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S SPORT---SJ BOBA Bantams Orono Weekly Times, Weçine'tday, July 25. 1984-5 Kendal Eagles take Orillia win emdgeid out The Kendal Eagles are naw playing better than 500 bal and ta this point in the schedule have a 10 win, 8 lass record. Over the past weekend the team defeated Orillia an Saturday only ta return ta the diamond on Sunday to be edged out by Port Hope in a close encouniter. Bath games were played ta extra innings. On- Saturday, playing Orillia, the Eagles were behind by one'run in the top of the ninth inning when by Port Hope Murray O'Brien slammed out a homne run te tde the score and force the~ gaine into an extra inning. In the tenth, Kendal notched out three counts while holding Orillia off the score board winning the gaine 10 ta 8. Other than Murray O' Brien's home run, Guv Parks and Steve West aiso hit out for homeruns. Eric Moore was the winning pitçhcr. On Sunday, the Port Hope team edged out a 10-9 win over the Eagles ln a gaine that went ,rieven innings. The Keix>l boys did corne up wilbl some good solid hitting With Steve West taking three Ultss did John Robinson ~alog with two hits each to Fraser Wallace and Dennis Knapp. The Eagles will be on their home diamond this weekend when on Saturday they face Ajax and then on Sunday Whitby squares off with the Eagles in Kendal. Good swim program being offered at Orono park by Town On Tuesday, July 17, p.m.;Tuesday, July 24th- Dave Baiey, Steve Lycett, Whitby came to play Orono Ajax at Orono 6:15 p.m.; CraigFisk,,Sean Bailey, Scott ýeating Orono 4- 1. This week Saturday, July 28 - MeCullougli, Brooks Cowan, à a busy one for the Bantams Doubleheader with Kingston Randy Reid, Don Lycett. vith the following games in Orono Park starting at 1 L ta R front row: Willy cSing up bringing a ur p.m. and 4 p.m.; Sunday, Ju- McGarvey, Mike Lane, Brent regular season ta an end ex- ly 29th - Peterborough at Huttan, Dewy Collinson, cept for, a make up gaine. Orona 2 p.m. Brad Roberts & Ken Mo day, July 23rd -, Orono L ta R back row: Kelly Lane, Vanhaverbeke. at Bowmanville 6:15 Ellen Smythe, one of the growing mwnber Of professional Canadian women who lias entered thse home ownership market. What every woman should know about buyig a home Each night after work, Ellen Smythe drives home ta ber com- fortable bungalow in a small community north-east of Met- ropolitan Toronto. Smythe, 33, is anc of an increasing number of Canadian women who have decided ta invest in their own home. Wel-educated, single, and up- wardly mobile in ber career as _jn insurance broker, Smythe earns an annual salary of ap-P proximately $27,500. She is a terrific saver, and bad $1 2,500 put away for her future prier ta her decisian ta purchase a house. Countless options and dcci- sians face prospective home- buyers as they make the transi- tion from tenant ta homecowner. An evaluation of the resources available ta finance a home is a first priority. In Smythe's case, a realistie decision an the type of accommodation drew her teaa small city outsjde Toronto. Her personal preferences determined that, she purchase an. aider det- ached home in a small commun- ity within driving distance of her job in the northern autskirts of Toronto. The $ 12,500 saved, plus the estimated $60000 per month for mortgage payments, deter- mined that the home wauld be in the $40,000-$50,000 range. Clair Shoemaker, Vice Pre- sident, The Mortgage Insurance Company, says: "No one should buy a home until they can truly afford it or it wilI drastically affect their lifestyle. Ideally, a mninimnum 25 per cent down paymnent is advisable and mort- gage payments exceeding 30 per cent of net incarne should be avoided." CAREFUL STEPS TO HOME OWNERSHIP Once the financial aspects are taken care of and the prelimi- nary decisions ma±de about the type of home desired, the next step was ta find the bouse itself. The real etate specialist was carefully chosen and many homes werevisited. The charac- ter of the neighbourhaod was considered and Smythe investi- gated the time it wauld take ta drive ta work, commuter trans- portation, shopping centres, banks, recreation facilîties and churches in the area. "Be informed when house hunting," says David Higgins, Vice President and Residential General Manager, A.E. LePage Real Estate Services Ltd. "A house is probably the single big- gest investment yau will ever make, sa make certain you know what you are buying."' When Smythe found her per- fect house', she considered the costs of operating the house- hold before signing an offer ta purchase. Consideration was given ta the casts of heat, elec- tricity and other utilities, se she asked ta sec samples of energy bills from the previaus year ta know what ta expect. Summer swimming lessons are being offered at three pools in the -local area; Orono, Newcastle and the Bowmanville Fitness Centre. Each pool