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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, June 25, 2015 | 32 T A tale of two investors: one smart and one not oday, we have the tale of two investors. They are different and their investment success or failure will be in uenced by who they are. Do you identify with either of these investors? Can your own investment experience be enhanced by looking at the characteristics of the smart investor? Which individual would you like to be? Which individual will most likely succeed with their personal investing? The "smart" investor enjoys their investment experience. They are knowledgeable, and truth be known, part of them wished that they were providing investment advice to others. Even if they don't pursue a career in nancial services, they are happy to discuss investment success with others and are free and willing to offer advice: particularly about their success stories. They will tell you in full detail about past winning strategies to identify undervalued stocks and then their timing on when those attractive stocks should be purchased. In that sense, it makes them similar to professional mutual fund managers. Professional mutual fund managers go on speaking tours to nancial advisers and the main Dollars & Sense Peter Watson Guest Contributor theme of many of these talks are the great stocks they have identi ed and the successful timing decisions on when to purchase those stocks. On a scale of one to 10, this type of intelligent investor is a 10. They are knowledgeable and successful. Or so it might seem. They possess the characteristics that many wish we had in order that we too could be successful. The not-so-smart investor realizes they do not possess the skills of others and have to settle for a buy-and-hold investment strategy. They wish they had the ability to identify good stocks and know when to buy those stocks, but in reality they do not. They have to settle for the less glamorous approach and buying and holding investments see Professional on p.33 Check out some of the reasons why Nissan is THE F FASTEST ASTEST GROWING AUT AUTOMOTIVE OMOTIVE B BRAND RAND I IN NC CANADA ANADA Based on full-line brands, on 12 month, year over year rolling unit sales - IT'S BACK THE NISSAN 0 84 % APR FOR UP TO ON SELECT MODELS FINANCE AS LOW AS GREA GREATEST TEST CHOICES EVER ON SELECT MODELS PLUS PICK FROM OUR $ MONTHS MY CHOICE BONUS CASH1 1,500 2 OR GET UP TO MONTHLY PAYMENTS ON US2 OR EXTENDED WARRANTY PLAN3 UP TO A $2,000 VALUE NO CHARGE 2015 NISSAN ROGUE AVAILABLE FEATURES INCLUDE: · Intuitive All-Wheel Drive · Nissan Safety Shield with Forward Collision Warning MONTHLY LEASE FROM $256 WITH $0 DOWN AT 0.99% APR FOR 60 MONTHS THAT'S LIKE $ WEEKLY ON ROGUE S FWD PAYING ONLY 59 $ 1,0 000 00 M MY YC CHOICE HOICE B BONUS ONUS C CASH ASH SL A AWD WD Premium model shown INCLUDES 2015 NISSAN PATHFINDER MONTHLY LEASE FROM $364 WITH $0 DOWN AT 0.99% APR FOR 60 MONTHS Platinum model shown THAT'S LIKE $ PAYING ONLY 84 WEEKLY ON PATHFINDER S 4X2 $ 1,5 500 00 INCLUDES MY CHOICE BONUS CASH 2015 NISSAN SENTRA MONTHLY LEASE FROM $158 WITH $0 DOWN AT 0% APR FOR 60 MONTHS THAT'S LIKE $ PAYING ONLY 36 WEEKLY ON SENTRA 1.8 S M6 $ 1,000 INCLUDES MY CHOICE BONUS CASH 1.8 SL model shown LOYALTY CURRENT NISSAN OWNERS THAT QUALIFY ARE ELIGIBLE FOR UP TO AN ADDITIONAL $1,000 LOY ALTY CASH ON SELECT MODELS VISIT CHOOSENISSAN.CA OR YOUR LOCAL RETAILER · ENDS JUNE 3OTH Equivalent lease payments of $59/$84/$36 on the 2015 Rogue/Pathfinder/Sentra must be made on a monthly basis and cannot be made weekly. Weekly lease payments are for informational purposes only. Offers available from June 2, 2015 to June 30, 2015. 1My Choice Bonus Cash is applicable to customers who purchase, lease or finance a model year 2015 Micra® (excluding S trim)/Versa Note/Sentra/Altima Sedan/Juke®/Rogue/Pathfinder. The $500/$700/$1,000/$1,000/$750/$1,000/$1,500 My Choice Bonus Cash consists of $350/$500/$750/$750/$500/$700/$1,200 NCI cash and $150/$200/$250/$250/$250/$300/$300 dealer participation which will be deducted from the negotiated selling price before taxes. 2"2 monthly Payments on Us" is available to customers who lease or finance any new model year 2015 Micra® (excluding S trim)/Versa Note/Sentra/Altima Sedan/Juke®/Rogue/Pathfinder through Nissan Canada Inc. and Nissan Canada Financial Services Inc. (collectively, "NCF") and refers to the first two (2) monthly lease payments or first two (2) monthly finance payments. A customer's first two monthly payments (inclusive all taxes) will be waived, up to a maximum of $225/$250/$375/$400/$375/$400/$600 per month tax inclusive. After two months, the customer will be required to make all remaining regularly scheduled payments over the remaining term of the contract. Customers must be approved to lease or finance through NCF. Cash purchase buyers or buyers who finance outside of Nissan Finance are also not eligible for this choice. 