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IVUiK ! • PLA1NDK VI Kit - KKIHAY. MARCH 1.1974 REAL ESTATE !!!MORE FOR YOUR MONEY!!! LAKELAND PARK. 2 bedroom, w/extra room for family room, or other bedroom; 1%baths, low price $26,500.00 CITY OF McHENRY - ZONED B3 - 4 bedroom, din­ ing room, 2 car garage - Ideal investment property 29.500.00 COUNTRY CLUB ESTATES - Full basement, 3be<froom, pantry, heated 2 car garage. 3l,9uu.uu CITY OF McHENRY - Attractively decorated, 3 bed­ room, brick, full basement; oversize 4 car garage; new drapery and carpeting. _ 42,500.00 H1C KOK V GRANGE SUB._ - on % acre wooded lot; 4 bedroom, new raised ranch; fireplace. 54,500.00 COUNTRY ri.HR ESTATES - Frame & Brick Ranch 4 bedroom; full basement; two family rooms w/fire- niaces- large game room. Central air conditioning 58,900.00 CALL US NOW - TO SEE THESE BUYS THE FOLLOWING ARE HERE TO SERVE YOU... RITA HAHN DONNA ROWAN GLENN DRAPER REAL ESTATE 810 C North Front McHenry, Illinois 815-385-5661 [o5-56bl 3/1 f oooooooooocieoooooo1 Consumer Forum Savings y v e & * HOUGHTON HEATING • Air Conditioning • Gutters PHONE 385-5476 McHENRY EARL R. WALSH & JACK WALSH INS. Fire, Auto, Farm, Life Representing RELIABLE COMPANIES 4410 W. Rte. 120 , McHenry 385 3300 DENNIS CONWAY . A U T O - L I F E * F I R E State Farm Ins. Ca 3319 W. Elm St. McHenry, III. 385 7111 McHENRY LETTER SERVICE M i m e o g r a p h i n g T y p i n g A d d r e s s i n g M a i l i n g L i s t s 3 5 0 9 W P e a r l S t . , M c H e n r y P h 3 8 5 0 2 5 8 ; 3 8 5 8 0 2 0 M o n d a y t h r u S a t u r d a y Farm Equipment George P. Freund.Ine. Case - New Holland 4102 w. Crystal Lake Rd. McHENRY Bus. 38S0420 Res. 385-0227 AIR CONDITIONING SALES & SERVICE U-HAUL Trailers & Trucks ** COMPLETE AUTOMOTIVE & TRUCK REPAIRING ARC & GAS WELDING Guettler Service, Inc. 818 N. F ront Street 385- 9831 McHENRY HOBBY SHOP FOR ALL YOUR MODELING NEEDS 3318 W. Elm (NEAR RIVERSIDE DR. McHENRY) 385-7122 OR. LEONARD B0TTARI ' 3 0 3 N . R i c h m o n d R d , M c H e n r y E y e s e x a m i n e d C o n t a c t L e n s e s G l a s s e s f i t t e d M o n , T u e s , T h u r s , F r i . 4 - 6 p . r T u e s , T h u r s , F r i 7 9 p . m . * S a t . , 9 : 3 0 t o 3 : 0 0 P h . 3 8 5 4 1 5 1 o r 3 8 5 2 2 6 2 DR. ROBERT J. PETERSON Optometrist General Practice Contact Lenses By Appointment Only Closed Thursday 4719 W. Route 120, McHenry 385 7930 McHENRY COUNTY OFFICE MACHINES SALES SERVICE & RENTALS Mon Sat 9 5 30 Friday til 9:00 93 Grant St., Crystal Lake Ph. 459 1226 RIVERSIDE OFFICE SUPPLY Furniture - Supplies 1 3 2 3 N . R i v e r s i d e D r i v e M c H e n r y , I l l i n o i s 6 0 0 5 0 <J\j\axLz on \ SECRETARIAL SERVICE TELEPHONE ANSWERING TYPING 1212 N. Green St. Office No. 7 McHenry, III. 344-0872 385-449^ l l R E L L J RADIAL TIRES FOR ALL CARS Europa Motors Inc 2318 Rte. 120 8 1 5 - 3 8 5 - 0 7 0 0 ED 'S STANDARD SERVICE EXPERT TUNE-UP ATLAS fires, Batteries. Accessories QUALITY American Oil Products PH. 385 0720 3817 W. ELM STREET it RADIATORS • Cooling System Specialists it AIR CONDITIONING • Trailer Hitches Fabrication it STEEL SALES • Welding & Ornamental Iron • Frozen Pipe Thawing worn oui £•& ADAMS BROS. g~M McHenry -- * 385-U78J (Next to Gem Cleaners) by Illinois Attorney General William J.Scott Before Oct. 1, 1973, if you sustained injuries as the victim of a violent crime -- or in trying to help someone who was the victim of a violent crime -- and you lost money as the result of uncovered medical expenses, loss of earnings or support, ahnnt oil tho Ctofn of fljjnofe could offer you was sympathy. CRIME VICTIMS COM­ PENSATION ACT But now that has changed. And the name of the change is the "Crime Victims Com­ pensation Act." It became law in Illinois on Oct. 1, 1973. And if you received injuries as the result of-a violent crime AF­ TER that date, you MAY qualify for state assistance. But I have to stress the word "MAY." The crime Victims Compensation act (CVCA) is a much needed and beneficial law, but as with most laws, it can be complicated. It also is new and open to test areas in the Illinois Court of Claims. In subsequent paragraphs I shall describe the basic act, how to determine poss'ble eligibility, and the procedure to follow if you wish to file a claim. The purpose of the CVCA is to compensate innocent victims of certain crimes of violence and- or their dependents for UNREIMBURSED medical ;xpenses and loss of earnings or support. And, to compensate those persons, or their dependents