mmer Clothes comfort in store for the man Suits in two or three-piece 50, $8.50, $10 and $12.50 are it is full to overflowing with f every description; = It's up Il suffer with the. summer e. : y 75€., $1, 1.25 to 2 175 to3. i newest, 25C, 35¢., 5cc. garment and up. Caps, etc. 'and up to $s. ), $3, $3.50 and $4. BIBBY CO. y Jury The Verdict os. Abramson's Cloth- 1g and Gents' Furnish- igs Stand the Test, People's Clothier n's and Crawford's Groceries. CIAL $I ies' White as Oxfords hers at $2. cm shoe Store. ---------------- ALE & PORTER nerit and superiority | LABATT'S ALE JRTER® "are well The claim is made, l by numerous 1d testimonials, that pure, - wholesome , superior to any this continent. ND, AGENT, [ingston. . rt eh , Antimony and Tin ° C0, ToRONTO. ~~ 9 a "IT SAVED MY LIFE" PRAISE FOR A FAMOUS MEDICINE Mrs. Willadsen Tells How She Tried Lydia : E. Piakian's Yagstable Compound junt /. Mrs. T. O, Willadsen, of Mann: Iowa, writes to Mrs. Pinkham: © Dear Mre. Pinkham :-- Fat 2 "1 can truly say that you have saved Nite, a5 1 cats express my gretivads 1 gies, backache, flatulence, general de- bility, indigestion and nervous prostra- tion, they should remember there is one tried and true remedy. IL Pinkham's Vegetable Com removes such troubles, No other female medicine in the world has received such wi and un- qualified endorsement. 6 all sub- stitutes. Mrs. Pinkham invites all sick women to write her for advice. She hasguided Siousandy to health, Address, vo, ass. COMMERCIAL MATTERS, What Is Going On In the Business World--The Markets. Canadian Cotton Mills have advanced nrices of yarns two cents a pound, ghout ten per cent. In New York, all grades of refined sugar were reduced ten per cent a hun- dred pound The Rand gold output for Juse was 412.317 ounces, 4,078 oonces less than say and 7.683 ounces Jess than tue London estimate. Mesopotamia, anciently fertile, long Heaort. 4g to be reclaimed Dy irrigation and devo cotton grow v rea to be Tera ted, 40.000, Ie . The agara avigation company is putting out $100,000 of new stock, and $149,000 of new bonds, for the purpose of paying for its new boat, which will be ready for business next May. Statistics of the United States depart- ' ment of agriculture show the acreage of corn planted to be about 94,001,000, an increase of about 2,087,000 acres, or 2.3 per cent. on the area planted last year. It. transpires Unt, the Dominion Iron and Steel company have sufficient orders to keep thé rail mill going for a year, and that the tests show .a. superior rail to those 'mage either in England, Ger- many or the United States. Business failures in Canada for #he first six months this year as - reported by Bradstréet's. " totalled 674, Involving $7,- 289,384 of liabilities." This is an in- creuse of 20 per cent. in number.as com- pared withthe first halt of 1904, and an increase of nearly 40 per cent. in liabili- ties Butter: 18e. ice butter, iSe. Fine ing. : Chaffey's Locks, July 12.--Mrs: Joyee and children, Kingston. will re- main here far a time visiting her father, John Regan, and other rela- tives. Mrs. (Capt.) Noonan and children, Kingston, are oceupying their cottage here. Mr. Terry, New York, is spending some time at Terry- more Island, Indian Lake. Mr. Rich- ardson and .family, city, have arrived at Feathercane Island to spend - the somimer, Miss Maggie Fleming re- turned 'from Westport, where she bas been attending school. Farmers have commenced haying; it is an abundant crop. A picnic party from Westport, this morning, arrived by steamer Ri- dean Queen. The bass and pickerel fishing is excellent this season; some bass tipped the scales at six pounds. Idylwild hotel is nearly filled with tourists. James ; Timlin, Belleville, has pur chased the Sine house in Frankford. Butter rolls, 18¢. Crawford. COMMERCIAL. ---- STOCK MARKETS. Telegraj specially to the Whig by Notts inmore, AA Hartshorne, Bogert & Battelle, Members New York Stock Exchange, 151 St. James Street, MONTREAL STOCKS, July 14th. Japanese 4% Bonds ..... Montreal Power Detroit United Mackay, Com. Mackay, pfd. NEW YORK STOCK MARKETS,' Supplied by W. F. Dever & Lo. 18 Market Square, Kingston. . : . July 14th. Atchison. .....: .... 