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PAGE 1« • PLAIN DEALER - FRIDAY. JULY 22.1M3 . Ci Here And There In Business Hometown Touch Former Resident Becomes Published Music Composer A former McHenry resident recently became a published com­ poser of both choral and piano music. Eugenie Meeker Maxwell lived in Woodlawn Park, on the river, until a Reaching position took her to California. A graduate from the music school at the University Illinois, Champaign-Urbana, she majored in piano performance and pedagogy, and in composition. Last year she hit the jackpot. Her choral piece, a two-part folk song for Christmas, The Little Brown-Eyed Donkey, was published early in the year. Later, a book of 14 piano pieces for students, called Piano Scenes for the Young, was published. The book is Ask Public Votes illustrated by the composer. She has moved to the Yakima In­ dian area of Central Washington, to study the music of the reservation, and has writen a suite of piano music for intermediate piano students, called The Song of Hiawatha, which has been accepted for publication. Ms. Maxwell taught piano in McHenry while she lived here, and also taught fourth grade in Round Lake Park, a school which stays af­ fectionately in her memory, as does the old house on the river. Her mother and father, and brother, Bill Meeker, are buried side by side in the cemetery in McHenry. Flower Arrangements Following are the locations for special flower arrangements. The McHenry Beautification committee asks the public to cast a vote for one in each category they consider the most beautiful. Permanent Locations City Hall & Police Station Boxes at Main & Crystal Lk. Rd. Box at Old World Coins * Urn at Green & Elm St. Urn at Waukegan & Third St. Urn at Pearl St. Park Chamber Window Boxes Triangle at Green & Waukegan Green St. Rose Bed Planters at Green St. Parking Lot Bed at Knox Park City Garage (S. Green St.) Hansen Marks 25 Years At Nl-Gas McHenry resident Robert Hansen recently marked 25 years of service with Northern Illinois Gas. Hansen is customer service work dispatcher at the firm's Crystal Lake office. Before assuming these duties in 1982, he served as service technician and pipe fitter. Hansen has been active with the McHenry Fire District Co. No. 1 since 1961. He also served a two-year term on the board o£ dirosfors of the Pioneer Center for MCHenry County. He and his wife, Connie, are members of the Zion Lutheran church, McHenry. St.) Lk. 120) Flower Barrels -McHenry Library -St. Mary's Church -Christopher's Men's Wear -McHenry Tire Mart (Main St.) -Railroad Station -Althoff Industries - McHenry Market Place -Mr. Don s Cleaners -Chain-O-Lakes Travel -Riverside Beauty Shop (Rt. 120) -Riverside Retail Outlet -Pink Lady Thrift Shop (Green - Lake's Cable T.V. Office --George Thompson Insurance --McHenry State Bank (Crystal Rd.) --Jim's Barber Shop (Main St.) --Plum Garden Restaurant --Main Paint --Southgate Shopping Center --Joe's Barber Shop (West Rt. RECOGNIZE SALESMAN Kenneth E Bryant, new vehicle salesperson for Sunnyside Dodge company, McHenry, received an award for individual performance in selling Dodge vehicles. A resident of McHenry, Bryant has reached the Silver level of recognition in the company's unique Sales Professionals club. Specially-designed incentives and awards are provided for out­ standing product knowledge and sales achievement at three performance levels -- Bronze, Silver and Gold. Membership in each level is deter­ mined by points earned for sales of new cars and trucks. BaberBulck • : BIG SELECTION OF NEW 1983 BUICKS TO CHOOSE FROM. IMMEDIATE DELIVERY •Skyhawks •Skylarks •Centurys •Regals •LeSabres •Electras •Rivieras 1983 LeSABRE From * 10,500 1983 RIVIERA 1983 ELECTRAS Includes Freight, but Taxes. License and Title Extra TOP TRADE-IN ALLOWANCE WE NEED YOUR CAR TH1CLEANEST 4 SHARPEST USEP CARS IM T« COUNTY! 1 1*0*. TNIU THUtt. Baber Quick Realtors Record By Yvonne Beer, Executive Officer, McHenry County Board of Realtors Whispering Oaks Entry Steiny's Tavern (Elm St.) McHenry Paint & Glass *Town Club (Riverside Dr.) Riverside Beach Park McHenry Hospital McHenry Plaindealer Complete voting and return to Chamber office by Monday, July 25. The winning barrel will be featured in the Fiesta Day parade Sunday, July 31. ^ tt§ Mark Justen On State Committee Mark L. Justen, of Geo. R. Justen & Son Funeral home, in McHenry, was appointed to the Community Education committee of the Illinois Funeral Directors association at its 103rd annual convention in Springfield. The appointment was made by President Charles W. Fricke, Mt. Pulaski. The Illinois Funeral Directors association, a not-for-profit organization, provides consumer information and audio-visual resources for schools, churches and civic organizations on the subjects of grief, funerals and death education for children and adults. The McHenry County Board of Realtors responds to questions on two- income families and first-time homebuying. Q--My wife and I both work full- time and want to buy our first home. But with high interest