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continued from p.34 criminal activity have allegedly awarded the World Cup to those countries that would pay bribes to FIFA officials that documents say are in the hundreds of millions of dollars. At the end of this legal process that will likely take years to resolve, many will ask why action was not taken sooner when there were so many telltale signs that something had gone amok. Draw a parallel to your own personal financ- Don't wait until something bad happens, anticipate risks in areas of financial wealth es. If in the future you found you had been swindled, would you look back and admit there were warning signals that in hindsight you should have acted on sooner? Our suggestion is do not wait until something bad happens, but anticipate what areas of your financial wealth are potentially at risk. Here are a few things to consider: · Is your financial adviser registered with a regulatory body that oversees how their business is conducted? A regulating body will have a strict oversight process that monitors the sale of financial products with the objective of protecting all investors. The vast majority of financial scams occur when the criminal is not a member of such a regulatory body. · Be suspicious of all investments that you own. Are these investments regulated like mutual funds or are you the owner of any private unregulated investments? Unregulated invest- 37 | Thursday, June 4, 2015 | OAKVILLE BEAVER | www.insideHALTON.com ments don't always fail; however, there is no regulatory oversight that helps protect the investor's interest. This adds additional risk to that investment and that risk should be evaluated on an ongoing basis. · Finally, we recommend you trust your instincts. Many victims of theft can look back and remember they had an uneasy feeling. -- Submitted by Peter Watson, MBA, CFP , R.F .P ., CIM, FCSI., Certified Financial Planner Offer ends 0 3 June 5 201 On Now at The Brick! 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