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V PAGE 4 - PLAINDE ALER • FRIDAY, AUGUST 15. 1W0 Keep Cool With Right Fan If you're planning lo buy a fan this summer to beat the heat, keep performance safety and quality in mind when making your selection. Although some fans look alike, they often differ in the amount of heat relief they provide, according lo Janet Weaver, University of Illinois Cooperative Ex­ tension home equipment specialist. A fan does not lower room temperatures as an air conditioner does but "cools" by creating a breeze or air movement that helps to i n c r e a s e m o i s t u r e evaporation. Ms. Weaver explains that some portable fans are rated by the amount of air, in cubic feet, they can move in one minute. The cubic feet-per minute or cfm rating offers some indication of how powerful a fan is. However, tests lo deter­ mine cfm ratings are not standard and some manufacturers choose not to label their fans with a cfm rating. To determine if the fan performance will be adequate, Weaver recom­ mends you turn the fan on and feel the velocity of the air flow it creates and determine if it is adequate for your needs. If yct^re considering a fan with more than one speed, you should test the air flow created at all speeds and decide if you need a fan with one, two or three fan speeds. Some deluxe models feature timers that allow users to set the device to turn the fan on or off at predetermined times. "Be sure to ask the salesperson for help and keep the size of your cooling task in mind as you choose," Weaver advises. She notes that a fan can be used in two ways: for ven­ tilating or for circulating. When used for ventilating, a fan pulls fresh air into a room through an open window. When used as a circulator, a fan keeps air within a room in motion. A circulation fan can help an air conditioner distribute cool air through the house, thus reducing energy costs. If the fan you are con­ sidering will be used as a ventilating fan, you will need to consider the size of the window where it will be placed. Make sure you know the window measurements before buying. Safely also must be con­ sidered. Select a fan with the Underwriter's Laboratory (UL) seal of approval, Weaver recommends. If the fan will be placed where children can reach it, check the grille designed to shield the fan blades. Most grilles are made of sturdy plastic or steel mesh. Make sure that the slots cannot be enlarged by pushing, pulling or tugging. "If you can reach your fingers through the grille and touch the blades, the fan may not be a safe choice for Warning Signs Of Stroke One of the goals of the Easier Seal Society for McHenry County is lo make available up-to-date material on subjects relating to local social matters. In keeping with this goal, the Easier Seal society alerts the public to the following: Medical experts have long been aware that your body is constantly trying to tell you things both_about its health a home with children or where children visil," Weaver says. Marengo New T ax-Deferred Annuity Plan* and 10 ways it can benefit you! Here's great news for Marengo Federal savers. Now you can defer federal and state Income tax on your cash value accumulation until such time as you withdraw them . . . when you may be in a lower tax bracket. That means dollars that would otherwise have gone for taxes are hard at work for you, increasing your income for later life. 1. Cash value accumulation is federal and state tax-deferred. 2. Principal can be withdrawn without tax to the annuitant. 3. Cash can grow at a faster rate. 4. Annuity certificates guaranteed for full term of certificate. 5. Plan can guarantee income for life. 6. Funds pass directly to beneficiary without probate. 7. Excellent alturnative to IRA and Keogh plans. 8. Underlying Certificate insured by FSLIC to $100,000 9. Hedge against inflation. 10. Assignable as collateral for loans. INSURED SAFETY FOR UNDERLYING CERTIFICATES! Funds placed into this Tax-Deferred Annuity plan at Marengo Federal are backed by International General Insurance Corporation, \he annuity underwritten and also the FSLIC (Federal Savings and Loan Insurance Corporation) to $100,000. INCREASE CASH VALUE WHILE DEFERRING TAX PAYMENTS! With Marengo Federal's New Tax Deferred Annuity plan the tax on your accumulation of cash value is deferred, which allows for maximum growth of your money. So, depending on your income tax bracket and the period you keep your annuity plan before withdrawls begin, you could double possibly even triple your cash value! THREE UNDERLYING CERTIFICATES TO CHOOSE FROM! . Marengo Federal's New Tax-Deferred Annuity plan underwritten by International General Insurance Corp. offers you three high- earning annuity programs to choose from. 6 MONTH MONEY MARKET CERTIFICATE Minimum deposit $10,000 Minimunvterm 26 weeks 9.141% This rate available from 14th August 20th 2Vz YEAR VARIABLE CERTIFICATE Minimum deposit $500 Minimum term 30 months 9.7% ANNUAL RATE 10.333% "SKf Interest compounded daily. 8 YEAR UNDERLYING CERTIFICATE ACCOUNT 1 Minimum deposit $500 0 0/ Annual O /0 Rate Minimum term 96 months 8.448% Yteid8-1 Interest compounded daily. WE CAN HELP YOU WITH FURTHER INFORMATION! Marengo Federal will be happy to furnish you with more detailed information reguarding their new Tax-Deferred Annuity plan. Call or stop into any of their five convenient locations... a savings counselor will be happy to discuss the benefits to this plan for you. * Annuity underwriter INTERNATIONAL GENERAL INSURANCE CORPORA TION Milwaukee, Wisconsin Serving McHenry County For Over 55 Years Marengo Federal & loan association 'Less administrative fee of 2% for 1st year. V* of 1% thereafter. i MARENGO: 200 E.Grant Highway *815/568-7258 • McHENRY: 4400 Mf. Roufea 120 • 815/344-1900 • WOODSTOCK: 118 Cass Street • 815/338-2900 WOODSTOCK DRIVE-UP: Route 47 and Calhoun Street • 815/338-7440 • CRYSTAL LAKE: 590 Barley M. on Rt. #14 • 815/495-4300 Mi mU i h-drr.il S,i\ ini> .