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15 | O akville B eaver | T hursday,June 13,2019 insidehalton.com Ontario Government Notice Application of Larvicide for Mosquito Control on Ministry of Transportation Property As part of the Ontario government's commitment to reduceAs part of the Ontario government's commitment to reduce the health risks from West Nile virus in Halton Region, thethe health risks from West Nile virus in Halton Region, the Ministry of Transportation (MTO) will treat catch basins fromMinistry of Transportation (MTO) will treat catch basins from June to October 2019. Larvicide will be applied to controlJune to October 2019. Larvicide will be applied to control the mosquito population.the mosquito population. The larvicide methoprene (Altosid Briquettes,The larvicide methoprene (Altosid Briquettes, RegistrationRegistration #27694 under theunder the Pest Control Products Act, Canada) will beCanada) will be applied to catch basins on King's Highways, MTO serviceapplied to catch basins on King's Highways, MTO service centres, patrol yards, carpool lots and truck inspectioncentres, patrol yards, carpool lots and truck inspection stations. All larvicide will be applied by provincially licensedstations. All larvicide will be applied by provincially licensed exterminators and trained technicians.exterminators and trained technicians. For more information on the locations and dates ofFor more information on the locations and dates of application, please contact MTO at westnileinfo@ontario.cawestnileinfo@ontario.ca or call 416-235-5462 (collect calls accepted).(collect calls accepted). AIR MILES® REWARD MILES ON ALL PURCHASES! ONE STOP Thrills! 430 Hensall Circle, Mississauga $739 Rush of Red event 2.9% for 24mths Purchase Financing Available Only on 2018 and Up New Honda Motorcycles In-Stock! Reduce this rate 1% under the Honda Loyalty Program: If you currently own a Honda Product with an MTO Ownership (Honda/ Acura Auto, Motorcycle or ATV). 2018 CBR300RA $5,079* 2018 CBR500RA $7,269* EU2000IT1C3 $1,249* HHT255LTC $389* y HRR21610VLC WB20XT3C $429* $739* HR 2017 CRF250L $5,969* Company Demo Bike Sale! *Licence fee (if applicable) and HST extra on all offers. Offers cannot be combined with any other offers, programs or discounts and are good until April 30, 2019. Down payment or equivalent trade-in on purchase financing may be required based on approved credit from Honda Financial Services Inc. Sale Price on the New Motorcycles includes freight and P.D.E., tire & environmental fee [This fee covers the cost to Honda Canada of collecting and recycling tires], Licence Administration Fee and OMVIC Fee. Freight & PDE ($65/$65/$65/$65), ECRF ($0/$0/$0/$0) and Licence Administration ($0/$0/$0/$0) are all extra on the the New Motorcycles includes freight and P.D.E., tire & environmental fee [This fee covers the cost to Honda Canada of collecting and recycling tires], Licence Administration Fee and OMVIC Fee. Freight & PDE ($65/$65/$65/$65), ECRF ($0/$0/$0/$0) and Licence Administration ($0/$0/$0/$0) are all extra on the the New Motorcycles includes freight and P.D.E., tire & environmental fee [This fee covers the cost to Honda Canada of collecting and recycling tires], Licence following on the other products: EU2000iT1C3/ /HRR21610VLC/HHT255LTC/WB20XT3C. Pricing of the power equipment may include a limited time rebate and discount and the Motorcycles as follows: CB300RA $1,000/CBR500RA $1,000/VT750C2B $500/CRF250L $500. 2.9% Conventional Purchase financing for following on the other products: EU2000iT1C3/ /HRR21610VLC/HHT255LTC/WB20XT3C. Pricing of the power equipment may include a limited time rebate and discount and the Motorcycles as follows: CB300RA $1,000/CBR500RA $1,000/VT750C2B $500/CRF250L $500. 2.9% Conventional Purchase financing for following on the other products: EU2000iT1C3/ /HRR21610VLC/HHT255LTC/WB20XT3C. Pricing of the power equipment may include a limited time rebate and 24 month term applies to all 2018-2019 New Honda Motorcycle's. Financing Examples: $8,000 @ 2.9% per annum for 24 months equals $344.50 per month discount and the Motorcycles as follows: CB300RA $1,000/CBR500RA $1,000/VT750C2B $500/CRF250L $500. 