3d al Amal. Capper 8 8 Baltinporé & "Ohio . 1143-114 Brooklyn. Rapid Transit . 0 69, Canadian Pacific*. 151% 151 Brie, iis Elie 464 Illinois "Central... @. .. .. Louisville &' Nashville Metropolitan oo. > 3 ¥ Reading x.d. - ' 1044 105% St. Paul _ y 182 181% Sugar. g..5 a0 . 189. 189 Twin City... «. 113. 113 Union Pacific : 120° 129% U. 8. Steel 34% i a Bag 34 U.S. Steel, pid. .A01§ 102 ---- GRAIN MARKET. Whedt-- $ . 84 [MG . "BG 86 B7} i 884 56% snd INSURANCE A GAMBLE! CANDID CRITICISM BY INDE- PENDENT WRITER. | The Savings Bank the Better In- « "atitution<No- Philanthropy in +. Life 'Assuxance--The Classes it Benefits--An ; Original Discus- Senlep, "Soul W.' C. Fowlem Jr, in Human Life. But what's the good of life insur- ance ? Phere must be some good in it. To deny.jt would be the silliest kind of fool The fact that so many people . ipsured, no matter what may have been the methods which in- duced n {to take out policies, is prima faGie evidence that there is some intrinsic 'bottom to life insurance, I believe! that life insurance has a value to three distinct classes of peo- p e ' | First, the. workingman, or the busi- ness man or - oerk of small income, who has, or is likely to have, some one opening upon him. The uncer- taintiés 'of life dre such that it is ne- cessary' to 'protect his family or de- pendents, even at an exorbitant rate. 1 This man is justified in taking out a modepéite 'afount "of life insurance, not as gin ipvestment, but simply as a protection, He should, in my judgment secure 'the cheapest kind of policy and should not "eopsider any endowment, or any other form of policy which is représentéd as being an investment. There tis) another dass who can to i advantage use life insurance. It in- eludes' men of endrmous wealth, who are livin ~xtravagantly, who realize the uncertainties of business and that death: may. overtake them at hny mo- ment. They can afford to pay- heavily for protection, and even for a kind of investment. which would be ques- tionable for. those in moderate eircum- stances, The Ife policies - which they can easily '* barry, even if they cost several -thopeands of dollars a year, may permit their families, in case of their 'death, fo live in comfort or in ; laxury. The endowment, or other form , of policy, gives them a sort of high- priced investment, but ome, which, in | my judgment, should never appeal to any exeept those who are able to pay the "peice. I woul therefore recom- ; mend the various forms of life insur- + ance polities! 10 very wealthy. men, 1 largely becauge-they can afford to car- Ty them, irrespective of whether or not they pay an exorbitant price for the privilege. The third class of people to whom insurance *shofild be recommended is | the pure and simple spendthrift or fool. A proportion of our population knows little of the value of money, and postVA" Fefuses to save by any legitimate method of saving. The sav- ings bank offers the best opportunity and the greatest security for these people, They are not likely to have money on hand, and if thev try to be frugal to-day, they will be extrava- gant to-morrow, and the savings of vesterday will be used. A straight life policy, or even any form of endow- ment policy, may result in a saving which would be practically impossible by any method, except a compulsory one only. Still I would not feel like recommending: life insurance as an investment even to these people, be- cause the chances are that few of ithem will continue to make payments ! long enough for the policies to have any other than a death value. Therefore, it seems to me that there are onlv two classes of people who can {legitimately and profitably use life in- surance--those who actually need pro- téction agingt 'death, and the weal: thy who 'cn éfford to pay the price. As a pure and simple investment, I don't beligve 'that any form of insur- ance policy or insurance bond is wor- 'thy of any consideration. I make a hig disfindtion between protection and investment, 3 Life } nee has a distinct protec: tive vies Tar question this is absurd; but when it comes to investment, I would not advise any one, rich or poor, te give life insurance, in any of ' | benefit of their health. vise every one to site iu} 'ditions on .the. part of the insured. 