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The Canadian Statesman, Bowmanviile, Wednesday, April 27,1994 15 1 Real Estate Deadlines and Policies Deadline for Wednesday Publication is Monday at 12:00 Noon. Any compensation for errors or omissions by The Canadian Statesman will be limited to the value of the space occupied by the error in the advertisement. ^ Please phone 623-3303 and ask for the Real Estate Sales Department ) Underground Economy A Threat to Contractors renovator and then to the trade or supplier who has liened the property. With the current economic circumstances, circumstances, it is understandable that many home owners are strongly tempted to deal in the underground economy. However, in many cases, the dollar savings evaporate and the home owners arc left paying much more to complete the renovation. Members of the Oshawa-Durham Home Builders' Association operate with a stringent Code of Ethics that constantly strives for high quality workmanship and customer satisfaction. satisfaction. Ask your builder or contractor whether he or she is a member. mers are demanding "under the , . . > __ , ^ , Stock Your Tool Box for With the good weather here, the operating company, voiding your in- Oshawa-Durham Home Builders surance coverage, wish to warn potential customers of - Beware of unqualified contractile contractile serious risks of dealing with an il- tors claiming big savings, but leaving legal contractor through the under- big messes, the result of shoddy ma- ground economy. tcrials, poor quality craftsmanship The Ontario Home Builders' As- and numerous building code viola- sociation reports that 41% of home lions; renovations and 17% of new home - Many low-ball contractors can- sales arc transacted through the un- not afford to have someone supervise derground economy, costing $1 bil- and instruct trade contractors. Vari- lion a year in lost revenues. ous workers may show up on the site Members of the Oshawa-Durham uncertain what to do and demanding Home Builders' Association who pay cash; their taxes,, workers compensation Home owners face a high possibil- and other benefit's and collect and re- ity of liens against their properties mit the GST, according to the régula- from unpaid suppliers. They risk pay- tions, arc finding that many consu- ing twice for the work...first, to the demanding "under table" deals. Because of this, these factors arc presented for consideration: consideration: - Cash deals usually involve a verbal verbal contract, often resulting in disputes disputes concerning the work to be done and the materials to be used. High potential for an expensive lawsuit; - In most underground work there Spring Building Projects ©Before taking on the spring home improvement jobs that await you around the house, take inventory of the is no warranty. Illegal contractors of- equipment in your tool box. Pounding ten don't finish the work properly and may not be around in a month or a year; - Illegal contractors carry no accident accident insurance. This could leave home owners liable for costs which would otherwise be covered by the worker's compensation system. nails with a shoe or removing screws with a table knife isn't safe, and will probably ruin more than the shoe and knife. Ideally, the tools you buy should be ones you. use regularly and not just once or twice. Experts differ as to what goes into a "perfect" tool box, but all Don't look to your home insurance to a S re Ç to basic tools required for cover the cost. After all, you are mos t-j°bs, including: knowingly dealing with an illegally ' astlc 80g8j.es, for eye protection. •Hammer, fiberglass or wooden wuci Ui OPEN HOUSE SAT. and SUN., 2 - 4 p.m. 32 Barley Mill Ores., Bowmanviile Come on over and visit! This 3 + 2 bedroom brick bungalow with double car B and paved drive is on a quiet sought after street in Bowmanviile. With neutral decor, ceramic tiles and oak eat- in kitchen, this home is a pleasure to view. For more Information pleasecall Donna Fletcher, Lambier Realty, 697-0992. See you there! © Real Estate with Betty Smith MORE ABOUT POWER OF SALE "When a property has been sold under Power of Sale, where docs the money go?" This is a question often posed to Realtors. When the sale closes, the Mortgagee (lender) is entitled to take whatever funds are owing to him out of the proceeds of the sale plus all costs involved in effecting the sale. Any excess goes to subsequent encumbrances (registered creditors) in order of priority e.g. Second Mortgagee. If there is any excess money (and quite often there isn't) it is forwarded to the mortgager (borrower). If there is a shortfall however, the Mortgagee may obtain a judgment against the Mortgagor for the deficiency. A Purchaser buying a property "Under Power of Sale" will obtain a deed in which all the steps in the Power of Sale process are set out and also an affidavit of service of the "Notice to Sell" is registered on title. The new purchaser then has good title to the property. Your questions and comments arc always welcome. I can be reached at Family Realty 2000 Ltd,, 1 King Street West, Bowmanviile 623-2000 (24 hr. pager).