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PAGE IS - PLA1NDEALER - FRIDAY, AUGUST IS, IS8S POLICE TICKETS The City of McHenry Police department has issued the following citations. Daniel C. Nett, 2606 Tivoli, disobeyed a traffic control device. Thomas J. Weldt, 509 Kent, disobeyed a traffic control device and altered suspension. Loretta A. Meadie, 3507 Thompson, speeding, 54 mph in a 40 zone. William Todd King, 7404 Coventry, Spring Grove, speeding, 50 mph in a 30 zone. Daryl J. Licastro, 1605 North, improper lane usage and speeding, 47 mph in a 30 zone. * . Michael S. Blake, 1516 S. Lily Lake road, too fast for conditions. Larry G. Brastad, Jr., 4526 Lakewood, driving with an expired license. Shirleann D. Krich, 1916 Flower, driving with a revoked license. Jerri L. Page, 3712 W. Oak, improper braking. Eleanor E. Glaviano, 1903 Fernwood, failure to yield the right-of-way. Connie S. Holly, 7145 Barnard Mill road, Wonder Lake, speeding, 52 mph in a 40 zone. Ronald J. Mauer, 1631 Park street, driving without lights when required. Audrey E. Meisner, 1718 Rogers, speeding, 48 mph in a 35 zone. Timothy L. Morck, 4215 Ponca, disobeyed a stop sign. Robert W. Moeller, 4418 Clearview, no valid registration. Gregory J. Neubauer, 3020 Victoria, speeding, 47 mph in a 30 zone. Thomas B. Thompson, 4613 Prairie, no valid registration. Richard D. Tomlinson, 316 Ringwood road, speeding, 45 mph in a 30 zone. Eugene D. Derdeyn, 5702 George, improper lane usage. Larry F. Bruce, 8819 Acorn Path, Wonder Lake, speeding, 43 mph in a 30 zone. Leland F. Carpenter, 1715 River Park, speeding, 36 mph in a 25 zone. Thomas A. Rishling, 7511 Cedar, Wonder Lake, no valid registration.- Florence Manzardo, 1519 N. Freund, speeding, 49 mph in a 30 zone. Ginger M. Skelly, 7507 E. Wooded Shores, Wonder Lake, speeding, 54 mph in a 40 zone. Legal Notice NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN by the Board of Education of School District No. 15, in the counties of McHenry and Lake, State of Illinois, that the tentative budget for said School District for the fiscal year beginning July 1,1980 wfll be on file ana conveniently available to public in­ spection at 3926 West Main Street, McHenry, Illinois, in this School District from and after 8:00 A.M. on the 15th day of August, 1980. Notice is further hereby given that a Public Hearing on said budget will be held at 7:00 P.M. on the 23rd of Sep­ tember, 1980 at 3926 West Main Street, McHenry, Illinois, in this School District No. 15. Dated this 13th day of August, 1980, Board of Education of School District No. 15, in the Counties of McHenry and Lake, State of Illinois. EILEEN ZURBLIS, SECRETARY BOARD OF EDUCATION (Pub. Aug. 15,1980) Leon W. Schmitt, 3704 W. Maple, disobeyed a red light. Edward A. Todd, 1413 River terrace, speeding, 38 mph in a 25 zone. Cindy L. A no, 3608 N. Stubby, speeding, 41 mph in a 30 zone. Robert N. Hanekamp, 4410 Parkway, speeding, 40 mph in a 25 zone. Samuel J. Rio, 2819 B Rosemarie, Wonder Lake, speeding, 45 mph in a 30 zone. James O. Garrison, 1212 Hillside, failure to yield the right-of-way. Carol L. Libey, 4611 Ashley, no valid registration. Amdrew B. Saunders, 1620 Ranch, no valid registration. Jeanette E. Betts, 2302 Manor, no valid registration. Joseph Carussa, 1704 Flower, no valid safety test. Louis A. Williams, 4703 Prairie, no valid driver's license. Robert J. Kinsey, 1615 Pleasant, disobeyed a stop sign and no red taillight. John J. Adams, 1910 W. Bay road, failure to reduce speed to avoid an accident. Thomas R. Duggan, 4907 S. Little, no valid safety test, obataining a certificate of safety without the proper test. Elmer H. Appleby, 3816 Pitzen, loud muffler. Terry W. Bourquin, 302 Venice, no valid safety test, no flags, flares or warning - devices, and no registration in cab. James J. Coniglio, 5408 Louella, no valid safety test. In the July 25 issue, it was mistakenly reported that Charles R. Nelson, Jr., of 7206 Hiawatha, Wonder Lake, was ticketed for speeding. It should have read, Charles R. Nelson, Sr., of the same address, speeding, 49 mph in a 35 zone. CHRISTMAS GIFTS People interested in learning to make Christmas gifts are invited to a learning session in at the McHenry Public library community room Tuesday, Aug. 19, at 7:30 p.m. They are asked to bring scissors, needle and thread. The first 25 who sign up at the library are eligible, or call 385-0036. KENTBMSQlWC the professional do-it-yourself carpet cleaning system First Hovr off Rental SI .00 per hour ... for every hour thereafter. (Example 2 hours . totol charge $1 plus tax.) NO MINIMUM