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PAGE 1» • PLAINDEALER - WEDNESDAY ,jXTOBERg^lMl I Past 65 by CarlRiblet Jr. Q. - "I do not share your enthusiasm for local savings banks. They are, most of them owned or controlled by out-of-town organizations. They do invest some money in local enterprises, but I'm not certain how much ad­ vantage local investment offers over what the Money Market Fund of the American Association of Retired Persons offers, if any. "You yourself may beflble to talk to the president of your local bank, but I can't even get an answer to a letter to the president of my bank. TTie so-called officers at the bank are little more than clerks. They can't, or won't, give me any significant information. They just hand me printed material. "Local banks are ex­ periencing serious financial losses. This fact does not lead to a feeling of con­ fidence. I'm not sure that local banks should have my money, so I invested $1,800 with the AARP-NRTA Money Market Fund that reports a present yield of 16 percent. Where can you do better than that?" -- Gordon P G. A. -- If some local banks that pay up to 14 percent interest have experienced severe losses, most of their depositors are not left out in the cold. Money is safe in local banks. For example, the Southwestern Bank in Tucson was closed by the Federal Deposit Insurance Corporation last weekend. There were 2,400 depositors. The FDIC announced that all but less than 10 percent of those depositors would receive full payment of their savings within the next week. The 10 percent were large depositors of $100,000 or more. Sixteen percent with AARP-NRTA is a good return. And it is perhaps reasonable to be convinced that nothing will ever fall apart with the association's Money Market Fund. But what if it does? The chain reaction involving so many retired people would be terrible. That extra two percent would not look so good then. Gordon is either mistaken in his reaction to attempts to talk with locals bank presidents, or his is an unusual case. I made phone calls to presidents of six savings banks in a test. None of them knew me by name. All but one, who was out of town, talked to me. I called another at his home. They were helpful with in­ formation and they were cordial. Men don't get to be presidents of banks in these times by giving a caller the cold shoulder. Elders may follow the idea that they will invest where the return is highest, regardless of what happens in the local community. That is short-sighted. The community should be as all- important to the senior citizen as it is to younger people. Local banks do in­ vest a huge proportion of their money locally. By all means invest in the Money Market Fund, but don't put all the dollars in one vault. When a man or woman is past 60, he-she needs to be doubly careful. I will go for the local bank every time if I have only a relatively small amount to invest. Q -- "Do you know the name of the movie that featured a song that went like this "' 'You told me you loved me when we were young one day'. In the movie a couple were riding through a park in a carriage and she was standing up and singing it." -- Pearl F.. A. -- There was a movie with the title "When We Were Young", starring Barbara Stanwyck and George Brent. The catch, however, is that Miss Stanwyck was not a singer. If anybody out there can help with more information for Pearl, please write. Q. -- "Where could I get the directory entitled 'The National Directory of Retirement Residences: Best Place To Live When You Retire?" -- Mrs. Davis W. A. -- The publisher, Frederick Fell Publishing Co., is situated at 386 Park Avenue, New York, N.Y., 10016. Q. -- "My sister and I will be looking for a place to retire to. We thought we'd like to go to Florida, but don't know where to look. We both have a touch of arthritis so we would like a sort of dry climate and a place with a hospital close by." -- Rose B. A. - Rose can write to Florida State Bureau of Tourism for information. A l t h o u g h o r g a n i z e d specifically to inform tourists, the