et ee A ERR hw The H. D. Bibby co, * OATS! ays uncertain--cool to.¢ ay, shine the next day, : at is a burden two-thirds of 5-0wn a e Worsted rain or shine Overgarment. ainproof Worsted Coats, in cs. es not injure the fabric or its handsome Overgaim nts ip n the rain. . range from $8.50 to $18. Our 1 Brand Suits for young men. v Hats. Gloves or Spring 9 9 BIBBY CO. OER ER a eh, mpliments are | tho.e who vearing ust Straight Front x A. rset resent styles as well a ed Thursday 69c¢ 52 to 54 inches wide, very desirable f We bought a clearing line of thes pst you 9e, 81 a yard. To " If make to we give you a chance at your ch 6c. vard 1 Cloth Skirts, $1.89 Skirts that have been going very slows 5--take your choice of those on k Hose, 10c. Pair of a line of goods vou ean sell-if the irs of these more Hose on Satucday---we chance at them Thursdswes 19c. pair Cloth Skirts, $1.25 vill clear out on 2 Thursday at 21.25 i n Remnants, 8c. the longest about any tons. 8 yards, the shortest length you want. These are ont Thursday morning-n bet Ge. var ohnston Store GTON STREET. @e ® s JOOOIODIOOIOODIO ng Styles THE-- ye" For Men¢ plete variety. They sur- eretofore shown. Many o . Gun Metal Calf, Velour g ® ¥ ® ®@ 1S. . pair 5 Shoe Store ® ? P0000 00® gp) From Ceylon's tea plantations are contained in 'SALADA" It is packed in sealed lead packets to preserve its fine flavor and aroma, 50¢. and 60c. per pound. AT ALL GROCERS GHEST AWARD, ST. LOUIS, 1904. 'SHREDDED | HEAT" - MADE IN CANADA of Choicest Ontario Wheat Send for the "Vital Question Cook Hook," postpaid. CANADIAN SHREDDED WHEAT CO., Limited, Niagara Falls, Ont. 'Toronto Office, 32 Church St. , 30¢c., 40c., 50¢. 25¢. » HIG Wilh milk or cream, keeps ihe stomach sweet and clean ~+a food fur any meal for any day ta the year. Better than bread o ge. Contains mors nutriment than mest or , and is more cashy ir m---- - | A LITTLE HEALTH SERMON. L A Few Facts as Regards Breath- - TE o> ing. By the" Editor of The American Boy. Just,a word about breathing. The nose is. not so much for use in talk- ( ing as ia breathing. An athlete is tanght to breathe through his nos trils, 'An Indian does not have to he he does it na- turally, because: "when a. mere infant J oht 80 to breathe; his' mother compelled: him to do so, if . oa t he were inclined to do otherwise. If Beaver Flour an Indian mother finds her baby breathing with its mouth open, she puts a strap of . rawhide around its Jans. Bhe thinks that if the baby cannot breathe through its nose it had Makes More Bread p------------ because it is made of the Finest Wheat, Manitoba Hard and Ontario, better die, because it - will never be Deaver Flour has 'strength * healthy and strong. » ~takes up water readily--and the Another thing to learn is. that one ugh ** stands up "in the oven, shoul! breathe deep. Do not breathe Beaver Flour has " Flavor." from 'the chest, bute from the lower Yivery good Bread, Pie and Pastry rive. It is said that the whisper of maker kuows just what that means, Sarah Bernhardt, the great actress, Doaver Flour makes has wonderful carrying quality. It is not thatrher vasal cords are so strong, and her enunciation so clear, but that behind her breathing is powerful bel lows; so that when she whispers the words come with that carries BETTE read, and yields MORE, Dread, Cake aud Pastry to the barrel Your first baking proves this. No bleaching processes used. loree thim, The Indian teaches us a lesson, too, in deep breathing. Indians have been Lnown to cover cvighty to an hundred miles on foot in a day, and as much as hundred miles on horseback. ¢ Their strength and endurance largely cont fromh® "their open-air life, their sturdy habits, their deep breathing. you want to live an hundred years, "TORONTO NEWS" two The Advertiser's . yo cannot expect to do it if you Opportunity btcathe only from the little space un- der The upper ribs. One thing, too, about vour clothing. H you find that your coat or your Isin Ontarfo. Through the vest is tight when buttoned, have the buttons moved over so that there will medium of *' The News," be sufficient room for deep breathing Toronto. Nowhere in Can- Unbutton your vest and coat and sce ada can you reach such a how far apart the buttons are from profitabls field as Ontario | the Imtton-holes when vou bre and in no paper can You | naturally. You may know then that J _getas large results for your {i yop mwst draw them together in # money. j order to butfon thtm, you are © not "2 giving enough room to your stomach . | Do you want to prove it? and lunes, "The News" will welcome | | your trial. The flat rate in | Howe Island Happenings. "The News" enables you Howe Island, March 17.