Special Rental Rate Good Monday thru Thursday RINSENVAC cleans the way professionals do. at a traction of the cost Answer To Catastrophic Suit FRI., SAT., A SUN. FIR HOUR OVERNIOHT SPECIAL I 1:00 P.M. • 9:00 A.M. SI o.oo (}'/, Htl M OO NUN.) 4400 W.RTE.120. McHENRY. ILL. Cuprinoi Stain and Wxxi Preservative. When itfc wood against weather.' MAIN PAINT & DECOR 3819 W. Main Street 385^1115 A hypothetical case: You're hosting a party and one of your guests, a skilled musician much in demand, , injures himself. The diagnosis: he won't ever be able to play professionally again! And despite being a close personal friend for many years, he sues and the court awards him a huge set- ilement. Is there anything you can do to prevent a catastrophic lawsuit from wiping you out? Is there some kind of in- surance protection available? Is such protection affordable? Can it serve as an addition to existing liability insurance which would be inadequate in case of a huge award? The answer to all of the above questions is YES! It's called ^ umbrella liability insurance and it provides the policy holder with excess coverage (usually between $1 million and S10 million) over and above existing insurance contracts, as well as certain primary coverages on uninsured exposures, sub­ ject to deductibles. Umbrella liability in­ surance was introduced in the United Slates more than 30 years ago and is currently enjoying a period of revived growth. Primarily as a result of the escalating dollar figures of jury ver­ dicts in damage suits and out-of-court settlements, more people are seeking additional coverage over their basic comprehensive personal liability, (which many people have as part of their homeowners in­ surance), automobile liability and other liability insurance they may carry. Personal umbrella liability coverage should receive special con­ sideration from those in­ dividuals who are part of "middle management" as well as professionals! (doctors, accountants, etc.) and active community leaders who may be vulnerable to lawsuits and possible adverse judgments involving millions of dollars. The following are examples of some of the claims that have been set­ tled under personal um­ brella liability policies: ...A number of members of a school board, including the insured, were sued by a teacher for defamation of character. It was ruled that civic service of this nature was not "business activity" and that personal acts in connection with membership on the school board were within the scope of coverage. ...An insured was the defendant in a suit charging defamation of character. The suit alleged that the insured slandered the claimant. The defense was provided by th£ insured's umbrella policy. ...The insured rented an inboard-outboard molorboat that was rated in excess of 50 horsepower. While watching his child waterskiing, the insured ran into and seriously injured another person. His homeowners policy was not applicable, due to various exclusions. His umbrella liability policy provided the necessary coverage. ...While driving a rental auto in Jamaica, the insured was invoved in a fatal ac­ cident. Limited* coverage was available from the rental company, and the underlying automobile policy carried on his domestic cars excluded foreign exposures. His personal umbrella liability policy was applicable. The most important thing to know about umbrella liability coverage is that it is not a substitute for the existing policies. When the umbrella liability coverage policy is written, the insured agrees to keep his un­ derlying coverages in effect at the stated amounts, and the insurer agrees to pay for any judgments over and above those limits. Here's an example: i ...Suppose you ran your automobile into a store, causing property damage of $50,000, and your auto in­ surance provided only $25,000 in property damage liability coverages. The auto insurer would pay $25,000- the limits of his liability-and the umbrella insurer would pay the remaining $25,000. And more important, the umbrella liability insurer takes over the settlement arrangements or defense if any occurrance exhausts the underlying limit. In some cases, no un­ derlying coverage is necessary for the umbrella liability insurance to become effective. In such cases, however, a deductible (usually starting at $1,000 to perhaps as much as $10,000) is normally a part of the policy. Here's how it works: ...You're sued for libel ajid the court rules that you must pay $75,000 to the other party. There's no underlying libel coverage, and so the liability insurer will pay the complete judgment less the