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10 - The Oakville Beaver, Wednesday June 6, 2007 www.oakvillebeaver.com Joint Commodore Sail Past Saturday afternoon More than 100 ships will be casting off this Saturday as the three sailing and boat clubs along Sixteen-Mile Creek participate in the first Joint Commodore Sail Past in honour of Oakville's 150th anniversary. "This marks our 100th anniversary, the club was founded in 1907," said David Angas, Commodore of the Oakville Club. "But, what's really significant is that this is the first time we're hosting a joint sail past with the other two clubs on the Sixteen, the Oakville Yacht Squadron and the Oakville Power Boat Club. They have kindly and ceremonially agreed to join our sail past this year to commemorate and celebrate our 100th year here in the 150th year of the Town of Oakville." Depending on the weather of the day Angas expects between 100 and 120 boats to exit Oakville Harbour for Lake Ontario beginning at around 1 p.m. with the ceremonial sail past taking place about 100 yards off the pier at 1:30 p.m. A reception will be held by the Oakville Powerboat Club located at 99 Forsythe St. W. at around 3:30 p.m. with a joint reception taking place at the Oakville Yacht Squadron located at the same location shortly thereafter. Library will open Clearview branch The Oakville Public Library will be opening a Clearview Neighbourhood Branch in the fall. Town Council approved the leased site at Unit E, 1148 Winston Churchill Blvd. The branch will be in a newlyconstructed building in close proximity to many homes. The Neighbourhood Branch to serve Clearview -- and southeasterly points of Oakville -- is slated to open on Saturday, Oct. 20 during Public Library Week celebrations. The goal is to provide a community space where busy families can borrow books, use the Internet, access the library catalogue, do school work, cosy up with their children to share a picture book, or attend a pre-school story time program. The Neighbourhood Branch will be located in more than 2,500 sq. ft. of flexible, leased space and will be open 20 hours per week at times that are convenient for residents. For added convenience, a 24-hour book drop will also be available. The focus of the collection at the Clearview site will be on materials for children and young students, with a selection of popular adult fiction, non-fiction, and DVDs available as well. This location will also provide local access to all items in the Oakville Public Library's collection, as residents will be able to place a hold on an item that the system owns, and have it delivered to the Clearview location for pick up. The service profile of the branch has been designed by library staff using public consultation and the results of an online survey conducted by the OPL between March 30 and May 18, 2007. More than 270 participated in the survey with an overwhelmingly positive response. Are you paying someone else's mortgage? You should be asking yourse drop off your next rent cheq like little or no responsibili moves in and out ­ the majo to build equity, no control of eviction. If you think ab money out the window window at that! However on the opposite s while potentially lucrative responsibility ­ financial an To rent or to own?: If that consider the facts. There and owning a home ­ with There's no one right decision, only the one that's right for you. If you are renting and are thinking of buying a home, it's necessary to fully understand the potential impacts that homeownership would have on your lifestyle and finances before making your next move. Ask yourself the following questions so that you can make an informed decision about whether or not you should buy a home: Can I afford to purchase a home? It's not just having a down payment, which typically runs from 5% to 20%. It's also about all the other costs associated with homeownership including monthly payments, insurance, taxes, repairs and upgrades. Here's a simple test to see if you can afford to buy: 1. Determine your monthly mortgage payment. 2. Add other estimated monthly expenditures: property taxes, property insurance, utilities and maintenance costs. 3. If the total of step one and two is more than what you are paying in rent, try putting the difference into a savings account every month for at least six months. This process will test your ability as well as your commitment to pay for a home. If it works and you decide to buy, then you'll have extra cash for your down payment and renovations. Am I ready to be homeowner? Buying a home isn't all about the money. Sometimes you have to question your emotional motives for wanting to take the real estate plunge: · Are you looking to lay down roots to establish a stronger sense of belonging within your community? · Are you willing and able to maintain your property and home? · Are you looking for a place you and your family can call "home"? - News Canada Tim Trian, CFA - Portfolio Manager Laura Trian, C.A., CFP CIM - Investment Advisor , OPEN HOUSE - INFORMATION MEETING CREEKBANK PROPERTIES (OAKVILLE) LTD. 360 OAKVILLE PLACE DRIVE REDEVELOPMENT Dear Neighbour: This is to inform you that CreekBank Properties (Oakville) Ltd., the owners of the property known as 360 Oakville Place Drive and currently operating as the "Park Plaza Hotel" (located at North Service Road East and Iroquois Shore Road), have recently applied to the Town of Oakville for an Official Plan and Zoning By-law Amendment to permit the construction of a comprehensive residential and commercial/retail condominium. The development proposal consists of 900 units in condominium apartment form located in three buildings ranging in height from 28 to 33 storeys and 115,000 square feet of retail and commercial space located at - grade level and in a 5 storey building. The owners would like to invite you to attend an open house, at which various plans and drawings for the project will be on display, and additional information about the development will be provided should you be interested. MEETING DATE: Wednesday June 13th, 2007 MEETING TIME: 7:00 pm MEETING LOCATION: River Oaks Community Centre, 2400 Sixth Line (Sixth Line, north of Upper Middle Road) SUBJECT PROPERTY The Whole Foods HEALTH & WELLNESS VILLAGE Brand new location, new & improved layout, exciting new features. Succumb to a massage, partake in some yoga, sample new foods, learn about new healthy choice products & services. Be empowered to improve your health & lifestyle. 200-2908 South Sheridan Way, Oakville Tel: 905-829-0600 Visit us at http://teamtrian.dundeewealth.com Financial Peace of Mind ... ...the most Valuable Service we Provide Enjoy it at the Waterfront Festival Oakvile Awards for Business Excellence finalist. Anton Tucker CFP, FMA, FCSI 905.901.3429 June 22, 23, 24 Coronation Park www.oakvillefestival.com