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18 - The Oakville Beaver, Friday February 15, 2008 www.oakvillebeaver.com FINANCIAL · TAX · LIFESTYLE · RETIREMENT · ESTATE SEMINARS TODAY AND TOMORROW SEMINAR TOPIC Humane society seeks caring people A monthly gift of $10 makes a big difference Show you care in 2008 as the Oakville and District Humane Society reaches out to the community by launching its new monthly giving program. This year's challenge is to recruit a team of 1,000 caring individuals who will demonstrate their compassion for animals by signing up. A gift of $10 a month will make a difference. Monthly supporters of the shelter will help provide a profound impact on the animals in the society's care. It will help save lives, provide protection, security and a second chance for a loving future. To join the 2008 Challenge and make monthly donations to the Oakville and District Humane Society contact the humane society at 445 Cornwall Rd., or call 905-845-1551. Ron Rousseaux is a well-known and successful Independent Financial, Tax, Retirement and Estate Planner located in Burlington. A background that encompasses Finance, Revenue Canada, Private Industry, Technical Advisor and one of the few Certified Senior Advisors in Canada. Named Burlington, Oakville & Flamborough's Best Financial Planner 2001, 2002, 2003, 2004, 2005, 2006 & 2007. Ron Rousseaux M.C.I., T.E.P., CSA WHAT'S NEW AND TURNING RETIREMENT THINKING ON ITS HEAD? Come and learn why they are saying ­ "It's too Good to be True" FROM MANULIFE INVESTMENTS, A GUARANTEED MINIMUM WITHDRAWAL BENEFIT... A FIRST IN CANADA! How would you like a Predictable Income Guaranteed Not to Decrease no matter how the investment performs? Here are some of the advantages GIF Select featuring IncomePlus can provide: · PREDICTABLE INCOME GUARANTEED not to decrease no matter how the Investments perform · SUSTAINABLE INCOME to last for your lifetime · POTENTIALLY INCREASING RETIREMENT INCOME · FLEXIBILITY TO CHANGE your Investments or access your savings at any time · AN EXCELLENT SOLUTION FOR RRIF · BONUSES automatic opportunities to lock-in market gains that may increase your guaranteed income payments · TAX-EFFICIENT INCOME when held in a non-registered account. · TERRIFIC FOR THOSE CONTEMPLATING COMMUTING THE VALUE OF THEIR CURRENT PENSION PLAN · ABILITY TO SIMPLIFY YOUR ESTATE PLANNING WITH BENEFITS THAT CAN ENSURE THE SMOOTH TRANSITION OF YOUR ESTATE! INCOMEPLUS ARE YOU CONCERNED ABOUT: · Losing Your Nest Egg? · Outliving Your Money? · Low Interest GIC's and Bonds? · Volatile stock portfolios? · · · · · · · · · Losing Control of Your Assets? Inflation Eroding Your Lifestyle? Protecting your current gains? Needing a Capital Guarantee? WHO SHOULD ATTEND THIS SEMINAR Those people who haven't a clue about investing but know that they need to do it. Those people who cannot lose their capital. Those people that need a Guaranteed Income. Those looking after Mom's or Dad's funds and need guarantees. Those that are looking for Capital Guarantees, Income Guarantees, Simplified Estate Planning and No Probate Fees. · Those who have inherited funds or won the Lottery. · Those who are being downsized or outsized and need to commute their company, medical, school board, government pensions. · Those that need to change their Income from Interest to more tax efficient income. · Those who are afraid of change. · Those who have Large Gains on the stock market and wish to protect the profits with guarantees on capital and income. · Those that need to increase their knowledge about Investing, Taxation, Income Splitting, and Estate Planning. SEMINAR DATES THURSDAY, FEBRUARY 21ST, 2008 SATURDAY FEBRUARY 23RD, 2008 Afternoon Session: 1:30 to 3:00 pm Evening Session: 7:00 to 8:30 pm Burlington Art Centre (Shoreline) 1333 paular@todaytomorrow.com Morning Session: 10:00 to 11:30 am Lakeshore Rd., Burlington T reserve your seat, call Paula o 905-336-9941 www. todaytomorrow.com Handouts will be provided and refreshments served. The Manufacturers Life Insurance Company (Manulife Financial) is the issuer and guarantor of the GIF Select contract, which offers the IncomePlus benefit. The bonuses are not cash deposits; they increase the amount that is guaranteed for withdrawal. Your investment is protected through guaranteed payments, at maturity, or upon death. Exceeding the withdrawal thresholds may have a negative impact on future payments. Age restrictions apply to the Lifetime Withdrawal Amount. Manulife Investments is the brand name identifying the personal wealth management lines of business offered by Manulife Financial and its subsidiaries in Canada. GIF Select, Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation. CELEBRATING OUR 15TH ANNIVERSARY