THE BRITISH WHIG| BOTT | JR | i - y = | = Eek : . Sr WEEE | Published Dafly and Semi-Weekly b THE BRITISH WHIG PUBLISHIN €0., LIMITED J. G. Eliott Leman A. Guild » Managing-Director TELEPHONE Private Exchange, connecting all departmen SUBSCRIPTION RATES: (Dally Edition) One year iu city One year, by mail to rural office One year, to United States . .. be (Semi-Weekly Edition One year, by mail, cash One year, to United States OUT-OF-TOWN REPRESENTATIVES: + Calder, 22 St. John St, Moutrea! ¥. W. Thompaon 100 King St. W., Toronto. Letters te the Editor are published only over the actual name of the er. Attached is ome of the printing offices in Canada. best job The circulation of THE BRITISH WHIG is authenticated by the ABO Audit Bureau of Circulations Some men hurry through life as it widows were chasing them. Destitution isn't a disgrace to the individuz!, but to civilization. _ Having a swell time ruins fewer Dboys than having the swell-head. A career'id§ what a girl has if she likes herself better than she likes a man. It must. be fine to be so important that you don't think it necessary to act that way. There may be no harvest moon for the wild oat crop, but there is plen- 'ty of moonshine. Net ecmessms. In the course of a few years they will fix almost everything in the Rubr except thé blame. ? : Of course it is hard for a rich man to get to Heaven. It is hard for a "full man to feel hungry. ------ -- It would be a sad day for the children of the present should they lose control of their parents. Another way to save many steps in the kitghen is to carry the can opener in the apron pocket, Some people are so slow that the {most they could get out of Old Hun- dred would be about seventy-five. i . Men may not be superior, but they won't pay $35 for a $2,25 hat Just to get a certain label on it. i ---------- { A realtor is a man who can divide '® swamp into lots and make you Amagine fine dwellings all over it. 4 Even old Dobbin might have chok- #d up with carbon or something if filled regularly with low-grade fuel. A man is old when he can quit & warm spot in bed and face the hill morning witheut reluctance. ¢ The chap whq scolds because girls Bo longer do their sewing is the one Who hires somebody to shine his Shoes. Correct this sentence: "I punish 'the children at times," confessed the mother, 'but mever when I am angry " x . © If she says she has never bean k ,» grab her. Any girl who is 'willing to forget the past will make Bn agreeable wife. "That hollow cough is danger- ous," declares an advertisement. It _gertainly is. It indicates that the Bas tank is empty. Any ordinary man can make a for- pe. The hard part is to refrain n consuming each week's install- nt as you get it. ~ Correct this sentence: "What a jghtful surprise," cried the, wife, have you bring three of your Iriends to dinner." 'We have about reached thie point the man who loses a nickle ints to start a revolution or appeal government aid. at critic who says the Greeks lost their artistic sense never seen one of them putting the ing touch om & shoeshinme. mountain travalled and forth a mouse, and it took to the United States make both hip | pot at all. { farm kettles are brought out of the | {barn or woodshed, cleansed and in-| | made ready. off, and the only chante for the ett A "COUNTRY INSTITUTION. Notice that smoke rising over be- hind "the. farm house? Hear that | porker squeal? Hog-killing time is | here. Like the laws of the Medes | and Persians, they change not; the! proper time for butchering varies | Each day now at some | spected, ladles gathered knives sharpened and Then the next day | butchering is on with an early start, | Early, because there is more to be | done than can be accomplished in | one day, and also because one of | the time-honored customs of butch-! ering day is to get hogs on the skew- ers early. But the meals at butchering time --whole * juicy tenderloiis, pork chops, all the pies and cakes, dried corn, heans, pickles, mashed pota- toes, preserves made from straw- berries gathered over on the hill last spring, jellies from the currants | and raspberries up in the patch, can-| ned fruits from those trees out in the orchard, homemade bread, fresh and crackly--all you can eat of what- ever you can. think of for dinner; and then at suppér the same menu agsin, with plenty of fresh saus soned just right, in additio dinner's offerings 5 And, when all is finished, the lary der is filled for cold days' with--fe&d that the city dweller covets and can not buy. And it's a fine thing to know that, come weal, come woe, there is meat enough in the brine, or larder or smokehouse to keep the wolf from the door another year. together, RECORDS AND RECOLL}CTIONS. Not infrequently an "okl-timer" is heard to remark that the winters are different from what they were when he was young. Ome such will con- tend that our climat® is undergoing change, that the winters are dim- inishing in severity, and the proot is offered by reverting tc a big snow- storm "when I was a boy." The weather bureau has mora than once felt it necessary to combat the idea of the change of climate Irv referring to the records which go back quite a way now, but often not so far as the "old-timer's" recollection. How- ever, official records, as far as they reach, are more dependable, Records prove that we are just as Hable to hage a heavy snowfall now ag ever. There is no regularity about such things. Nor are snowstorms distributed evenly. It is a human frailty to exaggerate the events of the past. In our early youth we are more deeply impressed by occur- rences, and in reverting to them in later life they take on a magnified form, We may meastre temperature by the way it affects us individually and nat by the register in the ther- mometer. In those excessively "cold | winters" of tho past probably there were few accurate thermometers. Even now, these gauges vary greatly in the readings where there are ex- ceptional temperatures. 