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www.insidehalton.com | O A K V ILLE B EA V ER | Thursday, May 2 5 , 2 0 1 7 |1 8 K-CUP SUPERSTORE Double-check and don't rush C O F F E E , H O T C H O C O L A T E & T E A continued from p.16 MIX & MATCH AUTHENTIC DONUT SHOP, BARNIE'S BLEND, BARRIE HOUSE O V E R 500 MARTINSONS, VAN HOUTTE, TIMOTHY'S,...AND MORE! F L A V O U R S K O FFEE K O R N ER O A GUY FIERI, CAKE BOSS, HURRICANE, WOLFGANG PUCK, W IN N E R S BIHI EIBI8I! O WWW.KOFFEEKORNEROAKVILLE.COM 240 NORTH SERVICE RD W OAKVILLE, ONT L6M 2G2 U P S You can be sure they will recommend work that is required immediately, whether or not it actually is. The safest way to ensure satisfaction is to get estimates from established companies in your community. Because these firms have reputations and businesses to protect, and will be around after the work is done, you can expect a higher quality of workmanship and a better price. %r D O R V A L CROSSING E (W IN N ERS P L A Z A ) NORTH SERVICE ROAD W 6 4 7 -793-971 2 Apartment buildings/rental units · W hen a stranger knocks, don't open the door. Simply talk through it. · If someone knocks at your apartment door and tells you that your superintendent said work needs to be done in your home, keep in mind that you have the right to refuse that person entry. · Confirm with your superintendent that work needs to be done prior to opening the door. · Always keep your door(s) locked, even when you are at home. · If you own your own home, be wary of unsolicited home repair offers. agreement, don't sign on the dotted line. For all you know, you could be signing away the deed to your home or committing yourself to a lifetime of payments at high interest rates. Remember that any reputable company will allow you sufficient time to inspect a contract. Be wary of that "limited time offer" and salespeople who "explain away" contracts or shrug them off as a "standard" documents that shouldn't be a concern to you. A reputable salesperson will allow you time to consider what you are purchasing and the time to seek legal advice without conditions. Reporting a fraud If you have an emergency or are reporting a fraud in progress, call 911. For non-emergencies -- if you are a victim of fraud or have a fraud-related inquiry, contact the fraud intake office at 9 05-465-8741. Hours are Monday to Friday 8 a.m. to 4 p.m. (voice message system will be activated after hours). Alternatively, people can contact Halton Regional Police communications at 9 0 5 -8 2 5 4 7 7 7 (north Halton 9 0 5 -878-5511). Halton police does not accept fraud reports through online reporting or email. For more safety tips on avoiding scams and fraud, visit www.haltonpolice.ca/services/ safetysecurity/fraudsscams.php. N e e d d ir e c tio n s to y o u r f in a n c ia l d e s tin a t io n ? Marc Nutford Financial Advisor 2387Trafalgar Road Unit 82 Oakville, ON L6H 6K7 905-822-2023 www.edwardjones.com/marc-nutfo rd Member - Canadian Investor Protection Fund Contracts E dw ardjones M A KIN G S E N S E O F IN V E S T IN G Before signing any contract, read it over carefully. If you do not understand or if you have doubts about the conditions of the i n t h e w e e k s le a d in g u p t o t h e m a r k e t - c o o lin g m e a s u re s a n n o u n c e d A p r i l 2 0 . C o o p e r e x p e c ts p r ic e in c re a s e s t o m o d e r a t e i n t h e s e c o n d h a l f o f t h e y e a r, d r o p p in g t o f iv e p e r c e n t o r le s s in 2018. C o o p e r a ls o fo re s e e s n o s ig n if ic a n t ju m p in in t e r e s t r a te s t h is y e a r, w h ic h r e m a in a t o r n e a r r e c o r d lo w s . " I d o n 't t h i n k t h e B a n k o f C a n a d a is g o in g to h ik e in t e r e s t ra te s u n t i l m a y b e t h e m id d le o f n e x t y e a r," s h e s a y s. N a t io n - w id e h o m e s a le s a