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T Tax-planning ideas to net better investment returns You'll see slogans such as: "Come and invest in one of our tax-free savings account and it will offer a higher than the normal interest rate for the next few months." Mutual fund companies advertise their funds that had the best return during the past number of years because they know that investors are looking for high returns. Why would that mutual fund company advertise one of their funds that had less attractive returns when the one thing investors are looking for is that great return? In today's column, we have a hot tip. 19 | Thursday, April 2, 2015 | OAKVILLE BEAVER | www.insideHALTON.com oday, we have some suggestions on how to search for signi cantly better investment returns. Most investors are return driven. Everyone always wants to know the return on investment. What did the manager of that particular mutual fund earn last year or over the past ve years? What is a reasonable expectation of what they will earn in the future? Investment rms understand this and promote a higher earning potential with their various investment products. Dollars & Sense Guest Contributor Peter Watson An investment idea that could increase your return by 20, 30 or even 40 per cent. There's more, we can pretty well guarantee this return on investment. On a scale of one to 10, I hope that sounds like something close to a 10. Our hot tip can be put under the heading of `Tax Planning'. Another word to describe the strategy is `Asset Location'. It is fairly simple and if used correctly can greatly enhance your after-tax investment returns. Here is how it works. Assume you earned a taxable six per cent on an investment held within your investsee Tax-Free on p.23 Dr. Vanessa Milich & Associates Family Dental Care Encouraging Healthy and Happy Smiles Caring for Oakville Families for 10 years Welcoming New Patients Evening and Saturday Appointments Personalized Tree Care in Oakville Queensbury Dental 905.849.8449 Dundas St. Oakmead n Trafalgar Rd. River Oaks Blvd. Upper Middle Rd. Sixth Line 1534 Queensbury Cres., Oakville (on Upper Middle Rd., just west of Trafalgar Rd.) www.queensburydentalclinic.com QEW Call Storybook to have your trees assessed this spring 905-491-6860 OpenIng ApRIL 15 Martindale Anniversary We Supply... eLements Landscape Buy 1 pair of prescription eyewear or sunwear & get the 2nd at fenDi.cOm · Top Soil · Aggregates · Armour Stone · Tools · Interlock · Mulch · Service · Delivery 50%off *See in store for details. check out the new Barnboard pavers 92 Dunn Street, Downtown Oakville lebeauoptical@gmail.com www.lebeauoptical.com 4th Line (rear of Bldg) 905-337-ROcK (7625) Wyecroft Dorval 905-845-3621 LAnDScApeeLeMenTS.cA 450 Wyecroft Rd., Unit 4 QEW