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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, June 2, 2016 | 28 Celebrating 6 years of peace of mind. Since Carmel moved into her Chartwell residence, daughter Cathy admits her mom is so busy with social events that it's sometimes difficult to get her on the phone! Instead of managing errands and worrying about household responsibilities, the two now spend more quality time together. You too can experience the peace of mind that comes with living in an engaging community. CHARTWELL.COM Scientific, peer-reviewed research the foundation to build portfolio continued from p.27 ing academic research, I was reluctant to switch my allegiance from investment industry information to the academics. Inertia has a way of keeping you tied to your old ways. The question is simple: Who has the responsibility to ensure you use evidencebased decision-making in your investment process? The answer is also simple: You do. Everything you do in life, including making investment decisions, should be based on evidence. Many people already conduct their own research on medical issues, and have a discussion with their doctor based on evidence obtained by their research. It is my opinion many advisers in the investment business are getting a free ride. Their clients are not questioning the logic of decisions or looking for concrete evidence to support normal investment decisions. Scienti c, peer-reviewed research is available to help you with investment decisions including asset allocation, diversi cation, and investment strategy. This provides the foundation of how you should build an investment portfolio. The amount of information continues to grow. We live in the information age and if you are not incorporating accepted and proven academic research in your investment decision-making process then your long-term results are likely to be disappointing. The world has changed. We have the knowledge. Now, we have to use that knowledge. I encourage you to make evidence-based investment decisions. -- Submitted by Peter Watson of Peter Watson Investments and Aligned Capital Partners Inc., MBA, CFP , R.F .P ., CIM, FCSI., Certi ed Financial Planner Follow Oakville Beaver staff on Twitter: @OakvilleBeaver, @NewsHooked, @DavidLea6, @JuliaLeReporter, @HerbGarbutt, @PostBeaverSport and @Halton_Photog CAA MEMBER APPRECIATION EVENT. Join us June 10 & 11, 2016 SNACKS & REFRESHMENTS R FOR ENTE ANCE TO H C R U YO TRAVEL ACCESSORIES & LUGGAGE Receive a discount equal to the number of years of your CAA Membership. Minimum 10% and maximum 25% OFF * GRAND PRIZE 7-night luxury AmaWaterways cruise for 2. CRASHER SPECIAL** 180 Oak Park Blvd., Oakville DOOR EUROPEAN RIVER CRUISE Approximate total value of $8,500 CAD. 20% OFF OFFER LIMITED-TIME CAA TRAVEL INSURANCE 1 CAA Store - Oakville 360 Dundas St., E. | 905-845-9680 No purchase necessary. For full terms & conditions and contest rules, ask a CAA Store Associate or visit www.caasco.com/memberevent. *Applicable to CAA South Central Ontario Members at CAA South Central Ontario Stores only. Discount applies to boutique items only. Non Members receive 10% off the Non Member price. CAA Member must be in good standing with CAA (CAA Membership dues paid in full by membership expiry date). Years of service must be uninterrupted. Non-members receive 10% off non-member price. Not valid on passport photos, attraction tickets, movie tickets, membership fees, travel products, door crasher or insurance products. Discounts are applied before the applicable taxes. Other terms and conditions may apply. **While supplies last. Maximum of five per person. Selection may vary by location. No rainchecks. No additional discounts on door crasher. 1 Applies to CAA Members in good standing (CAA Membership of South Central Ontario Territory (282) dues paid in full by membership expiry date). Twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Valid until August 31, 2016 at 11:59:59 pm. CAA Travel Insurance is underwritten by Orion Travel Insurance Company. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire may be required to purchase travel insurance. Quotes are valid for 30 days. ®CAA trademarks owned by, and use is authorized by, the Canadian Automobile Association. OAKVILLE (1398-05/16) Make us part of your story. 289-644-2960 Conditions may apply. Conditions may apply.