THE DAILY BRITiSH WHIG. REAL GIFTS FOR MEN PYJAMAS in Silk, nelertte. SCARFS in Silk and Wool. GLOVES, fur-lined, silk-lined, wool. House Coats and Dressing Gowns, Sweaters and Sweater Coats. SEE OUR DOLLAR TIE. ~ George VanHorne's Phone 362w. ---- Cotton and Flan- 213 Princess Street. 4 Motor Accidents 80% of these are caused through the drivers having defective vision. Do not endanger your life or the lives of others, but have your eyes examined at once. Comsalt: -- Make Our Store Y «ur Gift Shop We have innunferable things just suitable for Him . Cuff Links--gold and gold- filled. Stick Pins-- Diamond and Pearl set. Signet plain, Emblem Rings -- Enamel and plain tops. Umbrellas and Canes--silver snd gold mounted. . Eversharp Pencils and Pens. Wrist Watch--gold and sil- ver. Thin Model Pocket Watch-- gold and silver. Waldemar Pocket Chains -- Rings-- fancy and Stone, On Dec. 1st, Mr. and Mrs. Will- fam Lindsay of Lockwinnooh, cele- brated the sixtieth anniversary of their marriage. > gold and gold-filled. DesK Set--Brass and Bronze. Smoking Sets and require- ments. Pipes mounted. Leather Goods-- Bill Folds, Card Cases, ete. Every purchase put in suit- able box free ot charge. Kinnear & d'Esterre 100 Princess Street, Kingston Dr. Nash's DENTAL PARLORS 188 PRINCESS ST, KINGSTON We specialize on Painless Extraction, Latest Pyorrhea Treatment and plain and gold CHRISTMAS TABLES. We have a $2.00 Table $1.50 Table ful gifts on it, and Don't forget to come and look over our specially arranged ONE PRICE Each has many attractive and use- SHOPPING EASY. OUR PRICES ARE LOWER and OUR STOCK IS LARGER THAN EVER. {| FANCY CHINA--SILVERWARE._. | GLASSWARE. SHOPPERS $1.00 Table 75¢c. Table 25c¢c. Table this plan makes 73 Princess St. === Ee -------- - Ne -- ChristimasOfferin | BUY USEFUL GIFTS Large Business Handled-- taiged. The Royal Bank of Canada has forwarded to shareholders a particu- larly strong statement for the flscal year to November 30th, There will be satisfaction among business and mercantile interests to learn that outstanding features of the report show that trade generally has evidently improved to a considerable extent. The leading banks are now preparing to handle more business and as a result, the Royal, out of total asse's of $479,362,366, has liquid or immediate available assets of $216,048,331, at which level they are equal to 49.37 per cent, of lia- bilities to the public. This must of necessity be gratifying to the share- holders and is bound to prove of spe- cial benefi* to the business interests of the country, -- -~ Strong Cash Position. .e Shareholders have also reason to be pleased at the manner in which the savings deposits are being main- tained. During the past few years developments arising out of Victory Loan campaigns must have made very marked inroads into the de- posits of the larger banks. In the case of the Royal this development has apparently been offset by the expansion of the branch system and the growth in many centres. The deposits amount to $372,003,961, and of the total the savings deposits Royal Bank of Canada | Issues Strong Statement Marked Improvement in Banking Conditions--Liquid Assets | Equal to Close to 50 Per Cent. of Liabilities .to Public-- | Savings Deposits Well Main- while cheques on other banks stand at $20,678,642, Business Back to Normal. Ever since the close of the war there has been a steady reduction ot business undertaken on behalf of the government, and holdings of do- minion and provincial government securities are down to $22,950,224, ¢ reduction of over $1,600,000. Cana- dian municipal securities total $7,- 901,027; railway and other bonds, debentures and stocks $13,462,068, and call loans not exceeding thirty days $48,610,100, The profit and loss account shows that earnings during the year have permitted of "he payment to share- holders of the usual dividends and bonus, After making provision for dominion government taxes and the write-off on bank premises, a little over $100,000 was added to profi: and loss account. The profits for the year, after deducing charges of management, accrued interest on deposits and making full provision for all bad and doubtful debts, amounted to ..$3,958,469 As the amount carried forward from the pre- vious year was $ 905,044 the total amount avail- able for distribution was$4,863,514 This was appropriated as follows: Dividends and bonuses $2,856,000 account for $277,595,882. The Jarger requirements of busi- ness and industry are reflected by to- tal current loans of $242,937,476. The liquid assets of $216,048,331 disclose within them a strong cash Josition ,the total of current coin and Dominion notes being $63,935,- 920 and there is a deposit in the cen- tral gold reserves of $8,000,000, Transferred to officers' pension fund Appropriation premises °°. .. Keserve for dominion gov- ernmant taxes for 400,000 500,000 $3,856,000 Leaing balance to be car- ried forward into the new year of $1,007,514 A BIG BUSINESS MAN 1S JOHN F. SOWARDS Who Secured a Good Coal Supply For Kingston--His Other Activities. N JOHN F. SOWARDS Johma F. Sowards, proprietor of Sowards' Coal Company, has been a prominent figure this year in view of his success in securing for Kingston a large supply of anthracite coal in the very short space between the se'- | tlement of the American coal strike and the close of navigation to the | coal-carrying vessels. This was due | largely to his enterprise and business | energy. Bucceeding his father, the late James Sowards, in the busineas he gradually extended the work un- til now he owns and operates several steamers, including the Jeska, Jed, Brantford, Shanley, Lydon, and the Winnie Wing. This company has one of the largest and best equipped coal businesses be- tween Toronto and Montreal But Mr. Sowards has carried his activities into other companies, being controller of the Collingwood Shipbuilding Company; president of the Lake Ontario Brewing Company, member of the executive of the Do- minifon Marine