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Page 12 CHIEF? WATCH FOR THE NEW MONARCH Stirling-Dynes Ltd. WHAT SAY, Municipalities operating | ing meters are missing a chance; x revenues. Under the that says "EXPIR- enough space for an nearest funeral home. ED ad from th there November 1, 1950: motorcycles). ...... $5.00. equal, amounts of not less than goods by regular instalments. of Consumer Credit Regulations Berecnve NOVEMBER 1, 1950, instalment sales of consumer goods at retail and loans for the purchase of consumer goods at retail will be subject to new Consumer Credit Regulations. This action has been taken under the Consumer Credit (Temporary Provisions) Act as passed by Parliament. The Regulations apply to every person engaged in the business of selling consumer goods at retail on credit, in the business of making loans, or otherwise engaged in financing the purchase of consumer goods. The following requirements will be in effect when retail sales are made on the instalment plan on and after Motor vehicles (e.g. passen- ger automobiles and All other consumer goods. In no case shall the down payment be less than INSTALMENT PAYMENTS are to be in regular, approximately Instalment payments may be varied fo meet the circumstances of persons such as farmers and commercial fishermen whose incomes are subject to seasonal fluctuations. Similar terms apply to loans granted by banks or loan companies for the purpose of purchasing consumer goods at retail. SPECIAL PROVISIONS ARE INCLUDED WITH REGARD TO REVOLVING CREDIT ACCOUNTS, permanent budget accounts, current budget accounts, and similar plans involving payment for ORDINARY CHARGE ACCOUNTS ARE NOT DIRECTLY AFFECTED by the present Regulations, but steps will be taken, if necessary, to see that charge accounts are, not used fo evade the regulations relating to instalment sales. THE REGULATIONS REQUIRE SELLERS, LENDERS AND FINANCE COMPANIES to maintain records of transactions, to make them available for inspection, and to furnish information on request to i the of Canada. Maximum time to pay Minimum 332% 18 months 20% - 18 months $5.00 monthly or $1:25 weekly. CONSUMER GOODS include all goods with certain exceptions. A full list of the exceptions will be found in the Regulations. For example, the Regulations DO NOT APPLY to sales of real estate, stocks, bonds, securities, goods for professional or business use, buses, trucks, building materials, implements and equipment used exclusively In farming and fishing. Penalties are provided for violation of the Regulations. Zp For the convenience of the public, copies of The Con- sumer Credit (Temporary Provisions) Act and Con- sumer Credit Regulationswill be available at branches of the Chartered Banks throughout Canada. Inquiries ond requests for additional copies should be addressed for Administrator of Consumer Credit, 490 Sussex Street, Otlawa, Ontario. Minister of Finance park-| MEIC DESIGNATED AS OUTSTAND ING JUNIOR FORMER GRAD J. M. Fraser, promi tr MUSIC ALBUM By Irven Fell 1 read an article the other day which set me thinking. The ar- ticle was included in a two page description on "What is Singing?" by Franklyn Kelsey, in the Etude music magazine. It is not my intention to delve into this subject on my own I am neither competent in my. own mind, nor do I wish to leave that impression. However, with the ex- perience I have had, from boy chorister in England to many years in adult choirs, I am going to com- ment on one phrase which Mr. Kelsey used, principally because it is simple and the correction could be made on youngsters, both at home and at school, but alas I am afraid it is not done. 1 am referring to a sentence in which Mr. Kelsey says that those who exhort us to sing as we speak are really demanding physical impossibilities. What I want to say is, that if we did sing as we speak it would be pretty bad. For instance, how many people leave off the "g" in words ending in "ing?" It is com- mon to hear I'm comin, I'm goin. Words like spirit, spoken and sung as spiret, Trinety for Trin- ity and many more. Most of the words ending in D and T are slopped over and the last conson- ant might just. as well have not been there. Quite often I have heard recent arrivals from the British Isles criticized because of what some people like to call "affection" in their speech. I dis- like affectation myself, very much so, but the recent arrivals can at least make themselves under- stood, and they do speak the way they have been taught to speak. There are those who would dis- agree with that statement, but I ask them to listen and pay at- tention and be fair in their judg m ent Nok, 1 believe that a lot of this could be prevented if children were set an example by parents, yes and = teachers. Parents can help a child with a good voice by correcting errors of diction, long before the child is ready for a voice production teacher. Good habits are as easily taught as bad habits and speaking correctly is a thing we are taught, or should be, but we just get sloppy. Con- GOING tory is 'almost ready Should you wish additional listings ir THE BELL TELEPHONE COMPANY OF CANADA Oakville's New Telephone Direc- sonants in singing have to be ex- aggerated otherwise the D and T Would mot get any further than the first row in the audience. These comsondnts at the be: ginning of a word can be a tre- mendous help in diction and in bringing the voice forward. All vocal teachers will stress the point of bringing the voice forward in order to get resonance. Just try this yourself and you will see what I mean. To give proudly shows his championship bull, ag ist and breeder, Spring Farm Fond Hope. With him are his two sons, Jim 13, and Jack, Jr., who is three. HALTON JR. SHARES HONORS WITH PROMINENT PEEL GRAD. © M. "Jack" Fraser, prominent farmer of the neighbouring Streetsville sector, and David Pelletterio, of Milton, were sig- nalled out for special mention by the Ontario dept. of agriculture at last week's luncheon. Mr. Fraser received a special plaque from Premier Leslie Frost during a special presentation re- sulting from the depts decision to "find out what has happened to former Junior