--The ice to run advertising at the bridge i¥ i a Very precarious condi- oq + + tion, and the Islanders are in danger ow i ' A 3 a Dussisle rate, and if {of losing their horses. Misses H. Fo oes not pay, youcan dis: | |}, and 1. Prior have returned to the continue at any time. The { convent in Kingston, after a very flat rate is 4 cents per line, pleasant visit with their parents here. " 56 cents per inch. | Our school is progressing favorably under the manggement ol Miss Finn. | J. McDonald has purchased a valu- This advertisement $2.80 { able trotter with a mark of 2:08, and lasertion In | intends entering the races in the The News spring. R. Prior gm a graphophonic entertainment at Goodiriend's. A | large number of people assembled and made it a grand success. J. I. La | anos met with an accident a short ig time ago. He was attempting to drive | across the ice and the rig broke through, With munch assistance he was Neo | rescued: SJ 6hn Foley, Jr., is busily GAR. DINER "S | | engaged drawing wood to J. Mallen, | Rideau street. A very pleasant ev Eight Sarai xa Real Estate. |e was spent on Friday last, at the Money nies at Lowest Rates, residence of T. Prior, when about Loan on Real Estate, { ifty couples assenibled and enjoyed 151 21 Wellingtone Street | thems slves with games and dancing | until the "wee 'sma' hours of the Auc -s a | morning. Everybody thanked their \uction Sales! hostess very much for such an enjoy y lo of Furniture at onee able time, Visitors : E. J. La ite y { Ghavee, at Bs Bosie'se J). Goodiriend, A important sales and | at M, Kane'; M. McCarthy, at H. Pho, 005 Gia | Quinn's; H. Turner, at J. Turcotte's; "oley, at J. Driscoll's; James La- HON H. MILLS | Chance, at J. Goodfriend's, Jhe Leading Auctioneer : : | ram - PS N BORN, | During Febroary forty-one new banks ORDEN. At Dessrunto on Marcy [Vere organised: in the United States. Ne i and Mrs, Geo, | SMITH.) er, ET x Tiare Surchaouh; | Cured her Father's "LLIOT a u h, a son. on Soden on Charen Ti | DeunKenness by a dang I ron, ott, a | Si 1 Re edy. ' ! m m ol P RS ae ay Free Wen, SWARRIED, maria Tasteless Prescription checks Murch 1100 WAL Napanee Hoit, | u Al Seed, Hanny Wurm, Dos Be to atherine Rutty PAY in Leder riekshurgh. bi Stan, artaBing, x Lath, woo At Napanee. Majeh all felt ithe dg Fil Wier Douglas Paul and Mary YOUNG_y ALK h of Camden res en, thingy Mirch M En Napanee, 14th friend adv.sed me Raikes. ies Young and Hiram mar a free sample tre ment and that TED rem 'was tasteless Sons x \ D * Bi fe Bedi se. Ne rth Frederiekshure. cretly. 1determined Viay Bo obettor, wife of Hive 2 UE and aged forty-se i b Fue ince. The full trex ie At. Hay Buy. on 18th which I gave him in his tea, y arguret Robertson, 3 him, and Tam am pleased to say he never now, Re Jian gad ih are er eat that be cou ever, have stopped nd pamphlet giving fall : a puanphl giving fall sealed envel Cor: Sh Bd ntiar Adreos: Are, hp? apanee, on 10th i Treadway, i aged X station now being t Strashiirg, Will' bé the Mm Contra] Europe, Hw est ,000, sent in "SAMARIA K bers, Jordan St they about £99 THE FINEST LEAVES Gold in the : Buwilightg PPLE ORRRREE Mrs. R. E. Sparks: children's parll, for Master Leslie, last night, was just as jolly as could be. About - thirty boys and girls ' played progressive games) crokinole, draughts, and so on, -and then a general game for all. The kind of supper that everybody considered the best kind possible fol lowed, and all the young people come quite early. A particularly jolly game played was that in which all the young folks were given the name Fox--unknown to cach other--and told when the word was reached in a story being read to dash for the door or be liable to whacks from their comrades. The word fox was uttered, and everybody rushed off to the ntter dismay and consternation of everyone else. They