Association and pres. ident of the Kingston Conservative on. Mr. SBowards was born in Kingston 38 Febrwary 29th, 1876, and was ed- u at St. John's school, privats sequently the firm has never had a great r politics, and he is credited with 'much o success of his party 1] recent * In 1897 he married §| | entitled "Holly . ~Leaves," THE CHRISTMAS - CLOSINGS In theSchools Were Greatly Enjoyed by the Young People. The junior classes in Central school had a jolly time on closing day when a splendid concert was given by the pupils, followed by a treat of candies and oranges. The programme coiprised three songs "Santa Claus" and "How We Caught Santa" interspersed by a pretty march by Miss McTear's class in charge of Miss Todd; the girls of Miss Comp- ton's class executed a folk dance, the Danish Dance of Greeting with pleasing effect and Miss Allan's pupils gave a Christmas pantomins. The second and junior third class united in the following programme. Carols, "Holy Night," "Good King Wenceslas" and "The First Nowel!," with piano number by Mildred Hunt, Jack Bearance and George Bearance after which Miss Volume interested and amused the children by & lant- ern talk. Ai "Miss Boyd's room was gaily decor- ated for the assembly of the sen- for third™and fourth classes. The programme opened with the bright chorus "Strike Your Harps of Gold," then Nelson Routbard delighted all with a violin number accompanied by Harry Fields, followed by Mar- jorie Lyons, a talented little reciter. Mrs. Filson's class contributed a dia- logue; Katie Ryan, Maud Walters and Vera Louing gave instrumental solos and Mildred Ferris and Gage Law rendered a plano duet. Miss Ryder presented the medals won in the essays on "Fire Prevent- fon" to Leona Joyner and Mildred Ferris and a happy afternoon was closed by the chorus, 'Haste, O Shepherds." The pupils are greatly indebted to Miss G. Harold, the talented planist and to the Home and School Club, for the benefits derived from the piano and lantern provided by them. Sydenham School. The closing exercises at Sydenham school will long be remembered by the children. Two separate enter- i it inp i i ii g i | rf ji Fo! fi i i F i i i £ : | '|stated that The lot consists «LAST CALL ..... . To make your Christmas Shopping easy we have arranged a table with Slippers at the low/price of . . . . of Ladies' Black Kid Slippers, also Colored Felt Cosy Slippers, which are really worth $1.50, and some as high as $2. 35¢ GIFTS: LADIES' SLIPPER TREES--covered with pretty shades of Blue, Pink and Red Silk Ribbons. A small lot Women's Cosy Slippers -- odd sizes, etc.-- slightly soiled--regular $1.25 value. LADIES' SPATS Just arrived. $2.50. Grey, Fawn and Black---really worth $3.50. Beautiful shades. $2.50, CHILD'S TRUNKS Oly 12 left--to clear out to-morrow at $2.50. Strongly made. No child can break them. Abernethy's Shoe Store Get the hablt--it is a good one--use "DALY'S GOOD TEA You will find it deliciously refreshing morning, noon and night. Order from MAHOOD'S DRUG STORE third and second classes in one of the upper class rooms and a splendid pro- gramme was staged for their benefit. The entertainments included Christmas carols, dialogues and dances. The parents of the children were welcomed by Miss Lovick, and the spirit of Old Santa prevailed throughout. The teachers gave pre- sents of candy, dolls and toys to the youngsters, ' Ridean School, The children attending Rideau school gave an excellent entertamn- ment on Friday afterndon. A large Christmas tree had been arranged and was filled with beautiful presents OG. W. Leavoy-acted as Sania Claus. The members of the Home and School club of the school were on hand and gave the children a dandy treat of oranges and candies. Miss E. Wilder, principal of the school, presided at the entertainment. { Macdonald School. The closing exercises at Macdon- ald school took the form of a Christ- mas tree rom which each child re- ceived a gift. I't had been arranged sent and placed it on the tree. The different classes hed individual con- certs in their own class rooms but the main event took place In the room of the Principal, G. HE. Scott. The mothers of the children sent cakes, and a real good treat was giv- en tne children. Spoke Alt Lindsay. Speaking at a meeting of the Eastern Ontario Daryman's Associa- tion at Lindsay, Prof. L. A. Zufelt the Kingston Dairy school would mot be open for Jan- uary 8th, as had been advertised, but would probably start at the end of the month. It is Prof. Zufelt's ambition to get the Kingston dairy school the centre of instruction for edstern Ontario, and to that end, Queen's University has provided him with a bacteriologist as well as a dairy chemist, - ' La that every child would bring a pre-| GIFTS FOR THE HOME A LAMP whose cheer- ful glow would give a congenial warmth to the living room. A TEA WAGGON from. which is so easy and so ; hospitable to serve. a RSA Se : 3 3st A PAIR OF CANDLESTICKS in Polychrome perhaps with Candles to match. There are lots of little things to cheer up the home for Christmas! JAMES REID Phone 147 for Service. The Large Store with the Christmas Spirit. In For Shelter. The police statich is "a shelter in a time of storm," for many an un- fortunate. It has ever been so. If a person is down and out the police station door is always gpen to give a night's lodging .The siormy wea- ther of Wednesday night brought two knights of the road to the police station, and they were given protec- tion. The men stated that they were penniless, and were looking for work. They came from the east and were working their way west. Costs of Two Elections. This year the city council has had to pay the costs of two municipal el- ections owing to the date being changed from the first Monday in| January to the first Monday in De- cember. The cost of the recent elec- tions and bylaws will be in the vie- inity of $760. Even with this added expense, the city treasurer figures that the council will finish the year with a "wee bit" surplus.