'The Iife of one person is too short a period for any marked change to be noted. There is variance from year to year, but it is probably but a repetition of what has been re-enact- ed for generations. FIRE INSURANCE ORIMES. Those who were privileged to hear the address given last week by On-! taro fire marshall Heaton were! astounded by the ptatement of that official to the eff 'hat the growth of fire insurance is the cause of the enormous fire waste. In explaining his statement he said that insurance made the people careless about their property with the result that disre- gard of precautionary measures was becoming universal while the haz- ards were rapidly increasing, and the very means of protection provid. ed in fire insurance was the cause of the appalling. annual destruction of accumulated wealth! This is a severe enough indict- ment, but John Kenlon, fire chief of the City of New York, stated before the International Fire Prevention Congress in that city last week that fire increase was due te over-insar- ance. The entrance of the American banks into the field of fire insur- ance, he said, was responsible for incendiary fires among business men in many parts of the country. He said: : "Mire insurancé accounts in large méasure for the fact that our enor- mous fire waste is increasing despite strenuoug local fire prevention acti- vities. For a number of years, banks other than savings ivstitutions, have been strenuously striving to cap- ture fire insurance business. The practise amounts almost to a scandal and is so insidious that few persons are aware of it. The placing of in- surance by banks, trust companies and' other financial imstitutions is wile the ¢ause of a very large amount of made up for fall and winter trade, bankers advance money to cover payrolls, rents and even costs of ma- terial, relying on their judgment that business will be good. The mar- ket is over-supplied, business goes banker to recover his money y THE | through the ipsurance companies." ithe "stuffiness" '"They not only ask no questions after a fire, but they often appear under assignments of the policias and bring actions against fire insur- ance companies to recover which the companies deny owing, due to the fact that they have evi- dence that the fires were crooked." '""AN the millions spent on correc- tive fire prevention orders, the enor- fire prevention engineers and indpec- tors have been rendered practically nil because of the growth of arson, fostered by ever-insurance and wild- cat pernicious banking." In some. of the states insurance licenses are refused to bank cashiers. Some advocate granting a license only to persons havirg an interest in the insurance company. The(detec- tion of crime is another feature t be dealt with in the fire preventi campaign. It is felt that long pri- son terms should be meted out to persons who ruthlessly destroy pro- perty and endangar Mves. This calls for a survey of every community by special police operating in conjunc- tion 'with the fire departments. MONEY AT WORK Brief but Important Lessons im Finance, Markets, Stocks, Bonds and Investments WHEN MARKET DECLINES TRADERS SHIFT FROM LONG TERM TO SHORT-TERM SECURIT {Ton Tenn -- 5-6 POINT RANGE sw |0°12 POINT RANGE Short term notes are affected very I'ttle by changing price leveis wo. cause they will be paid off so soon. ---- Short term notes might well be called short term bonds. They are notes of corporations, secured or unsecured, which mature in from one to ten years. They are issued in place of long term ;bonds during times \of high interest rates because a corporation 'doesn"t want to pay a high rate any longer than it nas tv, Long term bonds are subject to wider fluctuation in price over a period of years than short term notes, . The reason for this is apparent. These notes will be paid off at par within a few years, so naturally the warket price will stay cloce to par. A high grade listed bond might fluctuaté 12 or 14 points during the ordinary business cycle, while the Tange on short term notes would be cnly 5 to 6 peints. 