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During the debate W. E. N. Sinclair" Liberal Leader. again protested tho subsection of the bill which states: "A chatdel mortgage. lien note or other. instrument registered or flkd. or any] Judgment or other legal process. shall' not have priority over the lien created. By an advance trom the Commission} under this act." He held that such I provision was "going too far." Hon. John R. Cooke, Hydro Commis- sioner. who sponsored the bill, stated that he would welcome any amend- ment that would be "something better." So this will be thrashed out in com- mittee. Hon. Mr. Cooke presented a detailed statement with regard to the bill, its provisions and purpose. The measure in known as "Thr Rural Power District Loans Act, 1930." Purpose of Act. "The general purpc>c of the act." said Mr. Cooke, "is to authorize the Government. through the Hydro Com- mission. to make advances for the in- stallation ot equipment on farms and gtyr service tn rural power districts. and to do so without the formality 0r expense necessary in connection With the farm mortgage loan under our rural credit legislation. "Briefly. the procedure under the Oct will be as follows: The farmer who desires an advance will make applica- tion through the representative or gen- tral manager of the rural power dis- trict in which he. is, and upon that application he will give the details of his property. a. declaration as to ownership and as to what, it any. en- cumbrances there are on the property. This application will then come be- fore the Commission. and it there is . mortgage or other encumbrance on the property the mortgagee will re- ceive a. two weeks' notice so that he may have opportunity to make objec- tion to the installation it he sees fit to do so. Precedent for Mortgages. "The women are doing more than rocking the cradlc nowadays." mid ho. "They pretty well run the whole show." "Going Foo Far." "Now you will notice in Section th' Subsection 2. which I think is the sec- tion to which the member for South Ontario took exception. that subsection Atter lengthy discussion. the Ontario; Government's bill to art aside thy money to bonus rural power districts Was given second reading in the Log-4 (suture yesterday. A feature or the proceedings GUS a vigorous appeal by Premier Fergnmn for the creation of morn vt,tttttottVolc surroundings for farm womm. "As a precedent for us framing this clause for mortgages, we have tho Drainage Act. Undcr the Draiwagrs Bet the Oovernment makes advanclxe for drainage purposes and makes the necessary charges to repay the ad- vances collectible as taxes. and makes the same provision for notice to the mortgagee, and then leaves it in the discretion of the Government to say whether or not the money shall be ad. "need. ' LOANS T0 INSTALL POWER: declares that no chattel mortgage shall take priority over the loan created by an advance of the Commission under this act. This shall bccomc part of the law. and so part of the general notice to all the public, and it, is for this yea- son tho Government. confomphtes mak- ing thin udmnco for Cnr. purposn. of I paying in full for 1,11" icutalrat,ion of the cquipmruf end while no doubt, the -------- Cnvm-mmnt has prcwr :rcurity under . . its right. to culiw" clrrcs payments as I)oing More Than Rocking l'lxvs, it would lr-xz'v :'orm open for Cradle Nowadays, Says Premier .fraud if the owner was allowed, after Ithe installation-and. mind you, I am ispcaking of any advance that has been Imado, after any subsequent chattel ',ttenrtgaiw---if the owner was allowed 'aItcr the advance was made. to place [any chattel mortgage or any lien note Writ could take priority to any money (advanced to pay in (2-3511 for this equip- Premier Ferguson. when he rose to speak to the bill. promptly challenged Mr. Taylor's remarks regarding electri- cal cquiptnent. stating that of the farm- ing people were to be kept contented such conveniences had to be made avail- able to them. Electric irons, electric washers, electric toasters were some ot the things, he said, that made life en- durable and attractive to the farm-wife, and the Government. as the bill indi- cated. was just as much concerned about this feature as it was with the other side of the Meture---the grinding of com. the pumping ot water, cutting of wood, etc. . "Run Whole Show." "The women are doing more than roehuag the cradle nowadays," he con- tended.. "They pretty well run the "hole show." If agriculture was to maintain its high standards in as ab- solutely imperative. he claimed, that clean. comfortable surroundings be provided for the women of the farm. Any one who talked of the Govern- ment's loan extension scheme as " bad thing" was. he contended. "tlying in the face of nublic sentiment." nwn'. They, cmvidornticm mom to me to amply justify this subsccMon,be- can": in: v:'ndors of electrical equip- ment. are commercial concerns and would understand perfectly the law and their rights, and so should have no grievance once that was registered, and no one should ty., permitted under any subsequent chattel mortgage taken at any time to secure a prior right to that ct the Commission for this ad- vance to purchase the equipment." Wily..- m Newman (Liberal, North Arref.orla) declared that the farmers ob- jected to having any debt hanging over their heads. C. A. Robertson (Liberal, North Huron) stated that he felt that farm- ers would rather borrow money irom private individuals at 6 per cent. than borrow from the. Government at 5 per cent. and have their affairs known through all the country. "The chief ob- jection to this bill," said he, "is that it puts the man in a humiliating posi- tion in asking for a loan." He thought the Commission should reduce the serv- ice charges in urban districts, and thus enable the urban centres to get more industries, and so benefit all the coun- try. J. A. Sangster (Liberal, Glongtrryi also voiced the opinion that tntro should b? some change. Washer, a Luxury, He Says. D. J. Taylor tProgrcssivc. North Grey) thought that the loans proposed might, interfere with borrowings, which. he said. "were none too bright in the rural districts at, the present timr." He also thought the $1,000 loan allowance was a little too high. There was just the danger, he said. that the Hydro. in its anxiety to build up the number of consumers in a certain area. and there- by get the rates costs down. might ex- tend the $1.000 maximum loan. That, in his opinion. would be a bad move. Mr. Taylcr also stressed the difference washer. bEtwcon an asset to the farming people and a luxury. and in the latter category ho _was inclined to place the electric arc priori in cr. amide J, W. J. Mackay (Liberal, South Since) recalled the Prime Minister's 'election campaign assurances that under the rural rate reductions and the loan ex- tensions proposed a farmer would be able to cut his wood. and pump his water. and grind his feed, for 11 cents a day. "If he can do that for us," said Mr. Mackay. "I'll throw out my present eIec- trical service and install Hydro right away." Sinclair Attacks Clause. "I wish the honorable member would advance something better than that." said Mr. Cooke. " might say I already have a suggestion for an amendment." Second reading was also given to Hon. William Finlayson's bill "tor the prevention of forest fires." The Min- ister spoke at length on this measure when it was introduced recently, and yesterday second reading was given without discussion. Liberal Leader Sinclair took strong exception to the clause in the bill which would give the Hydro priority over first mortgages held by mortgagecs against the land. "Surely." he stressed. "it the Legisla- ture of this Province is going to enact legislation of this sort we are going too far." The faith of the investing public would be completely undermined, he claimed, it such a policy was put in force. 'tll help you out," Mr. Sinclair re- plied. The bill was then given second read- ing.