3No charge extended warranty is valid for up to 60 months or 100,000 km (whichever occurs first) from the warranty start date and zero (0) kilometers. Some conditions/limitations apply. The no charge extended warranty is the Nissan Added Security Plan ("ASP") and is administered by Nissan Canada Extended Services Inc. ("NCESI"). In all provinces NCESI is the obligor. This offer includes the Gold level of coverage. Retail value of ASP is based on MSRP $1,200/$1,400/$1,500/$1,500/$1,700/$1,700/$2,000 for a new 2015 Micra®(excluding S trim)/Versa Note/Sentra/Altima Sedan/Juke®/Rogue/Pathfinder. Dealers are free to set individual prices. Representative monthly lease offer based on any new 2015 Rogue S FWD CVT (Y6RG15 AA00)/ 2015 Sentra 1.8 S M6 (C4LG55 AA00)/Pathfinder S V6 4x2 (5XRG15 AA00) CVT transmission. 0.99%/0.99%/0% lease APR for a 60/60/60 month term equals 60/60/60 monthly payments of $256/$364/$158 with $0 down payment, and $0 security deposit. First monthly payment, down payment and $0 security deposit are due at lease inception. Prices and payments include freight and fees. Lease based on a maximum of 20,000 km/year with excess charged at $0.10/km. Total lease obligation is $15,345/$21,845/$9,336. $1,000/$1,500/$1,000 My Choice Bonus Cash included in advertised offer. Conditions apply. Representative finance offer based on any new 2015 Sentra 1.8 S M6 (C4LG55 AA00). Selling price is $16,199 financed at 0% APR equals 84 monthly payments of $193 monthly for a 84 month term. $0 down payment required. Cost of borrowing is $0 for a total obligation of $16,199. This offer cannot be combined with any other offer. $1,000 my choice bonus cash is included in advertised offers. Conditions apply. Models shown $36,732/$48,802/$26,099 Selling price for a new 2015 Rogue SL AWD Premium (Y6DG15 BK00)/ 2015 Pathfinder Platinum (5XEG15 AA00)/2015 Sentra 1.8 SL (C4TG15 AA00). *±Freight and PDE charges ($1,750/$1,720/$1,567) air-conditioning levy ($100) where applicable, applicable fees (all which may vary by region), manufacturer's rebate and dealer participation where applicable are included. License, registration, insurance and applicable taxes are extra. Lease offers are available on approved credit through Nissan Canada Finance for a limited time, may change without notice and cannot be combined with any other offers except stackable trading dollars. Retailers are free to set individual prices. Dealer order/trade may be necessary. Vehicles and accessories are for illustration purposes only. Offers, prices and features subject to change without notice. The Nissan Loyalty Offer ("Offer") is available only to eligible customers who (as of Feb, 1, 2015) lease/leased, finance/financed or own/owned a 2009 or newer Nissan brand vehicle (an "Existing Vehicle"). Eligibility for the Offer will be determined by Nissan Canada Inc. ("NCI") in its sole discretion. Proof of current or previous ownership/lease/finance contract will be required. Offer is not transferrable or assignable, except to a co-owner/co-leasee of the Existing Vehicle who resides within the same household as the intended recipient of the Offer. If the eligible customer elects to lease or finance a new and previously unregistered Nissan brand vehicle (excluding NV, Fleet and daily rentals) (an "Eligible New Vehicle") through NCI and Nissan Canada Financial Services Inc. (collectively "NCF"), then he/she will receive a specified amount of stackable loyalty dollars ("Loyalty Dollars"), as follows: (i) Micra/Versa/Sentra ($500); (ii) Juke/Altima/Rogue ($600); (iii) Frontier/Xterra/Leaf/Murano/Pathfinder ($800); and (iv) Maxima/Z/Titan, Armada/GT-R ($1000). Loyalty Dollars will be applied before taxes which means they are inclusive of all applicable taxes. Alternatively, if the eligible customer elects to purchase or lease/finance an Eligible New Vehicle (excluding GT-R and Leaf) other than through NCF, then he/she will receive a three-year/48,000 kilometers (whichever comes first) Oil Change and Tire Rotation Plan which consists of a maximum of 6 service visits, each consisting of 1 oil change (using conventional 5W30 motor oil) and 1 tire rotation. For complete details on the Oil Change and Tire Rotation Plan, ask your dealer. Offer has no cash redemption value and can be combined with other offers. Offer valid on Eligible New Vehicles purchased/leased/financed and delivered between June 2 ­ June 30, 2015. For more information see IIHS.org. **Ward's Large Cross/Utility Market Segmentation. MY15 Pathfinder vs. 2015 and 2014 Large Cross/Utility Class. ^Ward's Large Cross/Utility Market Segmentation. MY15 Pathfinder and Pathfinder Hybrid vs. 2014 competitors. Offers subject to change, continuation or cancellation without notice. Offers have no cash alternative value. See your participating Nissan retailer for complete details. ©2015 Nissan Canada Inc. Nissan Financial Services Inc. is a division of Nissan Canada Inc. OAKVILLE NISSAN 2316 SOUTH SERVICE ROAD WEST, OAKVILLE TEL: (905) 827-1177