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m Wilson to discuss NAFTA tomorrow Joining Wilson, who is also the Minister of Industry Trade and Science will be James Turk, Director of Education for the Ontario Federation of Labour and Jason Myers, of the Canadian Manufacturers Association. Each of the panelists will be given a specific topic to cover. Wilson will discuss improvements into NAFTA from the Free Trade Agreement, opportunities, constraints, government concerns and dispute mechanics. The panel discussion was arranged by the International Trade Committee of the Oakville Chamber of Commerce. A continental breakfast will begin at 7:30 a.m. The cost is $15. To register contact the Oakville Chamber of Commerce, 845â€"6613/Fax: §45â€"6475. Michael Wilson, Minister of International Trade, will be one of the three panelists at an Oakville Chamber of Commerce panel discussion on the NAFTA (North American Free Trade Agreement) on Feb. 18th,. ‘The panel discussion will be held at 7:30 a.m. at Le Dome Banquet Hall, 1173 North Service, Rd. E. An added feature will be a series of business seminars that will run throughout both days. Keynote speakers will be CFTOâ€"TV business editor Arthur Vaile who will speak on ‘What in the world is going on?‘ at 2:00 p.m. on Feb. 18th. He will be folâ€" lowed on Feb. 19th by financial advisor Brian Costello who will speak on * Your money and how to keep it‘ at 2:00 p.m. There will also be a diverse selection of 60â€"90 minute seminars throughout the day on a variety of topics from tax planning for the selfâ€"employed to a reuse philosophy for the 90s. Lloyd Ferguson of Oakvilleâ€"based Dufferin Construction Company, has been elected president of the Hamilton Construction Association at its annual meeting held on Jan. 28th in Hamilton. The Halton Businessâ€"Toâ€"Business Show is scheduled for Feb. 18th and 19th at the St. Volodymr Cultural Centre at 1280 Dundas St. W. by Fourth Line. _ The twoâ€"day event will showcase dozens of exhibitors displayâ€" ing a wide variety of merchandise and services. The show runs from 10:00 a.m.â€"7:00 p.m. each day. Admission is $5 and a taxâ€"deductable receipt will be issued at the door. Ferguson is manager of Marketing Operations for Dufferin and is responsible for all of the company‘s projects west of Oakville. He has served as an elected trustee on the Wentworth County Board of Education and is currently an Ancaster town councillor. WATCH FOR THE LOCATION OPENING NEAREST YOU! DISTRICT OFFICE 874 Brant St., Burl., ON L7R 2E8 Tel.: (416) 639â€"7625 _ What Do You Do After You‘ve Given The Highest RRSP Rate* 4 Years In A Row? Just like we did last year and the three years before, we‘re offering an RRSP rate higher than the 5 major financial institutions in Canada.* Find a higher posted rate. and we‘ll beat it. It‘s that simple Consistently higher rates. consistently better service. The Income Tax Specialists Business show starts Feb. 18th _ Hongkong Bankof Canada Now, what can we do for you? Hamilton Construction Assoc. pres. than those posted by Royal Bank. CIBC. Bank Do It Again. SPREAD Sheet | x hA d e Some thin 710 Dorval Drive 845â€"7164 { Mont never chan Scotiabank. and T.D; Bank on fixedâ€"term redeemableâ€"RRSP Profit by understanding cyclical investing By MERRITT GODDARD Special to the Beaver Investment professionals advoâ€" cate investing on a cyclical basis. This means moving ahead of the crowd in order to Buy Low/Sell High, just the opposite of the "getâ€" richâ€"quick" mass psychology. They do this because it will reduce the risk, while improving the returns, a rare combination, doesn‘t make sense that you do the same espeâ€" cially inside your R.S.P. To take advantage of the cycle you must do the opposite of the masses. You must purchase investâ€" ments that are perceived to be bad because their prices are low. You buy low before others send the price of the asset upward by their increased demand. You must then sell investments that are perceived to be good because their prices have increased. This guarantees you are selling high when people are clamoring to buy your appreciated asset. To evaluate your predisposition to cyclical investing, answer the 1. When I make