(Continued from page V.) the rate of revepue was exceedingly Jow. The benefits pail io 1910-11 'amounted to #251, 185.44. The expendi fre of the association on mortality and disability aceount from the or ganization of "the 'association until the wend of June was ¥2,784 924.93, The in Anbership of the association had been increased to 6,649, 1 rate per thousand was 6 93. During the year there had been invested in securities $77,966.56, reartug an aver i interest of 1.77. The pet assels of {the assotiation on June «30th, was $040,599.90, and the gain for the year was over $100,000. The pusivess ot the association required larger accommo: dation and this was provided for ip the building now occupied By tha as gotistion," and by the rental of thw second flat which is eommodioudy fit ted out. The Felations of the associa tion with the various gran lodges were of the most "cordial character The es of the association, now the president of the "Canadian Fe Fool association; was very hearty ly congratalated upon the honor which had been conferred. upon fim. The secrotary-treasurer's report show- od that these had been a remarkable nin if the 'membership in every pro. vince: that the duath rate for several years had, averaged 6.60; that . tie average age of the, Jeu conse] mambers was 49.52; that the average age new members _ was a little over 29; that the average age of the lapsed members was 31.55, The association ' -- wan Jusiness with all the pro vinces it hat a license from Mani- toba, ntario ond Quebec. The secur ties of the assodation were deposited in, the vault of the Bank eof Montreal in jal vertical fyles, and ns these fy were getting pretty full they wotld hive to be enlarged dt an early date. The securities of the absocintion amounted to over ER50,000, Reference was made to the tion ted in the United States fecting Fraternal societies and of a valuation of their tiflcates. Allusions was also made to the efforts of the Canadian Fraternal association to secure a reliable experi ence with regard to the mortality of Canadian societies and its relations to the standard table of rates. The net in in the year in membership §io0; the deaths 186; the rejections 130; the total number of applications taken in the twelve months 2,752. John Nicolle and J. (i. Ettinger, auditors, reported that thuvre had been a close audit of the books and ac gounts of the association during the year; that all moneys regei the ion had beco du ted in and the death legisla ef: the cer: was on the authority of the board; that all the affairs of the association were conducted in a prompt and business like manner. The auditors appreciated the neatness and acewacy of all the books and records upon which they has to pass. A, H. Blackeby, superintendent of agencies, dealt at length upon the new which had beeni done during year and upon the excdlent work oy had been performed by the speci agents in Alberta, Saskatchewan, anitoba, Quebec, Maritime Provinces and Ontario. The superintendent . said he had recently made a twip across the continent and visited the western fields and the coast, and he gave a glowing account of what the association might ox in the future years ss the best fertile fiekis in "the newer pro- vinces and British Columbia were open- od up for settlement, . Mundell dwelt in detail apon all the 'phases of medical inspection. He pointed out that it was gratifying to #e the rate of mortality 6.93 in 1910- mn Heart disease, preamonia, and accidents apeounted for an increase of eighteen deaths over the record of the of Fi previous years, while Bright's dimass, subereulosiy "and - cancer © showed" marked decrease, The overage sge ol thaosh dying from heart disease was fifty-six, thus indicating that the mor- tality was chiefly among the older members, while their average durnaty of membership was eighteen eure Dn nthe He closed by remarking that 'the 156 'members who died paid the espnivident of - 961 years, ie, £10,508 