downtown. Call RUTH ANNE WINTER, B. 338â€"9000. C 4 $1,399,000. Main house custom built in 1980‘s, large 4â€"bedroom family home with all principal rooms overâ€" looking Lake Ontario, 4 fireplaces, large solarium kitchen, finished lower level, separate guest house. Call RUTH ANNE WINTER, B. 338â€"9000. due to lower vacancy rates in the three biggest markets while next year‘s will be due to declines across most markets. "Vacancy rates will decline in most cities because of increasing job growth, reduced construction of rental housing and fewer renters buying homes," says Dan Guerrette, senior market analyst at CMHC‘s Market Analysis Centre. For the first time in three years, Canada had a major centre with a vacanâ€" cy rate under one per cent in October â€" Vancouver (0.8 per cent.) Toronto (1.2 per cent) and Windsor (1.6 per cent) were close behind. "High mortgage rates have caused home buying to ease, especially in the wake of stepped up buying in late 1993 and early 1994 due to the low mortgage rates at that time." Toronto also had considerably fewer new rental units completed in the last year compared with the previous year. In (See ‘Biggest,‘ page 3) Lower vacancy rates in Vancouver and Toronto were caused by higher mortâ€" gage rates which discouraged renters from buying.