The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

Time is needed to capture potential long-term returns continued from p.22 That brings us to the subject of expectations and deciding what strategy we suggest you employ when investing in stocks. As for expectations, we should all understand that the human emotional characteristics of fear and greed motivate us to try to outsmart or outguess the stock market. Try as we may, that does not work. More appropriate expectations are to realize that stock markets are unpredictable. Over time, stocks do well, but again; in the short term, they are unpredictable. Therefore, any investment strategy that includes holding stocks should be to hold those stocks for the long term. Time is your ally. Time is needed to capture potential longterm returns. Starting a long-term strategy and then interrupting that strategy as a result of panic selling is an extremely expensive way to invest. Determine how much of your investment portfolio should be dedicated to stocks and then hold those stocks for the long term. -- Submitted by Peter Watson, MBA, CFP , R.F .P ., CIM, FCSI., Certi ed Financial Planner 23 | Thursday, February 11, 2016 | OAKVILLE BEAVER | www.insideHALTON.com Follow Oakville Beaver staff on Twitter: @OakvilleBeaver, @NewsHooked, @DavidLea6, @JuliaLeReporter, @PostBeaverSport, @HerbGarbutt or @Halton_Photog $ FURNACE diAgNostiC spECiAl AR REGUL $99.00 9 locATIoNs To seRve you beTTeR www.aireone.com A+ RATING (905) 849-4998 231 Oak Park Blvd, Oakville Oak Park Blvd CLOSING STORE EVERYTHING!* Catapult Retail POS System (cash register + inventory control) Make an offer 5 feet wide programmable digital LED sign $950 Office partitions Gondola Shelving If interested please email us at info @walkersvitamins.com 80% OFF FOR SaLE VITamINS, SuppLEmENTS *80% Off Regular Price, Not Rewards Price monday to Saturday 10-6 pm Sunday closed Visit activities events restaurants travel more! 511 Maple Grove Drive. Maple Grove Village Plaza. SouthEast Oakville. East of Trafalgar, South of QEW on Cornwall Road. 289-837-3591 www.walkersvitamins.com info@walkersvitamins.com Taunton Rd. The Pipes & Taps 289-863-1155 Oak Park Blvd. 49 Book Your Valentine's Dinner at the Pipes and taps sunday February 14 liMitEd tiME oNlY! 2 CAn Dine Proud supporter of the Oakville Rangers · Trip Advisor's highest rated Oakville pub for $50 Hays Blvd Trafalgar Rd Must Present Coupon. Cannot be Combined with other offers. offers Saturday Nights Live Entertainment This week featuring: The Beat Heathens Dundas St.