By C. C. HAHN, When I came of age | stepped into as nice a little fortune as any young man need wish for, and said to wmy- "Y have enough of an income 15 live n Me of leisure. T shall enter into no business now and lose Rhe best years of my life for enjoymént. When tired of amusing myself [shall take up some yment--as a pastime, "Why should not man make busivess a pleasure, just ns he does travel, mu- si¢ or yachting : At the end of my first wear I found that I not only had used up my in- come, but had also. cut off a generous slice from my principal. At the end of three years--and | never was dissipat- ed--1 had come to my last $5 hill, and I spent it, wrote across its face, "Good-bye, Bill. You are my last." Then I began to look about me for the business that was to be a pas T had always been firmly convinced that if a man really wanted to work, fie could find it. But, strange to say, when 1 started out in ota wition, | found nove whiting for me to step into. My friends all gave me good advice. They did not knew that my fortune was gone and I took par- ticular pains not to enlighten them. | had that much worldly wisdom. I did not want either their sympathy or their cold shoulders. Their advice was always to the effect that no ome could really engage in congenial busi- ness without investing money, and they advised me to do so. They even went further and brought forward schemes in which to invest. I had also held peculiar ideas with régard to the business and the men with whom [ would associate, and in my search for employment neither business nor men came up to those jdeals, Consequently, for the first year my efforts ut earning a living were extremely varied and wot marked with the brilliant success 1 had ex- pected. At last 1 settled down as areal es- tate agent. That, I thought, would bring me among none but pleasant , or il it did, 1 could easily get rid of them. 1 took out a license, remted an office, and actually found mysell engaged in a business entirely my own--and without investing mon- . My Iriends, as usual, were kind. all listed their property with me, whether they wanted to sell it or not. But even here there were some uncongenial things which did not. suit me. There was Jones, for instance. He had a delightful piece of property, but his lowest price was $10,000, while my friend Brown, who wanted to buy it, would not pay more than $4,000. When I grew wiser, 1 learned that the property was worth only $5,500. At the end of my hg outh i waned my Id watch to pay office paw and ny y's wages, At the end of the second T began to dispose ol my wardrobe and speedily reduced it to one suit. Then I requested my landlady to allow me to occupy Ono corner of her garret and began living on two meals a day. 1 also let out half my office to a man who could afford to pay rent. At the end of hia second month he failed: with the re quisite rental and offered to take the place of my office boy as payment. So my office boy went. In the course of time I got down to extremities; slept in my office and ate when and where 1 could. \ learned tailoving--so far as keeping my solitary suit in repair. On great and happy | consummated a sale and built air castles as to how I would spend the commission. It never camo. later 1 learned that commissions from that particular man never did come. It was hard, but it taught me caution, After this 1 saw to it that my commission was in sight hefore 1 closed a deal. But things took a turn at last. 1 had a beautiful cottage on my list, and one day a carriage « before my door, and in came a widow whom 1 had slightly known in my moneyed days. She wanted that cottage--wanted it badly--but a - ter looking over the terms, said: "Mr. Saville, I must have this place. But, I cannot pay cash unless you can find a purchaser for my brown stone house on Madison avenue, If 1 could make au exchange with the owner of the cottage I would pay you almost anything you might . thing Aon anything a young mal estate agent would wish for more than » chance to become salesman of a brown stone mansion on the most fashionable avenue in the city? 2 promised her a buver within a week, and--kept my word. Next day Mis. Kent called for me i and » went out 30 ipact ae cot: hee. neidentally, laughter, a "vision of lace, loveliness, sunny hair and sunny. smiles, was in the carriage oy vision which I had known A -- my tance. with one had stuck THE DAILY BRITISH WHIG, commission of importance. Next day. I sat in my office deeply} immersed in a meditation upon extreme foolishness of squandering al fortune which would have enabled me | Good Luck Comes to the Girl Whe Her Astral Hue. ! The gir! who belisves in good luck to dream with reason of a ohafly- Lohmrme of likes to think that she does haired, auhay. ailing At hon af wilt want to know about her particu carriage sic a "lar astral color. It is supposed to + She flufly- ired Mision. 