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PAGE 14 - PLAINDEALER - WEDNESDAY. FEBRUARY 18,1161 > PLAINPEALER Kdilorial Opinion Crime Victim) Ar. irate letter-tp-the-editor writer recently lamented the iack oi concern in this unuiUy, while «t lire MUIC iifii6 so much aid is extended criminals. It's a good point. The news media often follows the fate of the offender and not that of the Victim or victims. All sorts of legal safeguards, free defense, rights guarantees and financial aid are usually extended criminals. • ' , Victims often find no financial help, and it's difficult to be insured against crimes such as mugging, etc. Moreover, victims are often quickly forgotten, regardless of the extent of suffering or injury inflicted on them. There's very little in the way of organized legal aid, other aid funds, to help them. Thus, justice, under present-day conditions, often isn't really enjoyed by crime victims in the U.S. today. Regional Primaries? Although only about two-thirds of the states hold presidential primaries, most of them choose different days which means that presidential primary campaigns last for months. Last year's long campaign prompted suggestions, from both the media ana politicians, that regional primaries might be the solution to the excessively long campaign inflicted on millions of Americans every fourth year. There was something of a starter in this direction in I960, when Alabama, Florida and Georgia held presidential primaries on the same day. In 1983, there is a likelihood that Maine, Massachusetts and Vermont-and possibly Connecticut and Rhode Island-will hold primaries on the same day. That would be, in effect, a regional primary. And if more of these multi-state primary days could be agreed upon, it might considerably the total number of primary days in a reduce presidential election year. The question is likel) National committee late this month, when the committee ly to come up at the Democratic elects a new chairman. But whether the committee will openly endorse regional primaries for 1964 is questionable; party rules allow the committee to act as late as the last of 1982 on such a question. The proposed innovation offers advantages. It allows candidates to carry on their duties in Congress or elsewhere for more of the year than does the present system. It would give voters a respite from the flood of ballyhoo and bombast which consumes naif a year, and also relieve the media of covering a stretched out campaign-before the real campaign begins in the wake of party conventions. From Washington (From Lynn Martin, 16th Congressional district) The budget starts to take form The cuts proposed are real, broadly based, and deep. They affect every area of federal spending, and therefore every level of society. Members of the Budget committee who will support this massive belt- tightening could easily become the least popular people around, both in Washington, and in their districts. But what of the alter­ native? Does America continue its spending spree, based on printing press money and deferring costs to some unknown future date? Not in my view. The day has come. The Congress must ask itself two questions: 1) What areas should the federal government fund? and; 2) What level of finding is fiscally responsible? Few people would disagree about the good intentions of most federal programs. But all have grown past a point where all can continue. All of us want to end waste and abuse of federal programs. But there will be a little pain for everyone. Perhaps we can all agree that we should end the method of computing the extension of unemployment benefits that allows states with low unemployment to still get federal largess. Perhaps we can all agree that food stamp allotments should be based on a past month's earning record, not on what a person says he or she will have in future in­ come. But what changes in Social Security and Disability Insurance? Should disability benefits be capped so that they never exceed a worker's prior after-tax income? Should Social Security-Student benefits be terminated, since other scholarship aid is available? And if those idfsas still meet your approval, what about a little thing like the BARBERSHOP CHORUS The Elgin chapter of the Society for the Preservation and Encouragement of Barbershop Quartet Singing in America (S.P.E.B.