PAGE 16 - PLAINDEALER - FRIDAY. AUGUST 22.1980 / V . v The Law Serves You j BANKRUPTCY (Parti) / Prior to the turn of the century, the use of debtor's prisons was a common practice in many countries. The social injustice caused by this practice was the primary motive for our country to enact the Federal Bankruptcy act in 1898. The Congress has enacted major amendments to the Bankruptcy act which became effective Oct. 1, 1979. According to the Illinois State Bar association, the « purpose for the original act was to provide relief from debt by permitting the Federal court to dismiss the debt. Thaamendments to the act were passed primarily to modify the act and enable the bankruptcy court system to deal realistically and effectively with the rising numbers of consumer bankruptcies experienced since World War II. The right to petition for release from debts through bankruptcy is accompanied by certain requirements and obligations. The Illinois State Bar association says a person filing for bankruptcy must comply with the following requirements: Eligibility: Any person who cannot meet financial obligations as they become due may be eligible to file for bankruptcy. Ftling: The proceeding is commenced by filing a petition in federal court and must be accompanied by a prescribed filing fee. Arrangements can be made C & B HLITO & BOHT REPRIR All Types of Auto Repair HOURLY RATE*18ccHR. at that time to pay the fee in installments. Obligationa: The final result of a successful petition for bankruptcy is called a "discharge" and has the effect of releasing the debtor from past indebtedness. A person requesting such discharge must: 1) file a "schedule" or list of all assets, liabilities, and a statement of their financial affairs. Failure to list all creditors or assets could prevent a discharge of debts not listed on the schedule. Failure to comply honestly with the Bankruptcy Act could also lead to criminal penalties. 2) cooperate with a court appointed trustee who will represent creditors and determine the proper distribution of assets in order to satisfy the debts. As soon as possible after a bankruptcy petition has been filed creditors are notified and a debtor is temporarily relieved of paying the debts and cannot legally be harrassed. 3) attend all meetings required. An additional requirement which calls for all assets to be turned over to the court can be adjusted through a set of exemptions provided under Illinois law or a set of Federal exemptions. A debtor has the choice of claiming either set of exemptions. . Any person whose financial problems are reasonably complex should seek the advice and assistance of an attorney. A lawyer can fully explain bankruptcy procedures and can also advise the debtor as to possible alternatives. In many cases, the debtor may discover that filing for bankruptcy is not the proper solution to relieving in debtedness. >10/.' lAjyv' I I St ik 5 u , CLIP&SHVE OIL SPECIAL This Week •5 Qts. Oil •Filter •Lube $ 11 95 i-- clip&sfive -- 1 1 9 2 3 M A I N S T R E E T S P R I N G G R O V I - I L L I N O I S 675-2030 or 385-1489 i h C •o 9 S 3 I I ALEXANDER LUMBER CO. BEST OF EVERYTHING FdR THE BUILDER" FEATURING COMPLETE LINES OF: •OLYMPIC STAIN •BRAMMER CABINETS •ANDERSEN WINDOWS •PRE-HUNG DOORS •NORD SPINDLES •JIM MARTIN PAINTS •LINCOLN WINDOWS •GAF SHINGLES •BUILDERS HARDWARE •PREFINISHED PANELING •CHAMBERLAIN GARAGE DOOR OPERATORS Phone 385-1424 909 N. FRONT ST., McHENRY BABER BUICK - FOX LAKE* --\/k . .11 IT ONLY TAKES A mure TO MAKE A BETTER DEAL!!! 1980 BUICKS REAM FOR IMMEDIATE DELIVERY ALL MODELS & COLORS TO CHOOSE FROM BEAT THE 1981 PRICE INCREASE NOW! 1975 PLYMOUTH FURY COUPE Air, automatic, power steering, radio, whitewall tires, blue with white vinyl top. $1790 1975 FIREBIRD 4 speed, power steering, power brakes, radio, white wall tires, only $1990 1977 PLYMOUTH FURY 4 000R Burgundy with vinyl top, air, full power, radio, whitewall tires, very low miles. $2490 1976 MUSTANG 4 cylinder, 4 speed, radio, whitewall tires, air, dark brown with light brown vinyl top, see and drive today. $2690 1975 REGAL LANDAU COUPE Light beige with matching interior, air, power steering, power brakes, radio, whitewall tires, exceptional car at this low price. $3190 1976 OLDS CUTLASS SUPREME COUPE Vinyl top, air, power steering, power brakes, radio whitewall tires, low original miles. $3590 1977 BUICK REGAL COUPE Air, power steering, power brakes, radio, whitewall