bureau can supply facts on places to live. Florida does not have what could be termed a dry climate. Dry climates do not always relieve arthritis. Some people, for example, go to New Mexico and Arizona for a dry climate, only to discover later that their arthritis is not being relieved. Some, who were arthritic-free, have gone to Arizona only to begin to suffer from arthritis after they settled there. Q. -- "I plan to retire next June from the government job I have held since my husband became disabled 15 years ago. He is now receiving $399. a month from Social Security along with his disability allotment. My government annuity will be only $280 a month, so I want to know whether I will be eligible for any part of my husband's benefits." -- Muriel S. A. -- When Muriel reaches retirement age, she will be entitled, of courset to one- half of the monthly benefit paid to her husband by S.S. Q. - "There is a problem that many people, including doctors, are not aware of. it a patient remains in a hospital less than three days and then is transferred to a c o n v a l e s c e n t h o m e , medicare will not pay for the stay in the convalescent home. That happened to a relative who had a stroke. At the end of two days in the hospital, the doctor had her transferred to a con­ valescent home where she almost had another stroke when they presented her with a bill of $500 plus $45 a day. "Is there any way in the world that Medicare can be persuaded that care in a convalescent home is vital to recovery and therefore should be covered by Medicare? It is so confusing to live these days." -- Marjorie D. A. -- Marjorie's question in one form or another has been asked by thousands and thousands of senior citizens because elders are confused when they learn that so many conditions and rules seem unreasonable and unfair. She and all who are not satisfied with Medicare should write to their congressperson. If enough people get the idea through to a U.S. representative or a U.S. senator that Medicare should be changed to provide for reasonable care in some cases that are now excluded, you can bet the provisions will be changed. Never under-estimate the jjower of letters to Washington. (Write to Carl Riblet, Jr., w i t h s e l f - a d d r e s s e d , stamped envelope at Box 40757, Tucson, Ariz., 85717 if you are seeking the answer to a specific question on the problems of aging. All let­ ters will be answered, if possible. No identities are revealed. Report Increase In August State Payroll State Comptroller Roland W. Burris reported that there were 114,264 em­ ployees on the State payroll in August, an increase ol 4,061 from the previous month. Burris attributed most of the August increase to the return of employees at state educational institutions, which had been on summer break. Specifically, the higher education payroll increased 4,450 in August, while the regular state payroll decreased 389 from July- Changes by major groups were: Constitutional Of­ ficers and Courts down 105, or 1.1 percent. Code departments down 251, or .4 percent. Major commissions down 24, or .8 percent. Miscellaneous agencies down 9, or .3 percent. Payrolls for all agencies totaled $168,793,813, an in­ crease of $10,697,182, or 6.8 percent, from July. Payroll for all agencies, except educational institutions, was $118,301,755, an increase of $664,854, or .6 percent. The number of employ ees in August, 1981, was 1,044 less than in August, 1980. Educational institutions increased by 1,384. All other agencies decreased by 2,428. Total payroll costs for all state agencies increased $12,357,555, or up 7.9 percent, from August 1980, to August, 1981. G.S. #3 h G.S. "#15 / G.S. #26 / G.S. 1W6 /G.S. W H.S. 155 //HsS. #156 / UNIT DISTRICT #118 / Ulfl1"N5TRICT #153 UNIT'DISTRICT#2I0/UNIT DISTRICT t3M COLLEGE #512 / COLLEGE *5W / COLLEGE # 528 SPECD1EN BALLOTS CONSOLIDATED NON-PARTISAN ELECTION N0VEHBER 3, 1901 flcHEHRY COUNTY, ILLINOIS I HEREBY CERTIFY THAT THIS SPECIHEN BALLOT IS A TRUE AND CORRECT COPY * OF THE OFFICIAL BALLOT TO BE USED IN THE COHSOLIDATED