- S.Q.S.A.) meets at 8 p.m. Mondays at the Eagles home on Eagle drive, west of McLean blvd., Elgin. Men interested in joining may contact Darrell Polka, 385- 9684. school lunch program? Not only are children of low income families fed, but each child of middle income is subsidized to the tune of 33 and one third cents per meal. When my Carrie Martin eats lunch at Walker school, through various government procurement programs, she - along with all your children - is being underwritten. That procurement is liked by farmers, too, and so are food stamps. But not just families, labor and farms are helped, business gets some aid. Loan guarantees don't appear in the budget, but government financial offices are adding to the national debt and credit crunch to benefit business, farmers, and individuals. I'm afraid the old line, "Cut somebody else's program; mine is a good one," is part of our problem. Should I, as a member of the Budget committee, fall prey to the honied words, "We must be funded," spoken by special interest groups? And don't forget, we all belong to many such groups. Well, I think I'd better resist. For every working man and woman, for every person thinking of retirement, for every child growing up, for America - inflation must be brought under control. If that produces present un­ popularity for me, it can also produce something much more important - a secure economic future for you. Living With Inflation. . on a fixed income This is the first of a four-part mini-series on "Livii^ With Inflation On Fixed Income", written by Richard E. Shepherd, executive secretary of the National Association of Mature People. Parti Inflation is a heavy burden on anyone's budget, but if you have to live on a fixed income, you are feeling the pressure even more. Despite what a lot of people imagine the automatic cost of living increases for Social Security recipients can do for their financial situation, the facts are that nearly six persons out of 10 over 60 live a "hand-to-mouth" existence. All expert financial advice fails here, because such advice is usually based on three concepts; 1--one's income, whatever it may be, is adequate when properly managed; 3-- high-yield and low-risk investments as well as paying cash to avoid high interest loans; and S--saving on taxes. The first thing you discover is that your income and your needs are "fixed" but prices for goods and services are not . they're going up, up, up. And unless you have made some wise investments in earlier years, your monthly pension benefits will probably leave you little more than an emergency fund. If you belong to this group oi retirees, even the fanciest footwork of a tax expert won't do you any good because you are probably not able to itemize deductions. In fact, you might as well face it.. .you can't fight inflation. All you can do is to learn to cope with it by being a smart consumer, even a penny pincher. Let's begin by taking a close look at your standard monthly expenses. First, if you own a home, check on your homeowners' insurance. Compare your coverage and premiums with an equal insurance from another company. Find out how much you could save if you would carry a bit more oi the risk. For example, if you hive $50 deductible insurance and you would change it into $200 deductible (the amount you have to pay in case of insured damage before the insurance pays), the premiums will be considerably lower. The same rule is true for automobile insurance. Many car owners hesitate anyway to file small claims because they fear that their rates might go up as a result or their policies might be cancelled when they come up for renewal. So why not save on the premiums? It's time also to reevaluate your life and medical insurances. There are two basic kinds oi life insurance: "whole (also called "straight" or "ordinary") and "term". Both offer financial security for your beneficiaries...in other words, they pay after death. But "whole" life insurance is also somewhat of a savings plan because a cash value is accumulated. In case oi financial emergency, you could borrow money up to the current cash value of your policy at a considerably lower interest rate than loan institutions would charge. But therefore, the "whole" life insurance costs you much higher premiums than the "term". In addition to regular "term", there is also a "decreasing term" policy, which means the amount oi the premium stays the same but the coverage decreases in later years. Considering that as you grow older and the need to secure the home mortgage and living expenses for other family members decreases, this "decreasing term" can be a money saver. Though it can be dangerous to be underinsured, make sure you are not overinsured. This is particularly true for medical insurance. Examine your policies...even the fine print...for possible duplication of coverage, especially compare coverage with what's already included in Medicare. Drop what you don't need. Remember also that paying premiums annually is cheaper than quarterly or monthly, pay plans. Besides, you can earn some interest if you put the money for the premiums into savings each month. When you study your medical insurance coverage, you will find that you are paying for most of the medications prescribed. Don't hesitate