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Orono Weekly Times, Wednesday, July 9, 1997 - 13 The Straight Goods on Leasing David's smiall desktop publishing comipany necds a new comiputer systemn. The one lie wants costs almost $ 10,00). Tbe business does- n1't have that rnuch cash and thîe bank has refused to lend it an-y more money. A busi- ness acquaintance suggests that David consider leasing. 'You'dont necd to beg at thie bank and you'Il get a good ýtax write-off. While that may be true, advises Mark Walters, CA, a senior tax manager withi Price Waterhouse in Hamilton, "the real benefits of leasing are not tax-relat- cd. its more a matter of using your business capital wîscly." Amiong the potential advantagcs of leasing cars, machinery or office equip- ment, be says, the most pop- lar are: e You can always have statc-of-the-art equipment. a You can usually write off the monthly lease expenses. A lease requires littie or no money down. e If your bank bas turned you down for a loan, a leas- ing company probably wont. You bave to weigh these potential benefits against other -considerations, though, says Paul Rokeby, CA, a partner with Fuller Jenks Landau in Timmins. For examnple, the intcrest rate in your lease may be higher than one attached to a bank boan. Also, for items such as computers, the tax benefits are greater if you buy thern, because Revenue Canada allows a higber depreciation rate for thein. Rokeby and Walters stress every business situa- tion has its unique circumn- Besi Morigage Rates as of June 4/97 Adjustable Rate... 3.740%/ 6 Month ........4.700% 1 Year.. ......... 4.900%/ 3 Year .......... 5.570% 5 Year ..........6.2500/ 10 Year.......... 7.600%/ We specialize in obtaining for you the best possible rnortgage. For a ne w mort- gage or renewai cali us at (905) 983-9777 stances, with numnerous variables driving the deci- sion t0 purchase or lease. Therefore, talk to your char- ered accounitant first. Your CA will identify tbe various options available to you, assess the terms offered by BOWMANVILLE AREA HORSE FARM, indoor 90 x 150 arena plus 12 box stall, 30 x 80 12 box stail barn, smaller 4 box stail unit, standard bred traçk, small, stream. This is a hard to find operation. Cal/Luicien for details. GLOSSARY 0F LEGAL TERMS CHATTEL: Personal property which is tangible and movable. CLOSING STATEMENT: A statement indcatng the complete financial history of the trans- action. ncluding the amount of deposit, downpayment, balance due on closing, morgage amount etc. CLOUD ON TITLE: Any encumbrance or dlaim that affects title ta real property. COMMISSION: Remuneration paid to an agenton sale or lease of property, usually as a percentage of the amount involved. COMING EVENTS LORETTA LYNN, PRAIRIE OYSTER, GEORGE FOX, Hank Williams 111, Blue Rodea. Camping. Aug. 14th, 15th. l6th, 17th. Havelock Country Jamboree. Havelack 1-800- 539-3353. Tickets. BUSINESS OPPS. GOVERNIMENT FUNDS. Government assistance pro- grams information available. For your newý or exisling business. Take advanlage of the govemnment grants and boans. CalI 1-800-915-3615. WANT TO GET PAID FOR WHAT YOU ARE WVORTH, your experience. Four year aId Canadian company look- ing for netmorkers. Repeat consumable. Exceptional pay- plan. Phone 1-800-272-4478. MOSQUITO JACKETS, green nylon mesh, $1995 Retail. Very large dealer discount. Dealers and agentswanted. Hot seller in any store. Immediate delivery. Order desk 1 - 800-235-5347. FREE FRANCHISE opportunity. Limited ime otter. Canadas 2nd largest and fastest groing income fax preparatian franchise. No initial franchise tee. Lom starl- up cost. Excellent terrilories available. 1-800-665-5144. I NEED HeIp, overwhelmed! WiII heîp gel started! Earn substantial $$$ per month part-lime. Fanlasfic support. No selling, not MLM.,2 min, message 1-800-322-6169, Ext. 0735. THE PEOPLES NETWORK. Join the digital satellite reva- luion. Outstanding income polenlial. We are the onîy TV nefwork which shares profits with viewers. 