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in si de ha lto n. co m O ak vi lle B ea ve r | T hu rs da y, A pr il 25 ,2 01 9 | 18 HELP US SEND A KID TO CAMP!! Did you know that 12.4% of children in Oakville live below the poverty line? For these children, just having adequate shelter, food and clothing is a daily struggle, so attending summer camp is usually just a dream for them. At KSM we believe every child should have the chance to attend camp and make all the special memories it brings. However, for many of our families, summer camp fees are often beyond their budget. Although we offer subsidized fees of $25/week, the actual cost of camp is much more. We are excited for our 8 weeks of fun filled summer camp this year but need your help! Through the sponsorship of a child you can help SEND A KID TO CAMP! $160 will send a kid to camp for one week. $1,300 will send a kid to camp for eight weeks. Our 2019 goal is to raise $100,000 to help fund the KSM Summer Camp Program - please consider supporting our families by helping us "Send a Kid to Camp"! For more information on KSM's Summer Camp Program please visit: https://www.kerrstreet.com/ksdc-appeal/ KSM. 485 Kerr Street, Oakville. 905.845-7485. Charitable Reg. No. 897106845RR0001 The trouble with invest- ing is there are so many deci- sions that have to be made. Is it better to manage your investments yourself or should you select an invest- ment adviser to assist you? How do you choose the right adviser? What is your alloca- tion between investing in stocks or bonds? Should you diversify outside of Canada? Do you want to own stocks and bonds directly, or pur- chase a mutual fund that owns those assets? Investing, like other important areas of life, requires decision-mak- ing. Let's consider a couple of useful techniques that might assist with your decision- making. A simple option is the pros-and-cons list. Compare your reasons for going aheadyour reasons for going aheady with a decision to those of why you shouldn't. You canwhy you shouldn't. You canw enhance this list by giving a certain weight to specific cri- teria. For example, you could evaluate different advisers based on their communica- tion ability, tax knowledge, or location of their office. Emotions can be significant in decision-making, especial- ly the fear of making a mis-ly the fear of making a mis-l take. You may prefer to own aYou may prefer to own aY select number of stocks, but what happens if one or two ofwhat happens if one or two ofw those stocks perform very poorly? Are you better to own a mutual fund that owns hundreds of stocks in order to spread your risk? Yes, this is safer, but itYes, this is safer, but itY eliminates the possibility of investing heavily in a few stocks in the hope that one of them might have an extraor- dinary appreciation in value. Decisions should be made based on what makes the most sense given your cir- cumstances, combined with the information you have to evaluate your options at the time of that decision. After you have made a decision,you have made a decision,y what is your gut feeling? Ifwhat is your gut feeling? Ifw you aren't comfortable withyou aren't comfortable withy your decision, go back and re-your decision, go back and re-y evaluate the alternatives. Decision-making is in im- portant part of investing. Bet- ter decisions will result in better outcomes. Peter Watson is an agent of, and securities products are provided by, Aligned Capital Partners Inc. (ACPI). ACPI is a member of the Investment Industry Regulatory Organi- zation of Canada and the Canadian Investor Protection Fund. The opinions ex- pressed are those of the au- thor and not necessarily those of ACPI. Peter Watson provides wealth management services through Peter Wat- son Investments. OPINION TIPS ON DECISION-MAKING WHEN INVESTING MAKE A PROS-AND-CONS LIST, WRITES PETER WATSON PETER WATSON Column VISIT INSIDEHALTON.COM TO LEARN ABOUT LOCAL PEOPLE MAKING A DIFFERENCE IN THEIR COMMUNITY Gary Carr Regional Chair Meetings at Halton Region, 1151 Bronte Rd., Oakville, L6M 3L1 Visit halton.ca for full schedule.for full schedule.f May 22 9:30 a.m. Regional Council Get involved, share your ideas 04 25 19 Halton Regional Council is inviting residents to apply for positions on the following committees: • Halton Agricultural Advisory Committee (4 vacancies) • Halton Region Accessibility Advisory Committee (8 vacancies) • Halton SolidWaste Management Advisory Committee (8 vacancies) • Natural Heritage Advisory Committee (7 vacancies) • Older Adult Advisory Committee (12 vacancies) • Royal Botanical Gardens Board of Directors (1 vacancy) The successful candidates will use their skills and perspectives to support a high quality of life in Halton by informing Regional program and policy changes. These volunteer appointments run until November 14, 2022. Regional agencies, boards and committees reflect Halton's diversity, and Council encourages all residents to consider these opportunities. An interview committee composed of Regional Councillors will recommend qualified candidates to the rest of Council once the interview process is complete. To learn more or apply, please visit halton.ca. You can also submit your application by fax to 905-825-8838 or by mail to the Office of the Regional Clerk, Halton Region, 1151 Bronte Road, Oakville, L6M 3L1. Completed applications must be received by Friday, May 17, 2019 at 4:30 p.m. Halton Region works to grow and sustain a strong local economy by connecting job seekers with employers through Regional programs and events like the Employment Halton job fair. Current job seekers are invited to attend our upcoming job fair on Tuesday, April 30 from 10 a.m. to 1 p.m. at the Oakville Conference Centre. Employment Halton supports residents and businesses through programs and services including skills training, on-site hiring events, job placements and access to online job boards. To learn more, visit halton.ca or call 311. Employment Halton job fair boosts local economy