AILWAY te, try the West Indies Full particulars about sailings nd fares on application to D TICKET OFFICE, King St. East. Made of soft, fancy flannel, with founge collar to match. Smart in looks, easy in feel, perfect in fit. See ata good shop Local Time Table GOING WEST Lve. City Arr. Cit, Local Jntern'l Ltd 12.16 noon 12.48 p.m. 5 and 8 run daily. All day. 'G12 You cannot bly have a better dn than + A delicious drink and a su Fragrant, nutritious and economical. This excellent Cocoa maintains the system in robust and enables it to resist winter's extreme cold. COCO Sold by Grocers and Store *+ in }-Ib, and §-1b Tins, « F000 f new staining keepers ADIAN PACIFIC RAILW TRAINS LEAVE KINGSTON : EXnress---For Ottawa Mon- Seattle, Portland leaving Kingiton at 12.80 Toronto, 7.80 p.m. ; m. ; Boston, 7. K. & P., and O.P.R. reet, Gen. Pass, Agent. Depot até pm. F. + Agent B. Q. Ry., Kingston, QUEBEC S. 5. COMPANY BERMUDA hours from New York Steamshi VEST INDIA CRUISES From Nbw York wiv ro ormation apply to 0 A "Maypole! At last t ue dyeing ts made Maypole TO LIVERPOOL. From St. John From Halifax. i PL Jan. 18. Sat., Jun. 19, ATES OF PASSAGE. Ry Cabin, $55 and ¢ ond Cabin, Tunisian and lonian, 50. . upwards, accord. Rute Steamers Parisian Carry second saloon passengers Class, Pretorian, $26.50: other $27.50. information and Sailings, k at once with: the Is Baby Plump, Rosyanda "Good"? That is the normal condition of a If your baby is thin, pale and peevish there is something radically wrong, and ten to one the trouble is with its food. Either the food is lacking in nourishing qualities, or, being unsuitable, is not assimilated, and, as a consequence, baby is miser- able and fails to thrive. What is absolutely necessary in such a case is a concentrated and nourishing food, and, at the same time, easily The ideal infant food is FERROL Phosphorized Oil ] original and only combination of Qil Phosphorus. I like FERROL, it always agrees with them, and never fails to give the most gratifying results, FERROL is absolutely the only Infant Food which develops every part of the system : Phosphorized Oil, the most valuable food known, to build up the tissue and muscle; Iron to enrich the blood; and Phosphorus, for the development of bone, nerve and brain. If you wish to have a strong, healthy baby, do not fail to use FERROL--the result will amaze you, Geo. W. Mahood. Cor. Princess and Bagot Streets and Iron--the Here's a cake colors ude. It dyes to any shade. essant, Soap Dyes. roc. for Colers--ise, for Black, If You Suffer with Rheumatism Dr. Shoop's Rbeamatic Remedy Will Bring the Utmost Relief that Medicine Can. ---- and, are aches which you | who Bables' INSURANCE LAWS NEW YORK REFORMS GONE INTO EFFECT. | "Big Three" Hard Hit--Cannot Write More Than $150,000,- in a Year--Companiss Mus eport on Their Condi- tion--Annual Distribution of Surplus, * New York, Jan. 4.--Many of the | new Armstrong amendments to the insurance law have gone into effect jloday. Hereafter nome of the "Big Three" can write more than £150,000, business in any one year. Although the New York Life, until re- cently at least, had an agency force leappble of writing as much as £300, - 000.000, the company has not written half that amount this yegr, according to the statement made by an official of the company. All advances to agents, the cause of losses amounting to many hundred thousands of dol- lars yearly, now must cease, The Fauitable discontinued this vractice last summer. Tht New York Life and {the Mutual did not do so, however, but, according. to "opposition" in. terests, employed the advances in cer- tin instances to pay the alleged electioneering expenses of nents, Hereafter the amount of. money 4 fommny may expend to acuire pew business is limited. This section will hit the life insurance seent hard. The total expense must not excoml the loading of the first year's premiums, plus the mortality gains of the first five vegrs, On a rough average, it is nated that this will mean a nkage of between one-fifth and one fourth of the agent's comission. Heremfter, too, on endowment