tires, see and drive this beauty today. $3990 1979 FORD FAIRMONT FUTURA Vinyl top, sun roof, 4 speed, radio, power steering whitewall tires, very low original miles. $3990 1979 CHEVY LUV PICKUP TRUCK This is a luxury Mikado Model, baby blue body with matching camper cap, very low original miles. $4790 1980 FORD PINTO WAGON Arctic white, air, automatic, power steering, radio, whitewall tires, only 12,000 original miles, yours today $4990 1979 HORIZON RALLY COUPE For young at heart, sun roof, 4 speed, air, power steering, power brakes, radio, whitewall tires, plus much more. $5490 1980 CHEVY CITATION 4 DOOR Front wheel drive, 4 cylinder, automatic^ power steering, power brakes, radio, whitewall tires, very low original miles. $5490 1978 BUICK RIVIERA LANDAU COUPE Designer accent paint, beige & gold, original 30,000 certified miles, full power equipment, AM- FM stereo, plus lots of custom extras. FOX LAKE 91 S. RT. 12, 312/587-2555 NEW HOURS: DA ILY 9 9 , FR I 9 6 , SAT . 9 b , 0PEM SUM. 10 5 Baber Buicfc Twice Told Tales Clipping Along American clipper ships of the mid-1800's regularly trav eled at speeds of 20 to 22 knots. When under full sail those ships moved through the water faster than most cargo ships of today. TWICE TOLD TALES FIFTY YEARS AGO (Taken from the files of August 28, 1930) Lowell Nye, Harold Vycital and Orval Granger returned home from a truck trip through Illinois and Missouri witlu^the Boy Scouts. The trip&arted from Camp Rotary ami was an interesting and instructive one. M. L. Schoenholtz, teacher of the fifth grade in the local school, was one of the executives to accompany the hoys on the trip. About 30 scouts made the trip in a truck, sleeping along the way in pup tents. Meals were eaten at restaurants. The fifth annual homecoming was held by the Ringwood Homecoming association at the Modern Woodman hall in Ringwood. Invitations to attend this meeting has been extended far and wide and almost 150 people gathered to enjoy the day together. Familiar faces were seen at the homecoming from all parts of the country and various states of the union and these former residents of Ringwood and vicinity were greeted heartily and gladly welcomed by the local people. FORTY YEARS AGO (Taken from the files of August 29, 1940) Clarence Smith of John- sburg submitted to an operation on his eye at Michael Reese hospital, Chicago. After losing the sight of one eye in an ac cident six years ago, he later lost the sight of the other eye. Now, however, by transplanting a cornea into one eye they are attempting to restore partial vision. Miss Eleanor Althoff, a student nurse at St. Therese ' s hospi ta l , Waukegan, was allowed to witness the operation. After three months of vacation, the students of the McHenry Community high school were glad to return to their alma mater to register and meet many of their classmates whom they had not seen since the close of school and to prepare for the opening of school Sept. 3. Rev. A.W. Blood, pastor of the McHenry Community Methodist church, will preach his farewell sermon and he and his family will leave for Missouri, where they expect to make their home. FREEZER Just right for apartment dwellers or the smaller family. Model EEHOGOFN Compact Freezer • Takes only 26" x 27%" of floor space yet provides 6.0 cu. ft. of storage volume e Adjustable Temperature Control • Power Interruption Light • Simulated Walnut Grain Vinyl on steel lid • Flush Handle • Slide and Store Basket >"< s259 15.9 cu. ft. frozen food storage capacity Power-saving Hetter Control Switch can help save you money Durable Porcelain-on-Steel interior resists rust, stains, scratches Defrost drain eliminates time consuming sponging Key-Eject lock helps protect food supply Adjustable temperature control Bulk storage trivet accommo dates large or odd-shaped packages 381 MODEL EEV163C Reg. $449.00 LIMITED QUANTITY ^ AND A WIDE CHOICE OF Whirlpool ^™ARLS WE HAVE A SIZE TO FIT YOUR FAMILY'S NEEDS LEE & RAY ELECTRIC 1005 N. FRONT ST. - McHENRY 385-0882 representing the teachers still exists concerning salaries, a temporary measure was adopted by the board in session so that the • school year could be started. On a motion by tHin ̂ Claypodh of (be board, a tentative base of 97,800 was approved pending further negotiations. TWENTY-FIVE YEARSAGO (Taken from the files of August 25, 1966) Parishioners of St. Patrick's Catholic church and the many friends of Rev. Fr. John F. McGowan