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9 | O akville B eaver | T hursday,M ay 23,2019 insidehalton.com SATURDAY, MAY 25TH FROM 2 - 4 PM Join us for our Spring Open House. Enjoy an afternoon of live musical entertainment provided by saxophonist Florin Clonta. Refresments provided. Join us for our Spring Open House. Enjoypen House. EnjoyJoin us for our Spring Open House. Enjoy musical entertainmentan afternoon of live musical entertainmentmusical entertainmentan afternoon of live musical entertainment Ask About OurSUMMERMOVE ININCENTIVES For more information or to book a tour Call 905.582.0395 3136 Dundas Street West, Oakville, ON L6M 0S5 I verveseniorliving.com Music By: Elton Ron Groovehammer STA HouseBand Fiddlestix Ozone Baby Bare Blue Sea The Hornets The Beat Heathens ribbers beer tents kids play zone people movers amusement park wheelchair & stroller friendly artists crafters vendors lots of parking easy transit live music JUNE 21TO 23 SHERIDAN COLLEGE Friday, 4 - 11 • Saturday, 11 - 11 • Sunday, 11 - 7 OakvilleFamilyRibfest.com Kick off your summer with some fun! Connect Hearing and Professor Mark Fenske at the University of Guelph are seeking participants who are over 50 years of age, have never worn hearing aids and have not had a hearing test in the last 24 months, for a hearing study that investigates factors that can influence better hearing. Study Parameters The researchers will examine listening in a range of situations, from one-on-one, to group conversations, watching TV and wider social contexts like supermarkets and other noisy environments, and how it effects connection and socialization. Why Participate? It is estimated that 46% of people aged 45 to 87 have some degree of hearing loss, but most do not seek a solution right away. In this study you'll be playing an important part in determining the key factors around identifying hearing loss and what influences the decision to seek treatment. Major University seeks participants for national hearing study. *Wingfield,A., Tun, P.A.,&McCoy, S. L. (2005).HearingLoss inOlderAdulthood:What It Is andHow It InteractsWithCognitivePerformance. CurrentDirections inPsychological Science, 14(3), 144-148. † Studyparticipantsmustbeover 50years of age and have never worn hearing aids. No fees and no purchase necessary. Registered under the College of Speech and Hearing Health Professionals of BC. VAC,WCB accepted. 1. Cruickshanks, K. L., Wiley, T. L., Tweed, T. S., Klein, B. E. K., Klein, R, Mares- Perlman, J. A., &Nondahl, D.M. (1998). Prevalence of Hearing Loss in Older Adults in Beaver Dam,Wisconsin: The Epidemiology of Hearing Loss Study. Am. J. Epidemiol. 148 (9), 879-886. 2. National Institutes of Health. (2010). You can register to be a part of this major new hearing study† by calling: 1.888.242.4892 or visiting connecthearing.ca/hearing-study As a society we are more aware that mental health problems exist. Once a taboo subject, it is now more openly acknowl- edged and discussed. The Canadian Mental Health Association cele- brated Mental Health Week from May 6-12. ThisWeek from May 6-12. ThisW year's theme was to #Get- Loud about what mental health is. Which, as their website says, "is a state of well-being, which we can all have... whatever life's ups and downs." Compromised mental health can present real challenges to a person's fi- nancial planning and in- vestment decision mak- ing. The relationship with a client and their financial advisor can come with challenges. After all, artic- ulating your financial ob- jectives decades in ad- vance can be difficult. Add in the ups and downs and general uncertainty with investing, and the chal- lenges increase. Mental health issues can affect a client's beha- viour and magnify the challenges. A report conducted for the Mental Health Com- mission of Canada states that half of people aged 40 and over are experiencing, or have experienced, some form of mental illness. Cit-form of mental illness. Cit-f ing ages of 40 and over is important here. This age group makes up a signifi- cant portion of financial advisors' client base. As of February 2018, firms in the United Statesfirms in the United Statesf have been required by the U.S. Financial Industry Regulatory Authority Inc. to have a trusted contact person (TCP) for each cli- ent. A client gives written authorization for the TCP to release information about them if they have concerns for the client's mental well-being. A pro- posal has been made in Canada to institute the same protocol. We all need to be mind-We all need to be mind-W ful of mental health issuesful of mental health issuesf and how they might adver- sely affect the financial health and well-being of a client. Peter Watson, of Peter Watson Investments MBA, CFP®, R.F.P., CIM, FCSI offers a weekly financial planning column, Dollars & Sense. He can be contact- ed through www.peterwat- soninvestments.com. MENTAL HEALTH ISSUES CAN AFFECT FINANCIAL PLANNING OPINION PROTOCOL INVOLVING TRUSTED CONTACT PERSON BEING CONSIDERED, WRITES WATSON PETER WATSON Column