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or should be chosen from the city at large because of his fitness to serve the city as a whole andâ€"not. just because he belongs tom certain pdified:wnuhnh,mn& tion of the city, ‘!Ilnudlc: bines legislative and executive « "Well," opined Mr. Schumacher, "there are lots more advantages to a commission form of government for most cities and only one disadâ€" vantage and even that doesn‘t hold for a city the size of ours." "But be specific because I have to tell my milkman tomorrow. What‘s the disadvantage and what "The disadvantage ciaimed by some communities," said â€"Mr. Schuâ€" macher, "is that aldermen are chosâ€" en to represent geographical units of the city usually known as wards. Eut that isn‘t any particular adâ€" vantage to a small compact city life Highland Park where we ‘are all pulling for a unified administraâ€" tionâ€"without party lines. As a matâ€" ter of fact the way it works out in many. towns is tbat one .alderâ€" Describe Workings of Commission Form or Government Used MÂ¥s. John Q. Public, a resident d*hfl.mfilfl hard politics the other day. thing about why *t we have alâ€" a-â€"hmshumh:: cago instead commissioners she didn‘t know why herself. She asked ‘Mrs. Smith and Mrs. Smith sauid "Well, I know somebody that can tell you better than I can and So Mrs. Smith and Mrs. John Q Public went to call on Mz. Schuâ€" macher. Mr. Schumacher is a big jolly man and he beamed at the two serious â€" looking ladies and asked them what be could do for them, nl'h-h'fld‘hbw xw..“‘. fi-hv * around here ummhum- "What we want to know" Mrs, Smith began, "is why think mmhmh are all the advantages?" Asked Mrs. good of the gity as &"whole: can tell you betier than i can ANG that‘s Mr. Bowen Schumacher. He used to be corporation counsel for Highland Park and he knows a lot about municipal â€" government. comes in. . Each commissioner is AN OPEN REPLY FROM N. S. SHARP TO FRANK J. RONAN However, although I agree in principle to points T, 10 und 18 of your platform, it is my opinion that these particular items will require careful study and I would certainly wish to inform myself further before recommending definite action. Let me congratulate you on the platform, . It Contains the essentialâ€"elements of a sound busiâ€" hess plan. Your proposal for centralited buying of muticipal supplics is of the ‘deopest sigâ€" nifieance to every voter. mm»- I be elected comâ€" In the light of what I know of the business manâ€" agement of a city, and I have spent more than twenty years in analyzing the financial structure of many different cities, 1 believe that your platâ€" Yorm, by and large, is not only desirable but is CANDIDATE FOR COMAMISSHIOMER APRIL 18. 1089 N. £. SMARP Park "It sounds like a idea," said put in good commissioners. But they don‘t. Out of a muu_m-. to get a few good ones. But when you have enly four commissioners and one is no good that‘s a pretty big proportion." tive duties and the mayor is the sole cxecutive. (Our council and mayor work together as a legisiative and executive body of five." "Ab," said. Mr. Schumacher pounding his knee with his fist and sitting right on the edge of his chair, "that‘s just where we‘ve got it on the aldermanic system. We have the initiative, referendum and recall right her on our statutes." "Well, it‘s like this," said Mr. Schumacher. "Under the commisâ€" slion form of government the city counpcil is directly responsible to the voters at all times, not just at elecâ€" tion time. There is machinery proâ€" vided under this system for voters to initiste legislation and for passâ€" ing it if necessary right over the heads of ‘the council. ‘What could be more democratic than that, I‘d be more democratic than that, 1‘d like.to know? â€" What‘smore there endum on any city ordinance so that if there is strong opinion about any particular legislation theâ€" people may have a chance to express themâ€" selves about it. s Mrs. Smith and Mrs. Public lookâ€" ed at each other. *You know I never thought the voters ‘really had all that in mfiu."nfl!n.m Mr. gt-hr, "and> miracles don‘t happen by spontaneous comâ€" bustion.. No system of democratic government, (I said democratic not di¢tatorial), will work unless the voter does his job, : He should not only .