learned with regret recently that he had enlisted as chaplain in the Air corps and would be leaving McHenry soon after Labor day. He has been assistant pastor at St. Patrick's since April of 1952. Father McGowan, who will hold the rank of first lieutenant, will take eight weeks of training at a chaplain's school at Lackland Air base, San Antonio, Tex. After that his place of duty is uncertain. The City Council has received many complaints during the summer season regarding offensive odors caused by persons burning garbage and rubbish. Several appeals have been made in the hopes that the practice would be, stopped without causing un- pleasantries through or dinance enforcement which might result in court action and the possibility of a fine being imposed. Warren Jones, McHenry tenor, placed second in the preliminary contest to select those who would appear at Soldier field in the Chicagoland Music festival. He appeared in competition with a number of lyric tenors. TEN YEARS AGO (Taken1 from the files of August 21, 1970) The City Council approved the annual tax levy of $250,000. Last year's total levy amounted to $270,599.07. McHenry is listed to receive $2,331.83 as its share of the distribution of $4,306,416.63 to mun icipalities and counties in state income tax collec tions for July. Topping the county were Crystal Lake and Woodstock. From his native city of Detmold, Germany, Armin Schwolgin has come to McHenry to spend a year under the American Field Service program. He is making his home with the Richard Wiegman family of six. « Although the impasse between the board of School District 156 and the negot ia t ing commit tee 'Buckskinner' Progra STEVE HAKES Repeating last summer's popular "Buckskinner" program Sunday, Aug. 24, the McHenry County Historical museum in Union serves as the rendezvous for local Marengo man, Dale "Woody" Woodruff. Joining Woody and his family, wife, Pam and son, Zachary, for a day of colorful French fur trapper-era activiities will be John and Lloyd Liedtke of Whitewater, Wis., hand- craf te rs of l ea ther and pewter wares, and Steve Hakes of Rockford. Hakes will be dressed in moun- tainman or buckskinner costume and demonstrate tomahawk throwing and flintlock rifle shooting. ^ The Woodruffs, Liedtkes and Hakes are part of a small but growing group of individuals dedicated to preserving and reliving the life of Fren6h fur trappers and mountainmen in the years prior to the 1830's. The Woodruff family, well known in McHenry county, haye been actively involved with the National Muzzle Loading Rifle association and the National Association of Primitive Riflemen. They, along with other such en thusiasts, rendezvous or meet at the sites of the first trapper gatherings to trade original and authentically reproduced Indian items and participate in pioneering activities. The Sunday "Buck skinner" program will commence on museum grounds with displays of early fur trade era items, authentic trapper and Indian costumes, teepees and demonstrations. The museum will be open from 1:30 to 4:30 p.m. and is? located on Main street in Union. Hie rain date for this program is Sunday, Aug. SI. PLAINDEALER ^ Letter to the Editor Public Pulse (Th* Pl*ind*aler invito* the public to us* Dili column o« an expression ot th*ir views on sub|*ctt of gonorol inter**! in our community. Our only reqv«*t li that tho writers givo signature. full odd rata and phono number. Wo esk too. that on* individual not writ* on tho torn* iub|*cf moro than one* a month. Wo reserve th* right to doloto any (notorial which wo con*id*r libelous or in objectionable tost*.) ON TAXATION "Editor: "If you were 85 years old, and receiving Social Security, and you owned property that has not been improved for the last 10 years, and have your own water well, own septic tank and then receive a tax bill of $353 more on your taxes than last year, then you know it's a Senior Citizen ripoff. "I think it's a shame that they would apply such a huge increase on a Senior Citizen's tax bill. This is a good way to drive a senior citizen out of your County "tax him to death". "A concerned son-in-law, "Ed. Cerny "812 S. BarrevilleRcC "McHenry" ITS Mr LUCKY D4V/ Tariff 13 According to superstition, a baby born between the 21st and 24th day of any month, will have good luck on the 13th day of every month. Own a 4-Wlml Drive TVuek? ma; w> Own a 2-Wheel Drive TVusk? 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