certainly gave evidence of college rush experiences. It is related that at one rlace a young English curate was giv- en the name Pigeon, and when the rush came he exclaimed in his native accent : "Old hup, there must be some mistike, Hi'm the pitgeon." He had not apprehended the joke by the time he spoke, Mrs. A, P, Chown's party for Miss Bessie, was a very merry one, and had the additional attraction of having a new form of entertainment--the pic- ture postal card contest. Twenty-five cards were fastened t, a sheet, and the children being supplied © with pen- cil and paper, wrote a description of each, the prize being won by the one having the greatest number of correot descriptions, Many of the old-time games were played, too, and proved just as enjoyable as ev . » . . . Dr. C. A. Morrison gave a dinner | party for his guest, Mr. E. B, Devlin, last night, whén covers were laid for ten. The guests were the Rev. J. P, Kehoe, Rev. M. McDonald, Father O'Brien, Dr, Edward Ryan, Mr. J. P. Hanley, Mr. Edward T. Joseph Steaey, and Mr. T. J. Rigney. Although ladies were not ad- mitted, the touch of feminine fingers was seen in the artistic adornment of the dinner table, shamrocks massed in | the centre in a silver fern pot, and | scattered about the Jable. . . Stéacy, Mr. Major and Mrs. Necusin Stuart Les- lie. gave a jolly little dinner party, last night, in honor of Colonel Lord The guests were Colonel and ordon; Colonel and Mrs. Fages, Miss Straubenzie, Miss Frances Mac- | Temple, 1G} TUES DAY, month sto her, health, The Bishop of Ontario and Mrs. Lennox Mills are expected home to- Ww, and Mes, Henry. Wade have gone to Montreal for a few days. Miss Sears came up, yesterday, from Montreal, to visit 'Mrs, George Sears, 8 | Earl street, My. Edwin Bolger came home from his survey trip, up north, and will be here for a month or six "Woks, Mr. and Mrs. Aiken, the latter bet- ter known as Miss Gladys Drury, were in New York Just week, re Henry oseph is coming wu from Montreal, %o. be with her. tothe. Pr. Walkem, who is so seriously ill. Miss- Kathleen. Harty returned from visiting Mrs. Osler, at "Craiglogh," Toronto, on Saturday, Miss Marion Reddin will go down to Cornwall, tomorrow, to visit Judge and Mrs. O'Reilly. From there she will go to New York, to visit Mrs, Prime rose. Miss Florence Miln, of Woodstock, arvived, yesterday, to visit her aunt, re, James Stewart. Nrs.'T. G, Smith, turned on Saturday aT. Queen 'street, from . res Wisconsin, The engagement is announced of : Miss Constance A. Swift, voungest daughter of Mr. W. A. M. Swift, Ros- vn avenue, Westmount, to Mr. James Browne. The marriage will take place in June. Miss Queenie, daughter of Mr. and Mrs. J. F. Kennedy, Hamilton, to Mr. Willis E. Sprague. The wedding has been arranged for May 24th, AT CAPE VINCENT. A Budget of News From This Little Yankee Port. Cape Vineent, March 19.--No fish have yet been distributed from the fish hatchery at this place. Alert Hose eompuny is talking of purchasing mew uniforms. When the fire department: was organized ago, every . company was unif Once a month a parade was given and many times a © practic with the ap- paratus was also given. But of late years the parades have been discon- tinued, and it is seldom any kind of practice is given the firemer. Village election. occurs Tuesday and it is expected there will he quite a strife for collector 'and treasurer. This village is a "hot one" politically, and the mhabitants seem to enjoy a poli- vical. fight, The following members AAONMS ion of that order Monday evening: W. J. Grant, J, Putnam, HH. R.Allen, C. E. Reid, Capt. J. A. Day, W. D. Laird, E. A. Cross, C. T, Sacket, J. E. Swart- nout, St. Lawrepce, spent Sunday in the family of Ge e Kelly. of Melia attended a po at Waterton, aulay, and Mr. Re . . Mrs. Oliver Chown's little tea, small bridge party tought, linery display at her store on Welling- ton street. Lhe best of taste is shown of spring materials, - - Mrs, D. Phelan, will aot receive again till the Thursday after Easter. | - - Homemade food sale, Y.W.C.A., Sat urday., . 