policies, the law limits the agent to five per ont. of the renewal premiums for nine years and on all other policies to seven and one-half per cent. for nine years, . All the companies must file with the State superintendent of insiarance de tai'ed reports of their condition as of Lecembep Rist. This will he a practical test of the publicity section of the Armstrong law, hey also must re nort the dividends declared the sums held applicable to deferred dividend volicies, th: amount of their contin- @ ney reserve, their bank balances and profit-and-loss sheets--all in detail. They must furnish lists of securities bought and sold, with the price fluctu- ating, the profits or losses, and the commissions paid on the transactions, Th must account in detail for all legislative expenses and the nature of collateral bonds, Every death claim resisted or compromised, must be re- port:d with the reason: in every case. From to morrow, every policy issued must contain. the . full "plan of Contract between insurer and insured, to guard against all "trick" policies, Deferred dividend policies cannot he an annual distribution of th surplus, and the nojicvholder may receive his pro- fits in cash, permit them to accumu- late or apoly them to additional in- surance. The first distribution under this section will be made one year from to-morrow. The name and com- pensation of every officer or employee receiving a salary of $5.000 or more a year must be furnished hereafter. The "Rig Three" no longer will be able to continue to pile up their con tingeney or surplus reserves. The law. fixes a sliding seale and as the present surpluse companies exceed shri new limitation, 8 of these the limitation, from now forward the surplus will be appli- cable to dividends for policyholders Perinnine to-morrow the various com- Panies will have five vears in which to sell all their holdings of stock. After that they mav invest th&ir funds in | hish-class bonds and real est | «nlv. Superintendent Kelsey | erine suggestions from the ac varior ate loans is consid tuaries of 'S companies as to modific or additions to the ordinary ev. the limited payment life, dowment policy and the term policy forms, the four standards provided hy the Armstrong commit tee, > The "managers of certain British Companies deelare that no English Canadian company. ations life poli the en or f | simple | | | | medallion at present | converted {nate wearer cannot be imitated, | | there ie not smeh another pioed® { istence, | "A prettier fashion i | Wedgwood jewelry, carr | sist of a {the size of a fiv {long drooping ear { remedy never i ble. Itisnow Preskdent Wilson, of the Interngtional { rm---ask } as at resent con- stituted can afford this state under the new law. --e | ANTIQUE JEWELRY. | Revert to Fashions of. Grand- | 3 mothers. London, 'Jan. 5 | old-fashioned Jewelry beloved 6f ou | grandmothers Is predicted for the win ter, The chief characteristic of this Jewel I 11s enormous sig t | brooches, medallions of | set real cameo Leeds pottery, | na gold rim and vendant, and massive | topaz ornaments are from old jewel eo worn as n amethyst, jot or | being unearthed | second-hand shops "This fashion is not likely come a universal one," art 10 he er said vestenday, | | meet the demand. "To copy old cameos with any suc cess is an almost mpossible task, | and, in any case, people object to copies. 1 have a: priceless black Leeds which will be into a pendant. Hs fort { as | in ex ¢ the delicate ied" out in its typical pastel tints, which tone well with the dresses of tos also are too rare ever common. "Old necklaces are also fashionable, and many ladies intond to appear this season wearing the old-fashioned ts of sixty vears ago. S00 av. These to become These con massive necklate, a brooch hilling piece, and ngs. $8,000,000 AHEAD, 115,000 Machinists Received Ad- vances Last Year. New York, Jan. 4--Fourth- Vice Association of suf. . Machinists, gays that | during the past vear there Ryve been more advances of wages and fower { | strikes than in anv preceding veyr. | "Advances," he says. "have been re- recom ceived bv 115,000 machinists through- out the comntry without strikes, which will aggregate $8,000,000 5 vear." land, the inventor who has greatly iginal inventios. He by the craft. The Holland Submarine com- pany, in the United Sta recently went into the hands of receiver, Where the returning officer, Streeq, ing officer, J. J. E. Johnston, deputy. Street. A. I, street. I. GREATLY IMPROVED. The American Company in Hands of Receiver. JOHN P. HOLLAND New York, Jan, 5.