© handle, with a nail-pulling claw. • Curved-jaw locking pliers, such as VISE-GRIP® locking pliers. The versatility versatility of this tool makes it essential to the tool box. They can be used as a, wrench, a clamp, pliers and as a small vise. The VISE-GRIP brand also has a built-in wire cutter. • Slip-joint pliers, for handling medium medium to big objects. •Level. A small one will ensure that things hung or mounted on walls arc straight. • Screwdrivers. Buy a quality set in many sizes, in both straight and Phillips-head types. For convenience, the CHESCO® fold-up set includes six of the most commonly used screwdriver screwdriver blades. •Tape measure. The 16-foot size is ideal: long enough to measure most work but not too big for the tool box. The 14-inch or '/-inch wide blades are preferred. • Trigger clamps, such as QUICK- GRIP® bar clamps. This particular clamp can be adjusted and tightened with one hand and holds as a "third hand" while you make adjustments to' your project. Sizes of these clamps range from 6-inch to 36-inch spans; mini bar clamps are available for smaller clamping projects. •Spring clamps. These versatile clamps provide a quick hold when gluing gluing smaller objects together, or as an extra hand to hold lighting in place while working in a darkened area. QUICK-GRIP spring clamps include padded jaws to protect finishes. • Electric drill and bits. A cordless, rechargeable type is best for its portability. • Assortment of nails and screws. • Putty knife. Use for spackling and general scraping. • Pry bar. Use for opening cans or for leverage when lifting or opening. Do not use screwdlivers for these tasks! • Snips, such as the PROSNIP® utility utility snip, are ideal for cutting screen, linoleum, tile, carpet and other household household items. • Utility knife. Choose one with a retractable, replaceable blade. •Hacksaw. An all-purpose saw for cutting both wood and metal. • Duct tape, glue and multi-purpose oil. Not tools, but basic to the tool box. • Tool box. Look for quality in either metal or plastic. Experts also agree that in almost every case, tool buyers will be better otf buying American-made tools, particularly particularly those with moving parts such riS pliers. American-made tools may cost a little more but will far outlast the flimsier imported tool. There was a time when the mention of natural lawn and garden care products products evoked images of smoldering compost piles, a variety of odd concoctions, concoctions, and limited effectiveness. Fortunately for lawn and garden lovers -- and our planet -- those days are over. Consumers now can choose from a wide array of innovative new technologies technologies that make natural products extremely effective with less impact on the environment. According to Rob Ringer, of Ringer Corporation (manufacturers of natural lawn and garden products since 1961), the boom in natural products is a result of a dramatic increase in demand. "Because of the Green Movement," says Ringer, "companies have focused their research and development on natural/organic natural/organic technologies in order to bring scientifically proven products to market." There "now are literally dozens of natural lawn and garden products available. They tend to be in one of three categories: fertilizers, insecticides, insecticides, and composting products to reduce yard waste. Ringer offers the following criteria to use when choosing choosing natural products for your lawn and garden: Fertilizers Look for products that use natural sources of nitrogen, phosphorus and potassium, as opposed to synthetically derived chemicals. Natural fertilizers contain ingredients such as bone, feather feather and blood meal, sunflower hull ash, wheat germ and soybean meal. These ingredients work with the nat- tural cycle of growth that takes place in the soil, rather than providing a rapid, and sometimes harmful, "quick fix." But they are every bit as easy to use as their traditional counterparts and, additionally, additionally, they will not bum your plants. Ringer currently has 14 different university university studies which document the effectiveness of these products. Insecticides In recent years, the most commonly used natural/organic pesticides have been soap-based products. Soaps are blended to penetrate the skin of harmful harmful insects such as aphids and mites, while sparing the most beneficial. Now Ringer has a new breakthrough in this category that complements the soap • btised-products. Called BioNEEM™, its active ingredient is organic, derived mmmm mmmm U Hf m El COMPOSTING is just one of many ways you can apply some of the new natural