1 > \ sichnoeris a cold-blooded business proposition. I am of the opinion that substan- and is enjoyinfSluxuries of life. He lives in style, keeps servants, and horses and yachts, if he wants them; and many of these officers have no business outside of their insurance companies; _and therefore it is fair to assume 4 <%hes insurance business, from the msurance company's side, is extremely profitable. It could not be as profitable a8 I think it is, unless the cost sustained by, the insured was not very much out of proportion to the cost of actually carrying the in- surandg on gthe, part of thé insurance compatiy: { #7 ° ! 1 believe that if insurance companies |r of insurance to'the insured would be from twenty-five ta fifty per cent less than what it now costs. Upon: general primeiples, I would ad- ; refuse to believe, without 'actual proof, any statement made by any insurance agent, even though the agent be the brother or near yelative of the party solicited. I don't mean to say that some insur- ance 'agents don't tell the truth, but 1°do believe that insurance agents, as they run, are the most consummate, superlative, continuous ---- on the face of the earth. palic are written through 'a misunderstanding of = eon- believe that. the. statistics and other documents sent out by insurance com- panies are, for the most part, inten- tional lies g Rie duted to ecaive, ; Take the uent advertisements of the mtr Toomer where they present hat seems to be Sniatypench- ble proof that a certain party has Just aia? 'ebrtain figure, the face value of his policy, apd has paid int 'lich #the amount he has received. This 'statement is undoubted- were ryn as the majority of our mer- | Caspian off about ten o cantile houses are' conducted, the cost | night, and the trip to Kingston was started at once. The Caspian is none the worse for her mishap. and left at | lege, has recently been promoted to a five o'clock this evening on her usual | position on run. Had she been on the bar to-day | of $60 per month. the heavy westerly wind caused considerable injury. (vossibly King and Caspian ramble any day ex- cept Monday at 10.15 a.m. fifty, per cent of all | Crawford. of the best styles (Slaters excepted). The Lockett shoe store. THY if he had deposited each of his pay: ments in a savings bank and enjoyed compound interest, 'As insurance compan philanthropic institutions, it seems to me absurd to assume that any insur- ance company would pay a dollar to a poliey-holes, unless that. policy- holder "paid in the equivalent of go dollar and a profit besides. If you think that you need life in- surance, and wish it simply for the protection - it will give you, insure, but don't insure for a larger 'sum than you can afford to . Don't consider life insurance as an investment. If you have money to invest, put it in the savings bank, in real estate, or invest it in any other conservative way. . Don't give any consideration to the unproven statements made by insur- ance agents. { Buy your insurance; if you need it-- and be sure you need it before vou buy it--the same as you would buy flour or any other commodity. Keep away from insurance clubs and all insurance schomes, Don't believe any statement made to'you in public print, or elsewhere, to the effect that there is any club or individual who is working in your interest from an insurance standpoint. I believe that everyone of these men, whether they are managers of insur- ance clubs, or are so-called insurance experts, are wholly in the employ of some insurance company. I believe that most life insurance men have but one point in view, end that is to get the poliey-hulder's money, and to give as little in ro- turn as the law will alow, and I say