moretin the association than the kame number dying in 1902 would have paid. This' improvement is the result of the cloke scrutiny to which each risk is submitted befoge accept ance, Work of the Committees, 0. L. Lewis, Chatham, from the com- mitten on laws and amendments, ported an amendment to section 1 of article viii, making the rating on the rent birthday of » member dependent upon the date on which his applica tion was received at head office. With drgwn later and taken as a notice of motion for next year «Adopted, W. SN. Johnston, Toronto, from the same commition, [resented an amend ment to section 4 of article jiv of the by-laws, to which umnjmous consent was given. The effect of this was to make the estate of a member Jiahle for the eall which was maturing at the time of his death. Law lo ex- isting, but made clearer for the fit of all concerned. --Adopted, E. C. Garbutt, Picton, presented re- port No. 3, of 1he commities on Jaws and amendments, 1 made plainer the fact that a member who had been | paid a disability benefit, should eon- tinue to pay the full rating upon his certificate until it matured. --Adopted. W. A. Dennis, Galt, keport No. 4, from the , commit on laws and Amendments, MH added chauffeurs to the list of hazardous oecupations, apd removed non-combatants, officers and soltliers of the permanent force from the hazardous class.~Adopted, W. H. Allen, Carleton Place, present- ed report No, 5, of the committee on Inws and amendments, which specified that no one 'should be eligible for membership i® Lhe assqeiation in cer tain classes excepting in-the absolute discretion of the directors. This gave the directors power to act in very rare where an interpretation of the law as it now exists would be re garded as a great injustice. 0. L. Lewis, Chatham, presented re- port No. 6, from the same committee, disposing of « number of poigls which had been raised luring the no and some of which had been disposed of by the directors of the association. Joseph Powley, Toronto, presented the report of the committee on general Brisiness, This regretted that the Am- erican commission with regard to mor- tuary experience had 'not taken in Canada xo as to cover the data of Arbre Oddielows AS NECESSATY as "mtoeks taking in eon- nection with a fraternal society was that a periodical stock-taking in cons pection with a business, and that the digectors were to be commended in proposing a valuation of its certifi- cates; that a greater saving in lapses may be brought about by proper use of the follow-up system; that the as: sociation joined in the congratula- tions of the directors upon the honor conferred upon John Donogh, of To- ronto, as president of the Canadian Fraternal Association; it was also gra- tilyihg to learn that the Canadian Fraternal Association had honored the chief medical examiner of the asso- ciation, Dr. Mandell, by making him the chairman' of the Canadian Fra- ternal "Asddtiation's medical section; that the use made of the fraternal newspapers was warmly endorsed; that attention be drawn from time to time re Cased '1to the grportance of notifying the as sociations pations, phasized of * changes of occu and that this point be em- by whatever and special course the association might adopt. that the directors should watch all fegislation with regard to fraternal wocietiss, and with a view to sale Encourages Good Temper And Wins Friends Sweeten Up on a Bowl of Post Toasties H 4 Health in i 1 7 iL | I about 3 -- Associations guarding an' far ad possible the inter: wats of this association. Apprecia- | tion was expressed with regard to the | information tabulated by examiner for the of the tion, i A. Philps, Huntiogdon, the committée on extension of work, pointing out the material sistance the "association had been the order generally higher branch of patriarchal fallowship had elicited mendation from ue gra of Ontario. While it that the larger inerense ir should come from