2.9% Conventional Purchase financing for 24 month term applies to all 2018-2019 New Honda Motorcycle's. Financing Examples: $8,000 @ 2.9% per annum for 24 months equals $344.50 per month discount and the Motorcycles as follows: CB300RA $1,000/CBR500RA $1,000/VT750C2B $500/CRF250L $500. 2.9% Conventional Purchase financing for C.O.B. is $244.65 Total Obligation $8,268.00. Dealer order/trade may be necessary, if we run out of inventory of selected models. Vehicle(s) and accessories 24 month term applies to all 2018-2019 New Honda Motorcycle's. Financing Examples: $8,000 @ 2.9% per annum for 24 months equals $344.50 per month C.O.B. is $244.65 Total Obligation $8,268.00. Dealer order/trade may be necessary, if we run out of inventory of selected models. Vehicle(s) and accessories 24 month term applies to all 2018-2019 New Honda Motorcycle's. Financing Examples: $8,000 @ 2.9% per annum for 24 months equals $344.50 per month shown are for illustration purposes only. Offers subject to change without notice, see us for full details. readyhondapowersports.com Honda: 866-819-4115 *Vehicle License fee (where applicable) and HST are extra. Vehicle(s) and accessories shown are for illustration purposes only. Pricing includes factory incentives as follows: (DRZ125 $0/GSX-R750 $500). See us for full details. Offers good until April 30, 2019. Ready to Roll Spring Sales event! readysuzuki.com Suzuki: 833-220-3530 2018 Yamaha Kodiac 450EPS ATV $9,669* *Vehicle Licence (where applicable) and HST extra. Sale Price on the New Motorcycles includes freight and P.D.E., tire & environmental fee [This fee covers the cost to Yamaha Canada of collecting and recycling tires],, Licence Administration Fee and OMVIC Fee. Freight & PDE ($100/$65), all extra on the following on the other products: (F15SMHA/ EF3000iSEB). Pricing of the following include a limited time rebate and discount of: (R3 $640/Kodiac $160/F15SMHA $75/EF3000iSEB $80). Dealer order/trade may be necessary, if we sell out of our inventory. Vehicle(s) and accessories shown are for illustration purposes only. Offers good until April 30, 2019. and are subject to change without notice, see us for full details. $3,299* F 15 SEHA $2,350* F8SMHA Outboard 4 Stroke SPRING Roll out Sales event! yyamaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!amaha outboaRd CleaRaNCe Sale!yamaha outboaRd CleaRaNCe Sale!yyamaha outboaRd CleaRaNCe Sale!y Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS.Call foR PRICeS oN otheR uNItS. 2018 MT07 $8,999* + tax readyyamaha.com Yamaha: 833-217-0294 SPRING Roll out Sales e *Vehicle Licence fee (if applicable) and HST extra on all offers. Sale Price on the New Motorcycles includes freight and P.D.E., tire & environmental fee [This fee covers the cost to Kawasaki Motors of collecting and recycling tires], Licence Administration Fee and OMVIC Fee. Pricing of the following include a limited time rebate of: EX300 SE $850/KLX250S $0/EN650DJF $200. Motorcycle(s) and collecting and recycling tires], Licence Administration Fee and OMVIC Fee. Pricing of the following include a limited time rebate of: EX300 SE $850/KLX250S $0/EN650DJF $200. Motorcycle(s) and collecting and recycling tires], Licence Administration Fee and OMVIC Fee. Pricing of the following accessories shown are for illustration purposes only. Actual colours may vary depending on availability. Dealer trade or Factory Order may be necessary. Offers subject to change without notice, see us for full details. Offers cannot be combined with any other offers, programs or discounts and are good until April 30, 2019. Special Cash Price Only 2016 EX300 SE $4,949* Special Cash Price Only 2018 Vulcan "S" $8,859* 2019 KLX250S $6,519* the Good tImeS Sales event readykawasaki.com Kawasaki: 877-297-6420 $$*$*729* New Are