2 . Consequently when traders ex. pect a decline in the mserket they shift inte short term securities, A ---------------- That Body of . Pours By James W, Barton, M.D, | Be Your Own Furnace, In these days of coal reservation, and the quest for coal substitutes, it might be well to think about the the days that are gone, i You and I can remember the days of stoves, and when only cer tain portions of the house were ketp warm. There would be a stove In the kitchen, another In the dining or living room, and perhaps one in the hall, with a fire place in the parlor or living room. We were perhaps not so comfort- able as we are now with al] parts of the house at about the same tem: perature, But what about ourselves? Why, we have coddied our bodies that the women' folk. can wear wu light blouse in the middle of the winter, and the men folk want to be comfortable in their shirt sleeves. Now what is the effect of this up- en that body of yours? Way, your skin is in a warm re- laxed condition all the time, and there is what is known as insensidle pira taking place all the time, releasing heat from your body bécause the pores of your skin are out the front or back moment, or walk a half You Tun a money | DAILY BRITISH WHIG TUESDAY, OCTOBER 16, is the first thing that assails you. Everything in the way of ;patent- {ed devices. are being used to pye- {vent the cold air, the fresh from coming in. - | I Yke to think of everybody es {being his own furnace. He takes in {food and burns it up by exercising {his body, and thfis producing the heat to keep himself warm. | We are needing more | artificial everything | mous amount expended on salaries of (heat these days because we use mot- lor cars, elevators, street cars and so forth. So when winter comes, instead of {burning more coal in your furnace, burn up more food in your body, by taking more exercise, Harden up your skin by getting more of the outdoors. Die yen ROMANCE Clarence Ludlow Brownell, M.A. Fellow Royal Geographical Soclety, Londen, England. 5 Romance is not dead. It is not even dying. In fact, it i= budding and blossoming as beautifully as ever. Materialists to the contrary, statistics show this. The materialists have declared that the blushing bride te return; that matrimony has left the realm of romance, and entered the domain where dollrs dominate. That dollars determine whether a marriage turns out happily or not. and love, an evanescent sentiment at best, is no longer an element of moment in conjugal felicity. It. sounds solemn and dreary, as though the world were going sour, but listen to the statistician, and cheer up. He runs over the records of New York City, where there are more people to the back yard than anywhere else on earth, and shows that" for the past three years, one- fifth of the brides have been under twenty years of age. That means that romance is still popular among buds as well as blosscms, does it not? More than 3,000 of these brides were eighteen or under. The bride- grooms averaged twenty-one. The materialist. has no standing here. But there is a difference in the youthful marriage of to-day and that of a quarter of a century ago. To- day, the youthful bride is not a hot house plant, a cherished bit of ignor- ance that passes for innocence, a young thing with no ideas at all that fit in with conditions as they obtain outside her home. She usually has a job in an office, and knows some- thing of actual life, from personal contact. Also, ghe has no intention of quit- ting her job because she has taken a husband. She continues to work: it she susp that "the boss' dis- approves mgfriage, 'she dogs not re- main single,\she just Hes--not in words, perhaps; put ta gll intents and purposes, she deceives her employer which is all that a spoken'lie can do. But lying is not\ generally necessary. Firnis employing girls are accepting the situation, whether or not they approve. They do not dismiss their stenographers for merely marrying. f the girls are efficient, the employ- ers are glad to keep them. In fact, some employers have come to prefer married"girls. Married girls have more mind and are more intelligent, they declare. A Material Dogma. The reasoning of the materialist was tha sort one should expect of a person dealing with substance and indiaposed toward sentiment. He took the view that the commercial at- titude is necessary to accumuiete these dollars, consequemntly mar- riages will be later and, the dollar being the deciding factor, it will al- ways be the important factor, the only essential factor, and so forth. But Dr. Davis, the young lady who is general secretary of the Bureau of Social Hygiene in New York City. says "no" to the dollar declaration. She has statistics, too, and statistics are too much for the dollar idea in matrimony. Dollars are desirable, but they do not dete e. Most girls marry because men fall in love with them, and simply have to have them. They ' cannot endure the thought of% being necessary to a man's happiness and saying "no" They pity the man, Pity is akin to love--and there you are. To some extent, this explains other things too, hut Miss Davis has the' figures to show that in few cases ix lack of finances the cause of unhan- pinees in married life, She has con- sulted thousands of wives, and has card-indexed their statements. Col- lege girls, others who have been graduated and should have learned to put their thoughts into words with consider- able accurfley, have told her every- thing. A good many of these college girls do mot marry--at least ome-third. They