-"lohn P. Hol of the submarine, improved on his or. is how engaged government superin building of British tending the submarine | p---------------- THE POLLING PLAC.:S, -- Electors Are to on Monday. Sydeaham, No. 1.-At 12 ton street. Thomas .J. Vote Welling- Lovitt, deputy Sydenham, No. 2-At 96 William Joseph Brophy, deputy return- Untario, No 3---At Ontario Hall, Orr, deputy returning officer. Untario, No. 4--At 214 Bagot street St. Lawrence, No. 6--At 343 Loscombie; deputy. St. Lawrence, No. 6--At 352 Princess G. Armstrong, deputy. Cataraqui, No. - 7-218 Wellington street. W. Gilmour, deputy. Cataraqui, No. 8---At 229 Wellington street. J. H. Brickwood, deputy. Cataraqui, No. 9--At 43 Lower Ba- got street. William Woods, deputy. Cataraaui, No. 10--At 16 Dufferin street. William Peters, deputy. Frontenac, No.11--At 289 street. N. Newlands, deputy. Frontenac. No. 12---At 83 Colborne street. William Abernethy, deputy. Frontenac. No. 13--=At. 41 Colborne street. W. Deem, deputy. Frontenac, Neo. 135At 358 John street, R. W. Allen, deputy. Frontenac, No. 15---At 9 John street. W. J. Robinson, deputy. Rideau. No. 16-At corner Colborne and Division streets. William Saun ders, deputy. Rideau, * No. 17--At 674 Princess street. J. J. Gardiner, deputy. Rideau, No. 18-Corner Brock and Division streets. A. C, McMahon. de- puty. Rideau, No. 19-At 278 street. R. T. James, deputy. Rideau. No. 20--At 492 Princess street. H. Sharpe, deputy. Rideau. No. 21-At 670 King Princess Johnson Princess street. .John Peters. deputy. Victoria, No § At 24 Barrie street. H. C. Bat deputy. Victotia, No, 23-A¢ x No. 3 Division street H. Dunlop. deputy. Victoria, No. 24-At 63 street. 1. Wilson, deputy. Victoria, No. 25-At <1 King street, A Simmonds, deputy. O'Kill -------- Colliers Boycott Doctors. Manchester, Jan. 5 The colliers emploved at Lord Ellesmere's pits in the Manchester and Bolton districts are boycotting the local doctors, and have engaged an outside doctor, who has taken up his residence in the dis- trict and arranged to attend all their accident cases for a fixed fee ---------- to do business in | | abpointed hereafter to the council, shall be required to their appointments A revival, of the | | | Theatre A Moral Force. { | quet given in vesterday, that as childven looked on | things their minds became {and on that score the theatre gave sweetness and light ases or humted for jy | 10 the people, Into each life some sorrow must fall ; a well-known | Wise people don't sit "for the { Only fools suicide or take to flight; ason that the supply cannot | Smart people take Rocky nice ghout another jt thinks her hushgnd considering there It Will Cure] La Grippe have got t = Penalty Of Marriage. London, Jan. 5.--The London coun ty council adopted the following standing order yesterday: © All women service of female teachers exempted by the the council, except and others specially resign on marriage. Cardiff, Jan. 5.--Speaking at a ban- his honor at Cardiff Beerbohm Tree declared beautiful beautiful, he claimed that -------------- down agd_hawl: Mountain Tea at night. When a woman won't Sav anvthine a sign she Mothers | gre wonderfully patient 1S no prire un Any Cold or Cough. It prevents and positively cures « It Tell your D t you ve it |, DALY WHIG, SATURDAY, JAN. 5. day evening. When running a waggon out his barn, one of the wheels tancous. He leaves a wife and grown up family. He was fifty vears of npn. -------- ? nes and him by the West India o vold mdal at the rece show. enisted of forty-seven | hospitals, includ pital, |EVE OF MARRIAGE MADMAN POSES FOR YEARS AS WOMAN, Acclised of Being a Man in- Bis- guise He Takes Poison and Dies. Berlin, Jan 5.