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Orono Weekly Times, Wednesday, June 13, 1990-5 Smg-A-Long and Marshmallow roast Remember those summer nights, camp fires, sing-a-longs and roasting marshmallows? Well, those nights are here again! The Central Lake Ontario Conservation Authority is hosting a Sing-A-Long and Marshmallow Roast, Saturday, June 23, 1990, 7:00 p.m. - 10:00 p.m. at Enniskillen Conservation Area at the north picnic shelter. This event is free, with plenty of marshmallows. So bring the family, your singing voice, lawn chair and your favourite marshmallow- oasting stick for a fun evening. To make this a super event, please notify our main office at (416) 579-0411 by noon Friday, June 22, 1990, as to the number in your party that will be attending. For more information, contact the main office at the above number. The Enniskillen Conservation Area is located north of Bowman- ville. Take Regional Road 57 north of Bowmanville to the 8th Conces- sion, then go west to Holts Road. Travel south on Holts Road to the first parking lot on the right. ThenewOMPP puts the brakes on car insurance rates. Automobile insurance rates have been skyrocketing. Since 1987, the Ontario government has been trying to control the escalating cost of car insurance by capping rates. Still, increases of 30-35 % were required this year to cover the increased cost of claims from accidents and injuries on Ontario's roads. Clearly, something had to be done. The solution is a comprehensive new system of automobile insurance. It's called the Ontario Motorist Protection Plan. The OMPP makes it easier, quicker and less costly to get payments to those who need them after an accident. And it allows insurance companies to keep rate increases modest - this year, and in the future. PUTTING THE BRAKES ON RATES. The new plan will hold premium increases this year to only 8 % on average in urban areas, while average rates in rural areas will not increase at ail. This helps to keep insurance affordable for people who drive for a living, seniors and those on fixed incomes, and young drivers as well. WHAT ABOUT COMPENSATION IN THE EVENT OF AN ACCIDENT? Today, you usually have to sue to recover damages. It's a time-consuming and expensive process. Under the Ontario Motorist Protection Plan, your own insurance company handles your claim when you have an accident. Accident benefits are guaranteed, and begin quickly after the claim is filed. Because the sooner benefits are paid,-the sooner people can get on with their lives. Accident benefits are paid without hassling over fault. Because injured people need medical assistance, income replacement and child care right away! But if you are driving while drunk or convicted of a criminal offence in regard to your accident, you will not get income benefits. DOES FAULT STILL COUNT? Under the Ontario Motorist Protection Plan, fault " will continue to be used for rating purposes. Good drivers will be rewarded with goôd rates. Bad drivers will be charged higher premiums. And there are now higher fines for traffic violations such as speeding. If you are at fault in an accident, you will pay for damage to your own car to the extent that you are at fault, unless you have optional collision coverage. One goal of the OMPP is to ensure help is there when it is needed, reducing economic hardship. Another is to keep insurance rates within reach of the average driver. It's a balanced approacli And that's the right direction for auto insurance. Your insurance company and your broker or agent have ail the details. And you will receive an information brochure with your premium notice. Govoernment of Ontario The Ontario Motorist Protection Plan. Eve ryone's Protected.