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■ [Mb- # *, S' s: Y- Advertisment million dollar protection fund conduct: Financial failure of a Canadian investment firm is a rare event. In its 32-year history, history, CIPF has only had to deal with 14 insolvencies resulting in claims of approximately approximately $28 million. Flowever, CIPF and its mem bers recognize the value of good protection. For Canadian investors, $1,000,000 makes a great security blanket. The Investment Dealers Association of Canada is the national self-regulatory organization and representa tive of the securities industry. The Association's role is to foster fair, efficient and competitive competitive capital markets by encouraging participation in the savings and investment process and by ensuring the integrity of the marketplace. January 22, 2002 (Toronto,, Ontario) - Today, more and more people rely on investments investments for their financial secu- • rity. Canadians invest for their retirement, as well as for their children's future. These investors need to know 1 whether their investments are protected. Many people know that money on deposit with a bank, trust or loan company is covered, up to $60,000, by the Canadian Deposit Insurancê 1 Corporation. Clients of CDIC's member banks, trust or loan companies are protected protected in the event that a member becomes insolvent. But what if their savings are with an investment dealer? dealer? Does a client have any protection in case his or her investment dealer firm becomes insolvent? Yes. The Canadian Investor Protection Fund (CIPF) protects individual investors against the insolvency insolvency of its member firms. Investors are covered for up to $1,000,000, as soon as they open an account. CIPF was established by the Investment Dealers Association of Canada (IDA), The Toronto Stock Exchânge (TSE), Canadian Venture Exchange (CDNX) and the Bourse de Montréal Inc. (BMI). Coverage is for combined securities and cash balances in an investor's general accounts, with separate coverage coverage . for some types of accounts such as RRSPs or RRIFs. Investors 'have full protection at each and every member firm they choose to deal with. Investors are not protected from the fall in value of individual individual securities in their account resulting from unfavourable market conditions. conditions. Also, clients of firms that are not members of the IDA, CDNX, TSE or BMI are not covered by CIPF, though they may have coverage with ari'other fund. For example, clients of members of the Mutual Fund Dealers Association have their own protection fund. To see if ybur investment dealer is a member of CIPF, please check ,ihe CIPF Member List at www;cipf.ca or the IDA Membership List at www.ida.ea. CIPF is funded by contributions contributions from its member firms. As of November 30, 2001, the fund totalled $200 million with an additional $100 million line of credit available from two Canadian chartered banks. The mission Of CIPF is to contribute to the security and confidence of investors. CIPF, together with the four founding self-regulatory organizations (SROs), has established national standards for financial responsibility to ensure the financial safety of its member firms. The SROs monitor their members to ensure they comply with these standards and maintain adequate adequate capital for the nature and volume of business they Celebrate Family Literacy Day, January 27. Set aside family time to read with ÿbur children. Help them become good readers and good learners. For information on literacy and learning in your area, look under "LEARN" in the 1 Yellow Pages™ directories. 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AetiMedia Leading the Way CORPORATION OF THE MUNICIPALITY OF CLARINGTON PUBLIC NOTICE www.rnunicipaIity.claiington.oii.ca "Play it Safe in the Kitchen' Carlos Delgado Toronto Blue Jays * A stovetop fire can shirt in a flash, so kgep a close eye on your cooking at all times. CLASS ENVIRONMENTAL ASSESSMENT - FUTURE FUNCTION ÔF PROSPECT STREET BRIDGE, BOWMANVILLE The Municipality of Clarington is undertaking a Municipal Class Environmental Assessment to determine the future function of Prospect Street Bridge. The Study Area is illustrated below. This project is being planned under Schedule 'B' in accordance with the requirements of the Class Environmental Assessment for Municipal Road Projects. , A Public Information Centre will be held on Thursday. February 7, 20fcl2 from 6:30 to 8:30 PM in the Council Chambers at the Municipal Administrative Centre, 40 Temperance Street, Bowmanville to review the study progress At that time-interested persons will be given the opportunity to discuss alternative solutions and provide; written comment to the Municipality for incorporation in the planning and design process of the project. In advance of the Public Information Centre, the Study Team is interested fn hearing any comments or concerns from individuals or groups about this project. project. In this regard, please forward written comments to either of the following individuals: ; , ' • J *Clt '^Ro $ 93(# Frederick Ave.} : ■ Edsalî Avez .... 5 x* Fourth St. Summerficid sunset ; ^hirdSt. o): Rehder Ave. 8: ; Si Second St. JS : * -Barkf .<* m; Sturroc k £ i Road Odell PRÔSPECT 'Street. BRIDGE V) : C»i -, O : l Ü d e: : SV ,ni9 v ' ■ W: V ' S? 0 * >c 6<ÿ . 'Sb; little Court <r % Lorraine Ct. Saunders ■ Ave * Concession St, < : ■ 1 v> ■ft Loyers .Lane ■ -. ; Alexander Blvd.: l ■ CatliSle Ave. True A-, <S /Nef A % ' % • » : I » y V: 3 Mr. A.S. Cannella, C.E.T. Director of Engineering Services .Municipality of Clarington 40 Temperance Street Bowmanville, Ontario L1C 3A6 Ph: 905-623-3379 ,Mr. \W. McCrae, P.Eng / < TSH Engineers Architects Planners ' 513 Division Street ' Cobourg, Ontario K9A 5G6 Ph: 905463-8045