you MotorcycleS ATV's & Power equipmentFactory Authorized Sales for...Mo? orcycleS ATV's & Power equipmentUSED *Licence fee (if applicable) and HST extra on all offers. Offers cannot be combined with any other offers, programs or discounts and are good until March 31, 2019. Down payment or equivalent trade-in on purchase financing may be required based on approved credit from Honda Financial Services Inc. Sale Price on the New Motorcycles includes freight and P.D.E., ECRF, Licence Administration Fee and OMVIC Fee. Freight & PDE ($65/$65/$65/$65), ECRF ($0/$0/$0/$0) and Licence Administration ($0/$0/$0/$0) are all extra on the following on the other products: EU2000iT1C3/ /HRR21610VLC/HHT255LTC/WB20XT3C. Pricing of the power equipment may include a limited time rebate and discount and the Motorcycles as follows: CB300RA $500/CBR500RA $500/VT750C2B $500/CRF250L $500. 2.9% Conventional Purchase financing for 24 month term applies to all 2017-2019 New Honda Motorcycle's. Financing Examples: $8,000 @ 2.9% per annum for 24 months equals $344.50 per month C.O.B. is $244.65 Total Obligation $8,268.00. Dealer order/trade may be necessary, if we run out of inventory of selected models. Vehicle(s) and accessories shown are for illustration purposes only. Offers subject to change without notice, see us for full details. MoMoNew 86 used Motorcycles in stock! + tax CASH PRICE ONLY includes $300 rebate 2018 TU250X $5,049* + tax CASH PRICE ONLY includes $1500 rebate 2018 DL1000A $11,999* + tax CASH PRICE ONLY includes $500 rebates 2018 DR-Z400SM $7,749* + tax CHECK US OUT ONLINE AT INSIDEHALTON.COM Okay, it's decision time. How should you manage your invest- ment portfolio? I'm assuming you believe in diversification outside of Cana- da in order to reduce investment risk. Question: Each year, should you predict what coun- try will have the best annual re- turns and invest there? According to the Dimension- al Matrix Book 2019, during 2015 Denmark had the highest stock market returns of any developed country. Unfortunately, the next year it had the worst per- formance.formance.f In 2000, New Zealand had the lowest return among developed markets and recovered nicely by leading all developed countries the next two years. The last 20 years should be a warning that predicting market performance on a short-term basis is a bit of a guessing game at best. Guessing incorrectly can be expensive. The largest annual outcome difference during the last two decades was 69 percent. That year, Norway markets were up to 59 percent while Ja- pan was -10 percent. The year, the smallest differ- ence between the best and worst markets showed a return differ- ence of 26 percent. Finland was a positive five percent while Aus- tria was -21 percent. Call it predicting or call it guessing, but attempting to out- smart the market by making short-term investment deci- sions can be hazardous to your financial health.financial health.f The other option is to invest in a fully diversified interna- tional portfolio. Be patient and let the markets work for you slowly over time. Returns will be more predict- able and less volatile. That is a dream for most investors. A dream that will most likely come true by using the simple proven technique of diversifica- tion. Over the last 20 years the re- turn from the collection of stock markets from developed coun- tries produced excellent returns with relatively small volatility. Every dollar invested nearly tripled in value. Peter Watson is an agent of, and securities products are provided by, Aligned Capital Partners Inc. (ACPI). ACPI is a member of the Investment In- dustry Regulatory Organiza- tion of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF). The opinions expressed are those of the au- thor and not necessarily those of ACPI. Peter Watson provides wealth management services through Peter Watson Invest- ments. INTERNATIONAL INVESTING AND DIVERSIFICATION OPINION FROM FIRST TO WORST CAN HAPPEN, WRITES PETER WATSON PETER WATSON Column