if they are deceased, who are killed or injured while attempting to assist a victim of a crime of violence, or are killed or in­ jured while assisting a law enforcement official. Those crimes of violence covered by the CVCA are: 1. Murder; 2. Voluntary Manslaughter; 3. Kidnapping; 4. Aggravated Kidnapping; 5. Rape; 6. Deviate Sexual Assault; 7. Indecent Liberties with a Child; Also 8. Assault; 9. Aggravated Assault; 10. Battery; 11. Aggravated Battery; 12. Reckless Conduct; 13. Arson. Therefore, if you are the victim or the dependent of a victim involved after Oct. 1, 1973, in one of the thirteen violent crimes listed above, you MAY qualify for assistance under the Crime Victims Compensation act. However - and these three points are very important - 1 - The applicant must FULLY COOPERATE with law enforcement officials in the apprehension and prosecution of the assailant. (However, a victim still may be covered even if the assailant is not apprehended.) 2. NO medical expenses or loss of earnings or support already covered by Hospitalization Insurance, Workman's Compensation Act, Local, State or Federal Government Funds, or any other source will also be covered by funds from the State. • 3. And, NO expenses amounting to LESS than $500 will be covered by funds from the state. Let's look at two examples: A. Mr. Smith is the victim of a . violent crpne. His hospital expenses total $200 and his loss of earnings total $250. Smith DOES NOT quajj# to apply for aid under tfo?CVCA because his total exflmses were under $500. B. J^fe-dfSnes is the victim, for example, of assault and bat­ tery. His auto and wallet containing $50 are stolen at the same time. His medical ex­ penses total $1,000, of which $800 is covered by insurance. He misses work for three weeks, losing $450 in salary, of which $250 is covered by his employer. Therefore, Mr. Jones' medical expenses and loss of earnings total $1,450. He is qualified to apply for aid under the CVCA. However, since Mr. Jones' medical in­ surance and his employer paid $1,050 of his expenses, he may only receive $400 from the CVCA. Thus, ALL of Mr. Jones' $1,450 expenses resulting from the assault and battery could be paid: $1,050 by his insurance and employer and $400 by the State of Illinois under tHfe CVCA. Had Mr. Jones had no insurance or earnings coverage by his employer, he could have received all $1,450 in out of pocket expenses from the CVCA. IF, as in all cases, it was S T A T i F A R M I N & U R A N C ! 9 Your "Good Neighbor" for Mrne protection Your home . . . probably your big­ gest financial investment ... de­ serves the best protection. A low- cost State Farm Homeowners Policy with automatic Inflation Coverage can provide all the up- to-date coverage you'll probably ever need. And by offering only the best in protection, service and economy, State Farm's become the world's leading homeowners in­ surer. Call me for all the details. DENNIS CONWAY 3319 W. ELM ST. McHENRY, ILL. 385-7111 Like a good neighbor, State Farm is there. State Farm Fire and Casualty Company Home Office Bloomington. Illinois so determined by the Court of Claims. What about Mr. Jones' auto and wallet? They are NOT covered under the CVCA. No loss of property is covered under this act. The only losses that may be covered under the Crime Victims Compensation Act are UNreimbursed medical and hospital expenses, UNreim­ bursed loss of present earnings and-or future earnings because of disability (up to $500 per month maximum in both cases), and, in the case of death, funeral expenses and loss of support to the depen­ dents of the victim, again up to $500 per month maximum. Payment IS NOT made for pain and suffering. The maximum amount of recovery under any cir­ cumstances is $10,000. An applicant WILL NOT be entitled to compensation under CVCA if: 1. The victim and his assailant are related or sharing the same household. 2. The injury or death of the victim was substantially at­ tributable to his own wrongful act. • 3. There was substantial provocation of the assailant by the victim. 4. The applicant has not cooperated fully with the law enforcement officials in the apprehension and prosecution of the assailant. 5. Financial loss does not exceed $500. Therefore, if you are the victim or dependent of a victim of a violent crime occurring after Oct. 1, 1973, and you feel your expenses make you eligible for aid under the Crime Victims Compensation act, you are urged to contact the At­ torney General's office: At­ torney General William J. Scott, Court of Claims Division, Room 300,188 W. Randolph St., Chicago, Illinois 60601, (312) 793-2587, or Attorney General William J. Scott, Court of Claims Division, 500 S. Second Street, Springfield, 111. 