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Oakville Beaver Weekend Sunday, October 1, 2000 A GUIDE TO ESTATE PLANNING & FUNERAL PRE-ARRANGEMENTS '.w* * /.-Kx'-.ww* :-----V- -Ma lews « At Berkshire Securities Inc, your long term financial security is my paramount concern. My team of financial advisors is focused on building financial wealth for our clients through a disciplined approach to financial and investment planning. Consumeis today ate overwhelmed with an array of financial planning advice. Without the support of a financial advisor who understands a clients needs, an individual may become confused and subject to market feds and flavour of the month investments. I will act as your guide - cutting through the oonfusion and prolifera tion of products available Together we will create a financial strategy including an investment, tax and estate plan that' s right for you. % ::»« Vt X:"k :x# * A & c 7 iir.y P w x tin * ?':»:» % ·% X s ttx : Iim lF o ) ir T jn c ¥ c I o > im Orvlir-.s ft Y S S a BS S IS S JJ!EE(9 0 S )849-4700 Raymond E. Jackson Financial Advisor 710 Dorval Dr., Oakville Ont. L6K 3V6 Em ail: rjackson@ berkshire.ca O a k v il l e B a d iv is io n o f HaltonSearc|y; om y c i u to > u n Ity . * C fentfltd s * Oamiea&Ssi *«*«* * Hwd 'S k w S o D a n c t o v ; * * LHcxv* vvutw * A a H atoaK X T m ? .* x f * T .» * 1S c k * »5 B u ild in g w ealth th ro u g h time proven w ealth creation strategies. Glen Oaks Memorial Gardens is a beautiful landmark cemetery located on the Ninth Line at Dundas Street (near Hwy. 403). Sinoe our inception in 1979, we have assisted thousands o f families in the Oakville & Mississauga communities with their final arrangements through pre-planning. Planning ahead proteas your family, takes care o f your wishes and provides peace o f mind knowing you have done everything possible today, for tomor row. More than 80 important dedaons must be made when a death occurs. Time is short, judgement may be impaired. By planning cemetery arrange ments ahead of time, the family is spared from making difficult decisions at a stressful and emotional time. Discussing these arrangements can be done in the privacy o f your home or at our offioes here at Glen Oaks. O ur Family Counselors are available to assist you day, evening or weekend. To help you get started with planning ahead, the counselor will provide a free copy o f "The Family Registry Estate Planner", a guide to help you get organized before the need arises. For further information and your copy ofThe Estate Planner call (905) 257-1100. T&crcsM ** * O azaxeusant; > Sfirntt- « Li*t;:i4: · Pad · C?y Pst'tus, · Tava"MP Ycurs< r n a iw O o :w jy !.t i." S l'/ 'w * C m ly . 'ii- js 2 * x r. BarlSTiftoa Pos* · · D trw .o 'ry ·isaM iM i x.tf^ · - O n h s * , 'X w p c n s * K v»o y e u r e x ju t m iJjxnvv'T'v « * Owxvuiv J?c-wvera".; . t w i t .««j t v ; 1 ,' ft 1 K sutv Or :x J> * How to take the money and run. W hen a non registered investment has made tremendous gains do you sell it and take a potentially large capital gain hit when you file your tax return o r do you hang on to it to defer the tax liability and hope it doesn't do a dotco m , dive? W ith some mutual fund companies such an agonizing decision isn't neces sary because they have formed special dasses o f shares that allow you to switch between funds without triggering a capital gain. Any capital gains are deferred until you actually withdraw m oney from the fund family. T his means that you could switch large gains made in technology or tele com fund into a m oney market fund to preserve any investment gains with out generating a tax liability and later re-enter the market into any fund offered in the same group. T h e result is that you defer tax to a later date w hen you can control the cash redem ptions from the fund group thus m anaging your capital gains tax liabilities. Charles Duchesnay, Manager Glen Oaks M em orial Gardens 257-1100 Martin Kosterman FISCAL AGENTS 2 5 Lakeshore Rd. W . 8 4 4 -7 7 0 0 www.fiscalagents.com To find out m ore please call 905-844-7700 IF NO TWO PEOPLE ARE ALIKE.. W H Y SHOULD THEIR FUNERALS BE? T hey shouldn't, at least w e don't think so. W hich is why we believe in offering a boundless variety o f service options. You can even add your own personal touch. Just as no two people are alike, we believe no two funerals are alike. "It was so com forting to be surrounded by those who cared...we never thought a funeral could mean so m uch." O ften, this is the response we get from families after a personalized funeral service. Remember that funerals are for the living, a celebration o f memories. It is important to hold onto those memories and weave them into a funeral, creating a ser vice that is personal and holds value for both family and friends. There are over 80 important decisions which need to be made to com plete the final arrangements o f a loved one. Planning funeral arrange m ents ahead o f tim e, before the need arises allows you to spare your family from the difficult decisions that need to be made at a stressful and em otional time. "W e w ould sit at the kitchen table and talk for hours. About anything, anytime. That' s just the way we did things-as a family." W hy not do the same thing when planning your funeral arrangements? Planning ahead provides you the opportunity to discuss the options and express your personal wishes with the ones we love. It also allows them to have input into the personal decisions that allow the funeral to reflea a life well lived. Memories are a gift that death cannot destroy. There are many pre-planning options that can be customized to accom modate and reflea one' s wishes. Pre planned funerals may be paid over tim e using m onthly payments or an insurance policy may be purchased to cover the costs o f selected services. Please contaa our pre-planning director to have your personalized options explained. Oakview Funeral H om e has been serving the com m unity o f Oakville from the same location since 1977. Our com m itm ent to our com m uni ty goes well beyond our service to the recently bereaved. For over many years we have marked Canada D ay by placing flags on the graves o f veterans buried in O akville' s cem eteries, our annual Christmas Candlelight Service has helped over 1000 families to mark the holidays by joining with others in a service o f shared memories. T he caring staff is involved in many com m unity groups and events reflecting our values o f strong com m unity involvement. Oakview FUNERAL HOME 56 Lakeshore Rd. West 842-2252 Don Clarke, Manager "Our staff is always available to offer assistance or to answer questions."