the west vinees, it was gratidying io thit each part of the field by dhe association had contributed fo the success of the year I to) be expected, of course, that ihe new- | fields, beesuse most fruitful, itd | satisfactorily worked, but that | older fields of the proviece wonld | be overlooked had been | of sion i gone Use associa reported for | the | as | i to | the! Odd- | warm ocom- | patriareh | al even ud is, only *naturdl tem bership ere pres | notes | Tovered | was er wo Le" the not they the the as the asso years by. pressed for the work of the tendent of agencies and to the who were engaged in field work der his direction. Special reference made also to the honorary excellent service ~ which had ecived by the local board of Winnipeg, | of which Douglass "Pweeretary, Adopted. | W. H. Hoyle, M.P.P., Cannington, renorted on behalf of the finance com mitiee. This report noted the large ineresse in the revenue of the asso ciation, recommended the transfer £100,000 of the current amount the reserve fund - of the association, | and approved of the guaraniee of the | offieers and agents of the pesorintion|--§ in the United States Fidelity { of $09.2370 fe increase in| 0x mainstay Praize was superin- | men | ur | and been Ce Johnson was ithe | of to | com It men- for} the ane | pany to the extent was noted that the bership in the association the last six vears, 30.95; increase in (he insurance sociation, snd for the 3, and the increase assets of the association had 146.78. This information gave association special satisfaction. finance committee approved of the vestment of the surplus funds of the} association for the time being solely in municipal debentures, and sub- mitted. the report of the sub-commit- tee of the finance committee to the effect that they had examined the securities in detail the Bank of Montreal and found ° them - according to the certified statement | ditors. The committee noticed the care | and economy exercised in the general | administration of the afiajrs of the association by the directors. Adopt- ed. in was, that of the period, ! in the] heen | the! The | in-} same at of the au statistics, --- ft Curry;Hrockville, reported cnt 7 behalf of the committee on statistics. This report dealt very extegsively with all the data wileh had been submit- ted by the secretary-treasurer of the association, and upon the favorable aspect of each department. The com mittee concluded with a statement the effect that the president, directors and oflicers of the assoviation been very active in dealing wilh changes in an organization of kind and that the net gain in mem bership, the reduction in lapses, and the gain in. uwymerieal and financiul branches showed how successful had been their Tabors. Adopted. Elections followed--The retiring rectors for the year were John Don ogh, Toronto, Henry White, Vort Hope, Simon Oberndorfier, Kingston Un motion these were re-elected, Auditors--Jfohn Nicolle and J, Ettinger, ( Kingston, elected. had the this (11 were Rememberance of Grand Secretary On motion of A. IH. Blackeby, econded by Henry White, the tion placed on record its sense of the great: loss which the order of Ontario had ~ sustained in the removal In death of J. B. King, who had been for forty-five years the graml secre tary. He had been actively associated with many of those present in the an nual gatherings gf the association and they recognized that the late hing had been kind, courteous and con giderate in all eases and had left be hind & sweet and fragrant memory Motioms, Joseph Oliver, Toron- Evakson, Pres se ARSOUE Ro iro. On motion of to, seconded by F. S. cott, cordial thanks were tendered to thé president, directors and officers of the association for their splendid work in connestionr with the association during the year, President Melntyre responded in a spitable manner, On motion of Cel. Cole, Brockville, seconded by 1¥. W. Martin, Picton, the thanks of the meeting were