has two sessions, one in July and another in August. At the Orono pool, the Ju- ly session will be ftnished this Friday and the second session commences on August 7th. There are stili vacancies in the August session and it is flot too late ta register your child. The new red cross system is in effect at the Orono pool as well as in Newcastle and Bowmanville. Children are now placed in grouns coded by colour rather than by level and "final examination A PROFESSIONAL SAVES MONEY Next, a professiontal home inspector examined the struc- turc, roof, windows, foundations, heating, electrical systems and plumbing work for defects, and provided a detailed estimate of structural soundness and needed repairs. "We notice shortcomn- ings that the untrained eye can- not see. Many people are astounded at the rep airs that are required in any older home," said home inspector Rudoîf Rousse. In Smythe's case, required repairs were minimal. However, after the attic, basement, crawl- space and walls were checked ta determine the R value of the insulation and to ensure there was an air/ vapeur retarder, the home inspector recommended adding insulation ta the attic ta bring it ta an energy saving R40 value. Roni A. Galbraith of Fiberglas Canada, a major glass fibre insulation manufacturer says, "With costs constanitly on the rise, homeowners find themn- selves stuck with astronomnical energy bills. Ellen Smythe's de- cision to upgrade the insulation is a smart one. She'll save on heating and air-conditioning costs for years ta corne.- Finally, before the offer ta purchase was signed, the advice of a real estate lawyer was sought. "Lawyers study the fine print -on documents ta make sure you are getting what you expect," ýsays Bruce Bussen, partner in the law firmn Bussen & Bussen. "Don't bc afraid ta ask for substantial time ta have your lawyer look over the offer, adds Bussen. Real estate documents often contain several pages of fine print - usually obligation on the part of the purchaser."' The transition from tenant ta homeowner can be a smooth one. But, it is important ta bc informed, alert, cautiaus, and, get professional assistance ta ensure that this important in- vestment will be a happy one. days" are no longer in ex- istence. Instead, the instruc- tor checks off items that the child has completed on a dai- ly basis. As well as swimming lessons, special events are scheduled ta take place at the pool during the regular public swim. Fun days, on which you are ta bring ail your water toys, are ta take place on July 17 and 31st and August 28th. A diving corn petition was held yesterday and a Water Regatta (gaines played ail afternoon during public swims) is scheduled for August 7. Water races for al ages will be on August 31 follawed by Windsurfer week which begins on August 22nd. The outdoor pools will close on September 3, just in time for the kids ta go back ta school. If yau would like ta register your child for'the Faîl Aquatic Prograrns held at the Bowmanville Fitness Centre, Registration Week is September 10-14. Pictures on page 6 PUBLIC NOTICE Comprehensive Zoning By-Law Pursuant ta Section 34(12) af the Planning Act and in accordance with Regulatian 404183, notice ai a Public Meeting in respect of By-Law 84-63 of the Corporation ai the Town ai Newcastle is hereby gîven. By-law 84-63 is a Camprehensive Zaning By- law for the Town ai Newcastle regulating the use of land and buildings within the Town. By-law 84-63 was published, in its entirety, as a supplement ta the Newcastle Independent abd the Canadian Statesman an May 30, 1984. Copies ai- By-law 84-63 were also made available through the_ Office ai the Clerk, Town Hall, 40 Temperance Street, Bowmanville, and the Planning Depart- ment, Scugog Street, Hampton. Public Information sessions were advertised on May 23 and 30, 1984 and held an June 5, 6, 7 & 8, 1984 at variaus locations throughout the Town. On July 3, 1984 a public meeting' ai the Tawn's General Purpose and 'Administration Cammittee was held in respect ai By-law 84-63. As a result af the input received thraugh this pracess, modifica- tions were prapased and were cansideredty the_ Town's Generai Purpose and Administratian Cam- mittee an July 16,1984. A capy ai the Staff Repart in respect ai these madificat ions can be abtained f ram the Planning Department, Scugag Street,. Hamptan, Ontario. A further Public Meeting in respect ai By-law 84-63 will be held as fallaws: DATE: TIME: PLACE: September 4,1984 9:30 a. m. Library Auditorium Bowmanville Branch Newcastle Public Library 62 Temperance Street BOWMANVILLE, Ontario This meetinj shall be open to the public and any persan wha attends shali be afforded an appor- tunity ta make representation in respectai By- 'iw 84-63. T.T. Edwards, M.C.l.P. Directar af Planning Planning Department HAMPTON, Ontario Published the 25th day of JuIy, 1984. P.O. Na.A0662 .... . ..... . .... .. .