rates and the tight credit conditions, isn't it true that first-time buyers can no longer afford a home in today's market? A--No. A reasonably-priced home is not necessarily out of the financial reach of a young working couple. Of course the problem of affordability due to today's higher interest rates and down payment requirements does affect first-time buyers more than repeat buyers who have accumulated equity in their previous homes. Over the past ten months, however, housing affordability has improved significantly. Since May, 1982, the gap between the actual median family income and * the income necessary to qualify f& purchase the median-priced resale home has narrowed dramatically. The National Association of Realtors' Housing Affordability Index for March showed the U.S. family ear­ ning the median income of $24,150 had 81.8 percent of the income qeeded to qualify for a median-priced home, which was $69,300. In addition, lower interest rates combined with relatively stable home prices reduced the median monthly principal and interest payments from $734-mo. to $615-mo. That's a cumulative decrease of $119 since May 1962. All this translates to improved housing affordability for everyone - especially first-time buyers. Q--What percentage of homes are purchased by two-income families?*' A--Statistics compiled by the National Association of Realtors show nearly one-half of homes sold are bought by two-income families.Many young couples have been able to achieve their goal of home-ownership by relying on two incomes. In fact, a recent nationwide study by the National Science foundation found that the percentage of working couples in their late 20's who owned their homes by 1980 was 60.9 percent - a 6.5 percent increase from 1974. The f -- H * -cV Two From McHenry Accountants" Name Officers At the June meeting of the McHenry county chapter of the Independent Accountants Association of Illinois, the new officers and directors for the 1983-84 year were elected. The president is Kenneth W. Martin of Crystal Lake. Elected secretary was Shirley Harms and membership chairman is Larry Booster, both of McHenry. Any accountant in the area in­ terested in joining should contact Larry Booster 385-5899. Meetings of the chapter are held monthly. study said this upward trend is ex­ pected to intensify in the coming decade as more women enter the workforce. Q--Although we are anxious to buy now, shouldn't we wait for interest rates to drop further? A--No. According to the National Association of Realtors' April "Outlook for Housing and the Economy," interest rates are ex­ pected to fall only slightly during the second half of this year. Furthermore, as the economic recovery accelerates and the federal deficit continues to grow, interest rates are likely to stay at high levels.In addition, the current supply of homes available is ex­ cellent. Once the demand for homes catches up with the supply, home prices will go up. Playing the waiting game can be very risky - now is a good time to buy your first home. If you have any questions relating to real estate send them to the McHenry County Board of Realtors at 1065 Lake Avenue, Woodstock, 111., 60098. Questions of general interest will be answered in future columns. However, the McHenry County Board bf Realtors cannot guarantee a response to all questions. Bell Files In Federal Court Illinois Bell has asked the U.S. District court in Chicago for a preliminary injunction that would order the Illinois Commerce Com­ mission (ICC) to comply with a Federal Communications Com­ mission (FCC) decision. The company is seeking about $17 million in 1963 revenues to recover certain expenses excluded from a May, 1982, rate or­ der. The ICC failed to rule July 13 on Illinois Bell's request for the ad­ ditional revenues. In Illinois Bell's May, 1982, rate order, the ICC disallowed certain of the company's intrastate (within the state) expenses, indicating that the expenses should be recovered from rates paid by Illinois interstate (from state to state) long distance callers. In May, 1983, the FCC reaffirmed that se expenses, njust recovered by rates? charged intrastate customers and not from rates charged interstate customers. Illinois Bell asked the ICC for revenues to cover this expense on May 27,1983, and proposed a 1.61 percent supplemental monthly charge on most intrastate services. The company announced it has not recovered any revenues from these expenses since the May, 1962, rate order and is losing more than $95,000 daily in revenues. Bruce Eiseman, owner and president of Harborside Pontiac-Cadillac in McHenry, Is being congratulated by Joe Hendrix, Chicago Pontiac tone manager, for obtaining his Pontiac franchise. One of the newest businesses in town recently replaced one of the oldest. Harborside Pontiac-Cadillac is the new name given to the former Overton Pontiac-Cadillac dealership at the corner of Front and Elm streets, in McHenry. Earlier this year, the Overton Pontiac-Cadillac dealership, which has been at that location since the early 1900's, was sold to Bruce