2.0» The latest in millinery of all kinds is to be seen at Miss Greaza's mil- | a special meeting, on ling. It is understood the company Saturday, was very pleasant, and was | contemplates holding a dunce after a musical (reat. Miss Ada Chown | Lent. played, and Miss Elleda Perley and! The breakwater extension will be Miss Cora Larke sang. finished as sdon as the weasher will 'ee. 8 permit. R. Dodg® is manufacturing Mrs. Ramsay Duff is giving a very | motor te it the varant store in { town on Thursday, spending Frida in Montreal en route to New York, Miss Flleda Perley went down Easton's Corners to-day. Mrs. Abbott will be up from Com: wall shortly, after her son, Mr. Ab. "< bott, gets the bank residence ready for her. Mr. Charles Proctor, manager of the Standard Bank in Brighton, spent Sunday with Mr. and Mrs, J, 8, Turner. Little Miss Mollie Saunders is over so much better, the doctor only find: ing it necessary to pay a visit every two or three days now, ° . = . + Mes. Honter Ogilvie went down, to day. to Montreal, for a few dave. Hor aunt, Mrs, Patterson, accompanied her, Mis« Mosher and® Miss Burbank of New York. will arrive in town to- morrow, from Montreal, sand will he the guests of Wes: Adam Shortt, while bare. Ther will go from Kingston to Utica. N.Y. Wiese Bessie Sherlock, Toronto. is visiting at hor grandmother's, Vr, James M. Donlop's, Rideau street, for a Mrs. Wallace of Pittsburg, will pro i : bably be in Kingston about the end there nnn Jove 11 seems a pity that of Mari, ok ier the oboe | Rs mt ar Vint will ha vs. Henri Panct is settled in her | of the be es usoline boats new house, in OHawe; oriookior to A . Hea. wveral boats are being Rideau, but it is suid that she savs " To add to the already large foot, ot Shh 1 re et. do | Johan i eeoteng fo the pot Youe "> io ol Jeensy which over- Kapynned to him a few weeks ago. eis Lhe SN, J«wrenee, t is expected that the village will Mr. O'Connor of Ottawa, and his | have a od baseball team od com son, Mr. William O'Connor, are back ing season. There is plenty of ma- i from the Ber . . terial to make one, and under the Mrs. T. . Royal Military | able management of the veteran base College, is oxpeeted in Montreal, next i ball instructor, Charles A. Jerome, Friday, to spend a week with her sis- | this village should make a good show- ter-in-law, Mrs, E, T. Lambert, West- li ing. mount. {. It is very probable that a number Miss Gerirude Low returned last | of coment walks will be built in the week to Ottawa, from' Saranac Lake, | village as soon as the weather will where she spent several months with | pe rmit. NE, and Mrs, George Low. | * - > WE Mr. Henry Skinner, of the 20th: Pun " 2 KNowl HERE. jabees, arrived, to-day, by way of the | Lady Married Here Died at Bath, Cape, and is with his "mother, Mrs. Henry Skinner, at "Maitland House." | . England. Mrs, Edward Moore will leave for The Toronto papers contain a no Winnipeg, to-morrow, after what has tico of the death at Bath, England, sevmed to her friends a very short | On February 21th, 'of Emily Gosles, stay among them, youngest daughter of the late J. D. - Miss Gladys Owen came down la o | Grmiee Faq. of Colborne, Ont., and evening from Toronto, and is en pen- widow of 'the late Lieut.-Col. Powell, sion at "Avonmore." She is a gradu- uf Pennycold, Tenby, Wales. Mrs, ate of the training: school' at: the Kitigs Powell will be well remembered here ston General Hospital, by the older people. She lived with her Mis« Katharine Ryan is in Toronto, Hater, Mrs, Bowen, wife of Capt, visiting friends. She will: alba: go to owen, who built the house where Hamilton, and will be away about Mrs. Hora is now living, and was fortnight. * married to her hosband, then. Major Mrs. Donald Caldwell, of Awnleton, | Powell, from her sister's house. An arrived in town yesterday. and is with | Glia sister was Mrs, James Grover, Mrs. Morgan Shaw. She will remain a |? Colborne, and three niecos are liv- id {ing in this country, Mrs. James -- ee » { Baily, Julely of Toronto, Mrs. 1. RB. 3 iti ayer, of the same city, and Mrs, Mr. and Mrs. Hiram Calvin, left Arthur. Choliins, of Colbomuey Nee | { ple of the Presbyterian = society, The Hook and Lesher company held Wednesday even the Grapotte block! The young peo: this village, are preparing an entertain: ment to be given for the benefit of the church, after ' Lent. A. Seymour is attending a term of court at Water town in the capacity of deputy sheriff. Nothing bas been' heard vet of the bill introduced in the legislature, au thorizing the state to purchase the Maynard form nea'this villagé for a state camp. It is--bhelieved, though, that the bill will be passed. It is about time for the annual re- organizing of the band. With all the Powell was a very charming woman, and one of the belles of Kingston at the time of her stay here. * -------- ---- Is Badly Wrecked. Wingham, Ont., March 20.