this, recognizing the protective value of life insurance, and with a willingness to advise anyone in fair circumstances, and with dependents, to carry a moderate amount of life ingurance, provided he can afford to do so. SUNDAY SCHOOL PICNIC. Enjoy Children of St. Paul's Annual Outing. The annual picnic of St. Paul's Sun- day school took place, Thursday, Brophy's Point being' the place of rendezvous. The weather was 'ideal for _the outing and those attending the outing enjoyed themselves heartily. At an hour when the children had reach- ed the "hungry point" of the day; a sumptuous meal was served. The fol- lowing are results of the programme of sports carried our : Boys, nine years--J. Savage, W. Turkington. Girls, nine years--Iona Hawkins, Gretta Goodearle, Boys, cleven years--W, Turkington, J. Savage. Girls, eleven Marion Dewey. Boys, thirteen years--Stanley Simp- son, G. Stansbury, Girls, thirteen years--Alma McCul- lagh, Jennie Irwin, . Boys, fifteen years--Gordon Flem- ing. Girls, fifteen years--Alma -McCul- lagh, Jennie Irwin. Three-legged race--W. years--Annie Young, and Gretta Goodearle; J. Irwin and W. Mitchell. Open, boys--V. Morrison, B. Hunt. Girls, fifteen years or over--Irene Mills, Annie Sherratt. Throwing baseball-G, Stansbury. Throwing baseball, open--D. MeSor- ley. Consolation, Rice. Consolation, girls--Sybil Stansbury. Teachers' race--Miss Mills. Choir race--Miss Bertie Sherratt. Wheelbarrow race--Simpson Muir; Fleming and Hunt. boys--J. Watson, A. WERE SUCCESSFUL. The Winners at Tweed Entrance Exams. Amy Newton, Charles Plack, Edng White, Aida Shaw, Kathleen Golan, Jones, Maggie Albert Porter, Wilson, tially every insurance officer of a large bert, 'Pearl Coulter, Leon Turcott, insurance company, or even of those Ervin Bateman, Johnny Broad, Ber- of moderate sigs, 15 a wealthy man |Dard Hinch, Milton Elliott, Edward Turkington, Stella Preen, Clare Allan, Frances Beatty, Michael Keilty, Roh- ert Beatty, Maggie Bateman, Teressy Farrell, Ross Bateman, Sada Healey, Emma Elliott Taken Off On Time. ~The . steamer | of rock. The and the cargo shifted welly then succeeded in pulling o'clock, last | would have | 1,000 For 50. You can see 1,000 islands for 50e. 1,209 by taking in North "18c. Rol's Butter 18c. Rolls of extra choice butter, 1%, 20 p.c. off gents' low > American and Canadian "The annual convention of. the Gren: | ville county Sabbath school associa- | Japanese government has encouraged tion will he held at August 16th. HB ly true; but the insurance company, ford. Extra sifted _peas. Te, can. -- . with the most sublime forgetfulness, | fails to figure, for the public's benefit, GIVEN GROUP PHOTO how much the insured would have had | ' ---- jes are not | Turkington | ey and G. Stansbury; S. Simpson and B. Simpson. Arm-in-arm, ~ "girls--Marion Denny | and | Teressa | Methodist church, Calgary, of Myron Jennie Por- | Cleland, Harriett | daughter of Samuel Crawford, Kemipt- Palma- | ville, its for or policies, any considera: Mary. Wallace, Willie Benn, tion wHatsoever, Thomas, Zétta'- Caskey, Thd-Mle ins .rance company, whether | itt, Joseph Bergerol ary Quinn, | tain, it be a mutual or a stock affair, is in funie Kehoe, Sth Lok business for business, and none of its Nay, nd oung, iol A Palma: | flicers hold thei itions for _ the | 10 Easterbrook), Cosey officers hole eir 'positions fo * Ro Sehr gale ie, \ Alice | George Thrasher was acruse Annie Kalgy, | ing William Clare, _an--#ged Hunger Mary Leworthy, Harrpd ford. werTuch evidence Preston, Ethel Trudeau, Mary Hol | herd, Th | | in: the river near his home, and ace . Caspian arrived here | dentally met death in the water. about ten o'clock, after being ashore | was horn in 184], and came to Cana at Presque Isle for twenty-two hours. The accident occurred during a heavy fog, when the vessel glided upon a smooth ledge were emptied toward the | da in 1855. boilers | and his remaining brothers and sisters stern. The steamer Don- | ora: Franklin, the | Barton, Enterprise. | department of | Havelock to | worth League, presented him with a ! occupies the old homestead. Over fifty | Deion, They lived for a number of shoes, choice | Years at Armstrong's Corners on the Serious discontent revealed among Miss Dollie Cashman and Mise Mary | satlors on the Hoscian warships E. Draper, have returned to Glenbur- | had food has led to the arrest of an nie after a pleasant outing at Gan- Q anoque, Alexandria Bay and Clayton, | ) : N.Y { been relieved of their arms. Kemptville on | gold I " | over $5,000,000 worth of gold in Ja Craw- | pan and nearly as much in Formosa | Butter rolls, 18¢. Crawford. {Alga M. J. to 'W.J, DAILY WHMIG, FRIDAY, JULY 14. "THE SOLID EIGHTEEN" OF NOVA SCOTIA. A Conference = of Provinrial Premiers Are to Meet Laurier-- A Date Chief' Buried With Public Honors. to the Whis. ; ra uly 4. Sir' Willrid Lau. rier has been ted with a large froup photo « Nova Scotia mem- "eighteen." It is his- toric as a r result may never happen again.' Premier Tweedie, New Brunswick, is Bett. He says a conference of provin- cial Wilirid during recess to finally adjust the question of provincial subsidies, The late: Chief Detective Robillard was buried, today, with semi-public honors. Forty city and ten Dominion procession. Chief Campeanu and Chief Carpenter represented Montreal, Judge Omera ted an' injunction restraining the "city from poving the the expenses. aan to conven- tion at y this month, of the Union off pian Municipalities. The busintss would not speci- fically benefit Canada, and even the civie a) 0 for aldermanic jaunts is al ent. Dr. Coulter, 'dleputy postmaster general, would not express a definite opinion on the result of the expori- ment in bringing the mails from North Sydney to Montreal by rail, but was disposed to think it was a success, He is waiting fuller particu lars. i | ---------------- IN OUR OWN CIRCUIT. News of The District on Both Sides of The Line. The abundant chars of Dalhousie Lake are now in the fullness of their glory. Robert Foster, Burritt's Rapids, has purchased Wilham Prentice"s tarm on first concession of Lanark, for $3, 000, The cancellation of the liquor ki cense of Thomas Flynn of Chesterville, has raised a small storm in that vil: lage, In the death of John Richards, which qccurred on the 5th inst, the township of Drummond, lost an old resident and a noble son. Bruce MebDonald, Picton, has sold his handsome grey team of carriage horsés. Michael Stafford, of Montreal, 'bought. thems. The 'price was $400. On June 26th, a son was born to Mr. and Mrs. Hogh O'Connell, of Huntingdon. This makes the fifth living descendant of this gencration. on lost a good autizen in the person of Michael Close, who died Jast Thursday might, in his sixty-third year. Mr, Close had been unwell a long time, Uyril Courier, formerdy of the Kemptville branch of the Bank of Ot- tawa, has been appointed accountant in the office of that bank lately open- 1 in Peterboro. {| After a lingering illness from sto {mach trouble, Mrs. Samuel Molyneux {died on Saturday gt her home in Elzevir. Deceased was seventy-five years of age. Q The remains of Samuel North, for merly a resident of Picton, but who has lived in Michigan for some time, were brought home, and buried in Glenwood cemetery, The marriage of Rev. H. H. Lewis Seale, pastor of St. Paul's church, Lanark, to Miss Rachel Susannah Goodwyn, of Bristol, Eng., took place in Toronto, on Wednesday. A happy event occurred at the home {of R. KE. Clark, Hillier, on July 5th, when his daughter Belle, was married to Garnet H. Morden, Rochester, son of 8, P. Morden, Wellington. Mr. McConnell, who resigned his position as principal of the Bancroft | public school, has been offered a sub stantial increase in salary to continue | his services, and 'has accepted. The marriage took place in the postmaster of South Moun and Miss Edith Crawford, a ghich slang An abusive language case in was 'weed magistrate reserved decision. At the home of Mr. and Mrs. Samuel Percival, Burritt's Rapids, took place the marriage of their daughter, Miss Maclachlin, principal of the Burritt's Rapids pub lie school, John Le Boutillier, a