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www.insideHALTON.com · OAKVILLE BEAVER Thursday, December 29, 2011 · 18 Be a proactive investor; financial success is your responsibility Continued from page 9 ity, which may produce a target return of six per cent, then you should address that and make the necessary adjustments. Four: Be proactive because your financial success is your responsibility. Yes, you can delegate the daily tasks of investing to an investment advisor but you should not delegate all the responsibility. Working with your advisor is a partnership. You provide the leadership in terms of your overall objectives and the measurement of your yearly progress towards those objectives. You hire the investment advisor; negotiate the level of service you want to receive and the remuneration you consider to be fair for the advisor. You must also determine the form of remuneration. For example, do you want to pay a commission or a fee? Five: On a political note, my favourite article was comparing Canada with other countries. After decades of being suppressed and often massacred by dictators, the reaction of many countries' citizens pushed tyrannical leaders to flee from power. What a comparison to the political and personal respect we have in Canada. By contrast we had three federal elections in five years and the cost of the most recent election was under $40 per citizen. Those are just five memorable themes of columns that began appearing in The Oakville Beaver in 1992. Future columns will have the same objective. We will mix current events, financial planning principals and investment facts and communicate those in the context of individual investors who are trying to achieve their long-term financial objectives. We hope you enjoy future articles. -- Submitted by Peter Watson, MBA, CFP, R.F.P., CIM, FCSI. Free Family Skate Tuesday January 3rd, 2012 1pm - 2pm River Oaks Arena Pad A 2400 Sixth Line, Oakville Brought to you courtesy of WEEKEND SHOWCASE OF HOMES *Each office is independently owned and operated Krisztina Neglia Sales Representative RE/MAX Realty Specialists Inc. www.KrisztinaNeglia.com To all my clients, family RAYMOND and friends, PACE 905.257.4963 have a safe and prosperous ABOUTOWNE REALTY CORP.,* 2012 BROKERAGE Broker Sales Representative www.jackiepeifer.com Mint condition 2 storey detached home fronting greenspace with small condo fee. Upscale neighbourhood close to all amenities. Rich dark hardwoods, main floor family room w/gas fireplace, large eat-in kitchen, 3 bedrooms, 2.5 baths, double garage and so much more! Move in condition! Contact Jackie today for your personal viewing! jackie@jackiepeifer.com JACKIE PEIFER HOT NEW BURLINGTON LISTING! Royal LePage Real Estate Services Ltd., Brokerage 905.338.9000 905.257.3633 BROKERAGE ROYAL LEPAGE REAL ESTATE SERVICES LTD., $434,900