1-800-463- 7862, Ottawa 599-7291. 111 OBRIENS HAS Arrived! Leading US. Meat-snack Manu- facturing Company requires addiional Wholesale Distrib- utorslJobbers. Ouality producîs, high margins, excellent polenlial in retail & vending industries. 1 -250-338-4064. CAREER TRAINING LEARN AUCTIONEERINO. Classes held Aug. 16-22 and Nov. 15-21/97. For information contact: Soulhwest- em Onario School of Aucîoneering, R.R. #5, Woadstock, Ontario N4S 7V9 (519)537-2115. EDUCATIONAL OPPS. BE A SUCCESSFUL WRITER... with aur great home- study course. Cal) today for your FREE BOOK. 1-800- 267-1829. The Writing School, 38 McArhur Avenue, Suite 2828, Ottawa, ON KtiL 6R2. FOR SALE SAWMILL $4895 SAW LOGS INTO BOARDS, planks, beams. Large capacity. Best sawmili value anywhere. Free information 1-800-566-6899. Norwood Sawmills, R.R 2, Kilwarthy, Ontario POE 1iGO. NO SALT MAGNETIC SOFT WATER. Removes exisfing scale - Reduces cleaning. Na maintenance - Easy instal- lation - 100%. Mneyback Guaranteed - Fram $399. CalI Ed "The Water Wizard" 1-888-414-4224. SALES HELP WANTED $ATTENTION STUDENTS$ Make a lot ct money selling chocalate bars. New praducts available. Nothing ta pay in advance. Fast delivery i1-800-383-3589. ADOPTION PREGNANT AND CONSIDERING ADOPTION? Yaîing, loving couple with wondertul family and great home seek- ing ta begin their family thraugh adoption. Please cantact Rosie/Frank at 1-888-264-1110. REAL-ESTATE SELL YOUR PROPERTY PRIVATELY ON THE INTER- NET. We specialize in marketing non-urban praperfies tram across Canada. Were affrdable and effective. For na catI Townsearch i1-800-860-8696. STEEL BUILDINGS DURA BUILDING SYSTEMS - Great prices on qualît, Canadian-made, pre-engineered steel buildings. We spe- cialize in agricultural, commercial, industrial and recre- ational buildings. Cail for details 1-800-663-7438. STEEL BUILDINGS FOR SALE.. Endsincluded. 25 x 40 was $5624, now $4,988. 32 x 44 was $6835, now $6524. 40 x 60 was -$9988, now $9644. Many others. Poneer i1-800-668-5422. the vendors or less<)rs and review any final agrccemcnts to ensure that youve got the best deal possible. FAIRWI HOURSý Monday to T1lin sd3iy by chance Friday. do Sunday 10-6 March Thru Decerobnr DO Y0U KNOW WH 1AT YOUR PROPERTY IS WO RTH? Mon eycare is brou glt to you b 'y The Itistruite of Chartered Accoutntants of Ontario INDS ANTIQUES )LL ECTIB LES ANTIQUES, COLLECTIBLES AND CH-OCOLATE OUTLET 5028 MAIN STREET ORONO. ONT. LOB1 MO (905) 983-9806 14 Kin Call me now for a Market Evaluation witbout cost or obligation. 623-4445 or Re.(905) 786-2911 Edvan Realty Mt. g St. E., Bowmanville WILMA ENTWISLE .Sales Rep. I IFeature Home of the Week CHARLME REID Sales Representative 25 -Years Experience Specializing in.. JUS T LIS TED... Absolutely Gorgeous Bungalow... Finshed top to bottom - 3 bedroom, pine kitchen, finished 'family' room with insert in the fireplace, work- shop, laundry room, 2 4-pïece baths, paved drive, 2 decks. THIS HOME MUST BE SEEN. $147,900. Call Charlie Reid * 623-3393 or 983-5914 RESIDENTIAL - VACANT LAND- FARMS .COUNTRY PROPERTIES , 'I arn comrittedtf0Serving ALL Your Real Estate Needs!" Working 364 Days a Year FRANK REAL ESTATE LTMITED 234 King St. E., Bowmanville off:. (905) 623-3393 Res: (905) 983-5914 cr01; rS to buy or setlf... orono and area's reai estate repo. 4KrystynaJoe Z ~983-6013 ASSOCIATES (UHMIc > TEL:(905)721-2112 C-mL ASSI' b%-1FELmD MAR KETPLACE "Advertise Across Ontario or A cross the Country" *Its Affordable * Its Fast a Its Easy e One BillDoes t Al eNorthern Ontario $76 a Eastern Ontario $138 Western Ontario $130 - Central Ontanio $134 -Alil Ontario $390 *National Packages Available * Cail this paper for detaîls! WONDERFUL ORONO VILLAGE HOME ON HUGE LOT... $124,900!