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www.oakvillebeaver.com The Oakville Beaver, Friday March 21, 2008 - 3 Happy Birthday! LIESA KORTMANN / OAKVILLE BEAVER CAUSE TO CELEBRATE: The arrival of Andy Diafrati's 102nd birthday and St. Patrick's Day on Monday, March 17 proved two good reasons to throw a party at Oakville's Sunrise Senior Living located at 456 Trafalgar Rd. MOST CENTS: Financial Seminars Presents Donald D. Perras CD "Intelligent Participation" President Donald D. Perras Financial Services Ltd. Allan MacDonald "Fixed Income Strategies" Regional Vice President of TD Mutual Funds. On March 25, 7:00 pm, join us at the Holiday Inn Select Hotel & Suites, Oakville @ Bronte 2525 Wyecroft Road COME AND LEARN HOW TO: · Save and or Reduce Taxes, how not to overpay, practical examples of ways to reduce taxes on investments and income. · Reduce Fees and get the Service you are already paying for at your discount brokerage account. If you own no-load mutual funds, you can still have the full service of a professional advisor at no additional cost! Avoid "wrap fees" and never lock in. · Reduce Risk avoid gimmicks and mousetraps and invest in conservative portfolio strategies. Temper your more volatile investment with GIC strategies to allow you to participate but mitigate risk , · Stay, If you are more comfortable with owning mutual funds at your local bank, stay there. Most of the major banks now allow you to receive professional independent advice without incurring additional fees by engaging in a continuing service request. You are paying for it already, why not get the professional help? RSVP to 905-901-3017 or email dperras3@cogeco.ca Sponsored in Part by TD Mutual Funds, Mutual Funds sold through: Hill & Crawford Investment Management Group. Management fees, expenses, commissions and trailing commissions may be associated with mutual fund investments. Please read the prospectus before investing. Any performance data or indicated rates of return include changes in until value and reinvestment of all distributions and do not take into account sales, redemptions distribution or other optional changes or income taxes payable by any security holder that would have reduced returns and unless otherwise indicated are the historical annual compounded returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.