NON-PARTISAN ELECTION TO BE HELD IH flcHENRY COUNTY, ILLINOIS OH NOVERBER 3, 1981. ROSEftARY AZZARO COUNTY CLERK flcHENRY COUNTY, ILLINOIS McHENRY COMMUNITY HIGH SCHOOL DIST. 0156 . FOR MEMBERS OF THE BOARD OF EDUCATION1 TO SERVE FOR 4 YEARS (VOTE FOR TWO) DAVID ft BENRUO --, 64 --> JUDITH'A. ZID 66 --> FOR MEMBERS OF THE BOARO OF EDUCATION: TO SERVE AN UNEXPIRED TERM OF 2 YEARS (VALTE FOR TWO) BOB ANDERSON 72 --O MICHAEL LOW -» 74 -- > 21-273 UNIT DISTRICT •118- I SPECiriEN BALLOT CONSOLIDATED NOJ>K?ALRTISAN ELECTION \$OVEMBER 3,| 1981 flcHENRY COUNTY, ILLINOIS POO Z WAUCONDA DISTRICT *118 MCHZ4-Z71 G.S. *3 CONSOLIDATED HONV?*RTX8AN ELECTION NOVEMBER 3/ 19815 ncHENRY COUNTY# ILLINOIS 26-2?3 POS z FOX RIVER GROVE DIST. f3 MCH13-Z71 WAUCONDA COnnUNITY UNIT OISTRICT #118 FOR MEMBERS OF THE BOARD OF EDUCATION: TO SERVE FOR 4 YEARS (VOTE FOR TWO) BURNELL C.* RUSSELL 30 -- J WENDA R. BURBANK 31 -- 3 GILDO R. DE LORENZO 32 --) FOX RIVER GROVE SCHOOL DISTRICT #3 FOR MEMBERS OF THE BOARO OF EDUCATION' TO SERVE FOR 4 YEARS (VOTE FOR TWO) GLEN A. GULLIKSON 27 --O LOWELL A. CUTSFORTH 28 --) ROBERT 0. BLUMBERG 2? --} UNIT DISTRICT *220 SPECIMEN BALLOT CONSOLIDATED NONPARTISAN ELECTION NOVEMBER 3, 1981 MCHENRY COUNTY, ILLINOIS 22-273 POS 3 COMMUNITY OISTRICT 0ZZ0 MCHZ8-Z71 G. S.' *26 SPECIMEN BALLOT CONSOLIDATED* NDN-'FCJRTISAN ELECTION NOVEMBER 3, 1981 B MCHENRY COUNTY, ILLINOIS 19-273 COMMUNITY UNIT SCHOOL DISTRICT #220 FOR MEMBERS OF THE BOARD OF EDUCATION' TO SERVE FOR 4 YEARS (VOTE FOR TWO) P05 Z CARY OISTRICT 0Z6 MCH1Z-Z71 BRIAN C. BETSWORTH EDWARD J. FILA LAWRENCE J. WEINER FREO J. HEICK JACK LAGESCHULTE -- 45 -- 47 -- 49 -- 31 -- 33 -- GARY COMMUNITY CONSOLIDATED OISTRICT #26 FOR MEMBERS OF THE BOARO OF EDUCATION: TO SERVE FOR 4 YEARS (VOTE FOR TWO) MARY ANN VIEUEG 23 --} UILLIAM H. WARREN Z6 --> MARK W. SHACKELFORO 27 --> LAWRENCE R. WHALLEY ZQ --> FOR MEMBERS OF THE BOARO OF EDUCATION' TO SERVE AN UNEXPIRED TERM OF 2 YEARS (VOTE FOR ONE) BARBARA A. OAHAR 34 --Y JEANNINE H CRAIG 35 --Y GEORGE R. ENGLAND 34 20-273 G.S. *46 SPECIMEN BALLOT CONSOLIDATED NON-PARTISAN ELECTION NOVEMBER 3, 1981 * MCHENRY COUNTY, ILLINOIS pos 3 PRAIRIE G R O V E DIST *46 MCH11--Z71 PRAIRIE GROVE CONSOLIDATED DISTRICT 046 FOR MEMBERS OF THE BOARO OF EDUCATION' TO SERVE FOR 4 YEARS (VOTE FOR TWO) MICHAEL R. HARPER 44 -- > JOSEPH F. BAUMAN, JR. 45 --5 HELEN HIRSCH 46 --5 FOR MEMBERS OF THE BOARD OF EDUCATION' TO SERVE AN UNEXPIREO TERM OF 2 YEARS (VOTE FOR ONE) BRUCE D. WESTPHAL 52 ARLENE P. SOUAZZO 53 18-273 G. S/ *15 / H. S. *156 SPECIMEN BALLOT CONSOLIDATED NON-PARTISAN ELECTION NOVEMBER 3, 1781 MCHENRY COUNTY, ILLINOIS 27-273 G. s: *47 / H. S. *155 COLLEGE *512 - SPECIMEN BALLOT CONSOLIDATED NON-PARTISAN ELECTION NOVEMBER 3, 1981 MCHENRY COUNTY, ILLINOIS P08 Z COMMUNITY DISTRICT 047 MCH8-Z71 COMMUNITY CONSOLIDATED SCHOOL OISTRICT 47 FOR MEMBERS OF THE BOARO OF EDUCATION: TO SERVE FOR 4 YEARS (VOTE FOR TWO) JAMES M. O'LAUGHLIN 25 -- > CINOY BECKER 26 POS 4 COMMUNITY H. S. DIST. 0155 MCH31-271 COMMUNITY HIGH SCHOOL OISTRICT 0155 FOR MEMBERS OF THE BOARD OF EDUCATION= TO SERVE FOR 4 YEARS (VOTE FOR TWO) KENNETH R. APEL 68 --O WILLIAM E. LYONS 70 -- > POS 3 COMMUNITY COLLEGE 0512 MCH36-271 COMMUNITY COLLEGE OISTRICT NO. 512 FOR MEMBERS OF THE HARPER COLLEGE BOARD' TO SERVE FOR 4 YEARS (VOTE FOR TWO) , GEORGE F. DASHER 84 DONALD D. TORISKY 86 -- } KRIS HOWARO 88 --> JOHN F. POLLI 90 9-273 UNIT DISTRICT *158 COLLEGE *528 8PECIMEN BALLOT CONSOLIDATED NON-PARTISAN ELECTION NOVEMBER 3, 1981 MCHENRY COUNTY, ILLINOIS POS z MCHENRY DISTRICT 013 MCH10-Z71 POS 3 HUNTLEY OISTRICT 0138 MCHZZ-Z71 MCHENRY COMMUNITY CONSOLIDATED DISTRICT 013 FOR MEMBERS OF THE BOARO OF EOUCATION' TO SERVE FOR 4 YEARS (VOTE FOR TWO) GARY LOCKWOQO F 27 --> FRANCES LARSEN f 28 -- > THOMAS PRZETACZNIK r 29 --> r- POS 4 McHENRY H. 3. DIST. 0156 MCH32-271 HUNTLEY CONSOLIDATED OISTRICT 0138 FOR MEMBERS OF THE BOArRO OF EDUCATION' TO SERVE FOR 4 YEARS (VOTE FOR TWO) CHARLES T. O'BRIEN 44 .Y JAMES J. HEAVEY1 - 45 --5 POS 5 McHENRY COLL. OIST. 0328 MCH33-271 (Continued on page 19)