The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

,lxj ~ - Orono Woekly limes, Wednesday, February 2, 1994 *:) "Age of Concern" News and Information for Seniors" from your "Senior" at Queen's Park - Gord Milis The death of a family member or close personal friend is a difficult subject for almost everyone. The tendency is to postpone dealing with it until the time comes. Unfortunately, -when it does, survivors are expected to make many crucial financial and legal decisions. For a grieving and unprepared personi, the pressure to make these decisions can seem overwhelming. It need not be. Following, the death of a loved one, familles usually rely upon the funeral director for guidance. It is importantthat this person be involved immediately because he or she can begin to make arrangemn>ents for funeral and burials. You should also contact the deceased's life insurance agent. In most cases life insurance companies require only two formns to establish proof of dlaim: a claimant's statement and a death certificate of attendi ng physician's statement. If you are the beneficiary, you'll be facing crucial decisions about how best te move forward with money matters. Unfortunately, this comes at a time when you may be least prepared te make sound financial decisions. To add to the burden, the amount of money may be very large. An interest-bearing market type account that allows you to write cheques against your benefit proceeds the samne day you receive your cheque book, gives you time evaluate your changed financial situation. When a loved one dies, seek legal advise on such matters as re- recording property deeds and the disposition of stocks anid bonds, and savings as well. If your deceased love one was employed, enquire about the benefit due to you and how to make a dlaim. Pay special attention to the deceased's hospital and other health benefits to see whether you are still covered. Many instalment boans are covered by credit life,,insurance,- which pays off the balance in the event of the death of a customer. Perhapsabove ail now is the time to secure the services of a financial advisor w-ho will make sure that your records are in order and that your wishes are met. Contact your local federal pension office te find out if you are entitled to a lump sum death henefit. They are usually paid to a surviving spouse, but they can be paid to others under certain circumstances. This week's column wasn't the, happy kind, but it pays to be prepared. U nfortunately, none of- us can avoid death or taxes. Next week I will write about the Lightman Report and Tenants Rights. 1Newcastle Lions Club News report Thirty four Lions and guests met at the Lion's Room on January 26 for the regular Dinner Meeting. President Tony acted as Chairman and welcomed the guests. After dinner the Chairman asked Lion Sam Galea to introduce the guest speaker. Roberto Valle comes from Mexico and lives in Bowmanville and is a Scuba Dive Instructor, he teaches open water, deep diving, night diving, search and rescue, underwater navigation and equipment'specialist. Roberto proceeded tolilst many myths that people believe about diving. 'Men he went on to dispel Most of them. Roberto was so confident, and positive that he had the audience totally convinced that any one of them could go out and with a few lessons be at home under water. In fact he convinced Lion Dave Gibson into suiting up with all the necessary gear and demonstrating the approach to, is fellow Lions. The presentation concluded with a short Video on diving and many questions fromn the floor. Roberto was thanked by Lion Dave Robinson for the ex cellent presentation and favoured him with a token of appreciation. Also on hand to assist in a precsentation was Lioness President, Jean Rickard. Jean introduced Lina Zatzman a speech pathologist who has been workingwith Carol.Gray, a local lady who has neyer been able to communicate verbally. Lina felt' that Carol could use a McCaw Voice Synthesizer and approached the Lioness and Lions Clubs last Faîl to assist in the purchase of this tool for Carol. The $2200 purchase was approved and the official presentation was made at this meeting. Carol was on hand to demonstrate the synthesizer and her new-found vocal freedom. She thanked the clubs for their generosity and answered questions from the audience using ber new communication skills. Also on hand for the presentation were Carol's mother, Marjorie and Lynn David. Lynn works with Carol through Community and Social Services. Thank You letters were read from recipients, of Christmas gratuities. A cheque was received from the Sea Cadets. This had been a donation from the Lions for a project that could not be completed. President Tony presented twenty-four 1992-93 perfect attendance pins and congratulated the recipientS for their attendance last year. The SightFîrst Committee