3 blusheh 3 both becoming and charmed with good _-- de Otros RET. fortune for the wearer: but, however, "Mamma could not come to-day and [20 mag be, here are the colors for sent you this bv me. And she wished | The wisl wh : me to ask if you will not take tea! ® Was born in January with us to-morrow evening." jehould wear grwen. AH shades of pink I took the package and accepted | Mould be the February girl's choice, the invitation Ph 1 wondered a | While those of March will feel 'most little as to the spectacle I woald pre | Sommer table In. purple. The April sent in that dilapidated coat. My {daughter can wear red and especially tailoting. had not a. success. in TON ved, The special color for May is this insta : | blue, and the girl born in this month Retumming to the office shoukl choose jewellery and clothes of I tore open! = AE =n a she kaga and found tints of blue.' This girl is sup my commis | ight June girl, which is apt to It bad been a long time lor the 7 Agi had been calling. on me. (Make her a little melasicholy. Never ore in my life had I-nowy 7d is the color for July, and deep how really beautiful money looks. A (blue for the girl born in August. Yel Corot is nothing by the side of Ahe How is for the girl born in September. line drawing on a dollar bill, and !lf vou were born in" October you will when it came to gold Jes and hun- | take the greatest comfort in wearing {dred dollar bills--diame are not ip brown, - while # November is your with them. | can say this from | mouth you way choose a Huht gray. experience. 1 had beefsteak for din-| Instead of the gay holiday colors the ner that night---beefsteak smothered | girl who i& horn in December should in onions. ; [choose mauve. It will bring her luck Among these bamk notes was that iand love and other good things, last 86 bill on which I had written | my farewell two yewrs before. "Back again, are you?' I sad "You won't be so slippery next time." I felt that 1 Rad got the tail of my fortune in mv hand again, and pro- posed to pull it back to me. Five years later, as the flufiy dream and I were seated in this same cottage, she asked me for money to strangers. since & Lowered the Gas Bill, New York Press Some time ago a representative of the gas company decided that the gas meter of a certain business house in Washington Court House, Ohio, was not warking properly; in other words, ithe company was of the opinion that lit was furnishing more gas than it was buy rattles, or something, for our [getting paid for, so it decided to ex- boy, and 1 gave her that $5 bill. | amine the meter. * As her eye caught the lines 1 had | Imaging its surprise when it found written seven years ago, she ex- the meter literally full of cockroaches, claimed : AL which had so interfered with the work: Poor fellow. This is some one's ling of {he meter that the gas bill last dollar. How I wish I could give |jumped up from shout £10 a month "t back to him. i to something like 225 after the roaches You did 'that five Years ago." wrre removed. The husiness man said And then 1 had to tell this story. |that this was the first time he knew . that there was any real good in a Healthy Children. cockroach. Healthy babies are good babies, and the good baby is a blessing in every home. Nothing can give the mother or futher more pleasure than to see baby play. Every moment is watched with delight; every new word 'spoken brings pride to 'the fond parents. It is only the sickly baby, that makes home wretched--and, mothers, it is not baby's fault when he is sick. You are the one to blame. Perhaps you give hira candies, cakes and other food which his little stomach is unable to digest." Then when he is cross and ail- ing you give him some "soothing" mixtures to quiet him. That is wrong --remember his little stomach is not as strong asa grown person's, and also remember that every spoonful oi "soothing" mixture you give him only does him more injury--it does not re- move the cause of his fretfulness--it merely dopes him into an unnatural sleep. What is needed to make baby healthy and happy is Baby's Own Tab- lets--a medicine with a guarantee of safety. About them Mrs, Mathies Me Cormick, West St. Peters, P.EIL, writes : "We have used Baby's Own Tablets with good results. They are certainly a blessing for mothers that have cross, sickly babies. They sweet- en the stomach; give refreshing sleep and make baby fat and healthy." Sold by medicine dealers or by mail at 25¢. a box from The Dr. Wilhams' Medicine Co., Brockville, Ont. Heard as They Pass. Detroit News. "1 do 'not than! go visiting on Sunday unless they are especially invited. Most everybody likes to have that one week to themselves." "They say she became engaged af f less than a to the altar that people should day in the ter an acquaintance o month and will mareh in June" Never think that women only bargain honters. My reads all of the bargain sale adver- tisergents and takes advantage of them, too. He has bepght underwear and shirts enough to Yast 5 vear this month." are the hushand Perplexing Position. A man sent to an asylum with =» load of coal found on his arrival that the grates were open, but not knowing whers to deposit the fuel he loft his horse and cart outside while he went to enquire. He walked about the grounds, but failed to see any one, so made his way back to