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For all dog lovers - by Phyllis Lowery This story is written for all dog lovers? We always had a dog, as far back as I care to remember remember I had a dog. It started with a stray that we found after a big winter storm, a fox terrier. I used to dress him., up in my doll clothes and push him around in my doll carriage. That started my love affair with dogs. I've had dachshounds, mutts, german shepherds, poodles and labs. The last dog we had when my husband was alivë was a cross between a poodle and shepherd. What a mix, sized like a shepherd but a baby like a poodle. We had him fourteen years. After my husband died. I thought that I would get another small dog, I got a black toy poodle, but in the back of my mind I have always wanted a black lab. Well last summer I had the opportunity to get one, a cute little bundle of black fur, smaller than my poodle but not now, five months later. He is as tall as I am when he stands up on his hind legs and nothing or no place is safe from him, he can clean off the counter, the table and the stove. Needless to say this has improved my housekeeping, housekeeping, I have to put everything everything out of sight. I He has a fondness for wood chairs, as my furniture can attest to. 1 triect'black pepper tubbed into the wood, that didn't faze him a bit. I got tabasco sauce and put it • where he chews, he loves it. I'Ve given him, his own piece of wood that gets chewed up and then he is back to the chairs. He has commandeered commandeered all the poodle toys and drives my poor cat nuts. If the poodle, gets up on a chair he does tils best to get her off. He really is quieting down, he hasn't knocked me off my feet when I come in from being away. The dog just grabs my arm 'and slurps my face and glasses. I can never complain about it being too quiet in the house, every time he gets into something something he is not supposed to, the poodle growls and barks to let me know. My sister wrote me a poem and e-mailed it to me. Read it and it will explain exactly what I mean. So think twice before you get a big dog, that cute little ball of fur doesn't stay that way very long. Subject: and "ode" The dog ate my breakfast 'And then wagged his tail, He went out for a romp Before eating my mail. Lunch time is tricky I'll lose weight at this rate. If I dare turn my head He'll clean off my plate. No book is sacred Don't dare set it down. He'll chew up the pages When you're not around. Nothing nor nowhere Is safe from this beast. Not counter, not table Deters him the least. From paper to cream puffs, From cushions to pie, He'll devour it all In the blink of an eye. He's only a puppy But he drives me insane. Do you think I'll survive Till he grows a brain? POEM Winter's Larnent Whispering leaves dance in (he cool night air. On thé Horizon the wind laments to the sky: gray cumulus clouds slowly drift by. A gentle breeze carries the pungent scents of fall; from a nearby chimney the saviour of burning wood beckoning winter's call. Granville ARMSTRONG S IGA wishes to announce the following new store hours effective Wednesday, January 2nd, 2002. Mondays 9 a.m. - 7 p.m. .4 Tuesdays 9 a.m. - 7 p.m. Wednesdays 9 a.m. - 7 p.m. Thursdays 8 a.m. - 9 p.m. Fridays "8 a.m, - 9 p.m. Saturdays . 8 a.m. - 6 p.m. Sundays 9 a.m. - 5 p.m. /orono Weekly Times, Wednesday, January 16, '2002 - 9 m SENIORS LEAGUE January 8 High Scores Ron Burley John Guay Jean Hall Merril Henry Elaine Doty Alex Martin Marilyn Martin Bruce Mortimer Stan Powell Russell Powell Joyce Stacey Helen Thorne John Tigwell Marg Wade 154 154 161 170 166 215 167 244 162 169 157 168 187 194 252 161 160 154 204 153 198 Brigitte g Pedicü re s /Ma ni cu re s Waxing Nail Extensions Air Brushing Eyelash Tinting Electronic Muscle Stimulate (I ..VIS) , Paraffin Wax ; Ear Candling ■ Brown * I ESTHETIC STUDIO Certificates | Available I 171 Mill Street., On,no, ON LOB 1 MO* 905-983-8169' -- Newcastle Bowling : ;L Luncheon CARDS Russell Powell - 68 Helen Thorne - 66 Bill Wade-60 Maureen Powell - 60 HIDDEN SCORES Jean Rickard - 56 111 Bolderstone - 46 LOW SCORES Patricia Ball DRAWS Patricia Ball, Bertha Powell, Marion Allin, Hilda Call, Bruce Mortimer, John Tigwell, Helen Thorne, Joyce Stacey, Rby Hayward, Ruth Tufford, Eleanor Perrin, Kay Powell NEWCASTLE FUNERAL HOME Family owned and operated by Carl Good, Funeral Director, and Joyce Kufta 386 Mill St. S„ Newcastle 987-3964 . - www.newcastlefimeralhome.com y "Caring for our Community " Accounting Corner ( advertisement) Q What is a mutual fund? Æ lt always amazes me to see how many people don't: know the answer to this (or won't admit to it). I try to use examples to get the point across. Example 1: You sit around the table with a bunch of friends after getting your yearly $5,000 bonus cheque. You all agree it's high 1 time you invested some money. You all agree that would be nice, but you haven't enough to buy more than three or four stocks each, and what if you're wrong? Someone suggests you put all your money on the table and just buy one of everything on the stock market page. Is it a good idea? It's an.excellent idea. At that time, you don't care whether any individual stock goes up or down. All you care about is the stock market index number in the upper cofner, and over any long period of time, the stock market has always gone up. Example 2: You go to work one day with one dollar in your pocket (bad week). On the.radio you hear the 649 jackpot this Friday ,is 30 million dollars. Now, you know where the dollar is going. Later at lunch, some people mention they have 19 people together for an office 649 group purchase and would you like in to make it 20 ticket? ticket? / • .Most people will gladly chip i'n. That means they would rather'give up thpir one chance at all of the 80 million in , exchange at 20 chances for */20 of 30 million. Example 3: Same lottery example' but someone points out that Bob in Accounting has won the last 32 weeks straight. *■ ■ Most people send all 20 tickets tickets to Bob and let Bob pick the numbers, And that's a mutual, fund. (1) Since you can't buy enough, stocks' by yourself to cover all possibilities, you get a group of people together, put a large amount of money on the table, and" buy one of everything. Now you "mutually" "mutually" own a very large group of stocks, but - you don't care about Eatons or Stelco, or Yahoo.com or anything. You make a more stable return at much less risk. (2) If you had bought Yahoo.com, you would be rich. If you had bought- Eatons, you would,have lost it all. Most people are happier giving up a slim chance of risky big winnings winnings iri return for more chances to win a decent return. And a mutual fund does that. (3) Then you place a professional professional manager in charge of the fund to weed out the Eaton's and bad investments. In theory, he can outperform anything you can do. End result: More stable earnings, earnings, less risk, better performance performance than you can achieve yourse'lf. That's why Mutual Funds have caught on so fast/ X)ne caveat however. A bàd fytid manager will do worse than the market average," and you would have been better sticking with one of everything (an index fund). You must always watch your investments carefully. The above article is for general • purpose information only., Before acting on this, or any other information, information, readérs should seek cornpetènt professional advice. H CA Mark L. Hendrikx Chartered Accountant • Certified Financial Planner • Accounting and Auditing • Computer Consulting • Planning & Taxation Services for Businesses, Individuals,, Corporations, Estates and Farms • Bus'iness Start-Ups • Free Initial Consultation 37 King St. Wes.t, Newcastle,-Ontario LIB 1H2 • Fax: (905) 987-9809 * Phone: (905) 987-0570