«nd l^t.tn lr\>ur.tn«v1 'urpi*r.iti«»n i and its conditions - pain tells you something is acutely wrong, fainting also may be a warning, other sensations indicate that you need food or water, and so on. There are also warning signs, the American Heart association points out, that may be your body's way of alerting you to an impending major stroke: - You may experience a sudden but temporary weakness or numbness of your face, arm, or leg on one side. . ( / - You may experience some passing difficulties with speech or even lose speech entirely - though temporarily - or have dif­ ficulty in understanding what others say to you. - You may suffer an abrupt but temporary difficulty with sight - dimness or even loss of vision, especially involving just one eye, or you may experience a period of seeing double. You may suffer headaches for no reason at all or your usual headache patterns may change. • You may have passing feelings of dizziness or un­ steadiness. - You or your family may note alterations in your personality or even in your mental abilities. Although these signs could be due to other conditions, consider any or all of them as a red light, warning you to see your doctor promptly. Explain fully what you have been experiencing - even if it was only a matter of minutes, hours, less than a day. (From Stroke: New Ap­ proaches to Prevention and Treatment, by Arthur S. Freese, Public Affairs Pamphlet No. 576. Copyright 1979 by the Public Affairs Committee, Inc. Used with permission. The full pamphlet is available for a small fee from the Public Affairs Committee, 381 Park Avenue South, New York, New York 10016). IRS "Problem" Office Is Help For Taxpayers When taxpayers have complaints or problems that do not seem to get proper attention through normal channels at the Internal Revenue service, they can find assistance from the IRS Problem Resolution (PRP) office. Here's how the PRP system works, according to the IRS. First, a taxpayer brings the problem, such as a lost refund or incorrect billing, to normal IRS channels. If the problem is not solved, the taxpayer can call PRP. If the problem is not resolved within five working days, PRP will give the taxpayer a status report and a projected completion date. Keepin' Healthy POISONOUS PLANTS In the summertime a child's exposure to poisons is greatly increased. I'm sure you are aware of the hazards of household cleaning products, and drugs, but are you aware that the leading cause of childhood poisoning 'is house and garden plants? Accidental poisoning victims who are more than two years of age generally c o n s u m e i n t e r n a l medication, but toddlers will eat or drink anything they can get their hands on. And the only protection against plant poisoning is constant vigilance until your children learn not lo do what comes naturally-put things in their mouths. Some of the most dangerous plants are commonly used in flower SHAMROCK CLEANERS Complete Dry Cleaning Service I Conveniently Located in the McH«nry Market Ploc* Shopping Cmttor 4400 W.Rt*. 120 McHtnry (•IS) 385-1944 PRP should not be con­ sidered a substitute for normal IRS channels or a cure for all types of problems, the IRS said. For example, decisions made during an audit, Freedom of Information requests, Privacy Act inquiries, and complaints about IRS hiring practices are handled in other offices. A call to IRS will be referred to the proper office. Chicago taxpayers can reach PRP by calling 435- 1040 and asking for the Problem Resolution office. Taxpayers living outside Chicago should call 800-972- 5400. and vegetable gardens. In some instances, only parts of a plant are poisonous. Rhubarb is an example. The stalk, of course, is edible, but the leaves can be fatal. Some of the poisonous plants common to the Mid­ western states include the following house and garden plants: hyacinth, narcissus* daffodil (bulbs), dief- fenbachia (dumb cane), elephant ear, castor bean ( s e e d s ) , l a r k s p u r , monkshood, lily-of-the- valley, irish (underground stems), bleeding heart, rhododendron, azaleas and yews. The poisonous trees and shrubs in Illinois include: peach (leaves), cherries (twigs and foliage), oaks (acorns and foliage), elderberry and black locust. The poisonous wildflowers and plants to be aware of are: jack-in-the-pulpit, mayapple, buttercups, poison hemlock, jimson weed or thornapple and nightshade. To help reduceTfie number of deaths from accidental poisoning, the Illinois health department has designated three Regional Poison Resource centers to serve all of Illinois. The toll-free number is 800-555-1212, ask for the telphone number of the Poison Resource center in your area. You can call one of these centers at any time, day or night. Tell them what your child has swallowed. They will tell you what to do. If you want more in­ formation about poisonous plants, contact the Illinois Department of Public Health, Division of Education and Information, 525 Jefferson, Springfield, 111., 62761. C&B RUTO & BOOT REPRIR All Types of Auto Repair HOURLY RATE $18ccHR. CLIP & 5RVE OIL SPECIAL This Week s •5Qts. Oil $ •Filter ^ •Lube I-- CLJP&SnVE 1 9 2 3 M A I N S T R E E T S P R I N G G R O V E I L L I N O I S 675-2030 or 385-1489