--Ap « xplo- sion of the water tank in connection with the heating apparatus of the new Grand Trunk station occurred about one o'clock, this morning, resulting in ahout 81,000 damage to the building, The east wall of the station is badly wrecked. Music At Te. We have placed on sale a number of standard compositions, popular waltzes and two-stens, and new vocal Fits, in original ~lition with high art tithe pages, siwcial this week at per copy. McDermott Bros. Soeeisl in mixed bird seed; 0c. a vackage. Gibson's Red Cross Drug Store, Phone 230. Prompt delivery. il MARCH |_20. STEAMER REQUIPHENT| DEALT WITH HAT T THE MARINE SCHOOL. By Capt. Thomas Donnelly--The Importance of Having Vessels Fully Equipped With' Good Life Boats and Life Preservers, In spite of the inclement weather and many counter-attractions, the at- tendance at. the marine lecture, last evening, was quite lar Capt. Thomas Donnelly first took up the boat equipment of steamers under the Steamboat Inspection act, and fully explained all' the provisions of the rules and regulations bearin this most important subject. taking up the different sections in part 7 of the rules, the lecturer show- od how many and what kind of life boats are required for the different classes of steamers, how the lifehonts should be built, hung in davits and outfitted, and how careful masters of passenger steamers nnd © inspectors should be in the placing and handding of the boats if these were to be offie- tive in saving life. Capt. Donnelly il- lustrated on the blackboard the pro- per methods used in fitting the davits and mentioned two or three cases where lives had been lost, and again other cases where lives had been sav- ed by the proper or improper working of the boats. He then, in detail, plained each article of the Foat's equipment and illustrated " how each should be fastened ready for use. "It seoms a small matter," said the lecturer, "to talk to you mariners ahout the necessity of plugs. in vach lifchoat, and yet if you read the ae- count of the Valencia wreek, where so many lives were lost on the Pacilic coast, vou must be moved, as 1 have | been, at the: account of how bravely | the small boy kept his fiager for hours, inserted in the plug hole to keep the water from coming into and swamping the lifeboat. It was crim inal negligence for the master or mate of that steamer to neglect to properly | outfit the lifeboats, and if the inspec tor did not do his duty when inspec ing this steamer he ought to be held responsible." By several illustrations; Capt. Pou: nelly showed the necessity of hoat drill cach week, if crews were to be kept offici nt in handling the boats. He showed how the carrying capacity of the boats was figured out. He said that not enough encouragement was given to the carrying of life rafts on passenger steamers navigating the rivers, as these have been proven to he the most efficient part of the equip ment of passenger steamers, as they are always ready and do not require launching. In this respect the Ameri can inspection rules had alwavs been in advance of the Canadian rules. He then took up the question of life preservers, showing the different makes and styles in use on Canadian and other steamers, He explained how solid cork was the best and only material that should be used for life preservers, and how dangerous life presecver<. might become if stuffed with rushes, cork shavings or loose granulated cork, and as an illustra: tion gave an extract from the report of the investigating commission on the experience at the Valencia wreck, He called soecial atigntion to the ne cessity of placing the life preservers in convenient and accessible places, and mentioned several cases where the life preservers could be found stored away where it would be impossible to lay hands