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Greater risk in not investing in stocks for long term continued from p.31 of the same book. Amabile said: "Only pessimism sounds profound. Optimism sounds superficial." Our suggestion is to be aware of natural human tendencies and to try to avoid the pitfalls of viewing investment opportunities as mostly negative. As stated above, yes, there is risk to investing. However, for most people, there is even a greater risk of not investing in stocks for the long term. In order to reduce your long-term risk of not achieving your financial objectives, such as assisting your children with the post-secondary education or planning for retirement, you are encouraged to take some short-term risk. There will be times where short-term performance is disappointing. But do the math: You need to have an acceptable rate of return on your investments to achieve your financial objectives. That positive return is only possible by accepting a certain amount of risk. The world is not ending. Stock markets are not likely to crash as often as people predict. Try to harness your natural human emotion and develop an investment portfolio that has the best chance of allowing you to achieve your financial objectives. -- Submitted by Peter Watson, MBA, CFP , R.F .P ., CIM, FCSI., Certified Financial Planner 35 | Thursday, March 10, 2016 | OAKVILLE BEAVER | www.insideHALTON.com For more news, visit insidehalton.com/oakville-on. `Like' the Oakville Beaver on Facebook Save up to $6,000 to alaSka BOOK BY MARCH 31 Fjords oF AlAskA 7 nights · Le Soléal · July 2, 2016 From US$4,760 per guest Includes: all meals, open bar, transfers, port charges, taxes and gratuities Other ships and sailing dates available Vancouver ­ Ketchikan ­ Petersburg ­ Tracy Arm ­ Haines ­ Skagway ­ Juneau AwAken Your SenSe of Wonder Y OU ARE INVITED... Explore your 2016 travel possibilities at our upcoming travel presentation! Wednesday, March 30, 2016 at 2:00 p.m. Holiday Inn Oakville Centre 590 Argus Rd., Oakville U.S.A. 302-2904 S. SheridanWay Oakville, ON 905-829-0111 or sales@cruisenet.ca Fares listed are cruise only, pp in USD, based on double occupancy in a Superior stateroom. Savings offer is per couple. Savings of $3,500 per couple are reflected in the above per person fare. Fares/offers are subject to availability and may be withdrawn at any time.Valid on new reservations only on select 2016 Alaska voyages, and must be booked by March 31, 2016. Ship's Registry: France. FL Seller ofTravel Ref No ST37706 and CA Seller ofTravel Ref No 2120712-40. PONANT USA LLC - 132 East 70th St., NewYork, NY 10021- UNITED STATES OF AMERICA CANADA RSVP to reserve your seat! 1-866-967-9909 info@denuretours.com CRUISES 71 Mount Hope St., Lindsay, ON K9V 5N5 Reg. #'s 50009376 and 50009377 EXPERIENCE THE "X" AT AN EXCLUSIVE CELEBRITY CRUISES BOOKING NIGHT TWO-THIRDS OF THE EARTH'S SURFACE IS COVERED IN THINGS YOU'VE YET TO EXPLORE... Celebrity presents YOUR bucket list: Spectacular ships Iconic Europe Vacations Authentic Bermuda Encounter With Alaska Celebrity Xpedition to Galapagos Convenient All Inclusive Cruising AT TE RS ND VP AN EA CE RLY IS A LIM S IT ED March 23, 2016 6:30-9:00pm . Celebrity Cruises and special guests will be at Glen Abbey Golf Club in Oakville for 1 night only. Mingle with the Celebrity Team and our special guests who will help you book your cruise of a lifetime. Special guest speakers include: European Tourism Commission Spanish Tourist Office Portuguese National Tourist Office Tourism Ireland Bermuda Tourism Authority ....we'll take you to all 7 continents with our fleet of 10 award-winning ships. This is the ultimate night to book your next cruise vacation! · Take advantage of incredible offers that will only be available when booking at the event. · Enjoy complimentary hors d'oeuvres and cocktail samples served Modern Luxury style, inspired by Celebrity Cruises incredible destinations. · Bid in our exciting, silent cruise auction. · Plus enter to win amazing prizes including a FREE CRUISE! Please visit celebritycruisesbookingnight.eventbrite.ca by March 14, 2016 to RSVP For information please call 1-844-432-2740.