Farmer." Fol- lowing a great deal of investiga tion, Mr. Frost told scores of Junior Farmers attending the luncheon, it was decided that the former Chinguacousy reeve and Peel county warden represented an outstanding example of the benefits of youthful agricultural training. "Jack Fraser made his start as a farmer the hard way, but he has buflt a wonderful reputation," the premier declared ~~ "Among the many awards won by his ani- mals are three premier breeder banners and sTx premier exhibi- tor banners at the C.N.E., while last year at the Royal Winter Fair and this year at the C.N.E, his entries in both bull and fe- male classes took grand champ- ionships. Here is a truly success- ful agriculturist and breeder who has also found time to take an active part in community affairs." In voicing grateful acceptance of the award, Mr. Fraser gave much credit for his success to his training in the Junior Farmer organization and to the depts agricultural representatives. David Pelletterio, a member of the four-man feam who entered the judging competitions in Brit- ain last summer, Was presented with an award forwarded from overseas for his placing in the competitions at the Royal High- Jand Show in Scotland and the Royal show in England. utterafice to the D and T the breath is stopped by the tongue at the front of the top teeth. Sound. comes when the tongue drops and the breath comes out. The breath has to be forward, so you will see what I mean when I say that consonants can help in bringing both speaking tone and singing tone forward. M is sim- ilar, except that the breath is stopped by the lips, that is why humming is good, for vocalists, it brings the breath forward. I could go on, but I think this is sufficient to show that there is something to. this putting effort into. correct diction both for speakers and singers alike, Winner of the Week If J. G. CRICHTON, Park Ave, will call in at Lofquists Record Bar, he will be presented with a Red Seal Record with the com- pliments of the Journal. i Le Your new, telephone book is TO PRESS! ical section, to go to press. to arrange for n the alphabet- A. or to make any last- minute changes in your present listing, please call your Telephone Business Office today. A. Francis, Manager DISCUSS NEW TREND (Continued from Page 1) developing activities 10 2 "The character. developed in the important Stirtan. "The ith the teach- ricular the student's character * that is poys and girls is thing," declared Mr. parents, working W can make thi ers, resi f Oak- John president 0 ville-Trafalgar Home and School Association, extended greetings the work of his group: and told of ane Af of the high Speaking on beha school board, . oo ed the work of the Home and School Association. He gave come facts about the new school, mentioning thatl ts furnishings alone had cost $72,000, "1 think {he time is not far distant when either the provincial or the fed- eral government will take over the whole cost of education from the municipapifiey," said MI. Blakelock, declaring that the ris: ing cost of the high school Was becoming too great for Qakville to bear. Dealing with the subject of re ligious education in Halton coun: ty schools, Lu. lL. Skuce, county inspector of public schools, said that religion was being taught in every one of the 175 schools, and that only one teacher in the Whole county had urged that this teaching be discontinued. ~Reli- fous education, Mr. Skuce point: Blakelock od out, started in the pupil's home. "We can only supplement, to some degree, What you have done in the home for better or worse," he said. The growth of the Home and School movement was outlined by Mrs. J. D. Taylor, Hamilton, editor of Canadian Home and School Magazine in her address entitled "New Trends in Home and School" Total membership for Canada was now nearly 170, 000, Mrs. Taylor pointed out, and growing rapidly, "We are growing too, in pres- tige, she declared. "There are names in Home and School that are known right across Canada.' "There is nothing new in what we are trying to do" said the speaker. "We are trying to be better parents, to help children to a better maturity." She em- phasized the importance of dis: ussing individual and local prob- lems at Home and School meet ings. "We are taking a new Interest in education, of a different kind that we took before," Mrs. Tay- jor continued. "We want people to come out of the schools with a genuine distate for vulgarity. We don't want them to believe that there is an easy solution to pro- blems, that reward comes With out effort." It was planned to hold a Can adian conference on children and youth within the next year or so, Mrs. Taylor told the meeting. Plans were also going forward for the revival of the internation- al organization which was dis- continued during the war. "It is our duty to study the needs of children and to find the best conditions needed for sound growth, in order that we may add to the quality of Canadian life," concluded Mrs. Taylor, Songs by the High School Glee Club, under the direction of H. A. Brearley, were much appre- ciated, The afternoon session H. A. Brearley, wereopencuoytna opened with devotions by Rev. R. H. Howson, assistant rector of St. Jude's Church. Greetings were extended by Ralph Young, president, Halton Home and School Council, and Mrs. Perci- val, president of the Peel coun- cil. A talk on "Home and School Fundamentals" was given by Mrs, G. C. McAuley, Hamilton, vicepresident of Ontario Home and School Federation, Mrs. D. F. Downey, Toronto, convener of resolutions of the Federation, add- ressed "the gathering on '"Con- veners--Their successful contri- bution to Associations. This was followed by a question and an- swer period. Mrs. E. R. Swift, district chairman both sessions, New Pastor Rev. James Sutherland of Van- couver, B.C, has accepted the call to N church agaweya Presbyterian and St. David's church, Campbellville, and will be induct ed during the early part of De- cember. | PAPER COLLESTIO SAT., NOVEMBER 18 by OAKVILLE & DISTRICT BOY scouTs Start saving NOW!--O0ld news- papers, magazines and other waste paper. 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