62706, (217) 525-1090. Let me emphasize that all final determinations as to awards are made by the Illinois Court of Claims. And that any compensation due under the VCA may not be assigned, pledged, encumbered or released, and such com­ pensation is exempt from all claims of creditors. I hope I have been able to make the bajsic points of the Crime Victims Compensation act understandable.. If the office of the Attorney General, Court of Claims division, can be of further assistance, please contact us. With Spring on the way -- at last! - you may be con­ templating a move. And if you plan to rent an apartment, I'd like to offer a few hints. TIPS FOR APARTMENT HUNTERS...WHERE TO LOOK There are three good sources for finding available apart­ ments. One is your friends, another is a newspaper, and the third is a real estate agency. However, avoid dealing with "apartment finders" who don't have real estate broker's licenses. These "apartment finders" often charge you for lists of apartments they merely take from the daily newspapers! --SEEING THE APART­ MENT After you have compiled a list of available apartments, plan to see at least three. Make a thorough investigation of each. Here are some things to look for: 1. What is your first im­ pression? Do both the apart­ ment and the apartment building look like they are regularly and adequately maintained? u 2. Check the furnace, hot water tank, toilet, all drains and all appliances in the apartment. Do they all work? If the building is new, are the appliances of the latest model? Refrigerator frost-free? Dish­ washer included? Disposal? Are there enough electrical outlets and lights? Is wiring adequate to handle, for in­ stance, an air conditioning unit? How long does it take to get maintenance help -- if maintenance is included? 3. Check the windows. Are they uncracked? How is the paint? Does the apartment have storm windows and screens? If it is a high rise, how often are the windows washed? 4. Are the floors in good or­ der? No serious holes or splintering? Are they clean? Is carpeting included? Or, in some very new buildings, is the floor itself included? (In some new high rises, YOU are responsible for any flooring, whether it be carpeting, parquet, tile or whatever.) 5. Do the doors close easily and securely? Do they fit well? Do locks to the outside work? Are any security precautions in the building adequately en­ forced? 6. Is there ample ventilation? Are there adequate exits in case of emergency? 7. What are the highest heating and electrical bills? What kind of heating? Who controls the temperature? What about air conditioning? 8. Do you know anyone else who lives in the buildirtg? Do they like it? Do you know the names and addresses of the owner and the manager of the apartment? 9. In a high rise...is the apartment you like right across from an elevator or an in­ cinerator chute? (It could be noisy!) Are the walls and ceilings reasonably thick and soundproof? Are there door­ men around the clock? Is there a bicycle room...laundry room...party room...pool (free or fee) ...storage area...receiving room? 10. Have you imposed a 24- hour waiting period on your­ self? During this time have you considered the apartment's location (is it near schools, transportation, work, shopping, medical help), utility rates, maintenance costs, restrictions (if any) on children and pets? SIGNING THE LEASE At the time you sign a lease, you likely will be required to deposit the first month's rent plus a "security deposit" equal to another month's rent. In Illinois, the landlord of any apartment building with more than twenty-five units is required under law to pay a tenant 4 percent interest on his security deposit on any lease signed after Jan. 1. 