ten- dered tot oflice staff and field force for t admirable manner in which they had! performed their tasks duwing the yeay. Secretary-Treasurer! Meek replied. = On motion of LT, Powley, Toronto, se conded by William Brooks, Toronto, thanks were Leridered to the directors for the many jourtesies extended to the representatives and visitors to the meeting. An inspiring a ddress 'with regard to the outlook of Oddfellowship in the] west, abd especially with regard to its accomplishments in Alberta and Saskatchewan, twas made by FH 'Mitchell, mayor of Uslgary, and a very active past grand master of the order. "The meeting, one' of {he best which hax been. held im many fears, then closed, Bell Rock July 25~--Two of the public' school pupils frome this place, Warren and' Rassell Grant, pass- od the "entrants eecawination success Yorke's; Mr. and Mrs. Fredefick Van volkenburg, Moscow, ad G. M. San born's, ------------ The dude § is more for ornament than Petter be idle: than to be meddle the medical + ; ; Important to Grocers and Consumers The absolute purity and healthfulness of | BAKER'S COCOA and CHOCOLATE are guaranteed under the pure food laws of Canada. Made by. a perfect mechanical process, they are unequaled for delicacy of flavor and food value. Revinered Trade Mack The New Mills at. Montreal are now in operation and for the convenience of the ¥ Canadian tradé we have established Distibuting Points at - ' Montreal, Winnipeg, Vancouver WALTER BAKER & CO. LIMITED ESTABLISHED 1780 DORCHESTER, MASS. ¥ oats Mills at 1000 ALBERT STREET, MONTREAL 0 rerrraransasntastesdBir saan sessed i Sultana Cake?! Sultana Cake, made from the very hest material at 25¢ per 1h, leads in quality at 30c Ib, your next order. 4 R. H. TOYE, 302 King St., ws 0: asssressesssshrssesl Sesscssssassasssserseael 4 Carria ASS TO OURS. "This is the place Auto repainted to stand all ki nds weather. E.J. DUNPHY, Osv. Montreal and Try a Ib with Our Fruit Cake ' BUILDERS ALL KINDS OF LUMBER AT LOW PRICES. ASBESTIO PLASTER FOR SALE. SRL TATRLL LBB EE ~ ALSO QOAL AND ALL KINDS OF WOOD. w.i some. It's the doing, wot the saving, that ; S. Bennett & Co. Our. Bagot and Barrack Sta. 'Phone 941. e e Painting Fre i Ihey {next i -{0-- have. yout | ot | Ordnance Streets | seesssssssessssesaeend ¢ : % Cool Drinks For Hot Days ? Nothing these hot £0 cooling nd 1 Soda p served 3 KARA sultry days " freshing s wo 7 4 large REFONA Re, OCH we serve vou Tight . GEORGE'S ICE CREAM PARLOR 2604 PRINCESS STREET, The Kvail You Have Always Bousht; + and which has been in use for over 30 years, has borne the siznature of and has been mado ender his pers ZT sonal supervision sinc its infancy, "44 Allow no ono to deceive you in this, All Countefeits, Imitations and "Just-as-good®' are but Experiments that trifle with and endanger the health of Infants and Children--Experience against Experimcut, What is CASTORIA Castoria is a harmless substitute for Castor Oil, Pare= gorie, Drops and Soothing Syrups. li is Pleas ant, It containy neither Opium, Morphine now other Narcotic substance. Its age is its guarantee, 16 destroys Worms and allays Feverishness, It cures Diarrban and Wind Colle. 16 relieves Teething Troulides, cures Constipation and Flatulency., It assimilates the Foc 1, regulates the Stomach and Bowels, giving het tay and natural sleep. FINKLE CO. MIAY & The Children's Panacea Friend. 'Phone 201. 120 Clarence St, GENUINE CASTORIA ALWAYS [8m Bears the Signature of 2 HA i AHHH 950 citpied for Socials, Tee Crear Pleni Le sfaction rantecd B= x FOO OA YOO PINKLE CO. LIVERY AND CAB STAND. Open Day and Night, Cabs Crdered for early morning boats and promptly attended to Motor Car for dally Sight tion, 2OOOOO00 seeing Car on applica- YO O0O0C insmithing & Plumbing | Ao Arn All kinds of Tinsmith, Plumbing and Contract Work. Stoves taken down and stor. ed for the summer at moder- ate rates. All work promptly attended to. Lemmon Bros. Phone 998, 201 Princess St The Kind You Have Always Bought in Use For Over 30 Yerrs THE CENTAUR COMPANY, TT MURAAY STREET. NEW YORY ITY. : ' ' ; : : | | Early Closing Specials... Growing Girls" Tan, Oxford Ties, sizes 2 1-2 under cover to dry. publie lengths. at $5.00 per cord, This Is the best lot '| summer vinced. use, SOWARDS . "Phone 1565. Calf, North End Octario Street. to 6, Kora PAAR HARAAAAK | yOOQ00 trains ." 