bave learned not to be sorry for men. They have found interests that cocupy their attention sufficiently to make men unnecessary. and even lectually above the men. recognize the superiority, . though they do not admit it, and vanity pre- vents their proposing; besides they are somewhat afraid of the superior person. This accounts easily for the third wlio do not marry. afr, | | period has passed, departed. never | her class mates, and |- As to the two-thirds who do, their | Stanfield's | Underwear BIBBY'S Wonderful Overcoats STYLE AT ITS BEST Great for Wear-- THE DENBEIGH THE RALEIGH $19.50 Great for Style-- and Great Value. Stanfield's Underwear THE STORM THE CYCLE $22.50 THE WHINTON THE STANTON $25.00 THE DANDY THE BUD THE MONITOR ' $40.00 | Come in and see these Overcoat Bearitios different models. Make a choice, and have it placed aside until such time as you need it. BIBBY'S THE CAMBRIDGE THE HARRINGTON THE OLYMPIC $35.00 THE RAGOON THE ROYCE THE ROYDQN $45.00 Glad to show the always behind, she up." Of course, as a fact, if one considers duty in its broad sense, and say "our duty is our work' then no one ever catches up; there are always many, many things to do: everybody is behind. But the work of woman had an ohviousness about it that made it conspicuous, and then it made conversation. As a conver- sation-maker it had no competitors; hut to come back to to-day. never "caught Affect Birth Rat. The new interests have affected the birth rate. Here are the figures. The average college graduate has seven-tenths of a child--ten gradu- ates of a girls' college produce seven children," Ten wives not graduates times as many almost, if they are ra- tive Americans, and if they arc for- eign born, ten will produce forty- four children, over six times as many as the college bred wife. This indicates that education af- fects romance and that romance rules with the majority. Perhaps in Nortn America, romance has thore oppor- tunity than elsewhere. There is mar- riage by barter, but it is behind much camouflige, and there is marriage for expediency, and for Society (with a capital *"s"') reasons. But the young folk find their mates for themselves for the most part, whereas in other lands it is largely a matter which the parents determine. The love match makes for better offspring, for it ac- cords nearest to natural law. Na- ture eventually determines--despite what many may will. me ------------ At Reduced Rates, Sploshkins wanted to sell his horse, 80 he prevailed on the local dealer to come and see the anima! "That's a good horse, Mr. Tay- lor," Sploshkins said to the dea:er. "1t cost me five hundred pounds, but you shall have it for fifty pounds " The dealer gasped. "That's rather a big reduction, Mr, Sploshkins, isn't it?" he asken. "Well," the vender admitted. "the fact is it bolted one day and killed my , poor wife, and now I've no rur- ther use for it : produce twenty-seven children--four | Miss you not longing and laughter? NEW ISSUR Province of Ontario 5% BONDS Due 15th October, 1948 PRICE 98 AND INTEREST T. J. Lockhart 58 BROCK ST., KINGSTON Phones 322J and 1797J. rr -------- "There Shall Be No More Night." "Night! And the wind in our faces Out on a country road; Night! Where the wood's dusky graces : Shadow a lamp-lit abode. -~ Night! Where the wind whirls and gushes \ Over the lake's tender croon; Night! In the murmuring rusaes Under a young sf®nder moon. Night! Ah, glad nights roaming, Friend of the days that are gone; Miss you not now hush of gloaming? Miss, you not gladness of dawn? spent in Striving the old pace to keep? Miss you not rest that comes after? And sweet silence of sleep? Night! Ah, you have gone past it; Dreaming and striving are o'er; Gold of the day shall outlast it, But--Crave you the dusk never- more?" ~--Clare Shipman, In Canadian 'Bookman. -- Revenge as contemplated' may be | sweep, but it is always more or less bitter when realized. ---- thine TY Uncle Sam-and his Mexican neighbor friends again.--From the Tacoma a iia McGREGOR'S "THE SAUSAGE DE LUXE" Now being received every Friday. Price 30 cents per 1b, Jas. REDDEN & CO. PHONES 20 and 990, "Ihe House of Satisfaction" === Hotel Frontenac Kingnton's Leading rote. Every rogin has running het and cold water. One-half block from Rallwa; Stations and Steamboat 'Landings i J. A. HUGHES, DUTCH BULBS FOR FALL PLANTING We have just received a large consignment direct from Holland. These are beautiful, sound Bulbs, and are surpris- ingly low in price. ' For Spring blossoming in the garden, or fragrance and color in the home during the winter months, plant some of the many varieties which we have and iien ave s0 easily grown and satisfactory in results. Come in and see the different varieties. Dr. Chown's Drug Store 185 Princess Street. Phone 343 'RAWFORD'S YAN IY i 2a F all the treats that man's ingenuity has in- vented to tickle his sat- isfaction there never was a more comfortable entertain ment devised than heat. This is the place where you can buy solid comfort by the ton delivered by the clock. We'll be glad to hear from you. Crawford PHONE ». y QUEEN % small "The man who dispises things never pays any particular at tention to the dude.