1972. The security deposit is supposed to cover non-payment of rent or any damage that the tenant does to the apartment ~ damage beyond the normal wear and tear of daily living. To protect your security deposit, before you move into the apartment, go through it thoroughly - with the landlord, if possible ~ and list any and all damage already there. Prepare the list in duplicate and date it. Then, request the landlord to sign both copies. Give him one copy and keep the other. Under a new Illinois law, effective Jan. 1, 1974, this damage list could be quite helpful. The law states that if you have signed a lease after Jan. l, 1974, (for an apartment in a building of 10 or more units) and given a security deposit, the landlord, upon expiration of your lease: "May not withhold any part of that deposit as compensation for property damage unless he has, within 30 days of the date that the lessee (you) vacated the premises, furnished to the lessee, ... an itemized statement of the damage allegedly caused to the premises and the estimated or actual cost for repairing or replacing each item on that statement, attaching the paid receipts, or copies thereof, for the repair or replacement. If the estimated cost is given, the lessor (landlord) shall furnish the lessee with paid receipts, or copies thereof, within 30 days from the date the statement showing estimated cost was furnished to the lessee. . . If no such statement and receipts, or copies thereof, are furnished to Around The Garden By Matthew S. Rosen Instructor - Ornamental Horticulture McHenry County College Because, for a given cultural parameter, symptom ex­ pression varies from species to species, diagnosing house plant ills is frequently a tricky and frustrating problem. When asked my opinion as to why the leaves of a particular plant are turning brown, I immediately put forth a long list of questions regarding current plant care practices: "How often do you water? "How do you water? "How do you determine when water is necessary? "Is the plant in sun or shade: "What kind of fertilization prograjn is being followed? "How hot is the room in which the plant is growing? "Do you mist? "Have you checked for in­ sects?" As I shall demonstrate in a couple of minutes, accurate answers to all these questions are crucial if the malady is to be corrected. Unfortunately, many physiological (non­ living) stress factors have remarkably similar syn­ dromes. Thus, a good deal of precise information is needed in order to pinpoint the problem. Guessing at a diagnosis is extremely hazardous. Experience has taught me that nine times out of ten playing cultural hunches merely results in a further decline in plant growth, and possibly even death. The following key to house plant troubles should, I believe, not only make you aware of the complexities involved; but also, help you solve many house plant problems. 1. If: The new leaves con­ tinually are smaller a. Lack of fertilizer b. Insufficient light c. Too much light: In­ congruous though St may seem, both an excess and lack of light produce the same symptom expression. Why? Briefly, excessive light can cause a breakdown of the food producing cells within a plant. The resulting under­ nourishment hinders leaf ex- pansion-growth. In dark situations, not enough light is available for the photo*ynihetic process to proceed at a "nor­ mal" rate; thus, once again leaf development is retarded by a lack of food. d. Lack of support: The new leaves of climbing plants like philodendron frequently will be smaller if the vine has grown off the bark. e. Dirth of relative humidity 2. If: The length of the stem between the leaves is too long, making the plant appear ab­ normally lanky a. Not enough light b. Too much light c. Excessively high tem­ perature 3. If: The lower leaves turn yellow and drop a. The plant is pot bound and must be transplanted b. The plant has suffered root damage: Too much on too little water or fertilizer; cold air; a pot bound condition; and a lack the lessee. . . the lessor shall return the security deposit in full." And so, before you sign the lease: 1. Read the lease carefully. 2. Make certain you know for which of the utilities you are responsible, and for what maintenance. 3. Determine the con­ sequences of leaving before the lease expires. Is there a sublease clause? What is the fee? 4. Make certain you get a full list of other regulations the landlord expects you to follow. 