0 Cataraqul & £ firey Red . | i @ retraces sesssseneell fissassasssasiusasanng ray 300 Corts Pecled Pup Wood This Wood was peeled and Miadt We are offering this Wood to the] cut in any ot | Wopd ever offered for spring and Try it and be cons nice walking weight worth $2.50. Early Clearing Price. .. soles, CLBL440444040484400004 SL.75 A few gogd sizes still left in Men's Oxfords in Tan. Calf, and Pat. Colt and Gon Metals, $4.00 and $4.50 shoes, ' Early Closing Price . $2.59 Choice of any Man's Ox= fords in stock, stamped, priced $3.50 and $5.00, all leathers ail lasts, all siges. Karly. Closing Price. $3.50 , Abput 36 Pairs Tan, Elk. Boys and Oirls' Seuffes; Ox- Jockey ford ties, welted soles, sizes T 1-2, worth 32.00, . 11 to 2, worth $1.59, Early Closing Price .. SiL10 Early Closing Price ... $1.00 Store closes promptly af § o'clock during July and August, with the exception of Saturdays. . ; t . AW J. H. Sutherland & Bro. THE HOME OF GOOD SHOES Wos, Black Swede Two-hole Ties, welted soles, all sizes, ~ worth $4.00. Karly Closing Price ... 59 Any pair $300 Oxfords ankle straps or pumps In the store, Gun Metal, Pat. Colt, Viel Kid. far Closing Price SLO8 2-"Pair Childs' Pat. Colt, hgh rut Roman Sandals with Tops, shes 4 1-2 to YES, WE CERTAINLY GAS FITTING. . See Our Window, It is pari and parcel the Plumbing Business. If you "would ike to have us estimate on any such work, we will be glad to do so. That what we do. we do we'l, 18 almost undeces- to state. Put---we do! PHONE 335. - RESIDENCE, $50. DAVID HALL 6 BROCK STREET. WHI OOTOOO OOO 0 a AHH S3SSIIIIIIIITNIITIIIIINIIIITIRIIIIE ------------ F000 00H 0COOCOOO0T DON'T FORGET THE GOGOL » FURNITURE SALE AT 3 ROBT. J. REID'S: y J 3 2 > Oy © 0 9 oO OODV00! OTC or MHOOOO FOROOMOON Hr DOH commence to rebuild month. Some good fsmaps on Sale. $25.00 Solid { Mahogony Desk for $15.00, { Dining Room, Parlor and { Bedroom Setts" at reduced {pric 8 230 PRINGESS ST Telephone 577 (eeeene The American Cafe 183 Wellington St. The and Eating Up-to-date Restaurant House. Separate appartments. Well furnished and lighted. Tgy our Full Course Dinner, 26e. THOMAS auy, Prop. | SHRINERS i 13 | & i : & £13 TAKE IT AWAY AAAS IIIAAIA IY | That's what our BAY served wi Belfast Ate ar English Ginger do not bear our patrons 18 th dinger Beer that label Our bottled goods for family nave no gaperigr ¢ it. at any of the lead. 2 0 vielephone 304 far a J 'Bottling Co. PRINCESS ST, KINGSTON, re an Se 12 00000000000 HAAR ara $1. C O H E N British-Ameviean High-Class Ladies' Tailoring. Han Prince fre mm removed Street business We '" yies for the with § Fall Ne » order your big dis ARNOT COMeN, elore (2000000000000 000000 ; Ee itstcmesstittsiesees "Highest Grades GASOLINE, COAL OIL, LUBRICATING OIL. FLOOR OIL. GREASE, ETC. PROMPT DELIVERY, W. F. KELLY. Sg VV VRBO VN ABR LRS TLR WR. CLLL0400400000040004 400 Watermelons California Plums Apricots and Peaches A. J. REES 166 Princess Streel. "Phone BS, | { { i eetecessssrsscessrssesd i i | : VIFIIFIFIIIIITITIIIIIe Were a Fine Looking Pair Wheh he preacher spliced 'em. She had Yeautiful brown eyes and straw- berry lps, while he was a clean-cut young fellow, 'And they lived happy ever after- ward. At least, that is the way the i story goes. But whild we are on jour way home from the wedding we {want to drop a gentle reminder to [ nave the gas stove coupled up be- { fore they get back from their honey | moon so the bride may "wear Lhe | sulle that won't come off." JLHEAP, CLEAN, CONVENIENT. COOK WITH GAs. Light, Heat & Power Dept. C. € FOLGER, Gen. Mgr. | wo