The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

w w w .in si de ha lto n. co m | O AK VI LL E BE AV ER | Th ur sd ay , J an ua ry 4 , 2 01 8 | 2 4 Robo-advisor technology to be used by financial industry Evolving regulation and advanced tech­nology will change how investments are bought and sold. If you are an investor, this will affect you. Disclosure and transparency requirements in the financial services industry means more in­ formation will be collected from you and more disclosure will be provided to you. Buying an investment isn't as simple as it once was. Ultimately that is a good thing. Investors should have the beneft of safe­ guards. That amounts to greater information be­ ing communicated between the investor client and the fnancial advisor. However, this adds up to more time spent, both in the purchasing and management of the investments, and time is in short supply these days. In the digitally-connected world we live in to­ day experts say instant results are making us less patient. Data collected from a 2017 YouGov poll of 2,489 U.S. adults show 41 per cent of those sur­ veyed said that technology has made them more impatient than fve years ago. And this has a lot to do with customer experience. Investors want the beneft of more disclosure but want this process done as time eff ciently as possible. So does the advisor. Enter the ever-expanding world of FINTECH and REGTECH: fnancial and regulatory tech­ nologies. Robo-advisors provide digital fnancial advice or investment management, and have been gain­ ing popularity over the last several years. The initial market for the online software was the end investor -- those who preferred to man­ age investments on their own. The robo-advisor option was seen as a good solution for the do-it- yourself investors. Robo-technology is now targeting a new end- user: the fnancial advisor. One of Canada's mutual fund companies is using robo-advisor technology to launch a plat­ form for fnancial advisors who sell their funds. Peter Intraligi, president of Invesco Canada Ltd., released a statement saying one of his com­ pany's global priorities is to help fnancial advi­ sors navigate the changing environment of regu- Dollais & Sense Peter Watson Guest Contributor lation and technology. If technology can be used successfully by do- it-yourself investors, then why not incorporate those same benefts to augment the advisor-cli­ ent relationship? Industry regulation and technology have evolved. So have the habits of consumers. By having more effcient ways of doing busi­ ness, the fnancial service industry, and those who regulate it, will create an enhanced con­ sumer experience. -- submitted by Peter Watson. Peter Watson is an agent of, and securities products are provided by, Aligned Capital Partners Inc. (ACPI). ACPI is a member of the Investment Industry Regula­ tory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF). The opinions expressed are those of the author and not necessarily those of ACPI. Peter Watson provides wealth management services through Peter Watson Investments. Welcome to KKT Orthopedic Spine Center! We are a new innovative treatment center for sufferers of back, neck and other chronic pain. KKT is a non-invasive, painless and fast treatment option which uses low- frequency sound waves to correct the position of the spine which results in pain relief, improved strength and mobility and may avoid the need for surgery or prolonged use of medication. KKT is scientifically proven, FDA and Health Canada approved and utilized in the treatment of many acute and chronic conditions such as: Back pain, Headaches, Neck Pain, Bulging Discs, Herniated Discs, Sciatica, Osteoarthritis, Whiplash, Scoliosis, Knee pain, Hip pain, Healed Vertebral Fractures and Facet Syndrome. We fix the cause of the problems that you are suffering from, we don't just treat the pain. KKT has been safely applied 450,000+ times over 15 years and now has 24 centers across 11 countries. We are pleased to inform you that the inventor of this new technology, Dr. Aslam Khan, is currently based out of our new clinic in Streetsville Mississauga. Our team looks forward to providing this treatment option to residents in Mississauga and surrounding areas. KKT is the solution people are seeking. Let us help stop your pain from taking away the things you love to do in life, and put an end to needless suffering. Please visit our website www.kktspine.com to learn more. We invite you to visit us at our new location 370 Queen Street South. For more information please call 905-285-0005 or email toronto@kktspinetreatment.com. SIMPLE B>e.atftrPu! filaturaJ/ŷ Pure + Simple Facial Beauty can be bare-faced simple See your best you with this classic j ^ European facial which includes ; ^ extractions + face massage! " Customizable to all skin types. Try this facial at the irresistible price of $69 this month only! (reg. $79) O e n v i r o n m e n t a l 3 K f f l SNSP RING Ct B filE K aj p s __ H f - Bring in th isA d ^ $ 2 0 >OFtyourtirst facial I j g a l J j p j Pure>sjai]}l«. MiSsi&aJE 3-1140Winston Churchill Blvd. 1905.829.2055 pu reands imp l e .Ca mississauga@pureandsimple.ca @ P u r e A n d S i m p l e M i s s i s s a u g a READY FOR EVERY OCCASION 15% OFF PLAIN SUITS&TIES t EXP. 12/31/2017 SOME RESTRICTIONS APPLY D R Y CLEANERS 20% OFF COCKTAIL DRESSES & FORMAL WEARD R Y CLEANERS + EXP. 12/31/2017 SOME RESTRICTIONS APPLY FOR A LOCATION NEAR YOU, CALL 905,333.6210 OR VISIT OUR WEBSITE WWW.SPOTLESSDRYCLEANERS.COM ASK ABOUT OUR REWARDS PROGRAM POWERED BY: V vicinity DRY CLEANERS http://www.insidehalton.com http://www.kktspine.com mailto:toronto@kktspinetreatment.com mailto:mississauga@pureandsimple.ca http://WWW.SPOTLESSDRYCLEANERS.COM Robo-advisor technology to be used by financial industry Dollais & Sense Peter Watson Pure + Simple Facial Beauty can be bare-faced simple Try this facial at the irresistible price of $69 this month only! (reg. $79) jps Hf- Bring in thisAd^$20>OFtyourtirst facial IjgalJjpj Pure>sjai]}l«. MiSsi&aJE 3-1140Winston Churchill Blvd. 1905.829.2055 pureandsimple.Ca mississauga@pureandsimple.ca @PureAndSimpleMississauga READY FOR EVERY OCCASION 15% OFF 20% OFF WWW.SPOTLESSDRYCLEANERS.COM