to discuss generic drugs with your physician. Generic drugs are the chemical equivalent erf namebrand drugs and can be purchased for a much lower price. Brandname and generic drugs vary in price with the pharmacy. Check around for the lowest price at discount pharmacies (most offer additional discounts for senior citizens) and special by-mail-only prescription plans offered by membership associations. You make up for the usually small membership fee with considerable savings not only on prescription drugs but also on lower priced group insurance policies. After all, your good health is your most precious asset. Don't allow inflation to nibble on Ask Dick Shepherd for a free "Medicare Factsheet" aid maiPa Self-addressed, stamped No. 10 envelope to Richard E. Shepherd, PO Box 26792, Oklahoma City, Okla. 73126) Legislators State SsMtors Jack Schaffer (R - asrd. 86 N. Williams St Crystal Lake, 111., 60014 Phone: 45*4306 Springfield Phone: 217-782-6625. Karl 625 (R) .v« nd. DeerfieW, DH, 60619 Phone: 31*445-3106 ' IIMUBI A. nana nan u); 4801 ,W. Route 120 McHenry, 111., 60060 Supporter Phone: 385-3427. President E Springfield Phone 217-782-6476 Dick Kleaun (R) 3 W. Crystal Lake Ave. Crystal Lake, III;, 60014 Phone: 455-6330 Springfield Phone: 217-782-6000 Jill Zwick 554 Bonnie Dundee Road Box 4 East Dundee, HI., 66118 Donald E. Deuster (R) • 32nd. 510 N. Lake St. Mundelein, 111., 60000 Phone: 312-566-1972 Daniel M. Pierce (D) - 32nd. 580 Roger Williams Ave. Highland Park, 111., 60035 Phone: 312-433-2551. Betty Lou Reed (R) - 32nd. 927 Holly Court Deerfield, 111., 60015 U.S. Senators Charles H. Percy (R) ' 230 S. Dearborn Room 3859 Chicago, 111., 60604 Phone: 312-353-4952 U.S. Congressmen Lynn Martin (R) 1318 E. State Street Rockford, 111. 61105 1206 Longworth Bldg. Washington, D.C. Phone 202-225-5676 _ Robert McClory (-R) 326 N. Genesee St. Waukegan, 111., 60065 Phone: 312-3364554 Roll Call Report (Your Congressmen's Vote) WASHINGTON - Here's how area members of Congran were recorded on major roll call votes between Jan. 29 and Feb. 5. HOUSE The National Debt By a vote of 306 for and 104 against, the House passed and sent to the Senate a bill (HR1563) raising the national debt ceiling from $935.1 billion to $686 billion. The bill enables the government to pay its current bills but does not hike spending levels. In past years, Republicans generally voted aaainsi ralsink ihe ami limit and DtauuCfiii geaSSBy ed an increase. This year, scores of members in oocn reversed their past positions. >rter Ed Weber, R-OWo. urged his colleagues to "give nt Reagan the time ne needs to bring about the economic programs to which he is committed. Opponent Peter Peyser, D-N.Y.., reminded Republicans of their opposition to the dozen or so requests for an increase debt ceiling. Reps. Robert •yes." McClory, R-13, and Lynn Martin, R-16, voted SENATE Labor Secretary--By a vote of 80 for and 17 against, the Senate' confirmed President Reagan's nomination of Raymond Donovan, of New Jersey, as Secretary of Labor in the new administration. Donovan, whose confirmation was delayed by uncorroborated accusations that he made payments to organized crime to insure labor peace for Ms construction firm, was the final Reagsn cabinet choice to be ipported all _ conclusionsry hearsay" regarding Donovan's background* Sen. Edward Kennedy, D-Mass., an opponent, accused die nominee of a "flawed sensitivity to the dangers of criminal activity." Senators voting "yea" favored the nomination. Sens. Alan Dixon, D, and Charles Percy, R, voted "yea." WbeWalb Colors, fibers and types of material can greatly affect your home energy costs. Light colors am) smooth surfaces are more reflective than dark colors fnd rough textures, so they can in­ crease the use of a room lighting system by as much as 15 per­ cent. UP TO THE WATERLINE Jti'\' -I' »!»: i': - • • ' ISCC Forms Information- Clearinghouse A clearinghouse providing information to the business community concerning controlled trading in in­ dustrial emissions of air pollutants is being formed by the Illinois State Chamber of Commerce in cooperation with the Illinois En­ vironmental Protection agency and the U.S. En­ vironmental Protection agency. This is a first-of-its-kind demonstration project and is being funded by a $50,000 grant from USEPA. It is intended to encourage in­ novative, cost-effective ways to come in compliance with existing air quality standards. Firms interested in fur­ ther information or par­ ticipating in the program should contact the Illinois State Chamber of Com­ merce, 20 North Wacker Drive, Chicago, 111. 