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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, September 18, 2014 | 26 Combine life and financial plans CLEAROUT $ $ 39 0.99 0 @ DOWN PAYMENT /OAC 2014 CIVIC DX MODELS % APR Canada's best-selling car 16 years in a row. continued from p.24 A logical approach is to estimate an annual income requirement and then divide that income generation between your job and your investments. Both you and your investments are accountable. The final consideration is to ensure your investment fees are fair. Getting good financial planning and investment advice will help you navigate your life's priorities. That financial advice you receive should be good and fairly priced. Overspending on mediocre advice is a waste of money and has no place in a well-planned life. Our recommendation is that you lessen the intensity of your work pace if it is detracting from the quality of your life. If you are at the stage in life where you believe that hard work is your only solution, then think again. Bronnie Ware said all of the men who were at the end of their lives regretted working so hard. It is very likely few of those same men thought about this during their working years. Combine your life planning with your financial planning and live a life that allows you to reflect back on it with a smile. -- Submitted by Peter Watson, MBA, CFP , R.F .P ., CIM, FCSI., Certified Financial Planner WEEKLY LEASE FOR 60 MONTHS WITH $0 SECURITY DEPOSIT. EXCLUDES LICENSE AND HST. nce e Essea tur of N Spa Boutique Salon FROM 7.3 CITY / 5.5 HWY (L/100 KM) Burlington Join us in Essence of Nature Spa is proud to welcome "Meg" to our Award Winning Aesthetic Team. Meg comes to us as an experienced Skin Care & Hair Removal Technician. You will appreciate her warm & caring approach. 1035 Brant St. at Plains Rd. 905-681-1772 MODEL FB2E2EEX essenceofnaturespa.ca $ $ ON 2014 PILOT MODELS 5000 GET 5000 OR GET UP TO CASH INCENTIVES ON OTHER SELECT REMAINING 2014 HONDA MODELS. MAX. CASH INCENTIVE ONLY AVAILABLE ON 2014 PILOT MODELS. $ ON 2014 CR-V MODELS. MAX. INCENTIVE ON 2014 CR-V LX 2WD ONLY. 3000 GET UP TO Donate today and h e lp s u p p o r t l o c a l women's health. The Shoppers Drug Mart® Tree of Life campaign supports local women's health charities, with 100% of all proceeds going directly to women's health initiatives in your community. Over the last 12 years, you've helped us raise over $23 million dollars and we're hoping you'll help us make a meaningful difference in women's health again this year. Visit your local Shoppers Drug Mart between September 20 and October 17 and buy a leaf ($1), a butterfly ($5), an acorn ($10) or a cardinal ($50) to help women's health grow in your community. Learn more at shoppersdrugmart.ca/women LEASE PAYMENTS INCLUDE FREIGHT AND PDI. Limited time weekly lease offers available through Honda Financial Services Inc. (HFS), to qualified retail customers on approved credit. Weekly payment includes freight and PDI ($1,495), EHF tires ($28.45), EHF filters ($1), A/C levy ($100 except Civic DX models), and OMVIC fee ($5). Taxes, license, insurance and registration are extra. Representative weekly lease example: 2014 Civic DX Sedan on a 60-month term with 260 weekly payments at 0.99% lease APR. Weekly payment is $39.00 with $0 down or equivalent trade-in, $127 dealer contribution and $1,075 total lease incentive included. Down payments, $0 security deposit and first weekly payment due at lease inception. Total lease obligation is $10,141.13. 120,000 kilometre allowance; charge of $0.12/km for excess kilometres. PPSA lien registration fee of $45.93 and lien registering agent's fee of $5.65, due at time of delivery are not included. $5,000 // $3,000 // $2,500 total customer cash incentive is valid on any new 2014 Pilot // 2014 CR-V LX 2WD // 2014 CR-V (except LX 2WD) models when registered and delivered between September 3rd and September 30th, 2014. Cash incentive is available for all Honda retail customers except customers who lease or finance through HFS at a subvented rate of interest offered by Honda as part of a low rate interest program. All advertised lease and finance rates are special rates. Cash incentive will be deducted from the negotiated price before taxes. For all offers: license, insurance, other taxes (including HST) and excess wear and tear are extra. Taxes payable on full amount of purchase price. Offers only valid for Ontario residents at Ontario Honda Dealers. Dealer may lease for less. Dealer order/trade may be necessary. Vehicles and accessories are for illustration purposes only. Offers, prices and features subject to change without notice. See your Ontario Honda Dealer or visit HondaOntario.com for full details. Based on Association of International Automobile Manufacturers of Canada (AIAMC) data reflecting sales between 1997 and December 2013. Based on Fuel Consumption Guide ratings from Natural Resources Canada. Transport Canada approved test methods used. Your actual fuel consumption will vary based on driving habits and other factors ­ use for comparison only.