5. Get a copy of the lease for your own records. Searching for an apartment and moving is never a glamorous activity! But if you follow these hints, hopefully the task will be less time- consuming, more efficient, and in the long run more economical. Hearing Aid Sales & Service Riclyu~d Stoll has been serving McHenry County for liver 15 years. Office hours are 9 in the morn­ ing to 8 P.M. every day. Free loaners while your aid is in service or making up your mind on pur­ chasing a new^Jne. Free hearing test on request. New and used aids. A fair trade-in on all makes. Cords, Fresh Mallory & Durcell batteries and ear molds made to order. Appointment with Mr. Stoll can be arranged within a few hours. by calling Rena Schaid, 1407 N. Green Street - Phone 385-0125 1V2 blocks North of McHenry State Bank. Miss Schaid has been in the same location for 15 years. of drainage are the major abiotic stress factors responsible for root injury. Obviously, damaged or dead roots cannot absorb water and nutrients from the soil in the quantities necessary to maximize growth. Severe root damage inevitably results in death. Within broad limits, it is far easier to correct for too little rather than too much water. c. Under fertilization d. -Cold air injury e. A lack of drainage com­ bined with too much water or fertilizer f. Leaf petioles resting on the rim of the pot. g. Too little light Since many plants wilt from the bottom up, symptoms first appearing on the lower leaves are generally good indications that serious trouble is just around the corner1 unless corrective measures are taken immediately. 4. If: The tips of the leaves turn brown, or if the entire leaf is scalded a. Excessive light: Like humans, leaves too get sun­ burned. b. Temporary shortage of water c. Exposure to drafts d. Root damage e. Petioles resting on the edge of the pot 5. If: The lower leaves of the plant turn yellow, and the margins of the upper leaves turn brown, the roots of the plant have probably been killed or injured by: a. Improper watering b. Over-crowding c. Incorrect fertilization d. Temperatures too hot or too cold 6. If: All the leaves fall off suddenly a. Exposure to cold air b. Gas injury (not possible with natural gas) ^ c. Transplanting shock 7. If: The leaves become spotted Cold or hot water spilled on leaves during watering. Water more than 5 to 10 degrees hotter or colder than room tem­ perature will spot the foliage of African violets (Saintpaulia ionantha). 8. If: The leaves of African violets bend down and turn hard: The room temperature has fallen below 60 degrees for a prolonged period of time (8-10 hours). 9. If: A white or yellowish crust appears on the surface of the soil. Soluble salt build-up: Assuming the pot has a drainage hole, any excess salts are easily leached out of the soil. First water the plant thoroughly. After waiting one- half hour, pour several quarts of water through the pot. Fertilize with the next regularly scheduled watering. If the pot has no provision for drainage, remove the crusted salts and replace the surface soil. As a means of coun­ teracting soluble salt ac­ cumulation, I suggest placing a thin (V) layer of charcoal in the bottom of all pots. The white crust that appears on the outside of a clay pot is also a salt deposit. Simply wash the salts off with water. If the top inch of the pot is dipped in paraffin prior to planting, salts will not accumulate on the rim; and thus, petiole rot will be prevented. Of course, the best way to recognize a problem is to deliberately create it. After all, when it comes to growing plants, the major difference between the novice and the expert is experience. If you are really serious about cultivating a "green thumb," purchase several plants of the same type, and learn to recognize their problems by treating them roughly. Vary all the common cultural regimes: i.e., moisture, temperature, fer­ tilizer, light, and relative humidity. Observe the dif­ ferences in the plant growth rate, leaf size, and leaf color. Remember, experience is by far the best teacher. by BOB JUSTEN "He didn't have an enemy in the world." ... You hear it often, especially in funeral homes. Do you be­ lieve it possible? Of course it is. In most cases it is the plain unexaggerated truth. Only rarely is it emotion­ al oratory. People without enemies are people who do not treat other people as enemies. They adhere to the Biblical admonition - "Count him not as an enemy." Even the "enemies of society" are not regarded /as per­ sonal enemies. When other people annoy, disturb or bother them, they laugh it off or at lease retain good humor. They refuse to allow unpleasantness or unfri­ endliness to affect their mind and spirit. Being human, they naturally have their likes and dislikes of what people say or do. Perhaps their greatest secret in how to avoid having enemies is this: The people they like - know it. Those they disapprove of - never know it. It is a good formula for living. I GEORGE R. JUSTEN FUNERAL HOME 3519 W. Elm Stj-get, McHenry, Illinois Phone: 385-2400 4 f I