www.insideHALTON.com · OAKVILLE BEAVER Thursday, February 2, 2012 · 14 Health and wealth have more in common than you think Co-ordinated effort by doctor and financial advisor more beneficial to patient Our experience tells us the two most important aspects of a client's life are health and wealth. Clients view wealth as the enabler for providing a good lifestyle. Clients do not want the money just because it makes them feel wealthy. They want money so they can maintain their desired standard of here is strong logic suggesting your financial information should be used by your doctor to improve your health. Stress is harmful to your health and a major cause can be financial worries. If financial stress is leading to a decline in your health then your doctor should have that information. T Dollars & Sense By Peter Watson "Stress is harmful to your health and a major cause can be financial worries. If financial stress is leading to a decline in your health then your doctor should have that information." living, which is based on health. If your health fails then the quality of life fails, regardless of wealth. Good health is the most important aspect of our lives and it is time that a co-ordinated effort is made between wealth and health -- that could be your key to a healthy and more enjoyable life. With that in mind we will consider the existing medical practice in Canada where our health-care system often just treats symptoms. For example, if you have high blood pressure there are medical solutions to treat those symptoms. It would be far better for the patient if the focus would be on preventing high blood pressure; not just treating the symptoms. Stress is the cause of many of the most serious ailments including heart attacks, strokes, cancer and diabetes. Financial worries are one of the biggest stressors affecting society. Today, your doctor might prescribe high blood pressure medication. A better medical solution would be for the patient to be advised on how to better manage their financial affairs in a way that would produce less stress. Here is a simple way this new medical/financial approach could operate. SAMSUNG GALAXY TAB 10.1 TM 4G ENABLED WHILE SUPPLIES LAST. The patient would receive a financial stress score out of 10 from their financial advisor; zero being good and 10 most stressful. Someone who just lost their job has a high amount of debt and significant family cash flow obligations, would receive a high score. The doctor does not have to know the details but just needs to understand this patient's financial stress level is high. Medical advice would be focused on reducing the financial stress level from say a 10 to a five. The doctor would refer the patient back to their financial advisor with the request that the financial stress level be reduced. The financial advisor could look for possible solutions to reduce the financial stress, ranging from downsizing the house or selling investments to reduce or eliminate the debt. Perhaps the aggressive investment approach that was acceptable when the client was fully employed is now too risky and stressful because there is no salary to provide income if the investments failed. The patient would have the coordinated efforts of their doctor and financial advisor working together where both professionals could monitor and reduce the stress level. Without a high stress level, many serious illnesses may be avoided. The end result is that our health will improve and we will be able to enjoy life to the fullest. Now is the time to manage our health from both a medical and financial perspective. -- Submitted by Peter Watson, MBA, CFP, R.F.P., CIM, FCSI. We thought we'd say "Happy New Year" by extending our holiday offer. Just activate any 2 of the hottest new smartphones on a Rogers Family Plan and get the Samsung Galaxy Tab 10.1TM on us. 3-yr. term voice & data plan required. Samsung Galaxy S II LTETM HTC RaiderTM www. HURRY! GOVERNMENT REBATES END SOON ACT NOW! FINAL DAYS! $ HEATING & COOLING .com ON GOVERNMENT REBATES Gas Furnace High Efficiency SEE STORES FOR DETAILS. 2 Holiday Dr Brantford (519) 753-7393 Fairview Place 3455 Fairview St Burlington (905) 333-0959 1027 Speers Rd Oakville (905) 842-4280 3105 Dundas St West Mississauga (905) 820-0000 Niagara Square 7555 Montrose Road Niagara Falls (905) 353-0338 Thorold Stone Plaza 6161 Thorold Stone Rd Niagara Falls (905) 353-9753 FURNACE & CENTRAL AIR SAME DAY PACKAGE ONLY INSTALLATION AVAILABLE INCLUDES: ar * ac nuf rw ma labou 1 9 0 0 r e and l u e $ime off Free turer's pranty. Va mited t *li r 10 y arts 96% EFF. RioCentre Oakville 478 Dundas St. West Oakville (416) 221-8111 100 4th Ave St Catharines (905) 684-4351 905 Queenston Rd. Stoney Creek (905) 664-1158 Offer only available from Rogers or Rogers Authorized Dealer locations until the earlier of Feb 6, 2012 or while quantities last to customers who activate two new lines (hardware upgrades excluded) on a Rogers Couples and Family Voice & Data Plan with a 3-yr. term and complete the online submission form at www.rogerspromotions.com/tabletoffer/ within 30 days of activation. Allow 3-4 weeks from online submission for delivery. Early cancellation fees or device savings recovery fees and/or service deactivation fee apply according to the terms of your agreement. Offer subject to change without notice, not redeemable for cash and may not be combined with any other offer. Limit one tablet per account. Customers who select expedited tablet delivery and cancel their service within 15 days of activation in accordance with their Rogers Wireless Service Agreement, rendering them ineligible for the $0 tablet, must return it in original condition or will be charged $679.99 (plus applicable taxes). See rogers.com/tabletgift for full terms and conditions. TMTrade-marks of Samsung Electronics Co. Ltd., used in Canada under licence. ©2012 · 96% High Efficiency DC motor, Gas Furnace · 15.75 SEER High Efficiency Central Air R410A Refrigerant · 10 Years Factory Warranty *After Government, Aire One and Manufacturer OVER 120,000 Rebates. Must have existing Furnace and A/C. SATISFIED CUSTOMERS *Call now for details. Offer cannot be combined. OAC. Accessories excluded. Call us to see if you qualify. 3990 INSTALLED * Furnace diagnostic service Only $ SEER 49 15.75 NO INTEREST NO PAYMENT FOR 6 MONTHS OAC While Su LIMITED TI OFFER ME pplies La st 9 Locations To Serve You Better! *Call Dealer for Details 905-849-4998 A+ Rating www.aireone.com 1-888-827-2665