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people properties inc. Beity Thompson, Sales Rep 247 North Service Road Telephone: §44â€"5000 REALTOR © Q e What is MLS? @ When you list your home with a real estate broker, you may @ !ist it exclusively or on a multiple listing system (MLS), There are many MLS boards in Ontario. Each MLS board puts the listings of their own brokers on their inventory which is published on a computer system and a weekly picture catalogue. All members of that multiple listing system work together to sell the inventory listed within their own MLS board. When a buyer wants to see particular properties, the agents consult the computer and/or the MLS book (catalogue) to find appropriate properties. When you sign a listing, you are authorizing your broker to put your listing on the MLS to which the broker belongs. Hence, all other brokers in that system then become subâ€"agents working for you. Ask your broker when you are listing, to which board he/she belongs. It is to your advantage to have the listing on the same board as the property you are selling so the agents in that community (who specialize in properties on that board) access the information through their computers or MLS books. Otherwise, they would only find out about your property by driving around or reading all the ads (a timeâ€" consuming way to locate properties to sell). Our Oakville/Milton Real Estate Board is constantly working to improve their services to the vendor. One of these which is imminent is an information sharing service with other boards. This service would make it possible for a broker from another MLS board to list your home in Oakville and have it on the Oakville/Milton MLS Board as well. Manning Jewellers GOLDSMITH DIAMOND MERCHANT mmfi Henry Ho Trafalgar Village Telephone: §44â€"2668 JEWELLER ® What should I know when selecting a wedding ® band? Most importantly, a wedding band should compliment your engagement ring. It should not look out of place next to your engagement ring. The two rings should fit perfectly together. Manning Jeweller‘s staff can expertly design a wedding band to compliment your engagement ring. What is the best way to care for my jewellery? Diamond rings and precious stone rings should be cleaned and inspected yearly. Manning Jewellers will provide these services at no charge. Other jewellery such as gold chains and bracelets should be cleaned on a regular basis to retain the shine and beauty. Manning Jewellers provides this service at a minimal charge. SECURITIES INC. Raymond Jackson 710 Dorval Dr. Suite 505 Telephone: §494700 Fax: §49â€"7626 INVESTMENT PLANNER Q ® What is Tax Planning? You are allowed to pay no more taxes than the law requires. Tax planning involves using legal strategies of tax deferral, tax A e reductions, increased deductions or avoiding tax traps. Remember however, that your primary objective should be to maximize quality and viable investments. Tax savings is secondary. Q s Is this complicated? A: Complexity increases with increasing income and sources of income. |, For the most part there are five main strategies in tax planning: * Income splitting â€" transferring income from a high tax bracket taxpayer to one in a lower tax bracket. e.g. Spousal RRSP. * Income shifting â€" Transferring income from a high tax rate year to a lower rate year; or, shifting deductions from a low rate year to a high rate year. * Investment selection â€" changing income from a fully taxed source to one that is eligible for full or partial exemption. e.g. interest income to dividends or capital gains. * Tax deferral â€" delaying taxation of income. e.g. RRSPs and accumulating capital gains. * Tax shelters â€" using tax incentives to maximize deductions and minimize taxable income. e.g. soft costs and tax deductible investment interest. Tax planning is best implemented early in the year, not at the last minute at year end. Then you are severely tempted to focus on the tax saving only. Don‘t fail to plan â€" plan now! PASTA CUISINE FRESH PASTA FINE FOOD SHOP Bill Nygren 216 Lakeshore Blvd. Fast Telephone: 8494577 @ What alternative do I have to hurried Grocery e Store Shopping for special gourmet delights? A ©@ Having established itself as a popular and ©® personal favoured finefood outlet, Pasta Cuisine has moved into its new location in the heart of the community, downtown Oakville. Owner Bill Nygren is enjoying the new location in the hub and says he is feeling very much a part of the core business community in Oakville. The finefood outlet specializes in fresh pastas, homemade sauces and prepared dinners. Most items are made directly on the premises daily and Pasta Cuisine provides a takeâ€"out menu for lunches. Bill will take the time to offer personal suggestions and advice. Popular food lines include Partridge Clare‘s Savory Pies and Burlington‘s Smile and Say Cheese fruit pies and gourmet soups. Nygren encourages local entrepreneurs in the fine food industry and is willing to carry new lines. The business is very accommodating and service oriented. Bill invites you to drop by soon. aoi ...( paul opuicians Paul Sheldon 1235 Trafalgar Rd. (Trafalgar Professional Centre) \| Telephone: §45â€"0450 OPTICIAN @ What are the newest trends Q ©® in eyeglass wear? o New technology in eyeglass lenses over recent years proves that the need for continuing education is @ â€"mandatory for wearers so that they are kept up to date on all the new advancements. Such innovations now available include ; ] thin high index of refraction lenses to reduce lens thickness, reflection | free and scratch resistant surfaces, as well as various protective _ coatings and progressive multifocals with invisible seams. These improvements enable you to further enjoy wearing eyeglasses. You can now select from the frame designs with top designer names from around the world which are all quality crafted and styled to reflect your sense of fashion. From classic to contemporary, you‘ll find a pair of glasses that complements your face and style at ALLAN PAUL OPTICIANS. We have the most up to date eyeglass wear including the popular wire rimmed glasses. ALLAN PAUL OPTICIANS has been serving the area since December of 1985 and is managed by ALLAN "PAUL" SHELDON who has over 9 years of experience as a dispensing optician. ALLAN PAUL OPTICIANS is known throughout the town for their professional assistance in helping people with the finest in optical needs, be it fashionable frames, new lenses, sunglasses, cleaners, sports frames, as well as adjustments and repairs. This firm offers senior citizen discounts, and features fashion frames with such branjis as Silhouette, Zeiss, Ray Ban, Luxottica, Rodenstock and Metzler. @ You have written about specific specialty e coffees, how do blends compare in taste? q You will find it difficult to beat the great coffees of the world, such as La Minita Tarragu, Kona or San Agustin. @ However, blending is the ultimate proof of the coffee expertise of the blender, and allows the creation of a coffee from the blending of coffees that compliment each other. The blender‘s main goal is simply to produce a distinctive and consistent coffee. As with roasting, blending is done with the intention of unlocking the full flavour potential of specific beans. Blending is a marriage of flavours in which opposites like winery and mellow often attract. The trick to good blending is in understanding how coffees balance one another for a superb taste. Second Cup uses only the finest arabic beans, in our blends (commercial roasters usually use lowâ€"grade robusta beans and other ingredients in their blends) we never, compromise our quality standards. Our expertise comes through in 3 great blends unique to Second Cup: Royal Blend â€"medium roast coffees from South America, Africa and Indonesia, to produce a wellâ€"rounded, fullâ€"bodied brew with perfect acidity. Emperor‘s Blend â€" coffees from Africa and beyond dark roasted to produce a bold personality, mediumâ€"bodied with an assertive, winery flavour. Merchant‘s Blend â€" combines the fruity, slightly winery flavour of the Ethiopian coffees, with the complex flavour and heaviness of a traditional Indonesian coffee; medium/dark roast. £661. ‘Z yorep ‘{epung ‘puayeay 1eaeeg oilIM[EO â€" Z1 nc