on them in case of accident to the steamers, Capt. Donnelly then gave 'a hall- Four talk Cross bearings, showing how easily the mariner could detor- | mine the exact position of his ship from hearings of lights or head lands, and how this was in rum ning along the or changing on necessary coast courses. At the conclusion of his lee ture, which lasted two and 'a half hours, he thanked the sailors for coming out on such a stormy night. HOLD-UF NEAR PORTSMOUTH. An Exciting Incident of Sunday . Night. An incident of Simday night, in all its details, has come under searchlight of publicity. A young larly and gentleman, from the city, were driving through Portsmouth, Suntlay night, abuut nine o'clock, and when just the other side of Rockwood repul sive the hospital were held up hy two men, and the young man in the carriage was thrown out. Realizing her posi: tion,' as soon as the buggy was free of its assailants, the young lady pluckily lashed the horse and hwrried Iv drove from the s + imtouckied by the two rascals. But in the darkness and her hurried excitement, she smash wl into a two-seated democrat driving towards Portsmouth in which were two men and a woman. Both the democrat and the buggy were badly dapuged and o few scratches were in- flicted on the occupants, though not of a serious nature. The first young man who wax thrown out of the buggy was picked up and he and the voung lady returned to the ei Their turnout was from a local livery and the young man will likely have to foot the bill for damages, which were far from his niaking. It is said that the matter of two men holding up carriages in the vicin. ity mentioned), "has previously occur red, but nothing serious happened, Could the two men be caught they would: be severely dealt with, Turn Up Your Hymnal. John Smith writes : "In what verse in 'Nearer My God to Thee is that clanse : r 'Hold thou thy cross before my closing eyes " which Rev. Dr. Mackie eriticized last night * | always thought the phrase was in 'Abide With Me" « Thomas Davidson, . Spring Valley, has just purchased the entice herd of A. Manhard & Son's Holstein dattle, at a good price, The deal includes seventeen head. When you have sickness in the home you want pure drugs and you geoer- ¢lly want them in a rush. Phone 230, Qibson'd Red Cross Drug Store for prompt delivery, Bros. ; The Knvansgh Brockville, Dr. Weston's Rhemmatic Cure never known to fail, ec. bottle, al Best's, have cleared real estate in three years, We recommend the end. GO-CARTS ne AN De CARRIAGES Something new and Pretty, strong and durable, in 1906 d Pullman, Reclining Back ue Parasols, Lace Covers, can be had separate. Also old earsjages repainted and up- holstered. Have your repairing and upholster- ing attended to at once. chilly. HEATER is invaluable. sizes. 69 and 71 William Street. SHEARS $4.60, 5 AND $8. -McKELVEY & BIRCH- Brock Street. CE Ripe Bananas Ripe Pineapples Ripe Tomatoes JER A. J. Rees', 166 Princess St. RRR CHARA London; JAS. REDDEN & CO.. JAMES REID, THE LEADING UNDERTAKER 254 and 256 Princess Street. OIL HEATERS | The special province of the Oil Stove ' --the place in which it has proven most valuable--is supplementary heating. almost every home there is some part of the house that is not quite' comfortable, In the spring of the year when the furnace fire is out, the sitting-room is a little For such conditions the OIL We have 3 In" ANTIMONY FOR PROMPT. DELIVERY Prices on Application a THE CANADA METAL CO. Phone Main 1729 : FINANCE AND INSURANC Popular size 6 on. 'van gular lar size 4 I, 8 oz. ne Popular size 12 oF, can .. cue Regular size 1 wm. 16 oz."can-.. 45, Baking Powder We are now able to quote the same prices to Souk ntomens as are paid- by consumers in New-York; other large markets of the world where staple "oe think our patrons will appreciate it. Royal Baking Powder because it i8 of the highest quality--always gives perfect' satisfaction, and is most economical in San aba: ave sold lowest. | HORS : arn Francisco, and Te 'Toronto - CUSTOMS BROKER - The business of the late C; G. Oliver, will be carried on in his office, v9 Clarence street. G. A. BATEMAN Who for the last five years has been associated with Mr; Oliver, @ n For "Real Estate or Insurance $14,700 in Winnipeg