lawn care technologies to your own yard. from the seeds of the Neem tree, a harvested, harvested, renewable resource. Despite its very low toxicity, it kills over 30 common common harmful insects, works for up to seven days, and its effectiveness has been extensively tested by several universities. universities. When selecting a natural pesticide, look for active ingredients like Bacillus Thurengensis, Pyrethrins, Potassium salts of fatty acids (soaps), and Azadiractin (BioNEEM). "The advantage advantage of all such products," says Ringer, "is the reduction in their toxicity and precise targeting of harmful pests." Regardless of the product you choose, remember to follow the guidelines specified specified in the directions on the package. Composting products As it gets more difficult to dispose of bags of leaves and grass, more peo ple are turning to composting. Ringer and other companies manufacture compost compost inoculants which, when added to the pile or bin, dramatically accelerate the process. "You can go from bags of grass to rich humus in as little as 30 days," says Ringer. There are specific inoculants designed for grass, leaves, and pine needles/branches which you can find at most lawn and garden stores or nurseries. So, when you make that first big trip to your local lawn and garden store this ' spring, stop for a minute before you buy your old standbys, and look at some of the new innovative natural/organic options. If you buy the right ones from experienced manufacturers, manufacturers, you will not only help the environment, environment, but you will end up with beautiful, healthier lawns and gardens as well. Many Choices For Countertops As the outdoors wake up to spring and the new colors and beginnings that accompany the season, homeowners often look towards refreshing the inside of their homes to parallel nature's handiwork. If spring is your season for a major kitchen make-over, you'll be happy to hear that choices abound -- especially in surfacing material. What do people expect from theii newly remodeled kitchen? Designers say most homeowners think carefully about every aspect of such a project, especially countertops. The first step to meeting your countertop expectations is knowing what you want and need. Paying attention to a material's look and feel, its durability, color and cost, is important. Once you begin asking questions, you'll see your options in surfacing materials arc vast. For example, regular regular kitchen counter laminate is easy tc clean and its price is attractive for budget-conscious budget-conscious remodelers. Solid surfacing, surfacing, on the other hand, is priced considerably considerably higher than laminate, but offers a smooth, upscale look. Homeowners searching for a middle ground between laminate and solid surfacing surfacing may want to look at a new product product called Nuvcl™, a strong, formable surfacing material from Formica Corp. PETER KOWAL Real Estate Limited Broker r 52 King St. W., ■ Bowmanviile 623-2453 SERVING BOWMANVILLE AND AREA SINCE 1955 The Little Office That's Big on Service Peter Kowal Broker Elaine Kowal Sales Representative Vf-'- Michael Oxenham Sales Representative Mac McDonald Sales Representative DON'T HAVE YOUR LISTING GET LOST IN' A BIG CATALOGUE! CALL FOR CONFIDENTIAL "KOWALITY" SERVICE © m§] NATIONAL " ,L,d ' rJJVYAW/ REAL [STATE SERVir[ m King bt. fc„ 214 King St. E., 623-4445 Bowmanviile 686-0477 85 King St. W., Newcastle 987-4733 FEATURE HOME Belle Morrison* Murray Paterson* Wilma Eniwislo* ORONO- GREAT LOCATION Super ranch bungalow, 2800 sq. II, and same on lower level. Large principle rooms, 6+ bodroonis. 1.3 acre ravine lot. Asking $294,900. tyet ceo, cvonûûty, ion you! Janice Parish* Jill Hills* Glenda Bedard* ValAslon** Dltk Wouditrti* Dorothy I lari ford** Rill Finnic* Brokcr/Owncr© ■% Hockin Ken Ilockin Real Estate Ltd. Realtor 123 King Street E., Bowmanviile 905-623-4115 CLOSE TO SCHOOLS Good starter home with room to grow, fenced yard, double drive on Sunset Rd. in Bowmanviile. Call now to view. $139,900. Pat Marjerrlson 623-2478. GREAT LOCATION George Wallace Si LOOKING FOR A DESIRABLE NEIGHBOURHOOD? You've found ill Custom built 4 bedroom Cape Cod style home. Too many features to list. Call for a privato vlowing. $179,900. Brad Hockin 623-0398. Exceptionally cloan and bright, 3-bodroom family homo In Villago ol Nowcastlo. Sliding glass walkout from kitchen lo largo dock and loncod yard, Upgraded carpet and ceramic throughout. Main floor family room and central air. Groat value at $148,900. Call George Wallace at 907-0512. jHÉMfflllffli. REDUCED PRICE 3 bedroom, 2 bath homo, completely completely rellnished Irani floor lo colling. colling. Now high ollicloncy gas furnace, furnace, rellnished kitchen, now wiring wiring and plumbing, Interlocking brick walkways, Closo lo schools and downtown. $139,900. Call Al Board at 987-4035. ©