respected resi dent of Glen Miller, went for a bathe He The late George Frair, Glenora, was a son of the late Isaac Frair, Glenora, are : Messrs. David and James, Glen New York, and Mrs, Murney P. Jarvis, of Black River Bridge, a graduate of the telegraph Picton" Business Col the MCR. at a salary' On June 26th. prior to the depar- ture of Rev. William Johnston from' Warkworth, the Ep- nicely worded address expressive of their appreciation of his influence and work, William Legary, who died at Pilot Mound, Manitoba, was a native of Bathurst township. Edward King now v8 ago Mr. Legary married Sarah Perth Road. over ofticer directly in charge, and the sailors of the Kneml and Alpine have Since the beginning of the war the The mining result has heen remiers will be held with Sir} police and twenty firemen headed the | J.B. $ "that give the sweet, nutty flavor. if $4.50 and $5 Oxfords Can sale? $275. -Tastiest of Morning Dishes Is Laing's Breakfast Bacon Cured with white sugar --and smoked with-Kickory wood-- brown, it is a whole breakfast in itself. Laing's Ham, Bacon, Corned Deef and Canned Meats. The Laing Packing @ Provision Co., Limited, Broiled to a crisp, appetizing Or if you prefer HAM, you will find LAING'S HAMS uncom- monly delicious. Boned and B oiled Haws, ready to serve, ad We also put up Send us your grocer's name he cannot supply you - with Montreal for you afford to miss this We have placed on sale all our $4.50 and $5 Oxfords for $3.50, and all $3.50 and $4 Oxfords for These shoes are all made in the newest spring styles, in Tan, Russia Calf, Patent Colt, Velour Calt. See Our Window. J. H. Sutherland & Bro. Goods and Silks. English, French and Ca price of the making. Pirle Finish Broadcloths, Canvas Switings, Suitings. Basket Silk Eoliennes, Wool Voiles. Nuns' Veilings. Wool Berges. Wool and Silk Warp #lenriettas. Bargains | Purchase a summer or fall dr 20% --Reduction=--200 sree QO Nr DRESS GOODS & SILKS FOR TEN DAYS We offer cash buyers a discount of 20% on Dress This 'department contains all the new makes and weaves "hil in plain and fancy a ad Black, Navy, Brown, Cream Alpacas. Plain and Fancy Homespun Suitings, Black Silks and Satins,' Plain, Fancy and Shot Taficta Silks. Check and Stripe Shirt Waist Silks. Women's White Muslin Underwear. Women's and Children's Hats, prices in most cases cut in two, Bargains in all departments at CRUMLEY BROS. protected your valuables. | BBO 00000000000000000000000000000000050 FINANCE AND INSURANCE Don't Wait Until you have a fire, your house of office robbed to realize how cheaply you might have So Cheap You Can't Afford to Wait. Get our Prices and Catalogue TO-DAY. C. DOBBS & €0., 171 WELLINGTON STREET 3 G. A. BATEMAN Issuer of Marriage Licenses, Life and Fire Insurance BROKER Office, 61 Clarence St. For Real Estate Or Insurance Consult with GRO, CLIFF before buying #1 95 Clarence Street. If You Want a Home George Zeigler, "ol Estate If You Have a Farm for Sale OR INSURANCE, Have a Talk With 57 Brock Street. Or want to buy & Farm Consult T. J. LOCKHART, Corner of Wellington and Brock Streots, King- ston, Fire and Life Insurance. Up-to-date Policies. 000000 00000000000000000000000000000 $3.90 Gentlemen ! Gnw Kid and n Dress Novelties. now and save 'the Sait CALLING CARD ENGRAVED FROM COPPER PLATE NO NEED TO SEND OUT OF TOWN FOR ENGRAVED CARDS WHIG WORK IS GOOD Wi reer he 4 WE ALSO DO Po { STEEL DIE EMBOSSING § "THERE IS A TIME FOR ALL THINGS." Now, while re low, is the time to" fill your coal bin with best uality SCRANTON COAL rom P. Walsh's Yard & BARRACK STREET. Who want to dress stylishly will: ape preciate the sort of clothes we sell. - Sack Suits That are noticeably fashionable, in many - different weaves and textures, Separate Trousers. Outing Suits! and all that the man of fashion could ask for, Gent's Purnishing, Hats and Caps, Boots and Shoes, Trunks, valises, ete. ISAAC ZACKS The New Store and the. Old Stand. 271-273 Princess Street. HAVE YOU ANYTHING TO SELL OUTSIDE OF YOUR | SINS AND YOUR TROUBLES? COME TO : WN. KURRAY, The Auctioneer