--A remarkable story comes from Breslau. A teach of that city a short time "ugo went te 1 Paris to perfect himself in the French language. While there he made the goquaintance of a woman named Dina Alma de Paradea. The woman said she was from Brazil, and the daughter of a French consul there. She wore magnificent jewels, and was altogeth- er charming. : The Brealau teacher fell in love with her, they were engaged and the happy teacher returned to Breslau to make preparations for their marriage. Dina Alma arrived at Breslau shortly ai terward and took up her abode in a fashionable pensionnat there. She went about with her fiance making purchases for their future home. In some unexplained way, however, the people of the pensionnat began have misgivings about Dina Alma. Like Charley's Aunt, also from Brazil she was not what she seemed, and th suspicion that she Was a man in woman's clothes was strenothensd She was accused of false prewen ws. Dina Alma thereupon took poison and in a few minutes wus dead Her hair bust and hips were all false The police took charge of the case and discovered that Dina Alma was the son of a physician who used ito practice im Berlin, and was thirty five vears old. He had been knocking about Europe for years, and was be lieved to be touched with insanity. The . magnificent diamonds were al false. MURDERER"S ACQUITCAL. Verdict Gives Spectators in Court Much Pleasure. Berlin, Jan. 5.--With the cheers o the court room full of spectators ap plauding their verdict a jury at Zwei bruecken yesterday acquitted the sixty year-old eapitalist, Herr Jacob Sch mitt, of the murder of year-old wife, whom he shot last sum mer for infidelity. Herr Schmitt told a pathetic story of how his two wives ruined his life by flirting with other men He di vorced the first, but the second proved no better, and one night in July, at the end of a bitter altercation, in which his wife declared her unwilling ness to mend her wavs, the husband pulled out a revolver and shot her dead. The woman had had relations with military -men, and had dragged several of them before courts-martial She was the daughter 'of a prominent church dignitary and left grown-up children, his forty-six several This plate shows a bho ir gown of violet cashmere, trimmed with bands of lace just abave the hem the collar. The lace on the further ornamented by | and about ollar was ttle serolls of very narrow cathered silk ribhon Whee little pointed yoke had this ribbon em broidery about = the top of the collar and there was 4 ow of violet silk slipped through base of the collar Kidney Ills Are Stealthy. Serious kidney troubles 3 often come almost unaware No other serious ailments have so few symptoms, When the back is weak and aches frequently When the action of the bladder is slugwish or irritable oy there are of kidney. liver or bladder trou take Peck's Kidney and Pills at once end sure relief They give prompt In boxes, » y sale only. at Wade ey back if not sat For Drug Store, Mon rtory ie, -------- A Farmer Killed. Woodstock, Ont : Jan James Sie, one of the most w idely-known farmers of South Oxford, was in- stantly killed at his hor on Wednes ! obstruction, throwing the with great The foree of as to fracture his was almost instan Gift For King Edward. London. Jan. 5.--The King has epted a box of Dominica limes grapefruit, ac or forwarded to ommitiee on >hali of 'the Permanent Exhibition ommittee of Dominica, whe won the nt horticultural of the fruit, which 'The rest cases, has en dektriputed amfng tle London ing the children's hos to which the king suggested hat the Sold by all druggists, or from WILSON-FYLE LIMITED | Many o man who calls himself co Niagara Fas, Gut. "ere & 3 last exhibit should be sent, rvative is but a coward. -- nr ---- Ussuer, Praviar & Martens MEMBERS 7ORCNTO STOCK EXCHANGE Cobalt Stecks Bought and Sold 0: Commission / ivi any of the best properties in the Je have personally insp.cte.! many of " Cobalt Sia are Yd to furnish reports upon same to our " RADERS BANK SULDING, TORONTO Long Distance Tele,acnes Main 7450, 