60606. MAMUTWlASKiT Hwr SERVICE LINE McHENRY CHAMBER OF COMMERCE FROZEN PIZZA EXCELLENT BUY Frozen pizza offers good taste, value and nutrition, according to studies conducted by Research 900 laboratory for Quick Frozen Foods Magazine. Using a 13-14- ounce pie as a single serving, the pizza supplies between one-half and three-quarters of the Recom­ mended Daily Allowance for protein, up to 55 percent of iron and B', 26 to 42 percent of the adult quota of vitamin A and up to 70 percent of needed niacin. It also supplies about two-thirds of required B1 and up to 127 percent of the daily need for calcium. Prices of frozen pizza vary according to the type purchased. On the average, a 13-14-ounce cheese pie sells for between 79 cents and $1.39. At that price, it is an economical meat-substi-i tute for a lunch, dinner or snack. The Quick Frozen Foods Magazine study also showed that most frozen pizzas cost less per ounce than the cheapest fresh selections. For Your Information Dear friends, An experienced funeral directing organization will have learned to anticipate mod every need and detail of the funeral ser­ vice. However, we are always sensitive to the unique wish that the bereaved family may have as an individual expression of thoughtfulness and taste. Respectfully, * PETER M.JIJSTEN A cp)ki FUNERAL HOME McHENRY, IlllNOIS - 315-0063 ARE YOU NEW IN The McHenry Area? Someone 385-5475 385-2850 % (ROYAL WELCOHEJ KMW VOW MEA40YAL WELCOME DOES IT KST FAMILY SERVICE ft MENTAL HEALTH CLINIC 3409 W. Waukegan Road McHenry 385-6400 TURNING POINT-DOMESTIC VIOLENCE STRESS LINE McHenry County 24 hours a day, 7 days a week Parents Anonymous meetings on Tuesday. Call 815-344-3944 STATE CHAMBER GOVERNMENT REGULATIONS HOTLINE 217-522-5514 FEDERAL GOVERNMENT GENERAL SERVICES ADMINISTRATION 202-755-8660 Hours 7:30 a.m. to 5:30 p.m. week days (Ever had a problem involving the federal government and not known where to call? And- then been given the runaroond or referrals by persons who meant well but didn t know how to help? Ten specialists available at this center.) NATIONAL RUN AWAY SWITCHftOARD Illinois Phone: 800-972-6004 (For confidential conversations on problems dealing with run­ away children.) MOVING HOTLINE Phone 800-424-9213 (Complaints about interstate moving by companies, buses or trains. Sponsored by Interstate Commerce commission) CONSUMER PRODUCT SAFETY COMMISSION Phone 800-638-2666 (For Questions or Complaints on products ranging from toys to ovens) * „ NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION Phone 800-424-9393 (Answers questions about automobile safety defects or whether a particular model has ever been recalled. Valuable for those interested in buying a used car.) ILLINOIS DEPARTMENT OF CHILDREN AND FAMILY SERVICES Child Abuse Center McHenry County (312) 546-2150 CONSUMER PRODUCT SAFETY COMMISSION 800 638-2666 (Operates five national lines. Answers inquiries about or repor< ting on the safety of products from kitchen appliances to children's toys.) NATIONAL SOLAR HEATING AND COOLING INFORMATION CENTER 800 523-2929 P O.Box 1607 Rockville. Md. 20850 (Dispenses information on sblor systems for heating ond cooling to anyone from architects to home owners looking for a sun- powered hot water system) CONSUMER PROTECTION DIVISION 312 793 3580 Chicago III. BIRTHRIGHT Pregnant? Need Help? Counseling Service. 385-2999. 24 hour Answering Service. YOUTH SERVICE BUREAU FOR McHENRY COUNTY 4719 W. Elm St., McHenry Phone 344-3240 24 hour Crisis Intervention and Confidential Counseling for youth and fomilies ILLINOIS STATE CHAMBER HOTLINE Phone 217 522-5514 Answer to questions on government regulations •Ci MENTAL HEALTH 1-SOO-S92-S900 jCrlsIs Center Line for McHenry Co. 24-Hour Emergency number and professional staff will answer your call. Sponsoring agency McHenry County Comprehensive Mental Health Service Syefem. fessvo*1 un. H WM.SH t UCK WM.SH MS. fit* Avto Ftrm lit* ItffMMNnf MLIASlI COMPANIfl 4410 W •». 120 MS SMS DENNIS CONWAY AUtO 1*1 FHN Slate Fare las. Co. MI«W (felt**** McMonry M sss nu MKSM.McMTEE.UimR AVAIL ASLK TO PtACTKI IN: PwhmI ln|wry Trlolt SMIMII CwpwiNtm WWh/frrtHi Mntn-lMUitalt Workman • Compensation 1434 W. Ilm Sfroat McMonry. IIMnoU NUMWIUUft. ISM Richmond M.-McHanry ' tyat owamlnod-Ciwrt l»am Mon. Two*.. THvrt Fri. 4-ipm Two*.. Tttwr*., M. 7-tpm M.MMpi McNOKY COUNTY OFFICE MACMNES SAIM MSVICI • MNTAU Mon.-M » S:M TRT«OT Ml F SS SSOrantV Cryotailaho PHono 4M IIM It Pays To Advertise In The Plfadtaltr. Form Equipment (icorgc P. Fround. Inc. Cose • New Holland 4102 W Crystal lake Rd McHenry Bus. 385-0420 Res. 385-0227 IRELII RADIAL TIRES FOR ALL CARS Europa Motors. Inc 2318 Rte 120 815 385 0700 OmuiM Km e W HI our quic quick-action copy center FINEST QUALITY COPIES MADE ON XEROX EQUIPMENT See us. el so. for every kind of Printing Needl 3909 W. MAIN TRAILERS HORSE t CATTLE TRAILERS DUMP FLATBEDS CAR HAULERS * TRAILER HITCHES (EXPERT INSTAUATION) - RUNNING ROARDS BRADEN WINCHES ADAMS ENTERPRISES < t 3017 W Rte I>0 McHenry U • IIS MS $970