Eiseman Under Eiseman's ownership, Harborside Pontiac-Cadillac is keeping the local flavor well known to many McHenry area people. "Most of our people who work in sales and service are local people," Drop In Higher Education Rolls A significant drop in higher education payrolls reduced the total number of state employees to 110,108 in May, Comptroller Roland W. Burris has reported. Burris said the number of univer­ sity employees declined by 1,133 in May, while the payroll in the regular state agencies decreased by 41, for a noted that between May, 1982, and May, 1983, the state employee total decreased 4,694. The number of workers in the regular state agencies dropped 3.286, while the number of university em­ ployees declined 1,408. In May, 1983 there were 73,884 employees in the regular agencies, and 36,224 in the university system. AT BUSINESS CONFERENCE McHenry resident William Neumann, CLU, ChFC, recently at­ tended a Prudential regional business conference in Nashville, Tenn. One of the featured subjects was a discussion of variable life insurance, a new product to be introduced later this year. 91 S. RT. 12, FOX LAKE 312/S87 2555 From (Acro»« 385-3074 ..quautx plants GROWN by professionals WE HAVE SUPER FRESH VEGETABLES! DON'T MISS OUR HOME GROWN SWEET CORN COLD WATERMELON FIELD GROWN KENTVCKY TOMATOES Accreditation In Public Relations McHenry resident Kevin E. Barber, public relations manager, Kemper Group, Long Grove, has been awarded accreditation by the Public Relations Society of America (PR- SA). Accreditation is granted after successful completion of written and oral examinations designed to demonstrate the candidate's knowledge and competency in the practice of public relations. The examinations are administered twice yearly throughout the nation. Barber joined the Public Relations Society of America in 1983 and is a member of the Chicago chapter. I He received a bachelor's degree in English from North Park college in Chicago. Eiseman said. "We didn't want to bring in a whole new crew from someplace else. I'm not an absentee owner. I'm around and I will be visible." The new management at Har­ borside Pontiac-Cadillac has made a number of improvements in the physical appearance of the dealership and more so in the attitude of the business. Eiseman said the dealership was expanding the inventory of bow new and used cars and in the service department as well. "We are trying to get and keep only the best used cars, all with certified mileage and an available 12-month, 12,000 mile warranty," Eiseman said. "Our parts department will be ex­ panding its inventory for all GM cars." Eiseman pointed out that one of the major goals of the new enterprise is to have the best service department in the entire McHenry county area. In order to accomplish this, Harborside Pontiac-Cadillac is always on the lookout for skilled technicians. Service hours have been expanded. He commented that automobile sales have increased 20 percent to 40 percent over the last couple of years and he noted that this benefits everyone. "Harborside Pontiac-Cadillac is big enough to serve you and small enough to know you," Jftsfenansaid. o Verification On Phone Calls General Telephone has announced that starting Aug. l, no local or long distance third-number billed calls will be completed unless someone at the billed number Accepts the charges. Third-number billing occurs when a caller dials zero plus the number to be called and tells the operator to bill the call to a different (third) phone number. The operator then puts the call through. "The policy of verifying is being implemented to reduce fraudulent third-party billed calls," said Donn Pierce, state director - public affairs. Effective Aug. 1, operators will call telephone numbers to be billed to see if someone there is willing to accept the charges for the call. If the line is busy or no one answers, the operator will tell the caller permission was not obtained. The operator then asks if the customer would like to bill the call another way, such as Calling Card or collect, or place the call later when someone is home. CHARLIE AVOIDED THE DENTIST'S OFFICE LIKE THE PLA6IIE, NOW HE AVOIDS CHEWING. \i OTHER HARMS FAR M FAVORITES • LETTUCE • NECTARINES * RASPBERRIES •PEACHES • GOOSEBERRIES 'p • PLUMS * • STRAWBERRIES • ZUCCHINI • CAULIFLOWER • HONEY DEW • CUCUMBERS • CABBAGE • CANTELOPE • GREEN ONIONS YOU CAN KEEP YOUR TEETH FOREVER, OUR HELP A LITTLE HELP The two main reasons why people like Charlie avoid the Dentist are fear and money. Here at ANTIOCH AND FOX LAKE DENTAL CENTERS, we remove your fears with experienced, personalized care, and friendly people. With our HELP-DENT PLAN, we can reduce the cost of your dental needs, from braces to dentures, And, if you hove dental insurance, the HELP-DENT PLAN REDUCED YOUR CO-PAYMENT. SOMETIMES COMPLETELY. Call today. We are open weekdays, evenings and Saturdays. m ANTIOCH DENTAL ~ CENTER BUtLMNO 439 Lake Street (next to Ben Franklin) (312)395-3250 FOX LAKE DENTAL 18 East Grand Avenue (just West of R.R. tracks) (312)5*75053