7451 3 J MADE IN CANADA sy A CANADIAN COMPANY. QUALITY, SERVICE, .. aw PRICE ALONE HAS MADE OUR MACHINE A HOUSEHOLD FAVORITE. ALWAYS LOOK FOR THE NAME er fie (AFD $2, G7 som Hel bes Websiamed THE WILLIAMS MANUFACTURING CO. company Offices: MONTREAL, P. Q. TORONTO, LONDON, HAMILTON, OTTAWA, ST. JOHN, N. B. AGENTS WANTED EVERYWHERE. LW TT RN TTT rE BLOOD DISEASED MEN you ever contracted any blood digeas 18 ou are mever safe unless the virnsor ha Have yon aay of the follow ing symp- the niouth, hair falling out, ng 1 the body eves red and smart, dys. S of the secondary stage. Don't ruia rcury and potash--whic! ik out again whea happy i €xp" cmeut on you. Our New Method ~d to cure you. Oar guarantees are backed il never return. Thousands of ed by cur New Method Treatment 3 used withoud written consent. r remedies have done me more good the doctors and medicines I had pre. t felt any of those pains or seen any er Seven year d theoutward symptoms have entirely disappeared. My bails ud Iam married an happy." CONSULTATION FREE. BOOKS FREE. WRITE FOR QUESTION BLANK Fe POR HONS TREATMENT, CURES GUARANTEED OR NO PAY. 25 YEARS IN DETROIT. & §Drs. Kennedy @ Hergan, 148 SHELBY STREET. DETROIT, MICH. 4 he 1 Poison has been eradicated irom the sy toms? Sore throat, ulcers on the tong K pains, itchiness of the skin, soregor peptic stomach, sexual weakuess-- your syst>m with theold fogy treatmen presses the symptoms for a time only to b i Don't let quack at is guars Kk bonds, tha has grow t nin f Long Distance Telephone Main 5200-01-02 Bonds and Stocks Bought and Sold on Commission Investment Securities Commission Orders Both Listed and Unlisted. Infor Executed mation upon Request on All Exchanges Members Toronto Stock Exchange TORONTO W oodenware To Users of Pails?and Tubs A word of « whion may not be out of place. The E. B. Eddy Company's wares are FULLY GUARAN TEED against factory defects, so it will be to your : interest to see that the EDDY amped on every package you buy. name is st Always, everywhere in Canada, 'ask for EDDY"S MATCHES.» FREE HELP FO ios To: remeay MEN ::=:%3 which will Positively en a ise cience RES! . the marvellous Ger, 1 + Jules Kohr, Itis controlied in thi e hr, 3 r od IS country by the Dr. Ko Medic me Company, a concern which has the Bighey Standing in the me 1 world, This reatment haz cw thousands of me ng and of 8 Temedies have failed. If you yep the wd SEE fro: i 8 : Lehtlity, the results of ahus i Ie medy can and wil cure you ta stay cured The Readers bles, varicoeele, vain in the back and failing memo ar con 1 the worst cases in from pid W ake the honest offer of > ousands of testimonials, 1 confidential, FIVE day's book of rules for health, diet nccesses have been those who iments. This remedy is and German armies, and Our g ave failed with regularly used ii the the soldiers in these ¢ ly scaled in plain w i St Write for samprs * ¥ ¢S are models of strength ECO., P.O. Drawer L, Address DR. KOHR MEDICIN 2241, Montres> va, HOW. in the enthusiasm of season is apt to over strength and blight the beauty of her womanho prudent use of Wilson's Invalids' Port quickly offsets the ill effects of the rush of gaiety, the irre. gular hours and wearing social strain. It induces sound sleep-- makes rich, pure bload--brings back the youth- fulblush to pallid cheeks--gives old and young the soft grace of perfect health. All Drugg: + & p # ABSOLUTEL' SOLD IN PACKAGES Same Price as t! adulteratsd EW.GILLET TORONTO.C Bad weather often pro in disguise by affording thing to talk about : "Incidental expenses titude of sinful items It is easier to pose than it is to be one. THE NERVE ECAUSE THE THE SELFSAME H Dr.Agne Cures the nerves through t conclusively proven that th heart with "food" that is proven also, beyond the s Dr. Agnew's ( for | strengthener that has be pain and heal the heartsi balance wheel of life, out suffering, why postpone ap that will lift you back to every form of heart diseas WHE Margaret Smith, of Brus tha§ I would have hailed ¢ A4Gr the heart wrought a wi SOLD bY DR. AGNEW'S LITTIE and Coustipation --t DR. AGREW'S CATARI