re in c r e a s in g - u p 1 .1 p e r c e n t f r o m F e b r u a r y t o M a r c h - w i t h c e n tre s lik e L o n d o n a n d S t. T h o m a s , O n t a r io s h o w in g g r o w in g s t r e n g t h . I n M o n t r e a l, a n im p r o v in g e c o n o m y h a s b u o y e d t h e h o u s in g m a r k e t , w h e r e C o o p e r s a y s a s h o r ta g e o f n e w lis t in g s h a s c r e a te d " a b i t o f a s e lle r's m a r k e t . " P ric e s a re d o w n s l ig h t l y i n Q u e b e c , w h ic h , C a n a d a M o r t g a g e a n d H o u s in g C o r p . d e s c rib e s as a b u y e r 's m a r k e t . 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A lt h o u g h o il p r ic e s h a v e r e c e n t ly d e c lin e d , o il p r o d u c t io n h a s li k e l y b o t t o m e d w i t h a r e t u r n o f jo b g r o w t h c o m in g . T h a t w i l l m o d e r a t e t h e c u r r e n t s u p p ly o f h o m e lis t in g s . A lt h o u g h r e a l e s ta te a c t i v i t y is d r iv e n b y lo c a l c o n d it io n s t h a t c re a te v a r ia t io n s i n s u p p ly , d e m a n d , a n d a f f o r d a b i li t y a c ro s s t h e c o u n t r y , n a t io n a l t r e n d s c a n p r o v id e im p o r t a n t in d ic a t o r s . C o o p e r s a y s t h e r e is a s ig n if ic a n t c o n n e c t io n b e t w e e n w h a t h a p p e n s i n t h e m a jo r h o u s in g m a r k e t s a n d t h e C a n a d ia n e c o n o m y as a w h o le . H o u s in g as a p e r c e n ta g e o f G D P is a t a r e c o r d h ig h . A f f o r d a b i li t y is s t i l l a n is s u e i n m a n y m a jo r c e n tre s , a n d s p e c u la t io n o n r e s id e n t ia l p r o p e r t y r e m a in s a c o n c e r n i n th e G r e a te r G o ld e n H o r s e s h o e , b u t t h e o v e r a ll t r e n d o f a r e t u r n t o m o d e r a t e g r o w t h s p e lls g o o d n e w s f o r t h e e c o n o m y as a w h o le . D o m in io n L e n d in g C e n tre s C h ie f E c o n o m is t, Dr. S h e rry C o o p e r: S o ft L a n d in g C o m in g f o r H o m e b u y e rs B y : G o r d H a m i lt o n T h e t id e is t u r n i n g i n C a n a d ia n r e a l e s ta te m a r k e t s w i t h m o r e m o d e r a t e g r o w t h r e p la c in g t h e v o la t ile p r ic e s p ik e s t h a t h a v e c h a r a c te r iz e d t h e h o t t e s t r e g io n s , s a y s D o m i n io n L e n d in g C e n tr e s c h ie f e c o n o m is t D r . S h e r r y C o o p e r. S h e sees e n c o u r a g in g s ig n s t h a t t h e b o o m w i l l n o t b e f o llo w e d b y a b u s t . " I t 's a s o f t la n d in g , " s h e s a y s. T h e re a re e a r ly s ig n s o f a n u p s w in g i n th e n u m b e r o f n e w lis t in g s i n m o s t C a n a d ia n r e a l e s ta te m a r k e t s t h a t is p r o v i d in g b u y e r s w i t h m o r e c h o ic e , w h ic h C o o p e r se e s as a s ig n t h a t t h e r e a l e s ta te m a r k e t is r e t u r n in g t o m o r e n o r m a l g r o w th p a tte r n s . H e r a d v ic e t o s e lle rs : T h e t id e is t u r n in g . D o n 't w a it a n y lo n g e r e x p e c t in g p r ic e s t o c lim b d r a m a t ic a lly h ig h e r . S t a r t m a k in g d e c is io n s to s e ll. F o r b u y e r s , s h e sa y s t h e r e is n o n e e d t o p a n ic t h a t y o u a re g o in g t o m is s o u t . M o r e s u p p ly is c o m in g o n t o t h e m a r k e t s o d o n 't g e t y o u r s e lv e s i n t o c o m p e t it iv e b u y in g s it u a t io n s t h a t c o u ld c a u s e y o u t o p a y m o r e t h a n a p r o p e r t y is w o r t h . O n t a r io 's G o ld e n H o r s e s h o e i n p a r t ic u la r w it n e s s e d a n o t ic e a b le s u rg e i n n e w lis t in g s Dr. Sherry Cooper Chief Economist for Dominion Lending Centres D o m in io n L e n d in g CENTRES rrm r 1-888-806-8080 w w w .dom inionlending.ca