‘vete intelligently on election day but he.should attention to v}-ghb’nhlhcf& als are doing ties. â€" Aldermen have only legisiaâ€"| his workers. When the bos isn‘t on "And what might all that bet" asked Mrs. Smith. "Bnt Mr. Schumacher," pursued Mrs, Public who was just one of those curious females who had to be satisfied. on every point "this sounds like a perfect system, intelliâ€" gent and adequate and all that. Why doesn‘t it do the job sometimes?" "And finally, under. the commisâ€" sion system votors are authorized tomntmotfleoxm vote any elected officer his term of office." ~ all the year around. He‘s the real "Humais are humans," replied the Highland Park Building, and Homestead association are folâ€" lowing modern trends and keeping abreast of modern loaning and inâ€" mmuwz the recent adoption by the tion of a complete new set of byâ€" laws. The new byâ€"laws, it was pointed out by Waiter E. Meierhoff, secretary of the Association, provide for a substantial reduction in chargâ€" es made to borrowers, A new type of loan was authorized by the byâ€" laws known as "The Direct Redueâ€" tion Loan" will result in a substanâ€" tial reduction in the cost of funds to borrowers. At a recent meeting of the Association the directors auâ€" &;u-‘h“: z‘ud-fl.*p“ _ your milk delivery is late toâ€" morrow," said Mrs. Public you‘ll know the reason why. . l have quite a lot to tell my milkman." Building and Loan Association Adopts New Set of Byâ€"Laws loans made under this plan. cost to the borrower under the Diâ€" Under the Direct Reduction plan the borrower makes monthly payâ€" ments to cover principal, interest, balance. The Association in making this type of loan will be able to compete favorably with other lendâ€" ing institutions doing business on the North Shore, including those which are making loans guaranteed by the Federal Housing Administraâ€" tion, Mr. Meiechoff stated:â€" The amount is thus reduced from month to month and the interest is figured from month to month on the new The astonet foad «her Jpt foses and veas By Dorcthy Waiton Binder has been, the only shortening. And thousands of good home cooks agzee on this. Fads will come and fads will go, but to the professional cook whoase livelihood depends upon the quality of his baking and £: urge you:â€"to comparte pie crust made with this modâ€" ern Wilson‘s @iAed LARD rect Keduction plan as set up in the new byâ€"laws adopted is approxiâ€" mately the same as the cost of funds borrowed under the other types of loan for which funds are available The new byâ€"laws also makes available to investors certain addiâ€" tional types of stock in addition to the installment shares which have niwawve heen avatiazhie~t~ investive The Highland Purk Building, Loan and Homestesd Assocation, which has been _a thriving loaning and saÂ¥ business in Highland -wflz:-s recently new on '::.h I‘fl:m lugfihfl. Under the new! mm-w out by Mr. Bowen E. Schumacher, attorney for the Association, the Association is still authorized to make the type of loan which has always been made by the Associaâ€" tion in the past in which the shareâ€" holder participates in the profits of the Association and makes monthly payments of a fixe¢d amount. Officials of the Associaâ€" tion said that loans of this sort will be made in future on a basis which more cheaply than, have able to borrow from the Association l!n the Association. "Paid â€" Up hares" which are authorized bythmloudu?u-np- resent the payment of a lump sum upon which the Association from time to time pays a share of its earnings in the form of cash diviâ€" Phone H. P. 178 RELIABLE LAUNDRY DRY CLEANING CO. Rich Flavor e Uniform Quality e Lasting Freshness EASILY DIGESTED + SHORT AND TENDER ' to the holders provided to be not in excess of a certain percentage and the principal funds being available for withdrawâ€" al. "Optional Payment Shares" anâ€" other innovation, allow an investor to make payments from time to time at the option of the investor. The profits of the Association are then oredited upon the shares as the profits are carned and in proâ€" portion to the amount paid in by the investor. Inasmuch as the Highland Park parafkineâ€"protected cartons onlyâ€"anever in open buik. It is the most economical shortening yon can bay. Get it at your nearby Wileon dealer‘s, 1f you don‘t know him, If you, too, have noticed a hint of fiatness in the taste of your pis crust and pastries, make this simple, enlightenâ€" ing test, Use Wileon‘s new, modernized Certified Lard l‘_“.fivflh&h.d‘rflowfi your present shortening. Then compare the two pie crusts for shortness, for tenderness, and above all jor FLAVOR â€"and judge for youarseif. Wilson‘s new, modernized Certifed LARD is sold in WILSGOHN‘$ get in rouch with us. Eo) â€"â€"a new and erclusive feature Mh:‘_brhm':-::: experts, know to rhm-fivfi:flh on Union Pacific trains. This service is free, of course. WOMEN‘S TRAVEL DEPARTMENT City Ticket Office One South La Saile Street Chicago, lIL e Phone RANdoiph 0141 . Pn Fosd Cncishent Piint ont Hoigs. slon, new . byâ€"laws as ; huhnmz - Barrett, Auditor of Accounts of Iilinois, and by the office of the lllinois Attorney General, before the adjournment of the ‘stockbolder‘s meeting. ‘The Board of Directors of the Association have now ordered that a copy of the byâ€"laws be sent to each shareholder and that printed copies be made available at the ofâ€" fice of the Association for interested borrowers or investors.