investments I like to purchase: (a) good investâ€" ments (b) bad investments 2. When I sell investments I like to sell: (a) bad investments (b) good investâ€" ments If you answered "a" to both questions, you are like a vast majority of investors. You are a victim of the emotions of a cycle. In order to wine at investing and beat the emotional rollercoaster, following questions TOW NE CHEVROLET OLDSMOBILE GEO INC. Industry, Science and Technology Canada through its International Trade Centre is sponsoring a oneâ€"day workshop in Oakville next week on ‘International Trade Shows Made Profitable‘. The workshop will be held on Feb. 24th at the Quality Hotel, 754 Bronte Rd. and is coâ€"sponsored by the Town of Oakville and the Oakville Chamber of Commerce. Featured presenter for the day is Barry Siskind, one of North America‘s leader show experts. Cost for the workshop is $65 including GST. For more information phone or fax International Training & Management Company, 48 3â€"3836. Workshop details how to make international trade shows profitable 547 TRAFALGAR RD. AT THE Q.EW., OAKVILLE 8442320 Mernitt H. Coddard, H.B.A., ERL, CEP. Direct Line 340â€"6068 y MA ~ m PART ONE OF A THREE PART SERIES WHO IS BOB FERGUSON g rho;, create one. Un all for your complimentary RSP anai,ysis (value of $250). DO YOU HAVE AN RSP STRATEGY TO ACCOMPLISH YOUR GOALS? THE EQUION GROUP WHAUW CHEANON, PIESLDANION & MAMAGUAENT you should have answered "b" in both cases. By following this strategy, you are Buying low and Selling High â€" a fundamental investment principle for making profits. As an economic cycle moves along, investor emotions move from uncertainty to fear to relief and finally to greed. It‘s precisely at the phase between fear and relief that investors must buy â€" ensuring they are buying low. As the cycle Bob has been in Automobile Sales & Leasing for over 10 years. The past 8 years Bob has been with Towne Chevâ€"Olds leading the team in top sales for the past 2 years. He has made the transition from the 6 to the new 60 car indoor showroom. Bob boasts the best office view at Town Chevâ€"Olds, and shares his secret passion; driving his Blazer 4X4. Investor‘s Group region manager Mike Croucher (right) and compaâ€" ny representative John Buchanan (left) recently greeted George and Joan Hartley as the first clients at Investors‘ newlyâ€"opened location at 1275 North Service Rd, W. Investors is the largest diversified financial planning company in Canada with 500,000 clients nationally and 9,000 clients manâ€" aged from the Oakville office. Further information on RRSPs and the company may be obtained by dialing the Oakville Beaver Info Source line 845â€"5585 code 6007 for financial information and code 6008 for RRSP information begins to advance again, fear turns. to relief and eventually greed. During this period, demand for a particular investment reaches its; peak, prices rise and investors line up to buy. Investors must sell before this point to ensure they are selling high. Sounds easy enough, so why do it only a small percent of investors follow this timeâ€"tested theory? Because to do so, they must ignore public perception and pressures, as well as their own emotions. Instead, they must rely on the reality that today‘s bad new is enviably followed by tomorrow‘s, good news. «t One of the world‘s foremost: stock . market gurus, John: Templeton, sums it up best when he= says that the four most dangerous. words in investing are, "This time:} it‘s different." To buy low and sell> high you must control your cmoi's; tional cycle, and realize that this. time it will be no different. % Merritt H. Goddard, B.a. (Hons.), FR.1., â€" C.F.P. is Executive Vice President, Senior Financial Advisor THE EQUION GROUP â€"‘ Wealth Creation, Preservation & BURNS FRY The Ford of Canada "Winter Break." ad that appeared in the Sunday, February 14. issue of this newspaper conâ€" tained incorrect information: the models and price featured are for the Mercury Sable GS vehicles, not LS as indicated. The Ford Motor Company of Canada regrets any inconveâ€" nience this may have caused. Enhance your RRSP with Fidelity Investments Canada CORRECTION BANKRUPTCY LIMITED Mark Slipp (416) 359â€"4633 Ih