amount of the deductible. In addition, the umbrella liability insurer also will have taken care of the defense costs in the court case. Together with providing excess coverage of from $1 million to $10 million, um­ brella liability policies provide protection in many situations which are not covered by the usual liability policies. It would: ...Provide coverage for liability rising out of the use of rented items, including automobiles, boats, aircraft, mopeds and power tools. ...Provide coverage no matter where the policyholder may be--at home, anywhere in the United Slates or anywhere overseas. ...Provide coverage for a wide variety of personal hazards including libel and slander, false arrest, defamation of character, f a l s e i m p r i s o n m e n t , w r o n g f u l d e t e n t i o n , w r o n g f u l e v i c t i o n ' o r i n ­ vasion of privacy. ...Providecoverage for the property of others the in­ sured may have in his or her care, custody or control. ...Provide for the full payment of court costs when primary insurance does not apply. Since umbrella liability policies are tailored s p e c i f i c a l l y t o t h e specifications of each purchaser, no flat statement can be made about what such coverage costs. G e n e r a l l y , h o w e v e r , prem urn costs for the first $1 million of protection is in the neighborhood of $100; each additional $1 million costs approximately $10 more. As with any insurance policy-especially one which has to fit the individual as closely as umbrella liability protection-the details are best obtained from an in- s u r a n c e c o m p a n y representative | HOSPITAL NOTES MCHENRY Admission: Anna An­ derson of Crystal Lake. WOODSTOCK Admission: George Diedrich of McHenry. HARVARD Admission: Robert Dunigan of Wonder Lake. Mr. and Mrs. George C. Haines, 3705 W. Anne street, McHenry, announce the birth of their first daughter Aug. 5, at Memorial hospital for McHenry county, Woodstock. Rebecca Ann weighed 7 lbs., IM2 oz., and measured 20 in. long. She was eagerly awaited at home by her brother, Eric, age two. Mr. and Mrs. George J. Rodenkirch of McHenry are the maternal grandparents. Paternal grandparents are Mr. and Mrs. George R. Haines of McHenry. Michael Low Appointed To School Board Michael Low of McHenry has accepted an ap­ pointment to the McHenry Community High School District 156 board of education, replacing Paul Nitz, who recently resigned. Low will serve until the next school board election in November, 1961. The new member, a business man in the city, has resided most of his life in McHenry. He ha^a Master's degree in Business Ad­ ministration and has earned a degree in Civil Engineering, also. Low and his wife, Pamela, have two children who are students in McHenry School District 15. Great-grandparents are Mr. and Mrs. Martin J. Stoffel of McHenry and Mr. and Mrs. Lee Haines of Lake Geneva, Wis. CATTLE SCABIES Dr. Paul Doby, superin­ tendent of the Illinois Department of Agriculture's Division of Meat, Poultry and Livestock Inspection, says three cases of cattle scabies have been diagnosed in northern Illinois since the end of May. Dr. Doby urged Northern Illinois farmers to set up surveillance of cattle herds due to major movements of Western cattle into that section of the state. Scabies is primarily associated with Western cattle and has not historically been a problem in Illinois. ALEXANDER LUMBER CO. BEST OF EVERYTHING FOR THE BUILDER" FEATURING COMPLETE LINES OF: •OLYMPIC STAIN •BRAMMER CABINETS •ANDERSEN WINDOWS •PRE-HUNG DOORS •NORD SPINDLES •JIM MARTIN PAINTS •LINCOLN WINDOWS •GAF SHINGLES •BUILDERS HARDWARE •PREFINISHED PANELING •CHAMBERLAIN GARAGE DOOR OPERATORS Phone 385-1424 909 N. FRONT ST., McHENRY DRASTIC INVENTORY CLEARANCE! Buy 7, get 3 free. or Buy 4, get 1 free. (Limited time otter) By Sept. 15th We're Out To Reduce Our Inventory By 300 Cars! HUGE SAVINGS! LOWEST PRICES! on 200 MITCHELL BUICKSiOLDS! 100 MITCHELL AMC's! JEEPS! r EVERY TEST DRIVE REGISTERS TO iWlMi WEEKEND GET-AWAY GLXM«AJ« I VERY 14 DAYS from now until Sept. 15 we will be giving away a weekend at the MARRIOTT LINCOLNSHIRE Which- offers a self contained world of recreation and activities including Museums, Theatres, Symphonies, & Sports Events. The perfect spot for the get away weekend. The trip includes: LODGING! MEALS! THEATER TICKETS! !~ WEEKEND MARRIOTT] NAME \ ADDRESS.... I | CITY I • PHONE .1 rEcP MITCHELL 3 8 5 - 0 4 0 3 907N FRONT 5T. McHENRY, IL M B 1_ ___ OUR COMPANY M f BUICK is KNOWN BY , --- OLDS THE PROMISES (r}\ imps 3 8 5 - 7 2 0 0 I MAI GR( AU;V! I [ [ I IN Financing Avai lable