announced that four Melvin Jones Fellowships will bd awarded this year. Further information will bc available when the recipients are arnounced. The next Newcastle Lion's meeting -will be held in the Lions Waste Community Liaiïson Group Update by John Veldhuis The Clarington Community Liaison Group rccently attended a Workshop in Port Hope on Transportation issues. Politicians fromn the Province, Port Hope and Hope Township attended and so did towfl engineers. Our~ own Mr. Walter Evans, Directot Of Public Works added his insight and expert knowledge to the discussions. Representatives from, the northern potential host communities as weIl as the southern source communities were also in attendance. Absent fromn these very important discussions were citizens who had been invited to attend, i.e. you! The discussions centered on which mode of transportation was preferred for the site in Port Granby. It was.voted that several Port Granby residents have indicated to us that they are concerned about truck traffic, therefore rail transportation seems to be the preferred method. But how do we get the wastes from the Port Granby site to the railway and where should this transfer take place? After much discussion, it was proposed that a railway siding running parallel to the existing lines just north of the site with a light railway spur into the site was the preferred method here. A modified truck or very small locomotive would transport the wastes from the Port Granby site in sealed containers to the railroad siding where they would be lifted onto flatbed rail cars. This method was soon dubbed the Stephenson railroad method after the originator of the idea, Mr. John Stephenson, a CLG member froru Hampton. The niext question was; how should the combined wastes from Port Hope, Hope Township be moved? A number of possible sites were discussed for a central loading area and although the Clarington members prefer that each community devise its own method we did look at the possibility of bringing the waste from Hope Township and Port Hope to Clarington and also at the possibility of taking the wastes from Port Granby in sealed containers to Hope Township for shipment via rail The members of the Clarington Community Liaison Group asked that a cost analysis of the various options, be completed by the Secretariat so that these answers could'be added to the considerations. The subcommittee chairman on transportation issues for the Room at the Newcastle Community Hall on February 9. Dinner at 7 p.m., guests are welcome, caîl Dave Adams 987- 4832. Speaker will be Stew Rowland a Paramedic Supervisor. This meeting will also see the conclusion of a very successful, membership drive for 'the Newcastle Club with plans'to induct twelve new members. by Ron Locke Clarington CLG is Mr. Eric Jelinski, M. Eng. and- he along with other members of the group will be pleased to talk to your club, association, church group or to you indivîdually. Just cal 987-7786 and let us know when you want to hear more about this important issue. BALLS RADIO.& T.V. REPAIR REPAIRS TO MOST MAKES STEREOS, COLOUR AND B&W T.V.s AND V.C.R.s P.O. Box 27 R.R. 2, Orono, Ont. (905 83-5721 KARATE CLUB SHORIN-RYU Classes for Children and Aduits Rick Jones Newtonville 905-786-2793 35L115 GANARASKA Rd. LEATHIERCRAFT.. .. .. . .. . ....... 401 Phono ahead or by chance 3847 WiIcax Rd., Orono LOB 1iMO =,'VISA(905),983-9540 Ta vel1 Talleh Ilwith Elizabeth Belanger-Linkietter -CTC As we showed in this'column iast week; your travel agent can: SAVE YOU MONEY SAVE YOU TIME ARE TRAVEL EXPERTS and VALUE YOUR BUSINESS! But what else can a travel agent do for you? If ail you are iooking for is LOWEST PRICE you do not need a travel agent, just a toi! free telephone number: If however, you are Iooking for someone who is prepared to take the time to offer you knoWiedgeable advice, access 10 information, the best prices available in a changing market place, quality service, you need to thon take time to find a good travel agent. > When you look for a travel agent you s hould keep, the following ideas Remember, when you think of Travel, Think of BLESSINGS TRAVEL CENTRE Vanstone Mill S 623-0005 - inmmd: i) Hire a travel agent as you would a lawyer or accountant through referrals. Get, as 'many recommendations as you can look for affiliations with travel agent associations. il) Seek out the agent who asks a lot of questions and looks into al aspects of your trip. iii) Ask a lot of questions yourseif - it pays to be an educated consumer. The more information you give your agent the better. If you are fortunate enough ta find a knowledgeable caring travel agent s he could become your most vatuable assýetl If you have travel tips that you want to share in this column, cal Blessings Travel Centre. - 1n<oVb- ftfe»4OCe~ ~1iore~1~~ ~,t't~*4~ pamiaparri 11oVfr9-~~wr ~&t~1~a%- FI m