the gates, but te his horror found they were closed He tried in vain to open them, and appealed to passers-by to help him, as "the horse and cart belonged to him." "Fanay," said ome passer-by to an- other, "that poor man thinks he is a carter." Plain Hunger. is the ort "Doctor, what disease most prevalent among the poor "An alarming condition in which the terminations in the stomach accumulated sscretions A Future Food Faker. Chicago News. Harvey W. Wiley, the government's brilliant food expert, was talking about a notorious case of food adul teration. "The morals of these people," he said, "It fs incredible. But 1 know a little boy; who will grow up and join them some day. ") was walking one morning in meadow when 1 saw this little gathering mushrooms, 'Have! you had good luck ¥1 ask- ed. © '¥air, he answered, hix basket. "But | gave a ery of alarm. " 'Why, my lad," I said, "those are toadstools vou've got. They're pois- on, deadly poison.' "He tipped me a reassuring wink, ** 'Ob, they ain't for eatin', sir," he said; 'they're for sale." nerve stimulated hy of the gastric gland to the spinal cord by way of the pneu mograsfic nerve," "foodness | How think that we rich people thing for these unfortunate sufferers!" Cleveland Leader send irritations awful ! And can do no 10 a hoy showing me "Bout 400." Newark, N.J, Star, The revelations of wholesale vote! selling. in Adams county, Ohio, recalls' a colloquy said to have taken place between a political scout and a farm- er into whose territory he had driven. | Here is the dialogue : ! "How many doubtful district *' " "Hout 400." "How many men likely to vote the democratic ticket *" ' " "Bout ww." "How many likely fo vote the it i voters in this publican ticket *" * 'Bout 400." "How many purchasable votes here?" | " "Hout 400." i "You don't say ! By the way, what is the total vote here ¥" ca f PO YOU ENOW YOUR COLOR? | wins in bits and gold. 1 caressed the |P* sed to be sensitive. Bromee green is | ER NA St Eat Ol ANN ADA LIFE ~~ ASSURANCE COMPANY THE SIXTY-FOURTH ANNUAL REPORT Shows that in 1910 the Company enjoyed A MOST SUCCESSFUL YEAR in every essential feature. ~~ ET SE FINANCIAL STATEMENT ASSETS, LIABILITIES, and other Bonds, Stocks, Reserve Fand (Hm. 33% per cent. and 3 r cent ) K3G.811 255.00 . Death Claims in Course of Settlement and Instalment Fund : on . Dividends to Policyholders in Course of Payment Reserve for Policies which may be Revived Other Liabilities Total Surplus on Pelicyholders' per cent. and 3 per cent, Government, Manicipai amd Debentures 'Mortgages on Real Estate. Loans on Policies , . i Aeal Estate Owned (including th: Company's Build- ings in Toronto, Hamilton, Montreal, Winnipeg, St. John, N.B., Ottawa, Vancouver and London, Erg.) Re: ah na Loans on Bonds, Stocks, ete. . Sans Premiums in Transit and Deferred (met) Interest and Rents Accrued Other Assets. | : Cash on Hand and in Banks . RIS SIL 01238 11,791, 833.88 5,924.670.10 S34 034.051 1] 01.700 00 0 8 JIT OT.T2 Account (Hm. 31, 2,214. 932.93 189,263.71 6e8.315.22 680,919a05 192.564.00 343,529.06 B3I8417.21 S10.820 801.03 -------- A Use it for 'bread, pies, kes, biseuits, everything § $140,820, 836.93 sia PAYMENTS. RECEIPTS, $1,228 186.41 SiG A025 Death Claims (net) Matured Endowments Dividends paid Policyholders (including Bonus Additdons Paid with Dea th Claims and with Ma- tured Endowments) £3,997,397.02 e 1,904,673.57 remi Income (met) Premium ome (nc (net) Interest, ete. LOT3.248.093 igi 415.48 Cash Surrender Values Cash Surrender Values, Matured red BPividend Policies Defers The Three Elements of Surplus A Gain in Lach in 1910, and Other OH6, ON Paid Annuitants 5,62 Mortality Rete Was Lower. Interest Rat: Was Higher. Eapense Ratlo Was Reduced. TOTAL PAID POLICYHOLDERS 84,780,047 04 Commissions, Nelaries, «te. Taxes, Government Fees, Stock Dividend, ete, TO ae 6 an, 1 140.258 10 Excess of Receipts over Payments . i i i i : |X. ea2.070 S5.902,070.59 ------------------" A FEW OUTSTANDING FACTS from the Report submitted by the Directors at the Annual Gen eral Meeting :-- EXPENSE RATIO again reduced, as in several years past. SURPLUS earned, $1,233,163.11--grertest in the Company's history. ASSETS now stand at $40,820,856 98; more than doubled within the past 12 years NEW PAID FOR 1LUSINESS amounted to $10,838,384.32. "TOTAL BUSINESS IN FORUI $128,274.973 54. PAYMENTS TO POLICYHOLDERS in 1910 amounted to over $4,789,000.00, exceeding by more than one and a half millions «f dollars the payments made during any previous year in the Company's history $2,000,000.00 IN PROFITS were .allovted to Policyholders last year--a larger amount than at any other previous quinquennium. : PREMIUM INCOM AND INTEREST EARNINGS show a satisfactory increase. LAPSE RATIO reduced. MORTALITY RATE exceptionally favorable. . Ging The complete repoit of the Annual Meeting will shortly be published in the Company's paper, Life Echoes, which will be mailed on request. J. O. HUTTON, General A A AM 0 Ml MPN Agent, Kingston. AA AA NN PN Alt Nl Ps 0 Stl NINN A A IA AANA SANA It's the champion all-purpose brand. | Flour Miils Co, LE ----------